Alternatives to SplitPay

QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency. You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products.

Affirm is a payment-over-time solution that removes price barriers for shoppers. It allows merchants to see a 85% increase in average order values and a 20% repeat purchase rate. Affirm's mobile-friendly, multichannel solution is optimized to be used for e-commerce, in store transactions, and telesales. Affirm gives merchants the tools they need to integrate pay-over time options for shoppers. Here's how it works. 1. For a real-time decision, your customer needs to know a few key pieces of information. 2. Flexible payments. Customers can choose their payment plan with options that range from 3-36 Months. 3. We settle within one day and take on all risk, from fraud to costly chargebacks. There is no risk for you.

Make offering trade credit as easy as accepting a credit card. Apruve is technology at the intersection of B2B trade credit and A/R automation. Apruve enables global enterprises to transform their trade credit, accounts receivable, and collections processes with automation and guaranteed payments. Apruve works with a global credit network to guarantee next-day financing on all open invoices while automating the procure-to-pay process and decreasing risk. Our solutions are customized for your markets, customers, and goals, enabling you to simplify and accelerate the procure-to-pay process.

Utilize the advantages of adaptable payment options to meet your fundamental business objectives effectively. Receive payments upfront while allowing your customers to select their desired payment terms. Enable buyers to divide larger purchases into three manageable installments. Provide streamlined payment methods and easy access to trade credit for your clients. Create a seamless payment experience across all of your sales platforms. Incorporate flexible payment options within your online store. Tap into the opportunities of international trade and cater to customers throughout Europe. With the help of advanced risk assessment models driven by machine learning, fully automated systems, and a highly adaptable technological framework, Billie empowers both large and small enterprises with quick access to liquidity, automated processes, and modern payment alternatives. Enhance the experience for your business clients by presenting them with their top payment preference for checkouts, which in turn can boost B2B sales in your online store. Once your customer has chosen their products, they will proceed to the checkout and navigate to the payment selection interface, ensuring a smooth transaction process. This flexibility not only strengthens customer relationships but also promotes increased satisfaction and loyalty.

Splitit is revolutionizing the Buy Now, Pay Later (BNPL) landscape with its merchant-branded Installments-as-a-Service platform. Our solution addresses the hurdles businesses encounter with traditional BNPL systems while facilitating seamless BNPL options at the point of sale for card networks, issuers, and acquirers, all via a unified network API. Customers can divide their purchases into as many as 36 interest-free monthly payments using their current Visa or MasterCard. They also have the opportunity to test products for up to 90 days before making a final decision on whether to keep them. Once they have made their choice, customers can either pay the total amount upfront or initiate an installment payment plan. Furthermore, if customers find they don’t have enough available credit on one card, they can easily distribute their installment payments across two separate credit cards. This flexibility empowers shoppers to acquire what they desire without needing to apply for additional credit or incur debt, making the shopping experience smoother and more accessible. Such innovative features help enhance customer satisfaction while driving sales for merchants.

Walnut enables your practice to accept a greater number of patients, including those with credit difficulties. With financing options beginning at 0% interest, you can receive payments upfront. Unlike traditional patient financing companies that decline half of all applicants, our unique underwriting algorithm allows for a higher approval rate. You can enjoy zero risk and no fees while getting paid upfront, as we cater to the elective care markets. We are committed to providing straightforward, fair, and transparent payment solutions for all patients. Our dedicated support team is accessible 24/7, ready to assist both patients and providers with any inquiries. Financing plans are competitively priced starting at 0% interest, making Walnut entirely free for providers to adopt. This innovative approach revolutionizes the way you handle healthcare expenses, transforming your medical bills into manageable, tailored monthly payments. By making timely payments, patients can enhance their credit history, and each individual will be paired with a Walnut Agent to ensure they stay on track with their payments. With Walnut, you can optimize patient financing while promoting financial wellness for your clients.

For B2B sellers and marketplace operators alike, expanding your business can prove difficult without providing point-of-sale credit to clients. However, this approach introduces potential credit risks and cash flow interruptions. So, why not enjoy the advantages of both sides? We handle the credit provision and assume the associated risks, enabling you to receive cash upfront for immediate operational needs. Our advanced verification technology efficiently conducts all necessary KYC/KYB and AML checks in a digital format. Consequently, your customers can complete the onboarding process online in just minutes. Buyers grant Transigo access to their bank account details through Plaid, allowing us to swiftly conduct a brief credit evaluation. Following this, the buyer is presented with a comprehensive credit line. With flexible credit options, your B2B customers will enjoy an enhanced shopping experience, significantly increasing the likelihood of repeat purchases and fostering stronger business relationships. This seamless process not only benefits your customers but also positions your business for long-term success.

B2B: A Buy Now, Pay Later solution Your B2B customers will be able to buy now and pay later at checkout, allowing you to sell more and grow your business. Hokodo allows you to offer trade credit to customers. Instant credit terms can help keep customers in the funnel and increase sales. Our real-time underwriting eliminates lengthy credit checks and customers can get payment terms immediately, even after making their first purchase. No need to worry about cash flow. We pay you after delivery of the goods. We can also collect late payments and chase them. Your business is protected from credit and fraud risks, including non-payments, ID theft, chargebacks, and outright bankruptcy of customers. 73% of B2B buyers prefer to shop online. We believe they should have the same seamless checkout experience as consumers.

Shop Pay retains your essential information, allowing you to focus on shopping rather than filling out forms. With robust encryption, you can enjoy a secure and swift checkout experience. You can either pay the total amount at checkout or divide your payment into four equal parts at select retailers. Additionally, you now have the opportunity to neutralize the carbon emissions from your deliveries at no extra cost; simply check out using Shop Pay, which is among the first payment methods to achieve carbon neutrality. Your financial information is safeguarded when utilizing Shop Pay, as you only need to enter your billing and shipping details once, using your email for future transactions. Our systems comply with strict industry regulations (PCI Compliance) to protect your credit and debit card information. Each piece of personal data shared with Shop is securely encrypted throughout the process. When you choose Shop Pay, you have the option to either settle your bill in full or spread the cost over four equal installments* at participating vendors. You can make payments biweekly or activate automatic payment options for added convenience, ensuring a seamless shopping experience. This way, you can shop with peace of mind, knowing both your data and finances are well-protected.

Experience a new way to shop with Klarna, where you receive tailored inspiration, exclusive offers, and the flexibility to choose your payment method. Available exclusively through the Klarna app, our payment solutions are favored by shoppers across the nation. Major brands in America utilize Klarna to enhance their customers' shopping journeys, ensuring a seamless experience at every step. We pride ourselves on providing the smoothest shopping experience possible, and our variety of payment options surpasses those offered by any other service provider. This leads to increased conversions and larger shopping carts for your business. You receive immediate and full payment, while your customers enjoy the flexibility of paying later. Partnering with Klarna means more than just accessing modern payment solutions; we are dedicated to improving the entire shopping journey for your customers. Our global reach ensures that wherever your enterprise operates, you can offer payment solutions that are tailored to local preferences, bringing joy to your customers just as much as your products do and ultimately driving greater satisfaction and loyalty.

By integrating with various lenders through the ChargeAfter network, merchants can now provide immediate and tailored financing options at the point of sale, catering specifically to the diverse credit requirements of consumers. In the realm of financing, a uniform approach is ineffective; ChargeAfter enables merchants to present the most suitable consumer financing alternatives to their customers during checkout, with an approval rate reaching up to 85% for applications submitted. Additionally, ChargeAfter offers comprehensive performance metrics and in-depth transaction reporting via a user-friendly dashboard, allowing merchants to monitor every transaction from each lender, both historically and in real time. The platform simplifies transaction management, enabling easy settlement, upselling, refunds, and credits with just a click. ChargeAfter stands out as a versatile multi-lender consumer financing solution, allowing businesses to adapt seamlessly to their customers' needs. Whether online, in-store, or over the phone, your financing options can be as flexible as your business model demands. This adaptability ensures that merchants can effectively meet their shoppers wherever they choose to engage.

At Afterpay, we have revolutionized the payment landscape by creating a more equitable method for transactions. Our goal is to connect the most sought-after consumers with the most relevant retailers, cultivating a scenario where everyone benefits and enjoys a positive outcome. In contrast to other buy-now-pay-later options, Afterpay provides a straightforward and transparent experience for shoppers, completely devoid of credit assessments, interest charges, hidden costs, or any unpleasant surprises. We empower consumers with the assurance of understanding their financial commitments, rather than being left in uncertainty about their expenditures. Together, we can enhance their experiences and create more success stories. New users of Afterpay can receive an instant approval decision in just minutes, allowing customers to finalize their purchases while you receive full payment immediately—a scenario that benefits both parties. Customers can then repay their purchase in four easy installments every two weeks, making it manageable and predictable. With a steadfast policy of zero interest and no extra fees as long as payments are made on time, we place our faith in the goodness of people and trust our customers to fulfill their obligations. This approach not only fosters a positive relationship with users but also promotes responsible spending habits.

Our diverse range of financial solutions, including buy now pay later options, credit cards, and business financing, have been thoughtfully crafted to meet the essential requirements of modern consumers, retailers, and small to medium-sized businesses. We have established platforms that facilitate the purchase or leasing of virtually anything. Attract more customers by partnering with hummbusiness; experience increased revenue with potential sales spikes of up to 30% and an impressive repurchase rate reaching 80%. Enjoy the benefit of receiving payments upfront, along with guaranteed settlements by the next business day. Additionally, we do not charge refund fees, as we return our fees for any items returned to your store. Our services are fully integrated, making them adaptable to businesses of any size, whether they operate online, in physical locations, or a combination of both. Humm accommodates seamless online integration with major e-commerce providers and offers a direct REST API for customized marketing and pricing widgets. Moreover, point-of-sale integration is available for various POS platforms and terminals, ensuring a swift and straightforward experience for both customers and staff alike. With humm, businesses can streamline their operations and enhance customer satisfaction effortlessly.

"Paidy" offers a solution that eliminates the need for a credit card, helping to prevent cart abandonment and boost sales by facilitating payments tailored to user preferences. Users have shown a strong preference for options such as pre-screened credit cards, pre-payment at convenience stores, cash on delivery, and a streamlined shopping experience that removes the usual hassles, leading to over 4 million accounts being created. This system not only aids in customer retention but also promotes sales growth by attracting a diverse clientele, including those without credit cards and younger demographics. By utilizing Paidy, merchants can effectively tap into groups that typically do not use credit, particularly younger consumers. Additionally, the platform guarantees a full deposit for transactions, with Paidy assuming responsibility for any unpaid amounts, thereby eliminating financial risk for merchants. This innovative approach ensures that businesses can focus on growth without the burden of payment uncertainties.

Credit Key approves business customers in seconds at e-commerce checkout for better monthly terms. Credit Key's flexibility in payment results in higher orders, more transactions, and happier customers. Credit Key's unique B2B underwriting process enables us to instantly score businesses and extend deeper credit to customers at the point of purchase.

Boost your customer base by 30% without affecting your cash flow through Vartana’s innovative payment platform. Accelerate your sales opportunities three times faster by removing budget discussions with straightforward payment solutions. Enhance your total contract value and improve cash collection by utilizing multi-year contracts with upfront payments. Equip your sales team with pre-approved payment options and oversee the entire deal process seamlessly via a centralized dashboard. Facilitate the complete or partial subsidization of payment plans to attract a larger customer base. Utilize Vartana’s capital pool or your own balance sheet to finance these plans. Our platform provides businesses with the flexibility to offer various billing options, including monthly and quarterly terms, all while maintaining cash flow stability, resulting in increased average order values, higher close rates, and improved sales efficiency. Ultimately, this empowers companies to thrive in a competitive market while ensuring financial health and growth.

Welcome to Future Logics, where we specialize in web applications, mobile app development, and custom software solutions. Our innovative business concept is tailored for individuals in the United Kingdom who refer to it as Hire Purchase, a system that allows buyers to acquire goods or services through an initial down payment followed by periodic installment payments to cover the remaining balance. Conversely, in the United States, this arrangement is typically known as an Installment Plan or lease management system. Our IMS is designed to streamline the management of cash or installment sales, including down payments, inventory, recovery processes, and outstanding balances. If you are engaged in selling products via monthly installments, IMS is the perfect solution for you. What exactly is IMS Customer Accounts? It offers a robust platform for maintaining customer account information while ensuring efficient management of purchases and payables. The system also oversees all cash and credit sales along with receivable details, providing a comprehensive overview of sales and receivables. Additionally, our inventory management feature allows users to efficiently track stock movement while delivering insightful reports to optimize performance. Ultimately, Future Logics empowers businesses to thrive in a competitive marketplace through effective financial management solutions.

Your reliable payment partner simplifies and monetizes the complete payment process. By enhancing operations, increasing conversions, and fostering customer loyalty, we cater to your diverse needs—whether you seek greater efficiency, improved liquidity, or stronger customer ties. Our solutions are designed to optimize every facet of your payment journey, ensuring you can safeguard and enhance both your liquidity and ongoing relationships with clients through equitable and sustainable debt recovery services. Enjoy predictable cash flow, enhanced customer retention, and seamless onboarding via your choice of subscription management platform, whether it be proprietary, third-party, or in-house. Experience the advantages of comprehensive upfront payments, full payment cycle management, streamlined operations, and lower transaction costs. Furthermore, you can digitalize every aspect of your payment journey using a single API, single contract, and a single point of contact, facilitating international operations with ease. This holistic approach not only simplifies processes but also empowers businesses to thrive in a competitive landscape.

Boost your annual sales by allowing customers the flexibility to defer payment for up to 8 months. Transition monthly subscriptions into annual packages to elevate your Average Order Value (AOV). Generate new leads effortlessly with SaaSPay’s adaptable financing solutions, ensuring you receive payment immediately without the hassle of chasing monthly installments. Get your full payment upfront, and easily convert monthly subscribers into annual clients using our one-click financing option. Simply upload your customer information along with details of your products and their respective subscription tiers. Enjoy the benefit of having an entire year's payment deposited into your bank on the very first day of the sale! Set up your SaaSPay account quickly with a straightforward Know Your Business (KYB) process, and enhance your team's effectiveness by adding an unlimited number of members. Leverage our advanced analytical tools to assess the performance of different packages and uncover potential upselling opportunities through customer usage insights. With a one-click Buy Now Pay Later (BNPL) option, you can significantly enhance your annual subscription sales while providing your customers with the flexibility they desire for repayment. This approach not only increases customer satisfaction but also fosters long-term loyalty.

Lemon provides a valuable solution for SaaS companies by enhancing cash flow and minimizing customer churn by as much as 90%. This innovative checkout system is tailored for small to medium-sized B2B software providers, allowing customers to enjoy the flexibility of monthly payments while you receive the full annual fee immediately. The integration process is seamless: simply incorporate the Lemon widget into your payment pages, and we'll handle everything else. By paying your annual fee upfront, Lemon allows your customers to reimburse us on a monthly basis, transferring the risk of non-payment to us. This approach significantly lowers ongoing monthly churn rates. When clients opt to use Lemon, you benefit from instant payment, ensuring a more stable financial foundation for your business. Ultimately, Lemon empowers you by transforming the payment experience for both you and your customers.

Shopping with tabby enhances your experience by allowing you to divide your payments into four interest-free installments or earn cashback at your favorite retailers, or even both. By selecting tabby at checkout, you can enjoy the convenience of shopping now and repaying later, with payments billed monthly. The tabby app empowers you to shop today, pay later, and accumulate cash rewards, all without incurring interest, fees, or any hidden costs. This innovative shopping method eliminates price barriers, effectively converting casual browsers into buyers, boosting average order values, and broadening your customer reach. You can explore and shop with beloved partner brands directly through tabby’s app or website, earning cash that you can withdraw regardless of whether you choose to pay with tabby. By providing shoppers with the flexibility and freedom to obtain what they desire, tabby makes the shopping journey significantly more rewarding. With no interest, fees, or potential debt traps, tabby promotes a seamless purchasing experience. Over 2,000 global brands and small businesses, including big names like Adidas, IKEA, SHEIN, and Marks & Spencer, utilize tabby to drive their growth and success in the market. This user-friendly platform not only facilitates purchases but also ensures that shopping remains an enjoyable and financially sound activity for everyone involved.

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

Elevate your sales effortlessly with Zip, previously known as Quadpay. You can incorporate Zip's "pay later" feature in just 10 minutes without the need for any APIs. Enjoy the benefits as customers appreciate the convenience of dividing their payments into four installments over six weeks. Consequently, merchants that partner with Zip experience increased average order value, improved conversion rates, more frequent purchases, and immediate cash flow. Zip boasts a network of over 3,000 remarkable merchant partners. Become a part of the Zip brand community, where our buy now, pay later service is crafted to offer discerning shoppers greater freedom and flexibility. The integration process is straightforward; you can utilize a few lines of JavaScript code or opt for one of our eCommerce platform plugins. Additionally, Zip provides an exceptional in-store point-of-sale solution that requires no IT assistance. Customers can make in-store payments using the Zip app, and if you currently accept Visa, you're already set up to accept Zip payments. Simply scan the QR code to complete transactions without the need for any modifications to your existing POS systems. This seamless integration allows businesses to thrive while enhancing the shopping experience for consumers.

Transforming payment failures into profitability is now possible! With FUGU, you can ship first and receive payment later, ensuring collection within a 14-day period. As soon as a cart is left behind, eligible customers are alerted about the option for deferred payment. After they are approved for this flexible payment plan, FUGU will take over the responsibility of collecting the payment within the specified timeframe. There’s no need for extra payment options or additional sign-ups; all collection efforts are seamlessly handled by FUGU while maintaining your brand identity. Our model is straightforward: you only pay when we successfully recover the funds, with no subscription fees or hidden commitments. The installation process is simple and quick, allowing you to get everything up and running in under 45 minutes, making the transition effortless and efficient.

Increase your sales and accelerate growth with Bread's comprehensive approach, designed to connect with more consumers by enabling financing applications and checkouts from any page on your website. By allowing customers to explore their purchasing capabilities through pre-qualification for financing, they can easily check out from various sections of your site, including the homepage, product pages, or even during the checkout process. This innovative solution personalizes pricing by showcasing a customized monthly payment option, which can significantly enhance sales and elevate the average order value. Your customers will appreciate the ability to pre-qualify in mere seconds while remaining on your site, thus providing an effortless and smooth shopping experience. With just a few simple details, shoppers can obtain their financing rates without impacting their credit scores, all while receiving immediate feedback on their eligibility and purchasing options. Bread's seamless integration ensures that customers remain focused on their shopping journey without being redirected to external sites, thus maintaining an uninterrupted user experience and increasing the likelihood of conversion. Additionally, this approach fosters customer loyalty, as shoppers feel empowered and informed throughout their purchasing process.

ZoodPay allows you to make purchases both online and in physical stores by splitting your payment into four installments across 90 days, all while avoiding interest and extra charges! To use ZoodPay, simply select it as your payment option during checkout, fill in your personal details, and enter your credit or debit card information. You'll receive immediate approval, making it easy to manage your payments in four equal segments. With ZoodPay, financial stress is a thing of the past! You can shop for items through the ZoodMall app or at numerous online retailers that support the 'Buy Now, Pay Later' feature. The approval process is quick and entirely digital! You can pay for your items using your local currency, enjoying the convenience of having the products in your hands now and the flexibility to settle the payment later within 14 days or through four to six installments, all without any added interest or fees. This innovative approach to shopping provides a seamless experience and empowers consumers to manage their budgets more effectively.

Clearpay serves as a global payments solution designed to promote financial well-being for modern consumers. Shoppers can instantly access products, pay for them in four equal, interest-free payments, and enjoy incentives for punctual payments. With no credit assessments, no hidden fees, and a focus on sustainable financial practices, Clearpay empowers users to manage their payments responsibly. This initiative benefits not just the consumers, but also retailers and the wider community. Known as Afterpay in regions like Australia, the United States, and New Zealand, Clearpay partners with over 55,000 top retailers and boasts a customer base exceeding 10 million worldwide. Clearpay/Afterpay aims to create an economy where everyone thrives, addressing the needs of today’s consumers who seek better payment solutions. By simplifying access to the brands they love, Clearpay is resolutely dedicated to fostering responsible spending habits, ensuring that customers who adhere to their payment schedules incur no costs. This commitment to financial empowerment sets Clearpay apart in the evolving landscape of consumer finance.

Don't let fundraising be a problem. Get non-dilutive capital on-demand. You can get up to a year's upfront capital, which will give you the flexibility and funding you need to grow your company and scale. Choose from unpaid invoices and recently paid expenses and choose repayment terms of 3, 6, 9 or 12 months. You can get as much or as little funding as you need. We can accept monthly, quarterly, or even annual contracts. We adapt to your needs. We provide the funding you require at the moment. Your money is not sitting idle, it works for you. We will quickly assess the funds needed and deposit them to your account within 24 hours. Our intuitive interface makes it easy to manage all transactions and accounts. As you grow, you can access more capital. We are your partner throughout the process. Our rates drop as we work together more often. We can quickly provide the capital you need based on your data.

Sezzle, a public-benefit company based in Minneapolis, Minnesota, is on a mission financial empowerment the next generation. The #1-rated Buy Now, Buy Later product by Sezzle allows millions of shoppers in the United States and Canada access to financial freedom, greater control over their spending and more responsibility. Sezzle offers 4 payments over the next 6 weeks to shoppers who purchase from more than 17500 online merchants. Customers can also reschedule their payment once free of charge. Late payment fees are $10. Sezzle is the financial responsible solution to buy now and pay later. What's in it to merchants? Increased conversions, AOV and shopper frequency. The best part? The best part? Sezzle assumes all the risk of fraud and chargebacks as well as repayment. It's a win-win-win situation.

Streamline your payment processing by using Slope's software and APIs to accept online payments, provide adaptable payment terms, and automate your order-to-cash workflows. You can process credit card and ACH transactions from businesses through a single API or use our simple no-code invoice links. Our platform allows for guest checkouts, milestone-based invoicing, or custom timelines, and includes same-day ACH to meet all your payment requirements. You can extend net terms, installment options, or bespoke payment arrangements to your customers without assuming additional risk. Customers can receive financing approvals in mere seconds for future transactions, ensuring you get paid immediately while we manage the risk, collections, and other related tasks. By eliminating manual tasks from order processing to remittance application in your ERP, you can enhance efficiency significantly. With Slope's adaptable workflows, you can reduce friction in your operations and guarantee that every dollar is accurately reconciled, improving your overall financial management. This means you can focus more on growing your business rather than getting bogged down by administrative details.

No credit is necessary, and the convenient payment plans allow you to make essential purchases without any worries. Discover fantastic deals now with over 100 retailers and consider applying for a Katapult lease today. With Katapult's lease-to-own program, you can bring home up to $3,000 worth of essential items like furniture, electronics, home appliances, beds, mattresses, tires, and various other products. This innovative lease-to-own option provides a new approach to obtaining the items you need. Simply choose Katapult as your payment method during checkout. After starting your lease-purchase application and receiving approval, you will gain the flexibility to make payments over time, opt for early purchase, or even return your items if necessary. Katapult stands out as a more advantageous payment solution. However, keep in mind that Katapult is not applicable for all transactions, as only certain items qualify for this option, and the browser extension cannot facilitate in-store purchases. This makes it essential to check eligibility before proceeding.

We created PayHQ to facilitate the management and expansion of your business effortlessly. As a leading-edge payment solution available today, PayHQ by KORT Payments streamlines the process of accepting various payment methods, providing a unified view of your transaction data for enhanced decision-making capabilities. Currently, numerous businesses throughout North America rely on us for their payment processing needs. PayHQ serves as a comprehensive solution, managing everything from authorization to settlement and funding. It allows businesses to accept payments both in-person and online, with functionalities such as invoicing, recurring billing, and easy integrations, all through a single merchant account. Our online gateway provides your customers with a secure and straightforward purchasing experience, accommodating businesses of every size. Moreover, you can effortlessly connect your card terminals to PayHQ's omni-channel platform, enabling the acceptance of credit, debit, and other forms of payment, including contactless and mobile options for in-person transactions, ensuring versatility and convenience for your operations. This flexibility helps businesses adapt to the evolving landscape of payment processing.

Paythen makes it simple and painless for you to offer installment or flexible payment plans for your product/service to customers in 120+ countries and currencies. Built-in automations also reduce admin, support, and busy-work. No technical knowledge or code required. Connect your Stripe account to get started in just minutes Paythen gives you complete control over how you offer payment plans. You can choose the billing intervals and amounts, as well as fees. Once you have created a plan, you will receive a payment link that works everywhere - social media, email, or wherever your customers are. You can offer subscriptions, collect one-off payments, or use our unique "Pay Your Way" plan to allow your customers to choose whether they want to pay upfront or through a payment plan. Paythen is a better option than buy-now-pay later companies. It has lower fees, more control over your brand, and more flexibility. Stripe works with Paythen

Flex Pay (formerly Uplift) provides a friendly nudge to help you achieve amazing things without placing a heavy burden on your budget. Our payment options are designed to be clear and hassle-free, eliminating concerns about hidden fees or accumulating debt. Crucially, Flex Pay allows you to modify your payment schedule, offering the flexibility to adapt when unexpected situations arise. At checkout, simply select Flex Pay as your payment method, fill in a few details, and pick the plan that aligns best with your financial situation. Complete your purchase with the peace of mind that comes from manageable payments, and with AutoPay, you can enjoy even more convenience, as it removes the need to remember due dates. Embrace the ease of responsible spending while enjoying the freedom to focus on what truly matters.

PayU is a payment processing platform that offers hundreds of payment methods to choose from and multiple checkout experiences, meant to drive approval and conversion rates higher. Leading to increased sales levels, customer trust, brand attachment and loyalty, without having to worry about payment operational and technical complexities, you’ve come to the right listing.

Koverly guarantees timely bill payments, allowing you to select the optimal payment method for your business during the checkout process. Effortlessly make global online payments in over 100 currencies, benefiting from competitive exchange rates and full visibility of your international transactions. You can transfer funds to nearly any country, checking live exchange rates for popular currency pairs along the way. Your vendor receives payment immediately, while you have 30 days to settle the amount. By setting up a KoverlyPay account, you can access a portion of your line to delay foreign exchange payments for an additional 30 days without incurring interest or fees. Koverly ensures your vendor is paid instantly and locks in your exchange rate for added security. Additionally, you can divide payments into manageable installments over 4, 8, or 12 weeks by opting for KoverlyPay at checkout. Koverly follows stringent security and compliance protocols to protect your business payments and personal data, ensuring they remain encrypted and secure consistently. Regular training and certifications for staff regarding security, compliance, and privacy further reinforce Koverly's commitment to safeguarding your financial transactions. This comprehensive approach ensures that your business remains protected and operates smoothly in an increasingly global marketplace.

Zinia, the innovative 'Buy Now, Pay Later' solution from the Santander Group, serves over two million users throughout Europe. It simplifies the shopping experience by enabling customers to divide their payments into easy, interest-free installments quickly and transparently. The platform caters to both in-store and online shopping at select retailers, with plans for offline features to be introduced soon. Enhance the affordability of your products through our interest-free payment options. Boost your sales by providing customers with greater flexibility in their payment choices. Our adaptable payment solutions lead to increased average spending during checkout, encouraging customer loyalty. With our straightforward, rapid, and transparent payment processes, shopping becomes a more enjoyable experience. This single-platform approach allows us to extend our services internationally to all divisions of Santander Consumer Finance, promoting a seamless global shopping experience for users.

Tranch provides a solution for rapidly growing companies to manage their software and service payments effectively. By allowing businesses to pay for their SaaS and other services upfront while distributing the costs over time, Tranch empowers companies to maintain better control over their cash flow. This approach enables organizations to focus on their growth initiatives without sacrificing access to essential tools. Additionally, our checkout solutions allow suppliers to offer their customers adaptable payment options for yearly contracts and invoices, making it easy to implement with no-code checkouts. This not only speeds up sales and collection processes but also enhances customer satisfaction by providing them with greater flexibility in payment. As a result, businesses can prioritize growth while ensuring they have the resources they need to succeed.

Deferit is on a mission to empower people to take control of their finances. A bill budgeting and payment platform used by more than 550,000 people to improve their cashflow, Deferit has paid over $400m in bills to date and saved its users over $39m in late fees and biller penalties. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. No interest and no late fees, just a simple subscription. ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

Established in 2013, Capital Float has emerged as India's foremost buy-now-pay-later and credit service, catering to the financial requirements of both salaried and self-employed persons. We facilitate swift financial solutions for online shoppers through collaborations with top-tier brands. Additionally, we extend digital credit options to individuals for various personal and entrepreneurial purposes. Users can access a tailored renewable credit line instantly via their mobile devices. Capital Float has become the go-to financial partner for numerous self-employed professionals across India. Our short-term digital loans empower small businesses to surpass limitations and achieve rapid expansion. By leveraging our expertise, we develop innovative credit offerings for small enterprises that might not have previously utilized traditional financing. Our BNPL service enhances the shopping experience, making it more accessible and enjoyable. With quick, collateral-free financing available for both personal and business requirements, applicants can apply from anywhere at any time as long as they have internet access, ensuring convenience and flexibility in managing their financial needs.

Creditea, a unique BNPL that boosts e-commerce by increasing approval rates for merchants and margins, while offering customers a seamless checkout and flexible repayment options, is a new BNPL. Customers can benefit from a quick onboarding, a user-friendly Credit Line and benefits such as 0% interest for 30 days or long-term repayment plans. Creditea is powered by International Personal Finance plc and integrates seamlessly with the major ecommerce platforms. Interested parties can partner with us. Discover how Creditea Pay Later will enhance your online business today!

Transforming the landscape of technology procurement and financial solutions, this innovative platform integrates payments, predictive pricing, financing, and a streamlined quote-to-cash process into a cohesive system. It offers flexible payment alternatives designed to expedite deal closures, seamlessly embedded within the sales process. By leveraging existing recurring revenues, businesses can secure immediate funding, allowing them to receive payments promptly even if their customers opt for delayed payment. This approach aligns payment structures with customer payment schedules, enabling organizations to unlock growth capital from their own assets without incurring debt or equity dilution. Unlike traditional venture debt or revenue-based financing, Ratio requires no monthly payments, providing further financial relief. Businesses can selectively choose which contracts to monetize based on their cash flow requirements. The Ratio team comprises seasoned professionals from the SaaS and finance sectors, alongside serial entrepreneurs and innovators. Equity remains a vital component for company growth and team compensation, and engaging with Ratio for strategic capital ensures there is no equity dilution or warrant issuance. This unique model empowers businesses to thrive while maintaining ownership and control.

in3 Business is a newly introduced payment solution in partnership with Rabobank, enabling you to split your business purchases into three manageable payments without incurring any interest or additional fees. At the time of purchase, you make an initial payment of one-third of the total cost. The second installment is due within 30 days, while the final payment is required within 60 days, allowing you to effectively manage your cash flow and minimize financial risks. This method provides you with maximum convenience and flexibility in your payment process. You can monitor your payment progress and gain insights into your spending limit seamlessly. With push notifications, you’ll never forget a payment deadline, and you can easily access a wide range of stores through our comprehensive catalog. To utilize in3 Business, simply select it at the online checkout or on your digital invoice, and complete the verification process, which takes just 2 minutes. After making the initial payment, your order will be dispatched by the seller, and you will then follow up with the subsequent payments as scheduled. This approach empowers you to manage your finances more effectively while making business purchases.