Test post please delete

This happened to me recently with B of A. I live in FL, and someone used my card in NJ. Bank of America shut my card off right after it happened, sent me an email, text message, and gave me a phone call letting me know they'd detected fraud. When I called them back, they gave me the option to turn the card back on (in case I'd jumped on a plane to NJ) or initiate a fraud investigation.

I think the fraud algorithm they use is pretty good, they found it right away. Fortunately it was only a $4.80 "test" charge. But they prevented any more money from coming out, and got the 4.80 back to me within 48 business hours.