Maybe I've been brainwashed, but how could you save for retirement without some kind of finance bro getting to clip the ticket on the way through?

But to your point, DIY via self-managed super fund is an option. And many super funds also have direct investment options.

Can you not switch funds to something that gives you a bit more control? For example, Hostplus offers Choiceplus, which lets you invest into anything in the ASX300 plus a bunch of selected ETFs. You can manually spread it your super across gold, property and mining shares if that's what floats your boat.

Actually the app has never had a big enough install base for it to be useful for contact tracing. Our contact tracing is happening the old-fashioned way - by humans phoning each other. This is working pretty well, although there is the curious case of South Australia going into lockdown because they thought you might be able to catch COVID from pizza: https://www.abc.net.au/news/20... Thankfully as new facts to light the South Australian govt is sharing them and correcting course accordingly.