Banks actually WILL throw away their code... (Score 1)

...if they believe there's no competitive advantage to doing it themselves and they can save a boatload of $$$. It's already been done in the check image archive space with a company called Viewpointe. BoA and Chase started it and a bunch of others with the same problems got on board.

For those with too much time on their hands, history of Viewpointe below...

http://www.viewpointearchive.com/files/ViewpointeS tory.pdf

--bank