Switch to Chase, they're very good about this. Recently, someone got hold of my CC# and was trying to buy gas with it several states away. They emailed me immediately, and I saw this notification within minutes and called them up. They went over recent charges with me, marked them as fraudulent, then asked me if I saw any other suspicious charges (I spotted one other from 2 weeks before), which they also immediately flagged. Then they closed out the card and sent me new cards via overnight courier, and informed me if when I check my statement if I see any other bad charges to let them know.