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Comment Re:Come on (Score 1) 232

I just canceled a cc I didn't use. I received a "late notice" from them. Seems there was a $6.00 per month participation fee. That coupled with the minimum $.50 finance charge against the 6 bucks. Me being a dumbass thinking I didn't use it there wouldn't be a payment. 2 Months roll by and they charge me 2 $35.00 late fees against the participation b.s. I cancelled it and paid it off. The card was through "Applied Card" which used to be Cross Country Bank. If that wasn't enough it turns out the thing had a 30% interest rate. Word to the wise : READ THE FINE PRINT!.

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