Re:As usual, the field is already tilted (Score 1)

While it may appear that you aren't paying money for alarm systems, because they are covered by insurance, look at the real costs that alarm companies have. They charge people monthly fees with minimal cost to themselves because, they don't police the systems themselves. You are paying, not only for your own house but everyone elses. A disproportionately large number of calls from alarm companies are false alarms that you pay to be checked out and the ones that aren't often don't get police there in time to make a difference but you pay for those as well. This takes resources away from often overworked and underfunded police forces. A good book that talks about this and many others is "Free Lunch" by David Cay Johnston