Re:For what it's worth... (Score 2)

I also bank exclusively online and I've had no problems. I am morally opposed to paying banking service fees ($25 in one month - no thank you!) so I switched! My new bank has no brick-and-mortar buildings - any time I have problems or unusual requests I call the telephone banking line and they help me. I know this sounds like a commercial, but its really much easier. I always use 128-bit encryption, and this eases my mind. I am eternally grateful I live in Canada where you can debit coast to coast without any headaches, and our banks (even my cheesy online bank) are super stable.