I think your understanding is incorrect. According to the independent:

"A Jubilee study has shown that since 2010, the IMF, European governments and the European Central Bank has lent €252 billion to Greece. Over the same period, €232.9 billion has been spent on debt payments, bailing out Greek banks and paying ‘sweeteners’ to speculators to get them to accept the 2012 debt restructuring. This means less than 10% of the money has been used for anything else.

Back in 2010, nearly all government debt was owed to private entities such as banks. Today 78 per cent is owed to the public sector, primarily people in other Eurozone countries, but also throughout the world through the IMF’s loans"

http://www.independent.co.uk/n...

If almost all government debt was held by private entities in 2010, but only 22% today, that says to me that the money was originally lent by bankers, who were then bailed out by public institutions, with very little going to Greece itself.

When it comes to "(a) Illegal behaviour because of the cost to keep you in business", that illegal activity is _already_ illegal, so illegalizing drugs because they Might cause you to do crimes (which are themselves illegal) amounts to thoughtcrime.