Comment Just get a Wode (Score 5, Informative) 258
If you're that worried about losing the ability to load games from an external hard drive, just buy a Wode. It fully emulates the Wii's optical drive and is oblivious to any updates Nintendo does to the console. That's what I use and it's amazing, it even rips your discs to the hard drive for you. My kids haven't had to touch a game DVD in months.
WODE