Alternatives to Transamerica Retirement Solutions

Streamline payments to your team and leverage robust tools, employee perks, and expert support with the leading online payroll service provider. Handle payroll while having access to HR and employee services all in one convenient location. After your payroll setup is finished, you can automatically pay your team without hassle. Our service will effortlessly calculate, file, and manage your payroll taxes for you. Enjoy the benefit of keeping your cash longer with complimentary same-day direct deposit options. Additionally, you can oversee benefits and employee services directly from your payroll account. With direct deposit, you'll have the added advantage of flexibility in choosing when to pay your team. Your time tracking information is seamlessly integrated into your account, allowing you to approve timesheets, process payments, and generate invoices directly from your mobile device. Save valuable time by automating your payroll processes, and when you enable Auto Payroll, we'll send you timely notifications to help you efficiently manage your account. This way, you can focus more on your business while knowing your payroll is taken care of.

Our retirement plan solutions offer a range of advantages, from straightforward plan management and impartial investment options to fiduciary services, efficient plan setup, and time-saving solutions that truly make a difference. ADP is dedicated to preparing participants for retirement by equipping your employees with essential tools, enabling them to conveniently plan for their financial future. With a user-friendly mobile enrollment system that allows participants to sign up from anywhere at any time, along with the MyADP Retirement Snapshot calculator which provides tailored estimates of retirement savings based on individual responses, we are continually innovating to enhance the experience for both you and your employees. Additionally, timely and targeted messaging ensures that participants receive crucial information as needed. It is vital to make informed investment decisions for the success of your retirement plan, and we are here to support you in achieving that goal. Our commitment to ongoing improvement and adaptability in our services underscores our focus on your needs and those of your employees.

Paychex Flex is an all in one HR software solution that you can expand or change as your business grows. It can be used to manage payroll, integrate your retirement and HR administration, as well as insurance management. We also offer expert knowledge about the regulations that may affect your business. Paychex Flex will benefit from more HR functions that you can bring to it. This will increase accuracy and efficiency. It can help you: * Track and recruit the best candidates * Streamlined onboarding and hiring * Provide key HR information through custom compliance documents. Compensation summaries, performance reviews and company training. * Manage your health insurance, including compliance support * Manage employee benefits * Track attendance and time * Pay your employees and file and pay taxes * Retirement planning, from testing to real-time reporting and participant enrollment and management

A 401(k) is a retirement savings plan set up by employers or self-employed individuals to assist both workers and business owners in accumulating funds for retirement while enjoying various tax incentives. This savings option is designed to meet diverse retirement planning needs, offering flexibility in how contributions are managed. Participants have the autonomy to determine the percentage of their salary that will be directed into their 401(k) accounts each pay period, with those contributions made before taxes are applied, allowing for potential growth without immediate tax implications. Many employers enhance this savings approach by matching a part of the contributions made by employees, which can significantly accelerate the growth of retirement funds. In addition to securing future financial stability, enrolling in a 401(k) offers distinct tax benefits for both employees and employers, such as tax deductions and tax-deferred growth on earnings. For instance, when employees allocate funds to their 401(k), these amounts are deducted from their gross income prior to tax calculations, effectively lowering their taxable income for the year. This dual benefit of saving for retirement while optimizing tax responsibilities makes the 401(k) an appealing option for many individuals and businesses alike.

Human Interest makes it simple and affordable for employees to save for retirement. Other 401(k), shady fee-paying providers can profit from you and your employees by charging a lot of hidden fees. You get low-cost plans and funds with us. There are no transaction fees. Your dashboard provides a 360-degree view to your company plan, including employee participation reports and contribution reports. With our seamless onboarding process and integrated investment advice, employees can begin saving in just a few steps. Human Interest takes the hassles out of managing your company's retirement plan. We sync to your payroll and process contributions. We also handle compliance testing and IRS paperwork. We offer traditional and Roth 401(k), 403(b), Safe Harbor plans, profit-sharing plans, and traditional Roth 401(k). We'll help you choose the right plan for you. Employers have the option to customize vesting and matching options at no additional charge.

Small business owners can have a simple, affordable 401(k). We believe in retirement plans that work. We are on a mission for every small business to offer a 401k. To help participants build a retirement they're excited about. We can sync with top payroll providers, handle plan administration, and offer low-cost mutual fund options. We don't charge additional fees for investments, unlike other 401(k). We are different. We take care of the administration, compliance testing, recordkeeping, and other tasks to make your job easier. Fully packaged. We do all the heavy lifting, from plan administration and employee onboarding to compliance testing, government filing and recordkeeping. These are our features. Predictable pricing. One all-inclusive fee is charged. It starts at $39/mo + $8/mo for each participating employee. There are no additional setup fees or investment fees. Pricing details. Full payroll integration. Fully integrated with top payroll providers, we automatically sync employee data.

A 401(k) plan tailored for small businesses encompasses various components that are essential for aiding employees in their retirement planning journey. Shelton 401(k) focuses on delivering retirement account solutions specifically designed for small enterprises, ensuring that the experience remains hassle-free for business owners. At Shelton Capital Retirement Plan Services, we collaborate closely with our clients to offer a cost-effective, all-in-one solution that simplifies processes and yields the best outcomes for everyone involved. Our commitment is to deliver exceptional, high-touch 401(k) services that not only assist your employees in building their retirement savings but also enhance your professional image. We pride ourselves on our team of seasoned service experts who provide both live and digital personalized resources tailored to meet the needs of you and your employees. Unlike large fund managers or insurance companies, Shelton 401(k) operates as a small privately owned entity, emphasizing human administration over automated systems. Our focus on personal interaction ensures that clients receive attentive care and support throughout their retirement planning experience, fostering a sense of trust and reliability.

Low-cost 401k plans come with absolutely no fees and ensure that nothing is taken from employees' retirement savings or investments. For small businesses, these plans offer an extensive variety of no-load funds and enable commission-free trading of stocks and bonds through self-directed brokerage options. The plans also include an IRS-approved prototype tailored to meet the specific needs of small business owners, along with annual 5500-SF filings and additional services. With over 35 years of experience, this provider is committed to delivering top-quality low-cost 401k plans and guarantees that no fees will be deducted from the plan assets. Unlike other providers, Low Cost and No Fee 401k Easy does not skim any fees or commissions from employees’ retirement contributions, allowing them to retain 100% of their earnings for retirement. By choosing no-fee 401k Easy, small businesses can ensure that none of their funds will be diverted to financial advisors or their partners, allowing employees to truly benefit from their hard work and savings. This commitment to transparency and integrity sets this service apart in the industry.

Offering your employees a Slavic-401(k) plan will help you attract and retain top talent. It will also help you create a happier, more stable workforce. Happier employees stay with your company longer, which will allow you to grow your business. You can weigh your options between a standalone 401(k), or participation in a Multiple Employee Plan (MEP). An MEP plan can save you $6,000 to $10,000 annually in audit costs (an IRS requirement for businesses 100+). An MEP does not have an individual audit requirement for your business. It is also possible to outsource the administration and fiduciary responsibility to MEP sponsors, which saves time and money. Employers can face serious problems with 401k compliance and testing. You could face penalties and fines for not properly administering your plan. This can have a devastating effect on a small business.

Our 401(k) plans are structured to reduce the expenses associated with retirement benefits, allowing you to maximize your savings. Whether you’re a small enterprise initiating your inaugural 401(k) plan or a more established company aiming to cut costs and enhance your services, we are dedicated to meeting your needs. Discover the advantages of tax savings and increased annual contribution limits available with a 401(k). Make your investments more economical with our selection of premium investment options. Enjoy the possibility of reducing taxes for both yourself and your business. We provide tailored 401(k) plans, accommodating everyone from self-employed individuals to businesses with up to 100 employees. As you save for retirement, you can simultaneously reduce your tax burdens. Utilize the expertise of ShareBuilder Advisors and the support of Customer Success Managers to guide you. If you’re new to offering a 401(k) plan for your business, a brief online search can quickly direct you to the necessary aspects you should consider when selecting a 401(k) provider, such as services, costs, and investment opportunities that are crucial for your success. Here’s some valuable information to assist you in this journey. Additionally, taking the time to understand the features of our plans can empower you to make informed decisions for your future.

Experience a contemporary 401(k) without intermediaries. If your current provider is listed here, we may be able to cut your fees by 40% or even more. Simply send us your fee disclosure, also known as a 408b2, from your existing provider. If you're unsure how to find this document, don't hesitate to call us for assistance. Remember, the Department of Labor mandates that plan sponsors regularly benchmark their plans, ensuring you meet your fiduciary responsibilities. As you aim for a secure financial retirement, it's essential to assess whether your 401(k) is on the right track. Our team member will provide you with a free “side-by-side” fee comparison, illustrating how elevated fees could affect your account balance in the long run. Take the initiative and transition to America’s Best 401(k) today. There are no conversion fees, and our dedicated team ensures a seamless transition throughout the process. The sooner you make the switch, the sooner you can start enjoying the benefits of your savings. Don't wait; the path to a more prosperous retirement could begin with a simple phone call.

The Ocho Solo 401k offers unparalleled tax benefits for entrepreneurs compared to any other retirement plan available. You can contribute as much as $61,000 while enjoying tax-free compounding across various asset classes. Designed with user-friendliness in mind, Ocho ensures that managing your solo 401k is a seamless experience, allowing you to create your account, make contributions, and invest directly through a streamlined, easy-to-use dashboard. Setting up a solo 401k with Ocho is incredibly simple and can be completed in under ten minutes, with all necessary paperwork and administration handled on your behalf, eliminating the hassle of opening separate accounts for banking and brokerage. Investors can choose to put their money into traditional financial vehicles like stocks, mutual funds, and ETFs, or they can exercise checkbook control to invest directly in alternative options, such as real estate, cryptocurrency, and private equity, providing a diverse range of opportunities to grow their wealth. With Ocho, the path to a successful retirement plan is not only accessible but also flexible, catering to the unique needs of each business owner.

Betterment streamlines the management of your retirement plans, allowing you to provide your employees with an improved 401(k) option efficiently and affordably—significantly less than many traditional providers. Acting as your comprehensive partner, we handle everything from initial setup to continuous administration, along with reporting and investment management, all at competitive industry rates. Our tailored advice empowers your employees to achieve better returns while navigating different risk levels. We assist them in creating customized retirement plans and offer guidance on savings amounts and account selections. By helping your workforce take charge of their financial futures, we enable them to concentrate on their roles and enhance their job satisfaction. In our quest for a modern and user-friendly retirement solution for our team, we encountered numerous costly and overly complex options, which motivated us to develop our own 401(k) plan, utilizing our retail investing technology to create a more accessible choice. This initiative not only benefits our employees but also positions us as a leader in providing innovative retirement solutions.

iTrustCapital was established by prominent figures in the alternative investment IRA sector. As the foremost digital asset IRA trading platform, iTrustCapital enables users to seamlessly buy and trade cryptocurrencies and physical gold in real-time using their retirement funds. This innovative and IRS-compliant platform addresses the expensive inefficiencies and outdated methods associated with traditional IRA systems, allowing investors to securely and conveniently transfer funds into the cryptocurrency and physical gold markets—often at costs up to 90% lower than those of competing IRA providers. The company aims to empower 10 million investors to engage in the economic opportunities presented by a blockchain-driven future. It is surprising to see how many individuals remain unaware of the significant advantages that IRAs can offer. By raising awareness, iTrustCapital hopes to help more people take advantage of these investment opportunities.

Managing a 401(k) has reached unprecedented levels of simplicity. The burdens of tedious tasks, mistakes from manual data entry, and piles of paperwork have been largely eradicated through our automated system. This automation fosters a more efficient process, which in turn translates to cost savings for everyone involved. Your 401(k) is poised to become the most economical and sought-after benefit available! Enjoy the advantage of dedicating less time while maximizing your financial savings. With 401GO’s user-friendly platform, planning for retirement has never been more accessible. Instead of just a basic list of options, each user receives a tailored portfolio strategy that aligns with their risk appetite and financial aspirations. We've enhanced plan design by prioritizing simplicity and identifying the essential features that are most beneficial for organizations. You can start your plan in just a few minutes, eliminating the lengthy delays often associated with setup. Our system continuously conducts automated testing and compliance checks rather than waiting until year-end for necessary filings. We take care of all the required filings and guarantee your plan adheres to compliance standards. It's important to ensure that investment options are appropriate for a 401(k) plan, fostering a secure and reliable retirement saving experience. Plus, with our ongoing support, you can feel confident that your retirement strategy is on the right track.

Know precisely the amount of money that will be deposited into your bank account every month, without any tricks or gimmicks. This approach represents a straightforward solution for retirement tailored to the contemporary individual. Established in 2015, Due initiated its journey with an online invoicing platform aimed at assisting freelancers and small business owners. Since then, Due has enabled countless companies and freelancers to receive payments more swiftly and improve their cash flow while presenting a polished, branded format for payment requests. Within a year of launching, Due expanded its services to include payment solutions for its clientele. In addition, Due provides a diverse array of payment methods, such as eCash, eChecks, ACH, and both domestic and international credit card processing, along with a digital wallet for storing payment details and funds. The straightforward retirement metrics feature illustrates how much you'll accumulate monthly, and you have the freedom to withdraw your entire balance at any time. Signing up for our annuity takes merely five minutes, allowing you to embark on your financial journey with ease. With our user-friendly platform, preparing for a secure financial future has never been simpler.

Our innovative technology, coupled with extensive experience in ERISA plans, culminates in a 401(k) solution that alleviates both workload and liability for you. This is certainly a significant advantage. We streamline various manual processes such as managing contributions, handling 401(k) loans, tracking eligibility, assessing hardships, and sending notifications, allowing your team to concentrate on core business functions. Dealing with payroll issues can be quite challenging. To mitigate this, we meticulously analyze payroll for every employee using 44 distinct diagnostic checks to identify and rectify potential problems before they escalate. You can monitor the overall wellness of your plan, including its readiness for audits, through a detailed dashboard that encompasses all essential plan documents. To ensure you remain free from compliance risks, we offer comprehensive administrative and investment fiduciary protections, identified as 3(16) and 3(38) fiduciary services. Our dedicated plan administrator is responsible for reviewing, signing, and submitting your Form 5500. Additionally, we maintain a robust $5 million professional liability insurance policy to safeguard our ERISA fiduciary services and give you added peace of mind. With our comprehensive support, you can focus on growing your business while we handle the complexities of your retirement plan.

Tailored investment solutions and plan structures enable you to create a flexible offering suited to your current needs while accommodating future adjustments as your business evolves. Enjoy a contemporary, intuitive experience that enhances user engagement and satisfaction. Our transparent and competitive pricing ensures both you and your employees are fully aware of all costs involved. We offer comprehensive administrative services that cover operations, support, and compliance with 3(38), 3(21), and/or 3(16) regulations. Whether you choose to collaborate with an advisor or go solo, we help you identify the ideal plan for both you and your workforce. Access the vital information necessary to effectively manage and service your plan via our digital, interactive portal. We make it simple for your employees to start saving; just upload your initial payroll and census data, and we’ll take it from there, ensuring a seamless transition into your new saving strategy. With our support, your employees will be on the path to financial security in no time.

To automate all calculations, including overtime premiums and multiple pay rates, rules can be applied automatically to employees or situations. Managers can remotely monitor attendance and time of employees and access up to two-thirds of the reports. You don't have to wait until the end for attendance records. To track vacations, sick days and banked time automatically, you can set up unlimited accruals. Employees can view their accrual balances online, which eliminates the need to contact human resources for this information. Management can track and control exactly where employees can punch in/out, down to the device level and GEO fence level. Track employee expenses and allocate time for tasks. In just a few clicks, you can manage employee skills and qualifications and process payroll.

Unify multiple accounts into a comprehensive strategy with Pontera, which enables advisors to oversee and manage 401(k), 403(b), and other held-away accounts, ensuring they effectively address their clients' requirements. By optimizing tax strategies, advisors can enhance client wealth over time. The Pontera platform allows for swift and efficient allocation of investments between taxable and tax-deferred accounts, enabling advisors to better serve their clients. Furthermore, Pontera enhances transparency by helping advisors present a clearer picture of portfolio activity to their clients. In conjunction with existing technologies, Pontera provides greater portfolio visibility, allowing advisors to offer a more cohesive service. By regularly rebalancing and monitoring retirement accounts, akin to custodial accounts, advisors can provide stability and reassurance, particularly during market fluctuations. This proactive approach not only boosts client satisfaction but also contributes to improved long-term financial outcomes. Ultimately, Pontera empowers advisors to maintain control and confidence for their clients in an unpredictable investment landscape.

The ASC DC/401(k) administration platform is regularly enhanced to accommodate all updates in legislation. It features adaptable eligibility assessments, a user-friendly data import wizard, and thorough data verification processes. The system supports a variety of funds and sources, employing either dollar or share accounting methods. Additionally, the ASC offers a complete Compliance Testing System. Users have the option to generate reports from the standard templates provided with the ASC System or create tailored reports using the ASC Reporter, which facilitates custom report creation. It also includes integrated budgeting solutions for various plan types such as new comparability, super integrated, age-weighted, and sole proprietor/partnership plans. The system efficiently calculates different employer contributions for 401(k) plans and other defined contribution schemes. Furthermore, it performs comprehensive employee data validation in one streamlined process, including the capacity for custom validation formulas, ensuring it stays fully updated with all legislative changes while enhancing user experience. This continual evolution reinforces the platform's commitment to providing reliable and efficient administrative support.

The Retirement Analysis Kit (TRAK) stands out as a cutting-edge retirement software that has effectively assisted advisors in motivating individuals towards achieving retirement readiness. It addresses crucial queries clients may have regarding their retirement plans. By offering tailored education, TRAK inspires participants to take decisive steps towards their future. The software also facilitates thorough one-on-one retirement planning sessions, enabling the calculation of pension benefits, survivor options, and strategies for pension maximization. Additionally, it showcases savings strategies for 403(b) and 457 plans, integrating them into a comprehensive retirement strategy. TRAK prioritizes clients' best interests by delivering clear and transparent insights into popular retirement approaches. Have you ever dedicated significant resources to formulating a retirement plan for your clients, guided them through the details, only to witness their disinterest as they said, "We’ll think about it"? Experiences like these indicate a lack of effective connection with your clients, which TRAK aims to remedy through its engaging platform.

We develop innovative solutions tailored for remote workers seeking employment opportunities while ensuring they receive their earnings efficiently. Our offerings include distinctive job placements, adaptable payment structures, lower payroll expenses, and expedited fulfillment processes, allowing workers to receive a portion of their salary in digital currencies. We facilitate quicker and more affordable international invoicing with seamless bank and wallet deposits, catering to global professionals desiring payment in digital assets for their services. We also support companies eager to provide unique digital asset perks to their staff and those looking to streamline payments to employees and freelancers swiftly and cost-effectively. Our services are particularly beneficial for organizations exploring cutting-edge HR solutions. Bitwage continuously evaluates the various methods available for cross-border wage distribution, contrasting traditional options like bank transfers with modern international solutions such as XBT and XRapid protocols. This comprehensive strategy enables Bitwage to significantly lower the expenses associated with compensating workers, freelancers, and outsourcing agencies around the globe, all while enhancing the overall payment experience. By focusing on these innovative approaches, we aim to redefine the way remote workers are compensated across borders.

At LearnLux we are creating a world where having a financial plan is never out of reach. We bring this mission to life by offering employees expert financial guidance for everyday money moments and big life milestones. Our digital program and team of Certified Financial Planner™ professionals provide holistic, fiduciary financial guidance to people in all stages of life, focusing on inclusivity across all ages, geographies, economic backgrounds, and genders. We share our mission at scale by partnering with the world’s best companies to offer valuable benefits that help employees do their best work every day because they feel confident in their finances.

The Retirement Analysis Kit (TRAK) is a cutting-edge software solution designed specifically for retirement planning, showcasing a solid history of aiding advisors in fostering engagement and readiness for retirement among individuals. It addresses critical concerns that clients typically have regarding their retirement journey. By offering tailored educational content, TRAK empowers participants to take proactive steps towards their financial future. The software facilitates detailed one-on-one retirement planning sessions and computes pension benefits along with survivor options and pension maximization strategies. It also demonstrates savings strategies for 403(b) and 457 plans, ensuring a well-rounded approach to retirement planning. In addition, TRAK calculates comprehensive federal benefits including those under FERS, CSRS, and CSRS offset, while also integrating TSP, FEGLI, and long-term care for federal employees. By delivering clear and insightful analyses of common retirement strategies, TRAK enables advisors to act in the best interests of their clients. Ultimately, TRAK aids advisors in inspiring their clients and engaging participants through streamlined retirement planning solutions that make the process more approachable and efficient. This innovative software truly transforms the way retirement planning is approached, making it easier for both advisors and clients to navigate the complexities of retirement.

Savvly presents a groundbreaking approach to retirement planning, aiming to deliver enduring financial stability with ease and tranquility. Its distinctive dual-account system guarantees a steady income until the age of 80 while providing ongoing protection thereafter, making it an ideal choice for individuals concerned about the risk of exhausting their savings. With an affordable entry point of less than $150, Savvly is designed to be inclusive, catering to a diverse audience ranging from ambitious individuals to those who are just beginning their financial journey. In contrast to conventional retirement options that may not meet modern demands, Savvly is tailored to accommodate the challenges posed by increased life expectancies, offering a convenient, all-in-one "retirement in a box" solution. This innovative offering enables users to secure their financial future effortlessly and without significant costs, promoting a straightforward, efficient, and effective approach to retirement planning. Whether embarking on your savings journey or seeking a thorough retirement plan, Savvly provides a dependable and uncomplicated pathway to achieving lasting financial independence, empowering users to approach their future with confidence and peace of mind.

A Self-Directed IRA, often called an "Alternative IRA," "Self-Managed IRA," or "SDIRA," provides a retirement solution that empowers investors to expand their savings beyond traditional Wall Street investments, allowing for opportunities in tangible assets such as real estate and private placements. By incorporating a checkbook control option, investors gain unparalleled flexibility and immediate access to their funds, eliminating the need for cumbersome paperwork and avoiding transaction fees. If you're looking to steer your retirement portfolio away from the unpredictable nature of stocks, bonds, and mutual funds, this account may be the perfect fit for you. With the ability to explore a wide range of investment opportunities beyond the stock market, you can secure your financial future against potential market downturns. Ultimately, a well-diversified approach can safeguard your retirement savings while also opening doors to new avenues of growth and investment.

A paystub is a crucial document provided to employees that details their earnings and deductions. Often referred to as paychecks, paystubs, or check stubs, these documents serve as proof of income while also outlining various withholdings such as taxes, social security contributions, health insurance premiums, and retirement savings. Paystubs can be delivered either in physical form or digitally, offering flexibility to both employers and employees. In addition, businesses can enhance customer engagement and boost sales by utilizing printed or digital codes that customers can scan. Creating tailored invoices and sending them directly to clients is another beneficial feature for businesses. It's important to note that the primary distinction between paystubs for employees and those for independent contractors lies in the fact that contractors are responsible for their own tax payments and do not have deductions taken out by the employer. Consequently, independent contractors must manage their own healthcare costs and other financial responsibilities independently. This distinction highlights the varying obligations that come with different employment arrangements.

Each asset class presents its own unique benefits. To effectively meet your financial goals and enhance your wealth, it is crucial to comprehend these benefits and strategically distribute your investments among various asset classes that align with your individual circumstances. Digital currencies represent a groundbreaking asset class, delivering a set of advantages that were once unavailable through a single investment vehicle. Additionally, innovative Digital IRAs (a form of self-directed IRA) now enable Americans to incorporate digital currencies into their retirement portfolio, introducing an entirely new layer of advantages. You are no longer confined to the limited investment options typically found in standard IRAs and 401(k)s, like stocks, bonds, and mutual funds. With a Digital IRA, you can significantly diversify your retirement savings, tapping into the vast growth potential that digital currencies offer while enhancing your financial strategy. This evolution in retirement investment opens up exciting opportunities for those willing to embrace this modern asset class.

Having employees who are perpetually living paycheck to paycheck can negatively impact your organization. Break this cycle by implementing SmartDollar, the financial wellness program created by Dave Ramsey. By adhering to the 7 Baby Steps, employees will gain valuable skills in budgeting, debt reduction, future savings, and confident retirement planning. SmartDollar offers an array of engaging resources and tools designed to help your workforce make significant financial advancements rather than merely surviving from one paycheck to the next. Focusing on individual goals allows employees to experience quick victories, which fosters motivation and enables them to progress through the plan effectively, leading to enduring financial changes. Additionally, your organization will benefit from a dedicated client service representative to assist in the rollout of SmartDollar, access to a personalized client portal known as SmartCenter for monitoring employee progress, as well as customized promotional materials and contests designed to enhance engagement and participation among employees. This comprehensive approach not only improves individual financial health but can also enhance overall workplace morale and productivity.

Effectively forecast anticipated tax payments, capital gains, and taxation for both residents and nonresidents. Throughout the year, prepare for tax consequences stemming from events such as marriage, Roth conversions, and stock transactions by utilizing the Income Tax Planner. Our established history of being first-to-market ensures that you can have confidence in our integration of the most recent tax laws. With precision and efficiency, we provide clients with a comprehensive view of their tax scenarios, including detailed analyses and side-by-side comparisons. Develop precise, professional, and impactful strategies that aid clients in minimizing their tax burdens while making informed choices. Seamlessly model and address intricate tax situations with ease. Leverage Bloomberg Tax & Accounting's esteemed expertise, along with current calculations, thorough analytics, and projections, to determine the most advantageous strategies for your clients' tax, investment, and retirement planning needs. This empowers clients to navigate their financial future with clarity and assurance.

Envision a streamlined approach that provides your organization with a more efficient work environment, improved employee benefit options, and additional advantages. Standard Life is equipped to turn this vision into a reality today through our comprehensive solution. This comprehensive solution involves collaboration with Standard Life to establish a cohesive suite of offerings tailored to your organizational requirements. Such an approach can effectively manage your workplace pension, craft a holistic rewards and benefits strategy, or provide your staff with access to our financial wellness and planning services, savings options, and retirement solutions. By implementing a rewards package that enhances your competitive edge in attracting and retaining talent, you can also deliver engaging rewards and support to your employees. This package may encompass voluntary benefits, enticing rewards, and robust financial wellness assistance, ultimately fostering a more satisfied and productive workforce.

Equip your workforce with the essential financial knowledge and resources necessary for them to thrive both professionally and personally. Our innovative recommendation system tailors financial education materials to align with the distinct situations and life priorities of each employee, reinforcing the notion that a universal approach is not effective. All of our financial education resources are impartial and crafted by our skilled team of content specialists. Simplifying budgeting is crucial, especially since life often presents challenges. Our budgeting tool offers personalized recommendations that assist employees in juggling various financial obligations, such as student loans, home savings, and retirement planning. This tool is designed to accommodate the diverse financial situations of each employee, ensuring they maximize their earnings. Additionally, our goal-setting and tracking features empower employees to pinpoint and visualize their top financial objectives, which in turn keeps them focused and inspired to achieve their aspirations. Ultimately, we strive to foster a financially informed workforce that feels confident in their financial journey.

Experience meaningful and sustainable investing all in a single app designed for your convenience. Enjoy risk-managed portfolios that are expertly curated and overseen by seasoned wealth professionals. Engage in seamless trading across both Singapore and US markets, enhanced by automated features for your ease. Discover investment solutions that help you earn superior returns on cash that would otherwise remain idle. Tailored investment options are available to help you achieve your legacy aspirations. Rest assured, your funds and personal information are safeguarded by stringent financial and data protection regulations. Benefit from top-notch investment solutions paired with dedicated wealth advisors who prioritize your financial success. Enjoy competitive and transparent fees with no hidden sales tactics involved. With a focus on regular, diversified income, you can choose to preserve your capital or seek appreciation. Syfe is more than just an investment platform; it empowers individuals to cultivate their wealth for a brighter tomorrow. All of this is available through simple, smart, and affordable financial solutions conveniently housed within one app. Build your wealth effortlessly, addressing all your financial goals, whether it’s purchasing a home, funding your children’s education, preparing for retirement, or simply enhancing your financial standing. Our diverse portfolios and tailored solutions are designed to meet your unique financial aspirations.

Monitor participant information, interface with payroll and HRIS platforms, assess benefits, generate worksheets and retirement packets, and offer an employee self-service portal that enables participants to examine their pension details and simulate retirement benefits. Additionally, it provides HR administrative functions to payroll providers to enhance their payroll services. This system features real-time bi-directional data synchronization via a RESTful API with the payroll database. It also tracks employee vaccination and testing statuses while securely storing documentation for vaccine/test verification. Comprehensive reporting is available across the entire user base, alongside automated alerts and a self-service platform. All clients benefit from using the latest version of our main application, empowering our implementation teams to develop robust solutions that are reliable in both governmental and private sectors, ensuring client satisfaction and operational efficiency. This commitment to continuous improvement and user support highlights our dedication to excellence in service delivery.

LifeWorks stands as a global frontrunner in both digital and face-to-face solutions aimed at enhancing the overall wellbeing of individuals. We offer a tailored spectrum of care that enables our clients to elevate the quality of life for their employees, ultimately benefiting their organizations. With a legacy that includes our previous name, Morneau Shepell, we have consistently prioritized the health, productivity, and financial stability of workers. Our services encompass a wide range of areas, including wellbeing, administrative support, health and productivity management, as well as retirement solutions. We take pride in our extensive knowledge and experience regarding workplace mental health, actuarial and retirement strategies, human resources and communication methodologies, alongside absence and disability management. As leading innovators in the field, we actively conduct research on emerging workplace trends and issues impacting employee wellbeing, sharing our valuable findings with clients to better support their workforce. Our commitment extends to fostering a culture of wellness that not only benefits individuals but also enhances organizational success.

H2R.ai redefines the future of talent-management. Our Hire-to-Retire Platform, powered by cutting-edge AI technology, unlocks unprecedented insights and empowers companies to make data driven decisions at every stage of employee lifecycle. From recruitment to retirement we revolutionize HR in a way that turns workforce potential into a competitive advantage. Do more with H2R.ai - Recruiting Onboarding - Regional Configuration - E-signature - Proficiency levels - Projects & Attendance - Access Levels Reports Grievance Management Asset Management Time Off H2R.ai is the all-in one employee lifecycle solution that supports your organization's needs. Take the first step towards increased productivity and streamlined processes.

Eliminate uncertainty in your retirement planning with WealthTrace, which provides precise financial forecasts and enables you to oversee your investment assets, their performance, transactions, and associated fees. Don't let fate dictate your retirement; with WealthTrace, you can take charge of your financial future and assess whether you have sufficient resources for a comfortable retirement, as well as explore ways to improve your financial standing. By linking your various investment accounts, you can easily monitor your balances and holdings in one place. Your accounts will refresh daily, giving you up-to-date insights into performance, transactions, fees, and investment totals. Rest assured, your information is safeguarded with cutting-edge security protocols. As you adjust your assumptions, you'll see financial projections reflecting those changes in real-time. You can receive immediate insights on how altering savings rates, retirement timelines, expense levels, withdrawal strategies, and other factors impact your plans. Additionally, you can conveniently determine the most efficient withdrawal rate and ascertain the total amount you need to save for retirement to ensure your peace of mind in the future. This comprehensive approach allows for a more informed and proactive retirement strategy.

Discover a tax-advantaged method to invest in cryptocurrencies with a CryptoIRA. This innovative approach allows you to leverage your retirement savings for buying, selling, and trading cryptocurrencies directly via Coinbase. Imagine how the currency of tomorrow could influence your financial future. Setting up a CryptoIRA is a straightforward process that can be completed entirely online. Each IRA option provides tax benefits, with choices including traditional, Roth, or SEP accounts. You can either make contributions from your bank account or transfer funds from an existing retirement plan. Trade from over 90 different cryptocurrencies on the Coinbase exchange right from your Alto portal, which seamlessly integrates with Coinbase, eliminating the need for an LLC. Enjoy the convenience of 24/7 real-time trading with a low minimum investment of just $10, making it simple to embark on your investment journey. Plus, we provide a complimentary concierge service to assist you with the setup and funding of your account, ensuring a smooth experience. There are no account maintenance fees, no setup charges, and no minimum balance requirements ever. Investing in your future has never been so accessible.

Darwinbox is a disruptive, mobile-first, cloud-based, cloud-based HRMS platform that helps large enterprises attract, engage, and nurture their most important resource - talent. It is an integrated, end-to-end HR system that streamlines activities throughout the employee lifecycle (Hire to Retirement). Our enterprise product features are designed with an emphasis on simplicity and scalability. They also have the best consumer apps. Darwinbox's mission is to empower, motivate, and inspire employees. It also automates and simplifies all HR processes for the enterprise. This unified platform allows over 350+ companies with 850k users to manage their entire employee lifecycle.

AwedusHR represents the forefront of human resource management technology, providing small and medium-sized enterprises with the tools they need to handle HR operations from recruitment to retirement. This advanced, cloud-based system simplifies the management of complex HR processes, ensuring a seamless experience. As an all-in-one solution, our automated software empowers businesses to make informed and impactful HR decisions. With our comprehensive suite of business management tools, you have the flexibility to select features that suit your needs while discarding those that don’t align with your goals. Our platform addresses various challenges, from employee oversight to customer relations, streamlining every aspect of your operations. By automating business tasks and enhancing human interactions, our enterprise-ready software suite delivers insightful results that facilitate business growth. Ultimately, we are dedicated to supporting our clients in achieving ongoing success and prosperity in their endeavors.

Edukate is a platform designed to enhance financial benefits, fostering a more confident, productive, and engaged workforce by equipping employees with tailored financial assistance and resources. With Edukate, you can seamlessly provide the essential tools to help your employees reach their financial aspirations. The process of adding new employees, communicating with current staff, and adjusting available resources is straightforward and adaptable as your business grows. Moreover, the Edukate platform integrates with existing employee retirement plans, allowing for effortless enrollment, contribution adjustments, and access to plan documents directly from the user-friendly dashboard. Our API further enables the creation of customized tools tailored to your organization's specific needs. A highly engaged workforce not only promotes healthier employees but also positively influences your financial performance. By quickly onboarding new employees and implementing new features, you can streamline operations and focus on getting back to your core business objectives. Ultimately, Edukate empowers both employers and employees to thrive financially.

Keystone by Smart provides a versatile platform tailored for a variety of entities, including national and regional governments, banks, pension providers, asset managers, trade associations, and affinity groups. These enterprise solutions are fully customizable to meet the specific needs of your organization and market. As the world's first global, cloud-native retirement savings platform, Keystone by Smart is operational across four continents, assisting over a million individuals in planning and managing their retirement finances in collaboration with some of the most recognized financial institutions globally. This singular retirement technology platform empowers financial services organizations and governments to effectively cater to their customers' and citizens' needs while remaining adaptable to legislative changes now and in the future. The platform supports a wide range of functionalities, from user-friendly apps and web-based tools for both employers and employees to comprehensive data migration services that facilitate the movement or consolidation of vast numbers of accounts, ensuring seamless integration and management. With Keystone by Smart, organizations can not only streamline their operations but also enhance the retirement planning experience for their users.

With a self-directed approach, you have the flexibility to invest in virtually anything, and the earnings from those investments remain untaxed. At IRA Financial, our dedicated tax and ERISA experts will assist you in setting up a self-directed retirement account, ensuring ongoing compliance. We strive to make the process of investing your retirement funds in alternative assets more straightforward. By opening an account through our app, you can start investing with a straightforward, flat fee. The app also features a supplemental forms section, allowing clients to electronically sign documents for common account transactions, eliminating the need for physical signatures or paperwork. This section is set to expand with future updates of the app. IRA Financial is committed to enhancing your investment experience while helping you grow your retirement savings effortlessly. So take the first step today and embrace a new way of managing your retirement investments.

Attracting, engaging, and retaining exceptional talent can be simplified through an employee-centric payment system that offers both convenience and flexibility. With Wisely’s cutting-edge technologies, organizations can achieve a fully electronic payment process, lower expenses, and streamlined administration. By collaborating with a leader in payroll innovation, businesses can implement these solutions with assurance. Wisely® by ADP provides workers with a revolutionary method to access their earnings and other income sources, which can facilitate better time management and financial oversight. The demand for making sporadic payments between regular payroll cycles has increased, and Wisely® Now introduces a streamlined approach to fulfilling these needs effectively. This innovative payment solution not only enhances employee satisfaction but also positions companies to respond swiftly to the evolving landscape of workforce compensation.

With features like automatic contributions, you can invest without stressing about timing. You might already know about our low fees, which apply to all our offerings, including our investment options. For over a decade, we’ve been assisting Canadians in saving and investing online, ensuring that you can pursue your long-term financial objectives with confidence. Enjoy tax-free interest alongside the benefits of a Tangerine savings account, and take advantage of the guaranteed returns from our GIC paired with the appealing aspects of our Retirement Income Fund. When you use a Tangerine credit card, you can earn cash-back rewards on all your daily purchases, enjoy personalized categories, benefit from unlimited monthly cash-back, all while avoiding an annual fee. While Tangerine operates without physical branches, we offer much more than a mere online platform; we're also accessible through mobile apps, in our Tangerine locations, and via our dedicated contact centres, ensuring that support is always within reach. This multi-channel approach allows us to serve you better, adding convenience to your banking experience.

Discover a straightforward strategy to enhance your wealth akin to the strategies employed by elite investors. Our cutting-edge technology is a favorite among users, and our dedicated team is always available to address your inquiries. By diversifying your portfolio, you can effectively reduce risk while increasing potential gains. We allocate your funds across the entire stock market through various funds that reflect the global economy. Operating as a fiduciary, we are committed to providing you with guidance that serves your interests first. To ensure your financial data remains secure, we implement advanced data encryption alongside two-factor authentication (2FA) measures. With support from $380 million in investments from major financial institutions worldwide, Wealthsimple stands as a robust option for your investment journey. This combination of technology, expertise, and security sets us apart in the financial landscape.

You could be maximizing the potential of your PTO benefits, which can lead to increased employee satisfaction, improved retention, reduced stress, and enhanced engagement by encouraging employees to utilize their time more effectively. A staggering 78% of workers are living from one paycheck to the next, while 41% find it challenging to manage a $2,000 unexpected expense, making accrued PTO a valuable resource for addressing unforeseen financial challenges. Employees can utilize their accrued PTO to contribute to their retirement savings, invest in their child's education through a 529 plan, or alleviate student loan debt, making it a versatile asset. Research shows that 68% of employees return from time off feeling reenergized and more productive, and PTO Genius actively identifies company-friendly ways for employees to take time away, while also simplifying the process of converting unused PTO into cash to fund vacations. The Genius Team is dedicated to supporting you throughout this journey, helping you to grasp the extensive features and advantages available for your organization, tailoring the platform to meet your specific requirements, and ensuring a smooth launch experience, all within just a few days! We’re excited to assist you in enhancing your workplace culture!

The distinctiveness and success of your company are directly tied to the talent of its workforce. SBS Payroll and Human Resources software is designed to help you effectively manage your most crucial resource. Recognizing that each business has its own operational style, we offer customizable software solutions that align with your specific needs. By adopting in-house payroll software, you can better manage processing expenses and enhance overall productivity. Moreover, consistently applying policies—whether they are internal, federal, state, or industry-specific—will significantly reduce compliance risks. Streamline your operations and boost accuracy by integrating data from your current time clock system and creating recurring time cards for various employee groups. From hiring to retirement, manage your workforce efficiently and precisely. Our software also automates the tracking of applicants, defines personnel actions, records changes in benefits, and much more. Additionally, the built-in reporting tool allows you to quickly create tailored reports, ensuring you have the insights you need at your fingertips. With integrated Affordable Care Act (ACA) reporting, you can easily generate electronic files for submission, facilitating compliance and saving valuable time. Ultimately, this comprehensive approach to payroll and human resources will empower your company to thrive.

The Milliman Actuarial Retirement Calculator (MARC) serves as an all-encompassing system for pension administration, aimed at ensuring precise and efficient oversight of defined benefit plans. Established in 1991 by a skilled team of Milliman actuaries, retirement plan consultants, web developers, and IT experts, MARC provides a solid framework for calculating pension benefits and maintaining essential administrative data. Its adaptable design accommodates a variety of plan types and enables fully customizable calculations, reports, forms, data management, web interfaces, and workflow systems. By fostering participant involvement, MARC features an intuitive website that empowers employees to access personal information, utilize self-service options like adding beneficiaries, manage forms and documents, communicate with plan sponsors, generate pension estimates, and perform comprehensive retirement modeling. Overall, MARC not only streamlines pension management but also enhances the overall retirement planning experience for participants.