Do you have a link to the source showing that the US really ordered 600,000 vaccines?

You know, I'm fine with this future. A return to live experiences may be best.

I work for a Third Party Administrator that handles for Flexible Spending Accounts (FSAs both Medical and Dependent Care) and Health Spending Accounts, or HSAs. FSAs involve pretax dollars set aside for the duration of your employer's plan year (usually follows the Health Insurance's plan year) for medical expenses not covered by insurance. As you know, this is considered a "use it or lose it" type of plan. If you don't spend all of your pretax dollars by the deadline, the funds are forfeited to your employer. On the other hand, in the case of a Medical Flexible Spending account (Dependent Care FSAs operate a little different), you are entitled to spend all of your election (what you say you are going to set aside for the plan year) from day one. For example I could make a $1200 MFSA election for my employer's 1/1/09-12/31/09 plan year. In February I have medical expenses totaling $600. I've only put in $200 so far to the plan, but I am able to claim and get reimbursed for the full $600. In March I terminate employment and take a job elsewhere. My employer is out $500 and they can't go after me for those funds or else their plan would be out of compliance with the IRS. Okay, so that is an FSA. An HSA is similar to an FSA but it has a major key difference: You must be HSA eligible, meaning you must be enrolled in a qualifying High Deductible Health Plan, or HDHP. HDHPs are great if you're healthy and only want insurance for a catastrophic event. If you're not healthy and/or have a large amount of regular medical expenses I wouldn't really sign up for it. An HSA is kind of similar to an IRA; you can invest the funds and use it as a retirement vehicle. But the main purpose is to invest pretax dollars to be used for medical expenses. So these can be rolled over year to year, as opposed to the "use it or lose it" FSA plan. The downside to an HSA is that your contributions are capped each tax year, right now the limit is $3000 for single coverage and $5950 for family coverage, although you can do a a "catch-up contribution" if you are age 55 or older. OK tl;dr HSA is different than FSA, google it.

Agreed. Four months is a long time but not THAT long of a time. You'll survive without being constantly "connected" for four months and be able to immerse yourself in the program better than if you were worried about getting emails, blogging and receiving Wikipedia updates all the time. If you're so set on blogging and having pictures to share, write your thoughts down and save those pictures to be uploaded after you get back. Anyway, what's wrong with emails less than 1MB for updates? You can't describe things without a blog or pictures?

In light of the recent economy you may be right. I only stopped working for the large CC company two years ago, but at that time the profit earned covered far more than we ever wrote off. Considering how eager banks are to close "unprofitable" accounts, I wouldn't be surprised to see them buckle down on their tolerance for disputes as well.

This is highly likely. My thought is if the OP ever gave their phone number in the past to Best Buy that info would be attached to their file. Phone numbers lead to easy addresses. Also, reward zone cards anyone?

Perhaps it varies by card issuer (bank, not Visa/Mastercard/etc) but I think it depends. I used to work in CC disputes/fraud for a very large bank. Sometimes the transactions were charged back, sometimes they weren't. Fraud usually got written off and eaten. Disputes were charged back to the merchants; if the merchant represented the charge we'd sometimes eat the charge depending on the case. And then there were the end of month times where we hadn't used up all of our "write off" budget, so we'd do a mass write off for all charge disputes under a certain dollar threshold just to meet that budget limit. Otherwise our write off budget would be lowered next month (bad if you have a lot of legitimate write offs)

They don't show up on X-rays. I literally never grew them and will never have wisdom teeth. My mother-in-law also apparently never grew wisdom teeth either.

I never grew wisdom teeth. Any. Although it does say baby teeth can be used as well...and I have four of those intact still since I never grew permanents for those. But do those have to be pulled?? Nooo thanks.

*cough* http://slackdaddy.org/node/619 I'm not sure if I should say this is NSFW or not...