Corrected for more accuracy in the follow up. The meaning is that it de facto correct, even if not de jure. If you want to get money out of insurance company in Russia, you have to have perpetrator who hit you caught. That will rarely happen on your witness statement alone and police are generally unwilling and uncaring to start questioning others.
So you instead present them with dashcam video of perpetrator closing the loopholes and essentially forcing the insurance company to pay.