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Comment Re:So Luigi was right? (Score 3, Informative) 221

What you VA experience is like is dependent of what insurance carrier gets the contract to administer your care. There's a bidding process for what company gets to administer the west and the east. Humana Military administers the east and Triwest Healtcare Alliance (which is a mixture of Blue Cross Blue Shield flavors). Insurance carriers get a lot of federal money. There's a reason so many carriers offer Medicare supplement plans. All that sweet sweet federal money.

Comment Re:So Luigi was right? (Score 1) 221

A majority of Americans have no choice in what carrier they are covered by. I'm not going to go to the marketplace when my employer will foot the bill for a significant chunk of my premium. Insurance carriers and hospital systems negotiate negotiate what is paid for an how much will be paid. If a carrier can't get a contract set up with a hospital system in a particular area and another carrier can, it's not uncommon for the carrier to stop covering people in that geographic area. In some areas, there may only be one or two carriers that can offer competitive pricing. Your employer isn't going to stick with a more expensive choice for the sake of having that second or third option. This isn't Coke vs Pepsi. I'm sure members can still go to these cancer treatment, but the claims will be treat as out of network and the members will be subject to higher maximum out of pocket expenses. Insurance isn't healthcare. People need to look at their coverage as stop loss protection. You're going to pay for most everything outside of your preventive visit. Once you hit your deductible, the carrier will pay a percentage of eligible claims, but you still have to pay a portion until you he another threshold. The carrier is going to do everything possible to pay someone less. This is what we get when we treat everything like a free market transaction. Your premium goes towards claims, broker commissions, technology vendors, employees, employee compensation, shareholders, overseas vendors (customer service, quoting and claims processing). It's a huge bloated mess. One huge bureaucratic government agency could do a far better job at managing how we do health care, but it won't happen because we have massive companies with deep pockets who can use their financial influence to persuade lawmakers to keep the status quo. Your paycheck deductions for premiums may as well be called a tax. It's just not a federal or state tax.

Comment "exclusive content" (Score 1) 77

Maybe I need to give some of it a chance, but the exclusive shows and movies don't stand out to me. I have a list of stuff I want to watch from the last 100 years of cinema. The are tons of critically acclaimed movies I have yet to watch and that's part of motivates me to put on a movie. I feel like the platform exclusive stuff just feels like it could be a hallmark /lifetime movie. Filler.

Comment competing for jobs to get rid of jobs (Score 1) 211

I work in a salea organization. My job is to compete for a finite resource (clients) and the end result is someone else in a different company might not have a job. We're offering a commodity and so are the competitors. We're selling the same thing. Sometimes via the same third parties and vendors. It's a job. I don't really make anything. You give us money, we pay all parties involved and we might help you out. Or not. Heaven forbid a central entity get rid of competition and simply provide a service. If you can guess what industry I'm am engaged in, you win internet clever guy points.

Comment Re: Quarterly retreats?? Fuck that! (Score 1) 209

Right? We have an annual conference and it's nice to catch up with people for a couple days and exchange experience in break out sessions. I quit drinking, so the night activities lost their appeal. I do feel like it's time well spent. Going to my market to see clients is also a good use of time on occasion. Grab lunch, talk work, or not. Relationship building. It's the reward trips that I could do without. You know what would feel like a reward? Money. These reward trips have been in cool places, but I don't really want to hang out with upper management. They don't interact with me much all year. Then we have to pay taxes on the trip and essentially give up a couple paychecks to hang out with work people for a few days. If we wanted to hang out, we would.

Comment Re: Two words: (Score 1) 55

Exactly. The last phone I owned replacable battery was a Samsung Galaxy S5. I could have charged second batter on hand. It was simple and it the phone was even waterproof. Apple was the outlier. The entire industry shifted away from replacable batteries over a few years. Now I can't think of a smartphone that has a removable back. The steady match towards better and faster. I have replaced batteries in since then. It's not simple, you risk breaking things and I don't think going to a repair shop for a replacement will leave you with a device that isn't compromised. If you're heating parts and peeling things to get at a battery, what happens to water resistance? Can I be sure the technician didn't bend something and create a future problem?

Comment Re: Malthus was wrong. (Score 1) 243

I was going to say something about growth for the sake of growth. It's not sustainable, or if they think it is, they are going to need to raise the standard of living in a lot of countries so that they have more consumers to buy goods and seevices. I have 4 kids. I know for certain one of them is not going to have kids. The other 3 might, but they will need to have the stability and resources to feel good about bringing more people into the world, unless there's a surprise.

Comment ah memories (Score 1) 75

When I was a teen in the mid to late 90s, I few friends from a local BBS would use the free floppy disks and a program call AOHell to create accounts. At the time you could use a credit card number generator to cool AOL into creating an account. The game was to go into AOL chat rooms and troll everyone until we got kicked off. Then we would do it all over again. There was a cup holder button that would remotely open the CD from drive of you selected target. The 5 free hours disks came in the mail frequently. At some point AOL closed the door to our exploits.

Comment star of real world and road rules (Score 4, Insightful) 165

Sean Duffy has no business heading NASA or The Department of Transportation. (I'm surprised they let Department of Transportation exist purely because Trans is in the word). He's a reality TV star and a lumberjack sport enthusiast. This administration is setting us back. They will try to get rid of these satellites and contract a private company to provide the service. That way someone can profit from providing the data. I don't want to be here anymore, but there's not a straightforward way to step out.

Comment this isn't a new idea. (Score 3, Informative) 46

This was the argument about biofuels 20 years ago. They require energy to make. Just like any other fuel we burn. Refining oil into fuel requires a lot of energy. If we focused on using byproducts from other industries to make biofuels, that might make sense. I put e85 into my vehicle if it's cheap. My mileage suffers. There hasn't really been a move to use biofuels anywhere but on vehicles. I had hoped ethanol might be an option for small engines like lawnmowers. Ethanol burns cleaner, which would be a good move. 80% of my landscaping equipment is battery powered. All that is left is my snowblower, and if the trend continues, I won't need it much longer. We only had one significant snowfall last winter in south central Wisconsin.

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