Owing more on your house than it's worth has a negative impact on your credit rating, whether you're current on your payments or not. So any employer who does what you say ("checks credit ratings") will view you negatively.
Unless I'm not looking for work because I like my current job and don't have any respect for your opinion.
Rental prices are down compared to last year. Also, it's been 2 years now that landlords have taken tenants who have gone through the foreclosure route. You've been living in la-la land if you haven't noticed it. Landlords are settling for a lot less than they used to.
Yes, insulting me further is just about guaranteed to win me over to whatever it is you're saying. Did you miss the part about me not wanting to change houses OR jobs?
As for the rest, it's all been in the news for the last year. Just look for it. Or don't you know how to search?
I never had the need to search. The burden of proof was on you. Yes, your facts are lined up so that if I wanted to do something I don't want to do, I could do it with somewhat less of a negative impact than I thought. Of course, if I moved, I could keep my job and still change over, but I still don't want to move, because I like my house, underwater as I currently am on the mortgage. So yes, I know how to search. Do you know how not to be obnoxious? Please prove it.
Again, I don't want to move or change jobs just so I can risk my ass on Hillsborough County streets. In fact, because you've been so irritating about insisting that I change my lifestyle to suit you and ride a bike everywhere I go, I'm not saving up for a %^&* black Cadillac Escalade with 22" spinners, extra chrome, Truck Nutz® and your $%^&* email address printed in 400-point type across the back.
And a matching one for my wife in gold.
My lifestyle may be carbon-neutral even without the twin GMT-820s, but at least I'm not an Internet Environmentalist(TM) who goes around imposing his lifestyle on others. I'm not here belittling you because you can't drive. I'm here belittling you because you're too thick to understand that a)Hillsborough County roads are not safe for cyclists; b)I'm not ready to change residences; c)I'm not ready to change jobs; and d)when someone gets obnoxious about wanting me to do something, no matter HOW good it would be for me and the universe, I have a tendency to do the exact opposite. So how about you get on your kitted-out touring bike or whatever and pedal down to your natural food store and buy a nice tall glass of completely organic, animal-suffering-free, carbon-neutral STFU?