Alternatives to iOSoft e-Sacco

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

Axe Credit Portal – ACP – is a future-proof AI-driven solution to automate the loan process from KYC to servicing including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey for all client segments (Retail, Commercial, Corporate, Sovereign, and FIs.) ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, Saudi EXIM Bank, QNB, ADCB, FAB, Bank of Bahrain and Kuwait, Bangkok Bank, Vietcombank, VIB, Permata Bank, BRED Bank Cambodia, Fidelity Bank, Polaris Bank, African Development Bank Group. among many others.

MeridianLink® Consumer is a cloud‑based consumer loan origination system designed to support scalable, digital‑first lending for financial institutions. From streamlined online applications to AI‑driven smart decisioning, the LOS supports personal loans, auto loans, HELOCs, and small business loans. With connectivity to hundreds of partner integrations, MeridianLink Consumer enables institutions to automate workflows, improve decision accuracy, and modernize every stage of the lending lifecycle.

The software operates in a cloud environment while functioning as a desktop application, allowing you to effortlessly manage your Sacco, regardless of the geographical locations of your offices. You have the flexibility to create an infinite range of share products, such as ordinary and special shares, each with distinct face values and current prices tailored for your members. Moreover, our Sacco management software enables you to establish limitless savings products, allowing you to customize them based on the specific needs of your Sacco's portfolio. Additionally, you can configure parameters like dormancy periods, interest rates, minimum withdrawal limits, and maximum withdrawal amounts for each product. Furthermore, you can create as many loan products as needed, offering various instances of loans with different repayment periods, interest calculation methods (such as flat or reducing balance), interest rates, and defined minimum and maximum loan amounts. This comprehensive functionality empowers you to fully optimize the financial offerings of your Sacco.

Savings Plus© is a comprehensive banking software solution designed to manage various banking transactions such as deposits and withdrawals, as well as loans and other essential records for Microfinance Institutions (MFIs), Village Banks, Wholesale MFIs, and Savings and Credit Co-Operatives (SACCOS) across different scales. The software features eleven essential modules, including Savings, Shares, Loans, Chart of Accounts, Expenses, Fixed Assets Registry, SMS Banking, Receivables, Investments, Payables, and Income, which facilitate effective management and monitoring of both savings and loans, complemented by additional modules that enhance its functionality and user-friendliness. Future Link Technologies (FLT), an Information and Computer Technology firm located in Uganda, places a strong emphasis on Research and Development as a fundamental aspect of its business approach. Since its inception in 2005, FLT has dedicated itself to providing and supporting innovative banking software tailored for Microfinance Institutions and Savings and Credit Cooperative Societies (SACCOs), ensuring that the financial needs of these organizations are met with cutting-edge technology and service. FLT’s commitment to continuous improvement and customer satisfaction has solidified its reputation as a leader in the banking software industry in the region.

Co B I S Banking Software delivers a seamless banking experience with its Smart Effortless Banking Functionality, rapid financial reporting capabilities, and simplified management for banking institutions, which collectively enhance in-house productivity and boost overall customer satisfaction. We provide a comprehensive selection of products tailored for various financial entities, including banks, lending firms, village banks, microfinance institutions, cooperatives, and SACCOs, allowing you to elevate your business operations with greater efficiency, lower expenses, and the agility to quickly introduce new products and services via our cloud banking system trusted by financial organizations worldwide. To facilitate your effective use of Co B I S, we offer support in data migration to seamlessly integrate all your existing manual records into the CoBIS Software. Additionally, we provide accounting consultancy and training designed to empower individuals with no prior accounting knowledge, ensuring they are well-equipped to handle financial tasks. Furthermore, we also offer specialized training for Co B I S Microfinance Software, ensuring that your workforce can stay updated with necessary refresher courses as needed. By choosing Co B I S, you are investing in a future of enhanced operational capabilities and customer satisfaction.

Awamo® 360 is a mobile banking solution that utilizes biometric technology specifically designed for microfinance organizations and SACCOs. This software fully transforms your operations by providing maximum ease of use while keeping costs low. It is compatible with any Android® smartphone or PC with internet access. The biometric features enhance security and safeguard against fraudulent activities. As a "Software-as-a-Service," Awamo® 360 ensures that you receive regular updates, data backups, and system enhancements automatically, alleviating the need for any onsite installation or IT maintenance. This innovative approach not only streamlines banking processes but also empowers institutions to focus on growth and customer service without technological constraints.

Designed as a cloud-native microfinance management platform, it stands out by enabling SACCOs and lending institutions to eliminate paper use and enhance operational efficiency through the digital management of customer information and transactions. With this platform, you can access your data and assist your customers whenever it suits you, eliminating the need for a physical office presence. We bring banking services directly to you, allowing customers to make deposits or withdrawals through any of our affiliated banks. Additionally, you can easily conduct automatic reconciliations for bank accounts, while your customers enjoy seamless access to their accounts via our online and mobile banking services. The platform simplifies the tracking of expenses, payables, receivables, and inventory management. You can upload bulk schedules for the software to handle your accounting needs efficiently. By offering improved control and visibility over your branches, customers can be serviced at any location they prefer. Furthermore, we allow you to customize user permissions, such that a teller may only have access to transaction-related functions, ensuring security and efficiency within your operations. This tailored approach empowers you to manage your microfinance operations with greater flexibility and precision.

Websoftex Software Solutions, located in Bangalore, has been delivering comprehensive software and tailor-made solutions along with support services for a decade, specializing in Website Design and Development, Custom Software Development, and Mobile Application Development. Our dedication lies in offering innovative, creative, rapid, and high-quality software solutions tailored for various sectors including Multi Level Marketing (MLM), Banking, Microfinance, Chit Funds, Accounting, Transportation, and Real Estate. Moreover, Websoftex provides fully customized software solutions specifically designed for the Banking Sector, serving Banks, Micro Finance Credit Unions, SACCOS, Finance Companies, and Islamic Banks. Since 2008, we have established ourselves as pioneers and market leaders in MLM (Network Marketing) software and solutions in India. Websoftex continues to excel as a leading provider, offering end-to-end software and tailored solutions across a diverse range of products and services, ensuring that our clients receive the best possible support and innovation in their operations. Our commitment to quality and customer satisfaction sets us apart in the competitive landscape of software solutions.

iOSoft Smart Inventory software is more than just a tool for stock management and tracking; it revitalizes the entire supply chain process by implementing effective stock control techniques, expediting order fulfillment, enhancing workflow efficiency, and lowering operational costs. In the Kenyan and East African markets, it stands out as one of the premier inventory management solutions, packed with cutting-edge automated functionalities that streamline operations. As a web-based platform, iOSoft Smart Inventory is crafted to turn any warehouse or retail space into an organized and efficient hub. Additionally, this software is equipped with numerous advanced automated features and insightful reporting tools that simplify and expedite the management of both stores and warehouses. It caters perfectly to the needs of small enterprises while also being robust enough to support larger corporations with extensive inventory requirements. Ultimately, iOSoft Smart Inventory software not only meets diverse business needs but also enhances overall productivity and operational effectiveness.

iOSoft PMS, a cloud-based real property management software, is designed for hoteliers and property managers who want to automate and modernize their operations and grow their business quickly. iOSoft PMS is a leading property management software in Kenya and East Africa. This property management system has a wide range of advanced features that simplify the management of commercial buildings, rental houses, leased buildings, and hotels. We have worked with hundreds of realtors and property managers to create one of the most effective Property Management Software in Kenya. This software allows a Property Manager or Landlord complete control over a real estate company. This property management software is fully automated and includes many features that allow you to automate the entire process of managing any type of property or hotel. You can manage an Airbnb, rental apartments, guest house, furnished short term room bookings, and buy and sell property.

The iOSoft Smart Point of Sale system (POS) is undoubtedly the best in Kenya. It is a cloud-based retail solution that can be used for single or multiple-site stores, such as restaurants, hotels, supermarkets and shops, corporate chains, franchises, and other businesses involved in selling products or services. The iOSoft Smart Point of Sale system (POS) makes it easy to sell in person or online, as well as over the phone and out in the field. The POS system is very simple to use and requires little to no training. When it comes to managing your business, limited thinking should not be an option. The iOSoft Smart Point of Sale system (POS) allows you to manage all your businesses from anywhere. It can be difficult to choose a high-quality, all-inclusive point of sale system, especially for retail businesses. Both for your personal and business use

iOSoft HRMS is a top-rated HR Management software in Kenya. It is a web-based Human Resource Management System that can transform any company's HR department to become paperless. It is suitable for both startups and large companies in Kenya and East Africa. It was designed to help local businesses solve their HR management problems. We are 100% confident to say that this HR software makes it easy for growing companies to move from spreadsheets to a resourceful Human Resource Management System, (HRMS), that adapts to changing needs. This HR management software makes people-management easier. It allows you to plan and track all types of leaves and reports, view your full employee profile, monitor time attendance and KPI tracking, project management, payroll, and many other features. Its rich notifications/alerts feature keeps you in the know about your events.

Tourmatic Tour Operator Software and CRM, Cloud based, Africas Favourite Safari Software - simplifies the process of bookings, Ai Support for Itinerary authoring in multi-language, invoicing, and quotations for inbound, outbound, DMC, MICE. Manage your business holistically. Integrates to WETU, NIGHTS BRIDGE, ReqRequest. Experience high-quality data integrity and rich information. Cloud and Mobile Access allow you to work wherever you are. Key processes are automated. Streamline your operations. Use KANBAN board for task collaboration. Unvelievable Options at just One Unbeatable Price The Tourmatics fully integrated CRM manages your Contacts and Requests/Leads, sales pipeline and more. The FREE Integrated Business Intelligence Systems and Data Analytics Systems – FinFlash, Happy Pax, and Silk Road - reveal the story behind the numbers. There is no need to integrate to any expensive third party system. Saving you running costs!! Clients can be serviced Worldwide in many regions, including South Africa, East Africa – Nairobi Kenya, Mombasa, Rwanda, Tanzania, Zanzibar Costa Rica.

Songhai Exchange (SHE) operates as a cross-border payment system that streamlines various payment methods—such as bank transfers, cash pickups, mobile money transactions, and bill payments—across and within Africa through a unified interface. By enabling the transfer of funds from around the world into Africa and facilitating transactions between African nations, SHE plays a crucial role in enhancing financial connectivity. The network includes banks, payment service providers, money service businesses, and various partners located in Africa, Europe, the Middle East, and the United States. As the premier and most cost-effective payment switch focused on Africa, SHE minimizes the expenses associated with remittances by eliminating the need for payment aggregators, thereby connecting organizations directly to banks. Additionally, SHE provides payment service providers within its network with valuable access to international money transfer operators and financial institutions, easing their operational capabilities. The platform is a collaborative initiative between FinCode and CSL Capital Limited, representing a significant step towards improving payment solutions in the region. This innovative approach aims to foster economic growth by enhancing the efficiency and reliability of financial transactions in Africa.

InfrasoftTech stands out as a premier provider of digital solutions tailored for the banking and financial services industry. With a robust global footprint and an extensive partner network, we are currently supporting over 450 enterprises in more than 50 countries, with our operations spanning the UK, South East Asia, Africa, the Middle East, and North America. Our mission is to revolutionize businesses by equipping them with a diverse array of cutting-edge digital solutions and innovative technologies, including Artificial Intelligence, Robotic Process Automation, and Big Data analytics. In an industry that is constantly evolving, we offer a comprehensive suite of services, such as Mobile Payments, Digital Payments, Omnichannel Banking, and Compliance Solutions, effectively addressing the increasing demands of banks, intermediaries, insurance companies, and non-banking financial companies. Our commitment to innovation ensures that our clients remain competitive in the dynamic FinTech landscape.

As competition among shipping agencies in the MENA region intensifies, the demand for efficient shipping management software has significantly risen. To address this need, IST Software Solutions has developed Ship-Link, a cloud-based Shipping & Logistics Management system that offers a range of customizable features tailored to the requirements of small to mid-sized shipping companies throughout the Middle East, the Gulf region, and North Africa. IST's user-friendly and holistic shipping agency software is designed with simplicity in mind, enabling users to navigate it with ease. This innovative system eliminates the need for traditional IT infrastructure installation; users can simply request their system, log in, and begin operations right away. With its focus on accessibility and adaptability, it serves as an ideal solution for small to mid-sized shipping agency providers across MENA, ensuring they remain competitive in a rapidly evolving industry. Additionally, the flexibility of the platform allows agencies to adjust features according to their specific operational needs.

Capital Banking Solutions is a leader in providing integrated banking software solutions that are end-to-end for financial institutions in Europe, Africa, Middle East, and America. Capital Banking Solutions was founded in 1997 with the goal of supporting financial institutions to innovate and drive market change. It supports more than 200 banks and financial institutions worldwide. Capital Banking Solutions offers a complete suite of modular and open-architecture products for the Financial Services Industry. These products include Universal, Retail, Corporate and Private Family Offices, Management Companies, Islamic banks, and Management Companies. Capital Banking Solutions was ranked among the top vendors by IBS Intelligence, and global players by Forrester. It is now being recognized as one the most powerful Financial Technology Providers. Capital Banking Solutions offers a complete portfolio of best-of-breed products to support key banking functions like Wealth Management, Compliance and Risk management and Digital Banking.

Empower your sales and support teams to operate from any location while assisting customers through voice or chat, eliminating the necessity for traditional infrastructures like servers or telephones. Our contact center software operates on a flexible monthly pay-per-use model, allowing you to scale as needed. We leverage cloud services from prominent providers across Europe, the Middle East, and South Africa, and ensure additional local points of presence and numbers through partnerships in Morocco, Egypt, Pakistan, India, Kenya, Nigeria, and South Africa. Unlike other cloud solutions, this setup guarantees that your customers will not face latency issues caused by round-trip connections to servers located in the UK or the US. In the event that international fiber connections to Europe or the US are compromised, the local points of presence will maintain uninterrupted service, ensuring your customer support remains flawless. With our cloud-based solution, there is no requirement for server installations or phone purchases; all that is needed is a web browser to get started. This convenience allows for seamless transitions and flexibility in managing customer interactions.

We specialize in compliance and security infrastructure solutions. Currently, Identitypass offers verification services to a diverse range of companies throughout Africa. With an array of service options, we effectively support hundreds of brands in sectors such as Fintech, Insurance, Mobility, E-commerce, HR management, and Crypto, among others. Our primary focus is to protect brands from the threat of ID theft while enhancing their customer onboarding processes for sign-up and verification. Each day, Identitypass handles thousands of verification requests for businesses located in Nigeria, Kenya, Ghana, and South Africa. As we aim to expand our reach to more countries across Africa, our dedicated team is committed to continually innovating to make digital verifications not only seamless and secure but also readily accessible to all. This commitment to innovation positions us as a leader in the compliance and security landscape.

Revolutionize your enterprise with Kredible, a solution designed to enhance operational efficiency, lower expenses, and facilitate the seamless introduction of new products through our innovative cloud-based Microfinance System, proudly developed in Sri Lanka. The Kredible Microfinance System is fully scalable, growing in tandem with your borrower base to meet increasing demands. With a focus on global security standards, Kredible ensures exceptional uptime exceeding 99.9%! Boost the productivity of your loan officers and expand your reach with the Kredible Mobile Application tailored for field officers, enabling swift and informed decision-making via real-time data access. Furthermore, the Kredible Microfinance System streamlines financial reporting by offering a comprehensive set of automated reports alongside manual journal entry capabilities, significantly reducing reliance on paper documentation. The system is designed to cater to both Individual and Group Client methodologies, ensuring versatility and support for various client needs while enhancing overall management effectiveness.

Quarto ERP is an all-encompassing enterprise resource planning software tailored for manufacturing, retail, and distribution sectors. This robust solution is designed to help small and medium-sized enterprises (SMEs) streamline their operations and thrive in a competitive landscape. It possesses the flexibility to customize and execute management systems tailored to the needs of individual departments, promoting a cohesive and efficient organizational workflow. In addition, this capability guarantees seamless integration and maximum effectiveness throughout the entire business. With nearly twenty years of experience assisting companies in regions such as India, the Middle East, and Africa, Quarto ERP is now poised to venture into additional markets, further extending its reach and impact. As a result, its continued evolution reflects its commitment to meeting the dynamic needs of modern businesses.

The EMEA Cyber Security Training programs offered by the SANS Institute provide extensive, practical education and certification opportunities aimed at empowering professionals and teams with the essential skills required to protect contemporary businesses. Featuring more than 85 specialized courses that delve into topics such as cloud security, cyber defense, blue-team tactics, offensive strategies, digital forensics, incident response, industrial control systems, leadership, and open-source intelligence, participants navigate through well-defined learning tracks that correspond with job roles, the NICE Framework, European Skills Framework profiles, and DoDD 8140 work roles. Available training formats include live, in-person events throughout Europe, the Middle East, and Africa, virtual classrooms, on-demand courses, interactive labs, and a wealth of free community resources such as webinars, podcasts, blogs, white papers, open-source tools, posters, cheat sheets, policy templates, and summit presentations. By offering such a diverse range of learning options, SANS ensures that individuals can find the approach that best suits their needs and schedules, ultimately fostering a more skilled cybersecurity workforce.

Seamless Distribution Systems (SDS) is a Swedish technology firm specializing in software platforms and services tailored for digital sales and distribution through mobile operators within developing markets. The company has a presence in over 50 regions across Africa, Asia, the Middle East, Europe, and North America. Annually, SDS platforms facilitate an impressive 15 billion transactions, collectively valued at over $14 billion. Among its offerings is ERS 360°, an innovative recharge and dealer management platform designed to meet comprehensive sales and distribution requirements electronically. This platform allows for the construction of distributor and point-of-sale hierarchies with adaptable configurations, digitizes access points to eliminate the need for scratch cards, and delivers visibility at the transaction level. Furthermore, SDS's solutions boast active-active capabilities, ensuring stability and dependability while significantly minimizing downtime, thereby mitigating the risks of revenue loss and customer attrition during internet outages or power failures. This commitment to reliability positions SDS as a crucial player in enhancing digital distribution in challenging environments.

Landis+Gyr AIM is an advanced smart metering software platform designed to streamline the collection and management of energy data for utility companies. Featuring the Gridstream Connect solution, AIM integrates smart meters with versatile communication options and powerful software capabilities. It supports multi-utility infrastructures by enabling flexible data processing and bi-directional communication with third-party devices. With its modular and open architecture, the platform easily adapts to the dynamic energy landscape. AIM automates metering tasks, validates incoming data, and unifies storage, improving operational efficiency. The system offers robust interoperability through industry standards like IEC61968-9, facilitating seamless integration with other utility systems. Trusted for decades, the software currently manages millions of metering points across EMEA regions. Utilities benefit from enhanced business processes and improved network management with this scalable solution.

Comprehensive HR Solution - From Recruitment to Retirement, People 365 by Xperts is a Microsoft-certified, cloud-based HR and Payroll system that integrates effortlessly with Microsoft Dynamics 365 Business Central. Tailored for organizations in the Middle East and Africa, it adheres to local labor regulations and automates all phases of the employee journey, ensuring compliance, operational efficiency, and the ability to scale. By streamlining processes from hiring to retirement, it provides businesses with a robust framework to manage their workforce effectively.

Finastra is a leading financial technology provider that delivers advanced software solutions for banks, lenders, and financial institutions across the globe. Its platform supports critical areas such as lending, payments, universal banking, and mid-market financial services. The company offers a wide range of products, including loan servicing platforms, core banking systems, and financial messaging tools designed to improve operational efficiency. Built with modern architecture and open API capabilities, Finastra enables seamless integration with third-party systems and emerging technologies. Its solutions help organizations automate workflows, reduce manual processes, and ensure regulatory compliance. Finastra serves more than 7,000 institutions worldwide, including a significant portion of the top global banks. The platform is engineered for high performance, reliability, and data security, making it suitable for mission-critical operations. It also supports digital transformation by helping institutions launch new products and services faster. By leveraging analytics and automation, Finastra enhances decision-making and customer engagement. Its scalable solutions allow financial institutions to adapt to market trends and evolving customer expectations. Overall, Finastra empowers organizations to innovate while maintaining strong operational control and efficiency.

EBingwa stands out as Kenya's premier free school management solution, created to equip educational institutions with robust digital capabilities. The system enhances school efficiency through features such as real-time attendance monitoring, gradebook oversight, automated fee collection, and bulk SMS communication. Designed to be accessible from any device, this cloud-based platform caters specifically to the diverse requirements of African schools. With a reputation built on trust from numerous institutions, EBingwa offers scalability, complete customization, and affordability. Committed to transforming educational management, our goal is to eliminate obstacles through intelligent, user-friendly technology, allowing educators to concentrate on their primary focus: the achievement and well-being of students. By leveraging these advanced tools, schools can significantly improve their operational effectiveness.

Biz2X serves as a comprehensive global SaaS platform that empowers financial institutions to deliver a tailored online lending experience specifically designed for small to midsize business clientele. As the foremost digital lending solution, Biz2X facilitates growth for financial providers through a contemporary omnichannel experience paired with top-tier risk assessment tools. It significantly streamlines processing times while lowering overall costs. The platform offers user-friendly applications that can be completed by borrowers or with assistance from bankers. By enhancing relationships, it boosts application rates through effective digital customer acquisition strategies. Its configurable and customizable modules align with your unique policies, rules, and workflows, allowing for greater control. Users can leverage advanced scorecards that adapt to their specific credit criteria. With over a decade of trusted online lending expertise from Biz2Credit backing its development, this technology is specifically designed for lenders by the leading online business lender. Ultimately, Biz2X represents a pivotal solution for institutions aiming to modernize and enhance their lending processes.

Introducing a flexible digital signage solution that can function as a promotional display, information center, advertising screen, digital wall, or whatever else you envision. Screendrive is equipped with everything needed to set up your digital signage without delay. Join the ranks of the rapidly expanding digital signage service providers in the Middle East and North Africa. The influence of digital signage in the hospitality industry on enhancing guest experiences is well-documented, leading to a surge of hotels implementing these systems in strategic locations. This form of signage not only demonstrates your commitment to customer care but also respects their time constraints. By presenting relevant, entertaining, and engaging content at the right moments, hospitality digital signage has become essential in achieving outstanding customer service, ensuring that guests feel valued and informed throughout their stay. As the trend continues to grow, the integration of digital signage will likely become a standard in the industry.

SpaceBasic is Asia’s leading AI-powered automation platform for Student Housing (Hostels) and University Cafeterias (Mess), delivering up to 3x cost savings and enhancing operational efficiency by as much as 5x. With over 400,000 users across India, Southeast Asia, and Africa, SpaceBasic empowers educational institutions to streamline operations, boost student success, and build smarter, more sustainable campuses through intelligent workflows and real-time insights. With SpaceBasic, universities, schools, and educational institutions can: Digitise student hostel onboarding with cloud-based data management—eliminating manual, paper-based processes. Automatically assign rooms to thousands of students using filters like gender and personal interests. Speed up maintenance resolution by routing specific issues to the right stakeholders. Accelerate cafeteria service through our robust mess management system. Keep parents and guardians informed of student activities and key campus updates. Simplify recurring hostel fee collections with automated reminders, security deposits, and invoice generation. And much more—making campus life smoother for students and significantly more efficient for staff and administrators.

Transform your banking experience with Novopay's cutting-edge Banking Platform, which is designed to be cloud-native, mobile-first, API-enabled, and powered by AI technology. Novopay offers a range of products, including digital lending, prepaid cards, wallets, and payment solutions, all of which can be licensed, customized, and operated on the cloud with round-the-clock managed services. With Novopay's prepaid card and wallet solutions, financial institutions, retailers, telecom companies, and corporations can effectively address intricate payment scenarios, ensuring a smooth payment experience for employees, clients, and partners alike. Enhance customer engagement by delivering a seamless and uncomplicated payment process, while empowering consumers with complete control over their payment methods. In addition, Novopay provides an innovative solution tailored for microfinance and community banking, featuring loan officer applications that facilitate both online and offline field operations, thereby streamlining the lending process for all stakeholders involved. This comprehensive approach not only optimizes operational efficiency but also strengthens relationships within the financial ecosystem.

Tuo is a comprehensive Lending-as-a-Service (LaaS) platform designed to offer the vital infrastructure, workflows, and integrations necessary for swiftly launching, managing, and scaling digital lending products without the need to create intricate backend systems from the ground up. By centralizing and automating essential lending operations such as underwriting, compliance oversight, loan servicing, risk assessment, and collections, Tuo enables financial innovators and non-licensed lenders to concentrate on expanding their customer base and driving growth rather than getting bogged down by operational intricacies. The platform seamlessly connects with a variety of financial institutions and reliable data providers to meet regulatory standards and facilitate real-time identity verification, credit reporting, and account data aggregation. Additionally, Tuo’s adaptable interface allows lenders to modify underwriting criteria, risk profiles, borrower experiences, dashboards, and workflows in alignment with their distinctive business strategies, all while enhancing the simplicity of borrower interactions across both web and mobile platforms. Ultimately, Tuo empowers lenders to innovate and respond to market demands with agility and efficiency.

PTPShopy has emerged as the leading global solution for cryptocurrency payments. Recognized as a key player in the crypto payment processing sector, PTPShopy is quickly establishing itself as a preferred option for users across various regions, including Africa, the Middle East, Europe, and North America. Launched in 2023, PTPShopy is pioneering the financial transformation by providing a secure and efficient link between e-commerce and cryptocurrency. Developed by the innovative team at Core State Holdings, Corp., PTPShopy showcases our dedication to expanding the possibilities within the crypto landscape. Beyond merely facilitating crypto transactions, our platform offers a comprehensive suite of features designed to enhance user experience, including: • An invoice creation tool • Top-tier security measures • A retail point-of-sale system • Long-term storage options for cryptocurrencies • Accessibility on both mobile and desktop devices • Affordable transaction fees By continuously evolving and adapting to the needs of our users, PTPShopy is set to redefine the future of digital payments.

Telkosh is a leading Cloud Communications Platform provider that offers personalized and customizable Bulk SMS Solutions to enhance corporate interaction. Our solutions are designed to send SMS automatically using your program or app. As a bulk aggregator we deliver our communication product based on mVAS, infusing ConversationalAI across a wide range of industries, including real estate and logistics, banks & Financial Services, retail & E-commerce entities, Travel aggregators, etc. Telkosh has its headquarters in Dubai, UAE, with a presence in Saudi Arabia and other countries in the Middle East, South Asia, and Africa.

Founded in 2016 and situated in Dubai, Abraa is a prominent B2B wholesale marketplace that connects suppliers, manufacturers, and buyers throughout the Middle East and North Africa (MENA) region. The platform boasts a wide array of products, ranging from consumer electronics to automotive components and industrial equipment, thereby streamlining trade interactions. To foster trust and transparency in transactions, Abraa offers services like secure payment options, product inspections, and buyer protection. With the goal of simplifying global business, Abraa continually innovates with advanced tools and strategic marketing approaches, aiding distributors, suppliers, and resellers in reaching a broader international audience. By prioritizing user experience and reliability, Abraa aims to revolutionize the way businesses engage in cross-border trade.

Revamp your lending operations according to your specifications with AFSVision, an advanced digital information management system that delivers the transparency and control associated with a completely digital credit workflow. Featuring real-time capabilities and comprehensive process management across the enterprise, AFSVision allows for unparalleled efficiency, superior data quality, and swift regulatory compliance. In a competitive landscape, AFSVision stands as the definitive solution, offering seamless straight-through processing to handle any lending portfolio size, all while providing the adaptability necessary to grow alongside your enterprise. By integrating AFSVision, you empower your business to not only meet current demands but also to anticipate future challenges in the lending industry.

Comprehensive club management software that allows you to book classes, manage members and staff with dedicated apps and get analytics from more than 50 reports. What's more? You can accept local payment methods from India, South East Asia and the Middle East, and integrate biometric access into your club. You can also quickly send SMS and Email notifications and generate coupons and vouchers in minutes. Our exceptional support team can help you with any questions in English, Hindi, Marathi, Arabic, and Hindi. SaaS solution that includes dedicated apps for club members and staff, leads generation and tracking, online payments facility, and other benefits.

With two decades of expertise in software design and development specifically for the travel industry, the GranIT Solutions team excels in crafting custom systems, websites, and computer networks. We have created and implemented personalized solutions for some of the most esteemed names in the Tourism and Hospitality sectors, spanning across Africa and Europe. Our GranIT Safari Software is an innovative product tailored to streamline the business operations of tour operators, offering comprehensive management for groups, F.I.T's, packages, and Fly-Drive options. Notably, it is the only software capable of mileage computation, featuring an extensive database that includes all mileage information in Kenya and Tanzania, along with detailed descriptions and images of over 500 suppliers in those countries and more than 80 regions. Beyond system design and installation, our commitment to our clients includes specialized training programs for staff based on project requirements, prompt troubleshooting services, and robust long-term support to ensure seamless operation. We take pride in our ability to adapt and grow alongside our clients, fostering enduring partnerships that emphasize success and sustainability in the competitive travel industry.

Prevent the horizontal movement of threats within multi-cloud environments by implementing a software-based Layer 7 firewall at each workload location. As threat actors navigate through your infrastructure and ransomware attacks grow more advanced, east-west traffic has emerged as a critical area of concern. Leverage a software-defined Layer 7 firewall that provides detailed enforcement at scale, effectively securing east-west traffic in the contemporary multi-cloud landscape. This solution allows for straightforward network segmentation, halting the lateral spread of threats while enabling rapid, secure development as you transition to a Zero Trust model. Achieve comprehensive visibility across all network flows, facilitating precise micro-segmentation and the creation of context-aware policies tailored for each workload. By adopting a modern, distributed firewall solution specifically designed to protect multi-cloud traffic across virtualized workloads, you will significantly decrease the attack surface and enhance defenses against both known and emerging threats. Ultimately, this proactive approach not only fortifies your security posture but also ensures a resilient and agile infrastructure in an evolving threat landscape.

Simplify your expense management with Pemo’s corporate cards and comprehensive spend management software. Designed specifically for businesses in the MENA region, Pemo serves as a holistic financial management solution that encompasses both virtual and physical corporate cards to automate expense tracking. This innovative platform offers real-time insights into transactions while allowing businesses to establish tailored spending limits and regulations. By consolidating invoices, expenses, approvals, and spending choices, Pemo enhances efficiency in managing expenses and removes the necessity for conventional expense reports. Additionally, the system streamlines invoice payments, enabling users to gather, approve, and pay invoices effortlessly, along with features such as automatic data extraction and efficient approval processes. Furthermore, seamless integration with widely-used accounting software helps synchronize financial data, promoting quicker book closures and improving overall financial management. With Pemo, businesses can experience a new level of financial clarity and control that was previously hard to achieve.

You can enhance your visitor management experience by adding our EastCoast Express service package to any of the basic packages. This upgrade ensures that your visitors receive a well-organized and informative invitation via email. You can conveniently prebook visitors using Outlook, which triggers an automatic notification to the host. Security personnel will have access to an up-to-date list for evacuations through the mobile app. Upon arrival, visitors can use their mobile visitor tickets for entry and check-in. These tickets also allow them to open gates, doors, or speed gates seamlessly. In compliance with the General Data Protection Regulation (GDPR), which became enforceable on May 25, 2018, EastCoast Solutions has contracted Zacco, a specialist in intellectual property, to perform an independent assessment of both EastCoast Visit and our cloud-based service, EastCoast Express, ensuring they align with the regulatory requirements. The evaluation of EastCoast Visit is now complete, and a new GDPR-compliant version (18 of the product) will be released following the New Year, reflecting our commitment to privacy and data protection. This proactive approach not only reassures our clients but also enhances their overall experience with our services.

Brainstake is an innovative EdTech platform rooted in Africa, dedicated to transforming schools across the continent and empowering students for a brighter future. We believe that the true potential of Africa lies within its children, yet many face significant barriers that hinder their educational journey, not from a lack of opportunities, but from limited access. At Brainstake, we bridge this gap by providing seamless oversight for schools while creating a user-friendly digital ecosystem that benefits students, teachers, parents, and administrators alike. Our comprehensive platform encompasses everything from attendance and academic tracking to communications, examinations, and fee management, all integrated into a mobile-first experience. Whether you are a principal in a bustling urban school or a teacher in a rural community, Brainstake enhances your management capabilities, accelerates communication, and fortifies the learning environment for all. This holistic approach ensures that every stakeholder is equipped with the tools they need to succeed in the modern educational landscape.

We are a global leader in software solutions for Asset Managers, Private Banks, Family Offices and Family Offices. We are more than just an IT-service provider. We are committed to understanding the financial services and investment industry and keeping up with it. Our knowledge is combined with technical skills of high quality and a desire to invent and create new software. We find solutions that support your company's goals. Our solutions include Portfolio Management, Risk Management and Web Reporting to Clients.

Talabat is a digital platform for food and grocery delivery that serves the regions of the Middle East and North Africa. Initially launched in Kuwait, it has broadened its reach to several countries, including the United Arab Emirates, Saudi Arabia, Bahrain, Oman, Qatar, Jordan, and Egypt. Users can access a diverse selection of local restaurants, cafes, and grocery stores through its app and website, making it easy to order meals and groceries alike. Moreover, the platform enhances customer experience by enabling real-time order tracking and extending its delivery services to include items like pharmaceuticals and flowers. As part of the global Delivery Hero network, Talabat stands among the foremost online food delivery enterprises on a global scale. With its commitment to convenience and variety, Talabat continues to grow in popularity across the region.