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Comment Sweeden uses a similar token system (Score 3, Interesting) 208

A friend who is studying in sweeden at the moment has basically a scratch card with 40 numbers on it, when she goes to login she enters her username, password and then scratches off a panel to get a 8 digit numeric token to enter.
When she has used about 30/40 the bank send out a new card.

Its a whole lot cheaper than handing out SecureID devices to customers and i'm really suprised that most banks dont have this already, its the size of a credit card and fits nicely in a wallet.

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