too much like "renting" (Score 1)

I know that technically, the bank owns the car until it's paid off... but I'd never buy a car from a lot that did this. It's too much like asking permissions to use your own car.

What about when it's paid off?
What about if you're stuck in the wilderness and can't get the code even though the payment is auto-withdrawn... too many ways to screw the consumer.