It's hoarding by underpaying employees. Is there a billionaire who doesn't have some employees/contractors who are on food stamps? Also the billionaires cash out, buying multiple homes, yachts etc. Fine, they earned it, but they could be taxed a lot more and still buy everything they want.

We'd need free energy, should be easy for AI to figure it out...

Will there be a need to teach most kids? Will there even be kids to teach? If you're right the AI will identify the smart kids and they will have one-on-one instruction.

Grandmother: Didn't complete high school, 3-10 children
Mother: High school graduate, 1-2 children
Utopian Woman: College degree, corporate job, 1-6 cats
Post-human female: Home schooled 2 months, 30-120 kittens

Everything costs double, wages have been halved, the market record is worth half as much, debt is skyrocketing: the bill is in the mail.

If there is no organized society anywhere you probably also won't be able to grow crops because of the nuclear winter or whatever. If it's just a local collapse gold will still be useful for escape or rebuilding.

And the assets turn out to be worth less than half what was borrowed...Step 3: Profit!

The last time being 1928.

It's basically a beggar cup because they really are that poor due to wages being constantly cut through money printing. People living on the street might actually be better off

aka the general population. Central banks print money to fund too-big-to fail corporations without any limits

Where is this talent ending up? Probably in tax-funded jobs that still pay well enough but involve literally no work. The pressure on tech companies to hire women is really to get them to create jobs that also don't involve work. Until the economy declines to the point where the majority of women are as poor as they are in India and China smart girls are not going to be tricked into being productive.

Government is the biggest racket of all, you are better off praying to God, at least that doesn't cost half your income in tax.

I think it was the opposite, they were losing too much due to non-payment. Maybe people buying Apple desktops are richer than the general population, but the iphone "premium" marketing makes it a status symbol for poor people and only choice for people who are bad with money.

The Euro has probably also lost about 60% of its value in the last few years

She probably wouldn't be able to start today. Most people are going to get priced out of pleasurable experiences.