Alternatives to Sm8rtHealth

Macaw AMS can be used to sell Insurance. Macaw AMS can be used by brokers, MGAs or MGUs, Program Managers, and Lloyds Coverholders to automate their operations. Macaw AMS was built with a customer-centric approach. It supports CRM, Sales and Underwriting. Customers, producers, and service providers can access self-service portals. Macaw AMS has built-in Document Management and Task Management capabilities. It is equipped with adaptors that allow for integrated and in-flow services such as eSignature, Payments, OFAC checks, Mass Emailing, Computer Telephony, and Mass Emailing, using 3rd Party Services. The data analytics part of Macaw AMS offers powerful data visualization with predefined dashboards, allowing users to easily upload datasets and view dynamic charts for clear, multi-dimensional insights. Interactive, real-time visualizations help uncover trends and insights, driving informed decision-making. Macaw AMS is hosted on cloud and tested for cybersecurity. The database is relational, and the core components of the Java-based application are written in Java. Macaw AMS is capable of processing 500-1000 policies per day at its peak. Macaw AMS is expected reduce per policy costs by 30%.

I-underwrite delivers world class auto-underwriting. We offer a complete set of software modules that can be used to deliver an end-to-end, online insurance sales process. This includes needs analysis and quote, digital signature, auto-underwriting and up-sell or cross-sell, offer and acceptance, payment processing and reporting. Auto-underwriting software Our auto-underwriting rules engine is the foundation of our digital insurance software. It is easy to quickly and easily configure underwriting rules to auto-decision life and critical illness, disability, income protection, and medical products to meet any insurer's specific needs. The rules engine can be used as a'self-contained module' that can be integrated into an insurance's hosted environment, or as a Software – as a Service model. You can access the i-underwrite U/W engine via any electronic distribution system.

NextAgency is an agent management system that includes CRM and commission management tools. It can be used by life, senior, and health insurance agencies. NextAgency helps you save time, money, and clients. * Increase sales with powerful CRM tools to track prospects, from lead to sale * Focus your team by sharing notes and tasks that are compatible with your calendar. * Improve customer service through our workflows and customer services reports * Maintain commitments by using follow-up tools such as personal to-do lists that you can share with your entire team Our online agency library allows you to access the forms and files whenever and wherever you need them. * Automatically assign your email addresses to your prospects or clients. * Track your commissions and get reports to show you what you have earned NextAgency is simple to use and easy to customize. Get a free trial.

Lifetime: One platform to acquire, service, engage and manage all your assets. Lifetime solves many of the most pressing problems facing life and annuity carrier today. LifetimeAcquire is an accelerated underwriting eApp product that drives direct-to consumer, call center, advisor sales. LifetimeAcquire makes it easy to configure questions, flows, UI elements, and other functions, so you can continue driving sales through all your channels. LifetimeService: LifetimeService offers comprehensive digital self-servicing to your customers. Customers can securely manage everything, from payments to beneficiary updates, with this service. No more faxes and mailers. LifetimeEngage - LifetimeEngage creates a long-lasting relationship between you, your policyholders. This can drive brand loyalty, increased persistency and health and wellness initiatives, purchasing decisions and financial education.

AUSIS (Full-stack Behavioral underwriting) AUSIS allows insurance companies to offer in-depth underwriting, scoring and decisions in real time. AUSIS reduces cost, time, risk, fraud, and increases efficiency, decision power, alternative score, and more. AUSIS increases STP from NSTP. It also allows non-invasive methods to aggregate health data from AQI and Location, Mortality and Social, Photo, Video and Health Devices. Weather, Sanitation, and more. AUSIS can reduce the policy issuance cost by up to 40%

Damco's InsureEdge Insurance Software is an all-in one software designed to help insurance companies gain maximum value from its extensive modules. This highly configurable and customizable software features the best insurance processing functions in the industry. InsureEdge is suitable for multiple insurance lines and can efficiently and effectively manage and streamline workflows to increase profitability, performance, and accuracy. It supports a variety daily operations via back office automation and other modules such as customer relationship management, policy administration and claims processing. InsureEdge, an insurance software that is flexible and scalable, is the key to future-proofing your business.

FINEOS Platform offers clients the only comprehensive SaaS core product suite. It includes FINEOS AdminSuite, which allows for quote to claim administration, as well as FINEOS Engage which supports digital engagement, and FINEOS Intelsight for analytics. Your digital insurance strategy's foundation. FINEOS Platform seamlessly combines FINEOS AdminSuite, FINEOS Engage, FINEOS Insight, and Platform Capabilities to create a modern, single-core insurance platform for Life, Accident, and Health. Legacy core systems used a single-size-fits-all approach to business technology that does not fit the needs of agile businesses. Consumers, brokers, and employers have access to powerful SaaS computing platforms, software tools, and a higher standard for digital strategy for insurers. The monolithic models of insurance software that were used in the past focused only on the details of the insurance contract.

The LifeGuide®, Professional software is independent of any insurance sales and marketing agencies. There are no direct or indirect affiliations. The main goal is to provide the best possible service for the insurance buyer consumer. LifeGuide®, subscribers enjoy the best service and competitive advantage, which is why it's constantly improving. The entire range of life insurance products is covered by the LifeGuide Professional Software. The LifeGuide software is the only Canadian independent life insurance comparison, research, and information software that offers the same number of products, companies, and level of comprehensive research and comparative facilities, features, and tools for professionals. LifeGuide offers the following products:

It is difficult to predict the future while still keeping up with the present. You need a strategic underwriting solution that is able to adapt to the future and be competitive in the life insurance market. AURA NEXT offers more than a rules engine. It is a SaaS-based decision-management platform that is future-ready. AURA NEXT provides the fastest, most accurate decision at the point of sale through data-driven underwriting. It seamlessly integrates with other front- and back-end processes. You need a flexible, secure and responsive underwriting solution that is future-ready to meet consumer demands. AURA NEXT, which is built on Amazon Web Services (AWS), to handle variable demand, has been proven and highly scalable. It integrates easily with legacy systems, supports multiple distribution channels, and can be integrated with legacy systems.

Empowered Margins provides data management and integration services. Over the past 10 years, Empowered Margins has been providing clients with tailored solutions to address specific challenges. These include automating workflows and improving data accuracy. It focuses on improving efficiency and optimizing processes, especially in sectors such as insurance and associations. The company's services and products are designed to help businesses manage large datasets, streamline operations, and use technology for better decisions. Empowered Margins also builds custom solutions, such as UWDataHub - an underwriting workbench aimed at the health insurance sector to improve underwriting workflows.

Agents can easily and accurately quote life insurance coverage for their clients with this full-featured quoting tool. It includes rates from over 100 life insurance companies. You can get quotes for Term, Return on Premium, Simplified Issue and Guaranteed UL products. Instantly add life insurance quotes to any website. The Website Quoter integrates seamlessly with your existing website and automatically adjusts to fit any screen size. This ensures that your website looks great on all devices. You can choose which life companies you wish to quote and where you want leads to go. Compulife Basic quoter allows you to run life insurance quotes from any computer, tablet or phone that has an internet connection. It can be used on any device, including a PC, MAC or iOS.

Your customers will be most grateful if you are able to find the right coverage at the best price. This can be done by analyzing multiple carriers. TurboRater makes it simple to provide this analysis within seconds of the customer requesting it. TurboRater allows you to enter your quote information and TurboRater automatically applies the underwriting rules. This means that you will receive multiple accurate quotes immediately. Reduce the chance of data entry errors by avoiding spending too much time entering quote information on multiple carriers websites. Your producers and CSRs will be able to spend more time on new sales and retention by reducing the time it takes to quote a policy. TurboRater's comparative rating system will help you increase your agency's revenues and improve client satisfaction. The ease of one-time data entry reduces errors, employee training, and onboarding time. Why should it take more than four seconds to get a quote? Your clients will find the best price and coverage combination in less than 4 seconds.

ValueMomentum is the largest provider of IT Services & Solutions for Insurers & Financial Services Firms. Leading Insurance & Financial Services Firms trust ValueMomentum for their Digital, Core, and IT Transformation Initiatives. IT services with a specialization in Property & Casualty (P/C), and with a focus upon speed and digital transformation. P/C expertise is more than just an ability to use widely-used applications. It is also a deep understanding and knowledge of P/C lines of business, products underwriting rules sets, rating logic, filing forms, agent concerns, customer issues, bureau data, third party data analytics, as well as the following: We also drive speed and digital transformation with teams made up of P/C programmers, testers, analysts, and programmers who are highly skilled in the insurance industry's applications, business processes, as well as business activities.

EbixEnterprise, a comprehensive insurance management system, streamlines policy management through its entire lifecycle. EbixEnterprise consists of six components: Customer Relationship Management, Health Insurance Exchange, Policy Administration, Claims Administration, Data Analysis, and a Consumer Web Portal. Each component is seamlessly integrated with the other, allowing data to flow between them as required by the business. SmartOffice CRM allows organizations to manage state license information, broker information, commission rates, sales pipeline information, and agent/broker information. EbixEnterprise's Online Quoting Portal HealthConnect is the most popular health insurance exchange for buyers or sellers of health insurance and employee benefits. EbixEnterprise Administration provides all the tools necessary to manage policies, create plans, maintain plan rates information, and so on.

Key Features and Benefits Multi-Company Rater - Easy to Use Upload to Carrier for Real-Time Rates Order MVR reports (third party) Driver/Vehicle Fill (third party) Templates & Agency Rules Fast, Courteous Customer Service Independent Software Vendor in Michigan Company tested & approved ISO-verisk Partner Marshall & Swift RCE

It does all the work for you. Celent recognized as an industry leader by the 2020 Life Illustrations report. Use multiple solves, run What-If scenarios, compare complete products or just features. Compare insurance benefits and other financial products with just one click. Our solution is web-based but can be used offline on a laptop, if necessary. Even if the solution is offline, the same rules and rates can be shared.

Filing claims is a complex and crucial process. Because of its complexity and time-consuming nature, more than 60% of people don't file complex claims. Artivatic's dedicated claims platform allows insurance companies to facilitate digital claims journeys, self claims processing, automated risk assessment, fraud intelligence, claims payout, and self-claims processing. ALL YOUR CLAIMS NEEDS CAN BE MET IN ONE PLATFORM. End to End Claims Automation and Assessment Platform AUTO CLAIMS – HEALTH CLAIMS – TRAVEL CLAIMS – ACCIDENTAL ClAIMS ­ DEATH CLAIMS – FIRE CLAIMS SME CLAIMS — BUSINESS CLAIMS ­ COMMERCIALCLAIMS

eHealthApp allows brokers and consultants to stand out by efficiently collecting health information. The broker can use the collected information to obtain health underwritten quotations and allow the broker to analyze it to determine the best fit for their group clients. TPA's, GA and Carriers can sponsor eHealthApp brokers in a way that does not hurt the competition, increases underwriting accuracy and makes products more widely accessible. Contact us today to request a demo and learn more about eHealthApp.

hx Renew empowers world-leading insurers to transform their rating, underwriting, and decision-making with agile tool development and streamlined underwriting workflows. hx Renew unlocks efficiency across the entire rating eco-system, empowering insurers with effective rating and underwriting decision. With in-model controls, you can align your entire team with business objectives and build and update raters more quickly. We provide extensive training and support to enable your team's use of Python for insurance. This will help you achieve your goals faster and maximize the potential of hx Renew.

Unified solution that provides a 360o view of all aspects of the P&C insurance lifecycle. A powerful, rules-based, multistate underwriting module automates the collection and creation of quotes, endorsements and cancellations. It also saves time and allows you to generate premium. A modern, streamlined and collaborative approach to claims adjudication reduces combined ratios. Facilitating information exchange with brokers can help increase business. From streamlining and standardizing information intake to giving brokers access to the information they require at any time, You can control which submissions your underwriters are looking at. Your policy holders will be able to access their policy information, claim intake and review, and online bill payment. This will increase customer satisfaction and retention. You choose the features you offer your customers to ensure the best user experience.

Modern, Automated & Shared Employee & Group Health Benefit Platform ASPIRE HEALTH by ARTIVATIC is proud to provide a MODERN & AUTOMATED PLATFORM FOR EMPLOYEE & GROUP HEALTH BENEFITS. ASPIRE HEALTH is aimed to drive better outcome, efficiency, standardization, simplification, and connecting as Shared Platform for brokers, carriers, TPAs, 3rd Parties and customers (SMEs, Businesses etc.) on one Unified Platform.

BindHQ’s lightning-fast, modern agency operating system enables technology-driven MGAs, MGUs & Wholesalers to bind more business, expand their profit margins and become more valuable companies. BindHQ’s continuously improving, cloud-based platform reduces your total cost of ownership; no hardware or servers to maintain, reduced upfront capital expenditures, and once you’re live, product upgrades are continuous, automatic, and free. BindHQ’s integrated, multiple line of business comparative rater instantly inputs, rates and compares risks across your binding authority markets, giving your producers much more time to underwrite and write better business for your carrier partners. BindHQ’s open API seamlessly integrates with best-in-breed third party suppliers, whether that be third party risk data providers, business intelligence tools, electronic payments and premium finance companies, or compliance tools making frictionless transacting a reality.

Surefyre is the best submission platform for modern P&C MGAs and wholesalers. Surefyre's flexible, no-code configuration makes it possible to automate almost any type of P&C insurance. Workflows can be tailored to your business process, from full automation to high-touch subwriting. You can create web applications that meet embedded underwriting requirements right from your website. All the information you need to provide immediate approvals. Automation can increase the efficiency, speed, and accuracy of your staff. Surefyre automates everything. With custom reports, you can quickly see how your business is doing. Surefyre turns your data into a valuable asset that allows your entire team to make data-driven decisions. Integrates with third-party systems for carriers, accounting and claims, rating, backend, and custom solutions. Through Surefyre's API, you can also leverage any new enterprise or insuretech application.

CoverWallet For Agents, an Aon Company, is a technology platform that allows Insurance agents to have one point of entry to multiple carriers and lines. It provides agents with a quick, simple, and cost-effective way to provide commercial insurance to their customers. One application for multiple lines, including General Liability and Professional Liability. The application saves time by prefilling information and skipping unnecessary information as you enter it. Available on desktop, tablet, and mobile devices. Instantly compare quotes from top national carriers. No appointments required. You can instantly compare quotes and adjust coverages and limits with the click of one button

Shepherd is the only MGU that offers proactive solutions for large-scale commercial risks to help clients save money on their premiums. We are an insurtech MGU that offers casualty insurance for commercial construction programs or projects. Shepherd's mission to make our industry sustainable and safe is to reward the most innovative builders. Easily track compliance statuses and renewals by customizing the software at the project-level. Shepherd offers risk assessments along with our proposals to assist clients in identifying and taking action on exposure or claim trends. Payroll analysis can be used to visualize the top contributors of premium. Identifying trends in claims and evaluating performance compared to peers.

PROFIDA®, our flagship software solution, is aimed at all segments of the Financial Services and Insurance Industry. This software solution is designed for advisers, brokers, underwriters, and brokers. It provides specialized functionality and support for high-sophisticated client service and practice management. This is for clients with larger and more diverse operating interests. It means efficiency with high volume business, cross-selling opportunities and a holistic management overview of all business units. PROFIDA®, which is a web browser interface, allows you to access your data from anywhere. You can access your data from any device, including your desktop computer, laptop or tablet, as well as iPhone, iPad, and Android smartphones. We support Windows, Apple Mac, and Linux. It is the first platform that can be used in both the non-life and life sectors. PROFIDA®, is therefore the perfect software suite to market composite financial services products.

The only integrated solution in the industry that will transform your renewal and quoting processes. To unlock your agency's full potential, simplify complex and time-consuming processes. Any insurance brokerage must have the ability to configure, price and quote. These functions are often dependent on inefficient, outdated and manual workflows. They can be error-prone and provide poor customer service. Zywave CPQ – Benefits is the market leader in innovative solutions that automate mission-critical steps of a benefits buyer's journey. Data-driven, you can configure multiple benefit options that provide strategic insights for your clients. You can streamline the quoting process by having direct access to carrier pricing. This is supported by the ability to present professional, custom-branded proposal. Simply put, Zywave CPQ – Benefits will allow you to sell and serve better than ever - ultimately driving growth.

AgencyBloc is a management platform for life and health insurance agencies that helps them grow and secure their business. It includes sales enablement, quoting, client and policy management, commissions processing, and more. AgencyBloc is your life and health insurance agency. It has all the features you need to manage your agency, communicate with prospects and clients, and grow your business from any location.

SohamLife is a web-based application that supports the entire life cycle of insurance operations. It allows you to register proposals and then settle claims by maturity or death claim. It is easy to use and provides Insurers with the flexibility and scalability they need, while also allowing for quick implementation and deployment. The solution provides an easy mechanism to view the status of the Proposal/Policy/Claim details either by an Agent or by the Life Assured himself. The solution allows seamless integration between Accounting, Claims, Reinsurance, Underwriting and Accounting departments, thereby avoiding data redundancy. The solution meets both country-specific reporting and operational processing requirements. SohamLife is multi-currency and multilingual. It is a fully integrated, component-based solution that supports core business processes and data entry into one component.

With its software and consulting services for insurance companies, msglife has been setting the standard in the market since 1980. Our expertise and professional knowhow are trusted by many customers around the globe. We have offices in Europe and USA, so we can offer both standard solutions for quick roll-outs as well as tailored services across all insurance industries. Our market knowledge is unrivalled and will give your company a competitive advantage. Our products and solutions have been successfully used in life insurance, retirement planning, as well as non-life, personal liability and health insurance. msg Life creates intelligent solutions and ideas that will help you succeed. We help our customers to overcome the challenges of digitalisation in a sustainable, reliable and unbiased manner. Our services range from custom consultancy and professional services to mature, standard software products and all-inclusive options.

Our SaaS platform is used by insurance companies to create branded shopping experiences, automate policy administration, foster collaboration among brokers, customers, and healthplan teams, and provide a platform for insurance companies to offer a personalized experience. Our best-in-class platform will power your business and increase efficiency, speed, agility, efficiency, and compliance throughout your organization. Don't miss the chance to win a customer. Effectively present your list of insurance products and health plans. Improve client follow-ups, increase process efficiency, and organize work queues to keep business operations running smoothly. JET Insure will keep track of all events, so you can focus on your core business activities. Let us show how we can optimize your company for future healthcare needs.

Technology and data science provide efficient and scalable customer acquisition solutions for the industry and other verticals. MediaAlpha offers customer acquisition solutions that reach high-value categories like property & casualty, life, health, travel, education, and other high-consideration areas. We can help you maximize every customer interaction, regardless of whether you are looking to generate demand or make the most of the shoppers who come to you. Instead of trying to acquire customers through a black box, you can get the visibility and pricing information you need to target prospects based on their value. You'll be able to use the transparency we provide to align customer acquisition costs with customer lifetime value. The volume you need for meaningful business results. You can connect with the right prospects by using precise targeting capabilities.

SOLIFE, a comprehensive policy management system developed by VERMEG for life and health insurers, is a comprehensive system that combines accounting integration with distribution and fees management. It allows for end-to-end administration of new business processes, insurance policies, and claim. It includes features such as cash management, events management, accounting integrations, distribution and fee management, reinsurance and tax and legal compliance. SOLIFE, designed with over 20 years' experience in the industry, offers a client-oriented solution, constant updates to meet regulatory requirements like MiFID and PRIIPs, a robust platform that supports digital processing via APIs and responsive design, and a client centric approach. The high level of automation reduces administrative costs while a flexible workbench for product design accelerates time to market. The system supports multiple distribution models to meet diverse business needs.

AgentSync builds modern insurance infrastructure to eliminate complexities and drive efficiencies in producer management and compliance workflows. Improving your broker onboarding, contracting, licensing, appointing, and compliance processes, AgentSync’s customer-centric design, seamless APIs, automation, and unparalleled service enable you to grow your business, create an exceptional producer experience, and prevent regulatory violations. Manage, AgentSync’s core product, reduces compliance costs and prevents regulatory violations before they happen. Manage automates the administrative paper chase necessary to verify that agents have the required appointments and state licenses to sell. By automating such tasks, the complexity of selling insurance is dramatically reduced.

TL LeadManager®, our lead management system, is exclusively for Life and Health Insurance Agents. It's easier than ever to manage your Medicare Supplement, Long-Term Care, Final Cost, Annuity, and other leads. TL LeadManager is the perfect solution if you don't like or don't have a lead/contact management software. This CRM-based contact management system, CRM, has many features and is easy to use. It's designed to reduce the time spent on leads and maximize your selling time. Reduce paperwork, become more organized and sell more policies. We can make direct mail marketing as easy as possible when used in conjunction with TargetLeads®. Whether you are using Turning 65 lists to get Medicare Supplement or any other type of insurance leads, the TLLM program will allow your to manage, follow up, and run reports on all your campaigns.

SaaS solutions that give you a competitive edge. You can deliver new products faster, speed up issuance and service, as well as streamline your business operations. You can empower a digital-first strategy that will fundamentally change how you interact with customers, producers, and agents at all stages of the policy cycle. Accenture Life Insurance & Annuity Platform is known for its ability to help organizations achieve the agility and speed required by today's economy. We are the leaders in innovation, R&D and cloud experience, enabling carriers like yours to drive digital transformation and operational excellence that allows you to get and retain more customers. ALIP is one of the most advanced, configurable and feature-rich solutions available.

Plexus empowers Life and Pension providers with technology to transform, from powerful SaaS functionality and impactful customer communications. It is crucial that you adapt to technological changes and exceed customers' expectations in this age of technological revolution. Plexus, the premier platform for the Life and Pension industries, is a Keylane solution that allows you to put your policy holders' experience first. Plexus combines key functionality from the Policy Administration System in a standard SaaS platform. It streamlines and improves processes and delivers impactful, customer-focused experiences for industry leaders today and tomorrow. Our SaaS core is best-practice and includes key functionality to efficiently manage policies. An API layer connects to your third-party tools easily, and customer journeys can be managed through our powerful solution.

Actuaries must manage increasing amounts of historical and current data due to increasing regulatory and analytical requirements for PBR, IFSR, and predictive analytics. Insight Enterprise's data warehouse offers a single source of corporate policy, claim, agent and other data. Open database allows users to create custom extracts over any period of time to feed into external processes. Many of the results can also be feedback into the system so that the system can be easily analyzed using a BI interface. The Insight Enterprise has been thoroughly tested through development and quality assurance on multiple data sets. However, there are many possible data sets that can be used to analyze complex systems. This is due to the fact that they can be used across different lines of business, insurance companies, and administration systems. All clients are provided with support for any software issues. Patches are quickly developed and released for any processing and calculation issues.

IMPACT Insure, the next generation in insurance risk management and back office software, is now available. We have a solution that can be customized to suit your business, no matter how small or large you are. In many cases, you can have a more automated system. IMPACT is for general insurers, risk insurers and insurance brokers. We can support any type business, including marine, aviation and buildings, as well as motor, general, pet, reinsurance, and medical. Large, established multinational insurers have clients as well as small and medium businesses that are looking for software to help them grow. IMPACT provides complete customer management and multiple policies to suit different business types. It can handle claims and has a fully paperless office document generation system and management system.

Global IQX provides AI-powered automation tools to enable sales and underwriting teams focus on their best work. Global IQX is launching several new AI and machine learning initiatives this year. This will allow us to continue to improve our automation and predictive analytics capabilities in order to better align insurers with customer expectations. Global IQX is the leader in AI-driven employee benefits software. Global IQX is well-known for its sales and underwriting workbench. It provides configurable components that allow for quoting and rating, proposals, enrollment, renewals, and proposal submissions for all benefit products. This platform is the foundation of digital transformation in the insurance sector. Its array of dynamic AI tools, configurable module and microservices allow insurers around the world to digitize, streamline, automate and automate new business processes and renewals for employee and voluntary benefits.

The only platform you will ever need for life underwriting is s360. Complete underwriting workbench with Automated Underwriting, Predictive Models, Tele and Video Interviews, Accelerated Underwriting, and API-integrated Paramedical Exam Report Collection - Have full control over your Case Pipeline and operate elegantly and independently. It was designed using a data-focused approach to provide deeper underwriting insight. It converts your unstructured medical data into structured insights. It is rich in risk analysis channels, including predictive models, interviews and automated underwriting.

Access to rates and underwriting guidelines, as well as products, is easy. You can get rated quotes which increases your placement rate. Optimized quote accuracy through underwriting functionality using carriers' unique guidelines. Set expectations early. Enter basic data and up three impairments to get quotes from top carriers. Prefill carrier drop tickets or e-Apps to create a seamless quote-to apply experience and reduce data entry errors. You can white label your web quote engine, or create a custom site with our quote API.

Monsoon's machine-learning powered underwriting models detect persistent patterns that allow us to predict future repayment behaviour from borrower data (e.g. Credit bureau data, bank statements and demographics. Alternate data is also available. These patterns are unique to each lender and are based on how they source borrowers, underwrite borrowers and collect from them. These patterns are learned by our machine learning engine from each lender's historical portfolio and application data, as well as the repayment data associated to every borrower in that portfolio.

In today's competitive market, efficiency and ease of use are essential. Our web-enabled Rate, Quote, and Issue solutions can be adapted to meet the needs of large volume environments. Our Workflow Framework is flexible enough to meet your internal and external needs. MGAs, MGUs and Carriers can all offer their products in a controlled, secure manner. TopSail makes it easy to manage your underwriting portal. It covers everything from the basics of rate and quote to full forms management/policy issuing and endorsement processing. TopSail provides rich email messaging, alerts, automated renewal processing, as well as the ability to feed any back-end systems. After the submission and underwriting cycles are complete, you will have a rich collection of data that can be used to harvest Management Information essential for staying competitive.

Innovator, connector, and leader in the insurance industry. We offer the UK's most comprehensive straight-through processing platform. Find out how our digital platform can help you meet your business needs. A digital experience that is seamless and agile will drive business transformation. Improved productivity is possible through the use of adviser and consumer self-service tools. Continual engagement with customers will result in a higher customer lifetime value. Customers and Adviser Portals allow customers to access policy documentation and make changes digitally in real-time. The components cover every aspect of the user experience, including full reinsurance reporting and integration with external portals and automated and clerical Underwriting. Flexible deployment - from complete deployment of the SSG Digital platform to individual components that can be integrated (e.g. Only underwriting, New Business only

Gradient AI is the leading provider of artificial intelligence solutions in the insurance industry. Our solutions increase profitability and loss ratios by improving underwriting and claims risks with greater accuracy. They also reduce quote turnaround times and claim costs through intelligent automation. AI solutions for the Insurance Industry built on key differentiations that enable your company to grow profitably. Gradient AI will give you a new perspective on risk and probability. This picture gets sharper as it learns. A more complete, in-depth view of risk enables enhanced underwriting capabilities. Pricing policies more accurately with deeper insights will help you compete more effectively, win more business and improve loss ratios. Leveraging data to gain a better understanding of risk, you can accelerate expansion into new markets, whether it's a new geography or new line of business.

You can achieve immutable transparency for your product without having to learn blockchain. We make it easy to get started for insurance agents and their development teams. Our platform allows you to scale your brand by creating your own offering. RaterSpot is an end-to-end platform for insurance rating, distribution, and underwriting. It was built on a mature micro-service platform. We give program managers and insurance carriers unprecedented control over the distribution of programs to wholesale and retail brokers. Our costs are a fraction of those of other systems. You can keep your customers, commissions, appointments and customers, but we can help you with the technology. Validate and Sanitize with Big Data. Embed Raters directly on Your Site. Chat with Underwriters Directly. Bind Online with Customer Portal. Blockchain-enabled, end to end insurance platform that brings value to all segments of the industry.

QuoteClick.com is a web-based insurance product that offers quotes for individual and family dental plans in all 50 States. Insurance comparative rating software automates policy underwriting and rating management for insurance companies and agencies. It is easy to integrate your website and enjoy all the benefits of online rating right at your client's fingertips. We provide an agent link to your website that takes them to a landing site where they can enter their zip code. The results of the dental plan search are displayed in order from the lowest to highest monthly rate. After selecting a plan, the client reviews the services and submits an online application. The client can then fill out the application online or upload it to the dental plan company using your agent code.

ISO has been a leader in information about property/casualty risk since 1971. We offer a wide range of personal and commercial insurance lines, including actuarial, underwriting and claims information, policy language, statistical, actuarial and fraud-identification tools, as well as technical services. Verisk and its ISO business, its flagship, offer products that help insurance professionals, MGAs, brokers, agents, and others to reach new markets and remain competitive. We have one of the largest private databases anywhere in the world. We maintain billions of records each year of insurance premiums collected and paid losses. Professional staff members analyze the data of insurers and convert it into useful information. We offer data and analysis products that provide you with information on risk management, catastrophe claims data, and vehicle rating symbols that you can import into your database.

USSI is proud that it offers its entire range of professional insurance software solutions. These software solutions are designed to be a complete turnkey administration solution. USSI's comprehensive software solutions will ensure that your insurance company operates at the highest level in a changing and competitive market. USSI's InsurancePlus Individual Life and Health Administration software solution manages the books of business for traditional and new non-traditional Life and Health insurance businesses. Products supported include Whole and term life, interest sensitive, final Expense, annuities, supplemental health, and others. USSI's InsurancePlus Group Life and Health Administration software solution manages the books of business for Group Health insurance providers, Self-Insured Funds and TPA's. The supported plan offerings include Point of Service and Major Medical, Term Life and High Deductible, Traditional Insurance, etc.