Yes, let's go ahead and presume that the institutions that figuratively and in some cases literally built the first world nations we sit on our asses in have no idea how to sandbox and bound check a code read from a scanner in order to stop an "infection" from taking over... Why, there is no way every single bank, even the podunk credit unions that dot the land near and far, can figure out how to run a completely public banking portal without getting completely pwned on their first day and having their vaults emptied. Wait, no, I have that backwards. Good security IS possible, it's just hard for most slashpundits to imagine since it is completely beyond them.

So we don't need to discuss this anymore. Copyright infringement is "THEFT"

http://www.fbi.gov/about-us/investigate/cyber/ipr

Preventing intellectual property theft is a top priority of the FBI’s cyber program. We specifically focus on the theft of trade secrets and infringements on products that can impact consumers’ health and safety, such as counterfeit aircraft, car, and electronic parts. Key to our success is linking the considerable resources and efforts of the private sector with law enforcement partners on local, state, federal, and international levels.

Unless you quote the person who, in your opinion, is "full of it", it's difficult to determine whom you think is full. You seem to be disputing someone who advocated steel and concrete construction, and you hypothetically put your own life on the line to attest. Really, regarding the ability of a structure to endure an earthquake, to make a judgement, much more information is needed beyond the type of construction employed. One steel structure is weaker than another, for example. And, in construction, there is a size division between single-family and multi-family dwellings that must be considered. But anyway... I'll clarify some terms. Most houses today (post WWII) are built using a wood construction system called "platform framing". Colloquially, this is called "stick built". However, stick build is a more general term just meaning using 2x4s and can include systems that are not platform framing. In platform framing, one story is built after another. This is opposed to obsolete balloon framing which uses structural members that span more than one story. Platform framing uses the familiar stud and plate (top or bottom horizontal member) wall arrangement. Timber framing usually means post & beam construction, which is also called post-frame construction. Large pieces of wood spaced a few feet (a couple meters) apart form the structure. In this thread, some seem to be using "timber" to simply mean wooden. Steel-reinforced concrete is a very strong method of construction. The Japanese buildings using this method did well in the recent earthquake. And we must remember, earthquakes aren't the only possible hazards. Nowadays, a larger building should also be able to withstand small bombs, high winds, and vehicle impacts. Another method of single-family dwelling construction is SIP (Structural Insulated Panel). The walls are made with SIPs, which are composed of thin plywood exteriors encasing thick polystyrene foam in-between. Sure, wood platform framing is economical and sufficient for small structures, like single-family dwellings, but it's not suitable for larger structures. And in terms of a single-family dwelling contest for ability of withstand to withstand an earthquake, a mobile home on beam (rather than discrete "jacks") supports wins.