I don't believe either theory is right. When falling into a black hole one would be stretched along with space/time. To a corporeal 3rd dimensional being it would be near imperceptible. Much like a 2D drawing on a piece of paper the subject wouldn't feel the bending or stretching if a higher being were to crumple it, tearing would of course be catastrophic on all dimensions but up till that point the astronaut would feel nothing has changed as long as the fabric hasn't been distorted beyond the bounce back point. As the black hole condenses and forces time to slow the astronaut would be trapped in an ever slower and darker situation, provided he had air or a ship he would live indefinitely.

Most theaters will give you your money back if you leave within a reasonable time frame. This isn't limited to the movie being out of focus, or crappy sound. No, if you are not satisfied and can't sit through 30 minutes with out dry heaving you are obliged to complain and be reimbursed fully. Now take this to a PC game, can't even install? Tough you technically licensed it so it can't be returned. DVD, movie was utter tripe? Hope you can at least return with 15% restock. Even consumer electronics are the same. If your unsatisfied, or in worst case it doesn't work you're out of luck the majority of the time. Satisfaction guaranteed died a long time ago.