Because it pretty much always takes a stupid mistake to generate a nuclear disaster. Reactors are generally quite safe unless you really screw the pooch.
Successful and fertile people should be encouraged to procreate. Or at least produce some gametes so that similarly gifted people can. Yeah, I know, eugenics and all that, but still.
That reason could be that the metabolic expense is too high for someone who lives off 1000 Calories a day. Not really a problem for most 1st world folks nowadays...
Well since Medical Insurers are exempt from anti-trust law, they have to DON'T compete AT ALL. Period. They can get away, legally, with things that would put the worst anti-trust abusers to shame. http://en.wikipedia.org/wiki/McCarran%E2%80%93Ferguson_Act