Comment Just don't buy anything you might want to return (Score 1) 242
A couple of years ago I bought some emerald earrings from a jeweler in NY that used Amazon. They had really good prices, but I was a little worried, so I used a Citibank virtual credit card number. When I received the earrings, they were pretty crappy, so I tried to return them. This process took over a month. When the jeweler tried to refund my money back onto the card, they couldn't, because the card had expired. (I had set it up to expire in a month) Citibank said there was nothing they could do, so the jeweler ended up mailing me a check. Lesson? Either get a number that lasts longer than a month so you can possibly return stuff, thereby exposing that CC number for longer than necessary, or make sure you don't buy anything with them you might want to return.
And I have no idea if things purchased with virtual credit card numbers are covered by extended warranties touted by the credit card companies....