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Comment Cash is too expensive! CC in ApplePay over CC (Score 1) 211

A thousand dollar purchase takes $1000 in cash today or I can charge it and pay my credit card company $985 in about 40 days. Being financially optimal means using a credit card - either directly or via *Pay e.g. Apple Pay. IMO, Apple Pay.is [slightly] better since the merchant does not get your credit card number, just a one-time token. So I don't care if the merchant gets hacked like Target or lots of others.

Comment Yes and No (Score 2) 352

Anything space related is hugely disappointing. Most things involving society are disappointing. Software in general and Windows in particular tends to be disappointing. But I can make phone calls on my watch just like Dick Tracy. I can crank my car from my watch. I can adjust the thermostat in my house from another country. I can pay for things with my watch or phone. Voice recognition and chess programs are further along than I expected. So there are certain things that now appear mundane that my younger self would find cool.

Comment Re:Depends (Score 1) 114

IANAL, but I understood that first sale applies to books and records and physical things. However, in the US, embedded software is different. E.g.: the web document "Court rules that copyright “first sale” doctrine does not apply to pre-installed software that was licensed to OEMs" has "In a recent decision from the U.S. District Court for the Northern District of California, the court ruled that the first sale doctrine did not apply to copies of software that are pre-installed on a computer and sold by the original equipment manufacturer with the computer itself. In Adobe Systems v Hoops Enterprise LLC " IANAL, but IMO a number of things in the US are still different regarding licensed-not-sold software vs physical objects.

Comment 5% to 100%? (Score 1) 219

I hope I do not understand "If temperatures rise by 3 C, it will knock out an additional 5 percent of GDP. That’s the entire planet’s GDP." If an additional 5% of GDP gets you to 100% (entire planet) then that is saying the lower temp are at 95% and the additional 5% would make it 100%. What are they trying to say?

Comment Sony hasn't been an electronics company for (Score 1) 188

http://www.nytimes.com/2013/05... Sony, it is suggested, might be better off just selling insurance. Or just making movies and music. But not electronics. A new report from the investment banking firm Jefferies delivered a harsh assessment of Sony’s electronics business. “Electronics is its Achilles’ heel and, in our view, it is worth zero,” wrote Atul Goyal, consumer technology analyst for Jefferies, in the report, released this week. ... Its financial arm accounts for 63 percent of Sony’s total operating profit last year. Life insurance has been its biggest moneymaker over the last decade, earning the company 933 billion yen ($9.07 billion) in operating profit in the 10 years that ended in March. Sony’s film and music divisions, which produced hits like the Spider-Man movies and “Zero Dark Thirty” and recorded musicians like the cellist Yo-Yo Ma and the electronic music duo Daft Punk, have contributed $7 billion to the company’s bottom line over the last decade. In that time, Sony’s electronics division has lost a cumulative $8.5 billion. Hardly Sony’s crown jewels, experts say.

Comment Apple and CC vs ACH? (Score 1) 631

So my ApplePay is a safe one-time token and this new idea is to give the targets and home depots of the world access to my checking account? Is this an April's Fool post? TBH, this plan would have been fine a decade ago. But not anymore. Especially since my rights are pretty decent with credit card and abysmal with ACH/checking accounts. It's a non-starter for me

Comment Main use case? Buy Bacon Cheeseburgers @ McDonalds (Score 1) 471

I will be rationalizing my Apple Watch purchase for any number of reasons. My guess is that the biggest use case for the watches of 2018 are some cool notification and some cool haptic use. But for now, being able to see some notifications - still easier to glance at wrist to see if it is noise or a message worth opening up. And TBH, I quit wearing my Rolex years ago and at times it would be nice to glance at a wrist and see the time. But shopping is the emotional appeal; no cash for legal purchases.

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