It won't happen through a virus as they can never be sure it won't kill its own citizens. So only if the specific government has a death whish themselves, as in the final move because its gonna loose, no country is gonna use a virus.
No, I'm assuming that the madman antagonist has made a calculation of the form "It's worth X of our folks to kill P*X of theirs", where P is any value you think realistic.
"cognitive dissonance"
Hmm, I actually don't know what the investment advice says about not paying off your house. Why wouldn't I want to do this?
If the interest rate you're paying on your mortgage is less than you can reasonably expect to realize by investing the money elsewhere (e.g., stocks and bonds), invest the cash rather than paying off the mortgage.
It it stinks, it's Chemistry If it moves, it's Biology If it doesn't work, it's Physics
If it stinks, won't move, and doesn't work, it's your [husband | wife | neighbor].
Everybody likes a kidder, but nobody lends him money. -- Arthur Miller