The Evolving Face of Credit Card Scams

An anonymous reader writes: The 12 Angry Men have a follow up to their piece on the evolving cross sell scam credit card companies have begun using. Their new article concerns another evolving scam being employed, where users are racking up huge fees, and charges on cards which have never even been activated. The article goes deep into the standard way the scam plays out, as well as detailing some interesting history on how credit applications are processed, and where they are typically (and frighteningly) subject to tampering.