Comment Dumbest idea today (Score 0) 163
My day is just getting started, but this is the dumbest one I've heard today. There's a lot of competition in credit card rates and a lot of alternatives to getting loans for all kinds of people. This won't do what they think it will do. It will either create the rise in additional fees or discourage credit card companies from providing credit to low-income/higher-risk borrowers. It is not going to result in them cutting their profits.