I don't think that's right. Because someone might earn a lot of money doesn't make it ok to make them suffer emotionally at another age. I also know a lot of 'nerdy kids' who didn't grow up to make all that much money. Not being from a recognised minority doesn't make it ok that someone is mistreated, nor does the fact that some people are treated worse.

I don't know about anyone else but earlier today at work I went with "a dark skinned chap", because the words for it all seem offensive and that at least is factual.