Comment Re:Banks responsible in part (Score 1) 54
Banking industry is sometimes really stupid and oblivious, I received dozens of scam emails asking me to urgently install the "Security App" to unlock my bank accounts. It took a few months, before my bank decided to create an app to securely access my bank account. You'll never guess, what they called that app.
Paypal change of ToS would also be an example of frequent emails, that I had to research before actually deeming them legit.