Alternatives to OpenTransact

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay simplifies global go-to-market without writing a single line of code: - Integrate 300+ local payment methods across 50+ countries in minutes, not months. - Design a pixel-perfect checkout UI that balances local payment methods with your brand. - Deploy seamlessly across all platforms with powerful AB testing frameworks. - Launch customizable offers & incentives to boost customer retention. - Reconcile your transactions across multiple PSPs and get consolidated & customized settlement reports. - Track PSP performance across dimensions, and analyze buyer conversion across the funnel on a customized analytics dashboard. Juspay’s platform is everything you need to master payments – a future-ready stack built for global scale, higher conversions, and enterprise-grade reliability.

Accelerate growth by unlocking the power of your payment. Fully integrated payments, as easy as 1-2-3 One-click integration allows you to connect most accounting packages with your existing payments gateway. Payouts will be automatically reconciled in real-time in less than 5 minutes, which saves you hours of work each day. Chargezoom's integrated payments solution works with more than 20 payment gateways. There is nothing to change, there are no transaction fees, and you can just point, click, and integrate! Two-Way Sync Payment Dashboard eInvoicing/Pay by email Compliant Surcharging Subscription Management Tokenized Customer Vault Developer-First API It's never been easier to build your payments infrastructure!

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

OpenConnect delivers an advanced omnichannel solution tailored for card payments and alternative payment methods, specifically designed for card payment acquirers looking to enhance the payment experience for merchants. By leveraging next-generation payment services, OpenConnect allows acquirers to stand out in the competitive landscape, particularly within complex merchant verticals. Merchants seeking to streamline and unify their global payment solutions can greatly benefit from OpenConnect, which helps them stay aligned with the ever-changing landscape of payments and data security regulations. Furthermore, OpenConnect provides a seamless digital payment journey for consumers, ensuring a frictionless transaction experience. The platform, known as OpenConnect4Cruise, is a secure and robust open infrastructure that offers comprehensive omnichannel solutions for card transactions. A vital aspect of these offerings is Fexco’s provision of PCI-DSS compliant EMV payment solutions that are seamlessly integrated with the shipboard and reservation systems used by cruise line operators, enhancing operational efficiency and security. This integration ensures that both acquirers and merchants can navigate the complexities of payment processing within the cruise industry with confidence.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

In the digital era, consumers increasingly favor payment gateway systems for their transactions. This growing preference necessitates a transaction system that prioritizes security, safety, and user-friendliness. To address these consumer needs, ASPL launched the aPay Payment Gateway, designed to process various payment methods, including credit cards, e-checks, debit cards, and EBPP. Our gateway adheres to all PCI DSS standards, ensuring a secure transaction environment. Notably, aPay Payment Gateway operates without the need for additional software and can be managed remotely. It is user-friendly and capable of processing a substantial volume of transactions efficiently. Available as a Platform as a Service (PaaS), our platform caters to financial institutions, acquiring banks, payment service providers, and large merchants alike. Additionally, it features a robust workflow system that integrates with the accounting engine, allowing for effective control and management of all transactional processes, thus streamlining operations for users.

eMerchantGateway, founded on one of the globe's most extensive payment gateway infrastructures, stands out as a reliable choice for processing payments through various channels, including online, telephone, and postal methods. It is designed to be secure, swift, and dependable, featuring an array of tools for handling card-not-present transactions efficiently. The platform ensures full compliance with PCI-DSS for optimal payment security. Users can conveniently access a comprehensive management console via a web browser or dedicated app. The service includes a virtual terminal for processing telephone or mail orders, as well as options for generating invoices and web forms for online payments. Customers can also customize recurring billing options to fit their preferences. With 18 customizable fraud prevention modules, the platform can adapt to meet specific business requirements. Additionally, eMerchantGateway provides detailed reporting to help businesses monitor transactions minute by minute, alongside batch and real-time payment processing capabilities that include mobile integration. Catering to a variety of industries, eMerchantGateway's software solutions are tailored for sectors such as furniture, restaurants, and non-profits, ensuring that every client finds the right tools for their unique needs. This adaptability makes it a versatile choice for businesses aiming to streamline their payment processes.

Receive your ongoing charges through our payment gateway that allows you to effectively manage your sales, collections, and invoices. With our payment gateway, you can easily track your receipts and streamline your financial processes. For those lacking a payment gateway, there are significant challenges: concerns over safety, as inadequate security in financial transactions presents a major hurdle; opportunities lost, since not accepting electronic payments means potential sales slip away; issues with recurrence, where customers frequently default on their subscription payments; and management difficulties, as lacking comprehensive visibility into company transactions complicates financial oversight. Hubpay connects seamlessly with the leading acquirers in the industry, ensuring direct settlements for your convenience. Our dedicated team will implement Hubpay, allowing you to focus solely on the financial management of your business, making the process straightforward, efficient, and responsive. By adopting Hubpay, you can enhance your operational efficiency and secure your financial transactions.

A payment gateway is a digital tool that allows businesses to process credit and debit card transactions over the internet. It serves as an intermediary between the banks of the customer and the merchant. To implement a payment gateway on your site, establishing a merchant account is necessary. As a worldwide payment provider, we present a comprehensive array of payment methods. In addition to supporting Visa and MasterCard, we offer over 100 alternative options. Our list includes all prominent e-wallets, cryptocurrency systems, remittance services, and local credit card solutions from 177 nations. With our advanced technology, we ensure a 20% boost in the transaction approval rate by redistributing declined transactions across various connectors. Furthermore, our solution can enhance your conversion rate by up to 30%, allowing you to select the most advantageous provider with the best terms and rates for every transaction, ultimately leading to improved overall sales performance.

A payment gateway aggregator allows merchants to offer a swift and dependable payment solution for their clientele. By customizing this type of software, it becomes possible to combine the ease of accommodating multiple payment options with the safety of a secure data storage system for both payment and personal information. Creating tailored payment aggregator software is a primary service provided by Axmor Software. This involves building a payment aggregator that effectively integrates with numerous acquiring banks and processing centers, supports a variety of payment methods, identifies fraudulent activities, and ensures the secure handling of payment and personal data. Such development not only enhances the shopping experience for customers but also bolsters the overall security of transactions.

Speed experience allows for lightning-fast bitcoin payments processing, lower transaction fees, greater security, better scalability, and global reach. Our bitcoin payment APIs can be set up quickly. Start using the Lightning Network to receive fast, inexpensive global payments. The Speed platform API was created to empower developers to help power businesses. Use developer-friendly APIs to integrate bitcoin payment processor in minutes. Accept bitcoin payments for your company on your website, via links, or through your app. These are one-time checkout codes that allow you to accept payments on online platforms such as e-commerce. These links can be generated without any programming. You can instantly collect payments by creating a payment link to accept multiple payments on online platforms for donations and crowdfunding. Open-source plugins are available for all major eCommerce platforms. This allows merchants to integrate seamlessly with their existing system in just a few clicks.

Many companies recognize the benefits of digitally optimizing their payments processes, but they often hesitate to fully embrace the necessary changes due to concerns over trust and flexibility with existing systems. Dwolla offers a modern API that simplifies how businesses pay and get paid via bank transfers. With a secure and API-first approach, Dwolla’s technology unlocks a broad range of account-to-account payment types and flows. Whether businesses are looking to enable same day or real time payment experiences, Dwolla’s configurable solution can be configured to to fit your business’ needs.

Uluro® uPayments is a robust platform designed to empower traditional print service providers by enhancing their service offerings with electronic bill presentment and secure payment capabilities, ultimately increasing value for customers. With Uluro's fully integrated billing solution, users can effortlessly generate and distribute invoices through various channels, ensuring complete site branding and security that meets even the highest standards—all without requiring intricate programming skills. Operating as an independent solution, uPayments can easily connect with your existing software systems. This allows for a swift implementation of a user-friendly platform that supports comprehensive EBPP, eBill, EIPP, or payment processing functionalities. Additionally, Uluro’s uPayments interfaces directly with numerous payment processors, such as FIS/Worldpay and First American Payment Systems, which helps eliminate the need for expensive gateways while accommodating the varied demands of B2B and B2C billing. This versatility makes uPayments an ideal choice for businesses looking to streamline their invoicing and payment processes.

Empower your customers with the payment options they prefer, boost your sales with seamless transactions, and leverage the most robust eCommerce tools currently at your disposal. By providing in-depth payment insights, you can better understand consumer behavior and receive timely alerts when payments need your immediate focus. To accommodate increased transaction volumes, OpenPath equips you with a comprehensive suite of tools to ensure your payment processes remain efficient and reliable, featuring redundancy, multi-processor logic, smart cascading, subscription management, and more. Addressing customer complaints regarding fraudulent transactions is vital for maintaining a positive online reputation, and we proactively halt and notify you of any suspicious activities to prevent escalation. Chargebacks can be preemptively refunded before they escalate into issues, while additional transaction details enable effective management of representations, and you can easily trace original orders using chargeback data supplied by your payment processor. Ultimately, our solutions not only enhance your payment system but also help safeguard your business against potential financial pitfalls.

We are enabling merchants, payment service providers, and acquirers to enhance their payment systems effectively. Switch's microservices framework facilitates independent access to our applications via various APIs in a modular way. This à la carte approach enables acquirers to integrate selected applications while leveraging their established legacy infrastructures and getting ready for future challenges. The Switch API offers uniform abstractions across all transaction types, whether they involve synchronous operations, payins, payouts, marketplaces, redirection methods, prepayments, post-payments, or one-time and recurring transactions. You can effortlessly scale your payment operations without needing further development work. By gaining access to multiple financial institutions, you achieve both redundancy and improved negotiating power. Integrating with Switch provides you with immediate access to a wide range of financial institutions without any further technological expenses. This setup empowers you to negotiate advantageous contracts with all parties involved in the payment ecosystem. Additionally, this flexibility positions you to adapt quickly to evolving market demands and enhances your competitive edge.

GPN DATA provides comprehensive online Payment Gateway solutions, equipping eCommerce businesses with a wide range of cutting-edge risk management tools to ensure rapid and secure transaction processing. Our unwavering goal is to facilitate ongoing enhancements and deliver a payment solution that consistently surpasses customer expectations. Crafted internally by experts boasting over 15 years in the credit card processing sector, our gateway is built in a scalable framework that guarantees stability, security, and dependability for every transaction. The system is exceptionally effective, meticulously designed to handle each transaction without any delays. A variety of robust security protocols are embedded within the application, ensuring the quickest possible processing times. We continuously gather and assess data, which has become a vital resource for refining our offerings and providing data-driven, user-friendly solutions. Moreover, our commitment to innovation drives us to explore emerging technologies that can further elevate the payment experience for our clients.

PayPipes is designed to streamline the connectivity and management of Acquiring Banks, Alternative Payment methods, and Risk Management Tools. It establishes connections with a variety of top-tier payment gateways worldwide. In order to expand your business, connecting to multiple payment gateways can be crucial, whether it is for ensuring failover support for more reliable transaction processing or for handling payments in different international markets. PayPipes simplifies the process of connecting to and maintaining various integrations with gateways and payment APIs. You can connect once and rapidly add new gateways and integrations as needed. All online merchants that handle card transactions are required to comply with PCI DSS standards. PayPipes greatly reduces the scope of your PCI compliance, enabling you to provide an excellent transaction experience to your clients while minimizing the risk of expensive on-site data security audits. Additionally, you can effectively mitigate fraud risks using advanced, reliable, and industry-recognized fraud prevention tools. This comprehensive approach not only enhances security but also fosters customer trust and satisfaction in your payment processing.

We provide comprehensive payment processing solutions that harness cutting-edge technology tailored to foster your business expansion. With Maverick, you can capitalize on our white-labeled payment solutions to generate revenue, allowing you to enter the market swiftly and with little to no financial risk while enhancing your brand identity through our robust infrastructure. Our platform simplifies card-not-present transaction processing via a user-friendly API, hosted forms, and a variety of additional resources. Transactions can easily be entered through our virtual terminal, and you'll benefit from features that enhance user convenience, including tokenization, electronic invoicing, automated email receipts, and integrations with various shopping carts and CRM systems. Maverick’s user-friendly gateway makes handling card-not-present payments a breeze. We also offer customizable terminals and point-of-sale tools suited to the scale of your business. Additionally, our services enable you to collect valuable insights to better understand your customers and competitors, empowering you to make well-informed business decisions for future growth. With Maverick by your side, navigating the payment landscape has never been simpler or more efficient.

Mondo is transforming digital payments through Open Banking, enabling merchants to accept instant, secure, and cost-efficient payments directly from customer bank accounts. Built on PSD2-regulated infrastructure with full GDPR compliance, it removes the complexity of card networks and minimizes processing costs. Payments are authorized through the customer’s bank using Strong Customer Authentication (SCA), guaranteeing zero chargebacks and real-time settlement. With instant payouts via SEPA Instant and UK Faster Payments, businesses no longer need to wait days for funds to arrive. Mondo’s developer-friendly API makes integration effortless, allowing companies to start processing transactions within minutes. It offers detailed real-time reporting, webhooks, and multi-country support, making it ideal for businesses operating across Europe. Connected to over 3,000 banks—including Deutsche Bank, HSBC, ING, and Revolut—Mondo ensures maximum reach and reliability. For eCommerce, SaaS, and fintech companies, Mondo represents the next generation of payment infrastructure—secure, transparent, and built for growth.

ALFAcoins is a cryptoprocessing service that is helping to bridge the gap between the crypto space and the payments space. It easily integrates into your website or existing payment flow, with an API, widgets and e-commerce plugins. Providing a trustless payment service to merchants, our company has developed a product that addresses an immediate demand in the eCommerce universe. The service features a flat fee rate for merchants, completely eliminating the exorbitant fees required to process eCommerce payments through traditional providers. Our goal is to make cryptocurrencies widely available to merchants and their customers.

Solid Payments offers an extensive range of payment solutions tailored for online businesses, eCommerce platforms, and various industries. By partnering with Solid Payments, you gain access to an intelligent merchant account that facilitates global payment acceptance from customers. Our collaboration with various acquiring banks across the globe empowers our clients to enhance their card payment processes effectively. The proprietary technology developed by Solid Payments seamlessly connects your online merchant account to multiple acquiring banks, allowing for efficient transaction management that can significantly boost your profits. For online businesses with substantial transaction volumes, we provide a sophisticated acquiring solution that supports multiple merchant accounts, enabling simultaneous transaction handling with various banks while optimizing for approval rates, transaction fees, and other vital criteria as determined by our expert team. This innovative approach not only streamlines payment processing but also adapts to the unique needs of each client, ensuring their success in a competitive market.

Quickly implement our payment widgets for a streamlined setup, or consult our API documentation to seamlessly integrate payment processing into your software solutions. With over twenty years of experience, our skilled payment experts have successfully guided businesses through the complexities of the payment processing landscape. Efficiently handle all payment transactions from a single platform, eliminating the need for external gateways and associated fees. You can process transactions by swiping or entering card details directly through your online payment terminal. Facilitate access to remote healthcare services for patients utilizing telehealth options. Utilize our SMS and mobile text payment platform to send electronic invoices for swift payments. Store tokenized credit card information securely for future transactions, adhering to PCI compliance standards. Protect sensitive payment data by incorporating our secure payment widgets without direct handling of card details. Additionally, set up automated recurring payments with tokenized card information for ongoing or subscription billing needs. This ensures a hassle-free experience for both businesses and their clients.

Our wide range of options will help you to process payments smoothly. We offer a wide range of payment options, including traditional card reader payments as well as mobile payments, ecommerce and fully integrated POS applications.

IXOPAY serves as a versatile payment orchestration platform that enhances the independence and flexibility associated with online transactions. It offers a range of intelligent payment alternatives for consumers while featuring an acquirer-agnostic PCI Vault that enables efficient smart routing and sophisticated risk and fraud management, all backed by centralized reporting, settlement, and reconciliation. This comprehensive solution allows for a detailed representation of the entire transaction lifecycle with customizable technologies tailored to specific needs. Designed for white label clients and large-scale merchants, IXOPAY stands out as a top-tier, highly scalable, and PCI-certified platform. Its modern architecture is not only easily extendable but also incorporates intelligent routing, cascading capabilities, and cutting-edge risk management features, together with streamlined reconciliation and settlements. Furthermore, IXOPAY facilitates plugin-based integration with various acquirers and payment service providers, ensuring maximum adaptability in a rapidly evolving digital landscape. With its fully PCI-compliant card vaulting and robust tools for transaction monitoring, reporting, post-processing, reconciliation, and settlements, IXOPAY positions itself as a leading choice for businesses aiming to optimize their payment processes.

EFT Canada specializes in delivering cutting-edge electronic payment solutions tailored for small and medium-sized enterprises, including credit unions, merchants, ISOs, and various other organizations. With the convenience of Electronic Fund Transfers available in both Canada and the United States, managing payments has never been easier! You can access our services without needing any software installations—just a simple web browser will suffice. By adopting our solutions, businesses can significantly reduce operational costs, boost revenue, and enhance their market presence by providing customers with more payment options. Our offerings not only modernize and simplify the payment and collection processes but also address the associated costs and delays. Additionally, our services help mitigate risks and protect against fraudulent transactions. Experience swift and efficient transaction processing, supported by a dedicated customer care center for all merchants. As a result, EFT Canada has emerged as a premier provider of innovative payment technologies designed specifically for the needs of small and medium-sized businesses, ensuring they stay competitive in a rapidly evolving market.

Bank Payments. Enable your customers to settle payments using their online banking credentials or check routing details. Online Banking & ACH Payments Flexible API Our API is designed for ease of use, allowing you to start within days. User Interface Options. Select either an online banking experience, an eCheck interface, or offer both to your clients! Same Day ACH. We provide Same Day ACH services for all users. Fraud Rules Engine. Our platform includes a customizable rules engine that works seamlessly with top-notch third-party fraud prevention services. Redundancy Protection. Our system ensures security and redundancy at both the technical level and within the bank ODFI framework. Warrantied or Verified. We provide options for both Warrantied and Verified ACH services. Boost your online transactions by offering cash payments at our wide network of retail locations. Check & Bank Payout Options. Facilitate quick and efficient payments to your customers, partners, or affiliates. R Easy. Opt for our user-friendly API or utilize our manual upload capabilities. R Secure PCI and NACHA compliant. With our comprehensive solutions, you can enhance customer satisfaction while streamlining your payment processes.

We provide a comprehensive online payment solution for everyone. Our platform enables you to accept payments via cash, card, and bank transfers seamlessly and securely. Whether you have a bank account or not, we have the perfect solution for you. Tailored specifically for the Mexican market, our service ensures that you can sell to anyone, effectively reaching the entire population. With three convenient payment options available, you can start accepting card and transfer payments right away. Additionally, our partnership with over 19,000 OXXO stores allows for cash payments, ensuring transactions are processed in real time. Our service is unique as it provides immediate notifications when a customer completes a cash payment at OXXO. We prioritize security and are fully certified to safeguard all your transactions. As a Mexican company, we offer personalized support, understanding your specific needs. If you are considering launching your ecommerce venture, we make it easy for you to receive payments in your online store without any hassle, ensuring a smooth experience for both you and your customers. With our platform, you can focus on growing your business while we handle the payment processing.

While many financial institutions offer bill pay services, they often do not streamline the process of moving money. With FIS Fusion, your customers can effortlessly pay bills, engage in peer-to-peer payments, or transfer funds between accounts within seconds, all from any device. The intelligent personalization features can detect potential payment mistakes, assist in locating previous payees, and help users find new ones using their ZIP Code. Additionally, Fusion proactively notifies customers if they attempt to execute a transaction that surpasses their account's available balance. It also suggests pertinent payments, raises alerts regarding potential issues, and allows for the customization of payment thresholds. Customers can conveniently initiate payments directly from alerts without needing to log into your application. The integration of a responsive website ensures a seamless experience across all devices within both your online platform and mobile application. Furthermore, built-in fraud monitoring helps prevent losses by including features such as transaction suspension, the avoidance of non-sufficient funds bill payments, and the enforcement of payment limits, thereby enhancing overall security. This comprehensive approach not only protects customers but also enhances their overall satisfaction with your financial services.

UniPay is a commercial, open-source payment gateway that uses modern technology. It can be easily adapted to any business size. We are the payment processing company that provides connectivity, security, and valuable support around the world. Our advanced technology and functionalities allow us to address the unique needs of each customer. This includes merchant onboarding and underwriting, advanced chargeback management, Acquiring Relations development, Payment Facilitator assistance and implementation of EMV terminal solutions. UniPay Platform offers a white label solution that is affordable, as well as an on-premise software license (including source code), and the PayFac Payment Platform that ensures high-quality payment processing.

DPO Group stands as a prominent payment service provider (PSP) in Africa, having crafted technology that allows both businesses and individuals across the continent to execute payments in various formats, whether online or offline, accommodating all currencies and payment methods including major credit cards, mobile money, and e-wallets. The company proudly partners with over 100,000 merchants, encompassing more than 50 airlines, hotels, restaurants, and travel agencies throughout Africa. Recognizing a significant gap in the online payments sector back in 2006, we realized that both merchants and consumers desired an accessible platform for payments, bookings, and purchases, yet struggled to find suitable online payment processors. Our mission was not only to address this gap but also to enhance the entire payment ecosystem. By ensuring that customers and merchants can transact securely, both online and offline, we have played a crucial role in nurturing the growth of local enterprises, ranging from airlines to hotels and e-commerce platforms. Over the years, our efforts have propelled the online payments industry into a leading position, influencing the way transactions are conducted across the continent. As we continue to innovate, we remain committed to supporting the evolving needs of businesses and consumers in Africa.

Chloepay by Chloe.ai, enables small to mid-market business owners to engage with customers across a multitude of platforms and media. Integrations with Intuit QuickBooks, Xero, Microsoft Dynamics, Slack, WhatsApp, and more ensure seamless invoicing and payments where your customers live and work. ChloePay also uses the same payment processing platform as Stripe, delivering best-in-class security and regulatory compliance. Just a few of the advantages of choosing ChloePay include: • Transaction-based plans with no monthly subscription fee • Simple SMS and mobile payments that your customers will love • Social media invoicing and payment options • Access to API's and custom development (fees may apply) • Integration with major CRM, accounting, and social platforms

Instant Accept's powerful payment processor saves time and money. It simplifies merchant data entry and credit card processing while maintaining merchants QuickBooks data current. Instant Accept accepts any type of payment and processes transactions quickly and easily without having to launch your accounting software. Instant Accept works with many international and U.S. processors. You can also process card-not present and mobile payments. Do not let the interface's simplicity fool you. Instant Accept updates your books instantly and seamlessly integrates all aspects of your accounting, including billing and reporting. Your customers will be able to expand your product range while you solve their biggest problems: seamlessly and dynamically integrating POS, online payments and multiple accounting programs.

Experience a seamless and cutting-edge cashless solution that transforms the way you handle payments. Embrace cashless technology and manage your transactions on-site in a novel manner. PayinTech caters to diverse ecosystems where conventional payment methods fall short by introducing a private currency that offers significant added benefits. At the core of this solution lies a sophisticated transactional engine. Users can utilize an NFC-enabled device, such as a wristband, card, Metro Pass, or ski pass, to facilitate payments within the ecosystem. Meanwhile, merchants can access a business application that may or may not integrate with their existing POS systems. With patented and open technologies, PayinTech is paving the way for a new era of financial transactions. This innovative approach not only enhances user convenience but also provides merchants with powerful tools to optimize their service offerings.

Empower your customers to accept payments directly through your platform while generating revenue from their income streams. You have the ability to set competitive rates for your merchants over interchange, manage your profit margins, and keep the majority of your earnings. Move away from being a mere intermediary! By eliminating MOR liability, dispute management, PCI/data security issues, compliance challenges, and more, you streamline operations significantly. Enjoy easy and adaptable integration through APIs, drop-in widgets, and a customizable user interface. Our unique gateway solution removes the burdensome costs and complexities associated with handling payments internally, allowing you to introduce payment options to your platform while preserving your margins. Provide tailored card-present and eCommerce payment services to meet your customers' specific demands. Don't limit yourself to a single payment processor; instead, select the best solutions available for your clientele. Establish bundled, flat, and interchange-plus rates to maintain a competitive edge for your customers. Additionally, with our services, you gain portability rights over your customers' payment accounts, ensuring flexibility and control moving forward. This approach not only enhances customer satisfaction but also fosters long-term business relationships.

Payclair is a simple and affordable payment solution that works for all businesses. Simple, low-cost processing of credit and debit cards with or without a point-of-sale system. Processing for restaurants with or without a point of sale system. Use our existing integrations or create your own using our powerful payment gateway. Accept payments anywhere, even without an internet connection. Call us or click on the button below to speak with one of our experts who will help you find the best solution for your business. Payclair provides streamlined, intuitive options for payment to your customers. Our suite of tools is designed to help businesses of all sizes. Payclair's processing solution can automatically send your financial data to QuickBooks Online. Insights transforms big data, a growing database containing transactions, into actionable insights on your customers and local competition.

If you're aiming to enhance your business's reach by incorporating local payment options, regardless of your location, our services enable you to access a variety of global markets seamlessly from one centralized platform. By providing your customers with an extensive array of payment choices, including those prevalent in specific regions around the globe, you can cater to diverse preferences. Our API allows for the integration of multiple payment methods into a cohesive and dynamic checkout experience. This means you can effortlessly accept various currencies from around the world, as we take care of the payment processes, allowing you to focus on expanding your operations. With just one integration, you'll gain entry to numerous international markets. Utilize our expertise in global markets to enhance your business's performance and address your customers' needs swiftly and effectively. Each transaction is secured, providing peace of mind, while our direct integration includes widely used alternative payment methods in emerging markets, offering more than 200 local payment options for both deposits and withdrawals. Managing pay-ins and pay-outs is simplified with a singular API integration, ensuring efficiency in your financial transactions and allowing you to scale your business more easily.

Our platform simplifies the process of placing, tracking, and managing payments seamlessly. eDebitDirect serves as a swift and secure alternative payment option. With our instant bank verification and real-time balance checks, you can have peace of mind. Our committed team is always available to support your business in achieving its goals. By processing transactions in-house, we ensure that you retain a larger portion of your profits. Additionally, our system integrates effortlessly with various online platforms and shopping carts. It's essential to provide multiple payment options; otherwise, you risk losing potential sales. Prevent shopping cart abandonment by offering diverse payment methods to your customers. Nowadays, many individuals prefer to make purchases directly from their bank accounts rather than relying on credit cards, making it crucial to adapt to this trend for business success. This shift in consumer behavior highlights the importance of flexibility in payment solutions.

Streamline your payment transactions across various borders and channels effortlessly. Utilizing payment orchestration is the optimal strategy to integrate the most effective acquirers, payment service providers, cards, or alternative payment options in diverse markets that cater to distinct customer preferences. Enhance your customers' payment experience by allowing them to choose their preferred payment methods. Roll out a cutting-edge payment solution across all your digital platforms and markets within just a few weeks. Simply choose the cards and alternative payment options that align with your customers' needs. Improve conversion rates through advanced offerings like saved cards, installment plans, or recurring payment options. Tailor the fraud detection process to target fraudsters while protecting legitimate customers. Our payment ecosystem already encompasses a wide range of payment choices necessary for optimizing transactions in every local market and providing access to the most popular payment methods available. By leveraging these tools, businesses can not only enhance operational efficiency but also foster customer loyalty through a seamless payment experience.

Banqario's smart platform enables the routing of transactions to the acquirers with the highest likelihood of approval. With the help of Banqario's analytical and cascading modules, you can determine whether it's advantageous to make another attempt and identify the optimal subsequent endpoints. Enhance the conversion rates for transactions in targeted areas by tailoring the routing to specific payment methods and solutions. All payment options are conveniently consolidated into a single form that is responsive and adaptable to any device. This design allows customers to effortlessly select their preferred payment method, ensuring a smooth transaction experience. Additionally, the user-friendly interface promotes higher engagement and satisfaction among users.

Implementing secure and user-friendly APIs grants you the necessary flexibility and control over your transactions. These APIs ensure enhanced reliability and an improved user experience through seamless integrations with banks, card networks, and digital wallets. Expand your customer base and boost revenue by providing a wide array of payment options. Get started quickly on your payment journey with straightforward and adaptable integrations across various platforms. Our platform is rich in features, offering real-time transaction visibility along with customizable alerts and notifications. The RESTful APIs facilitate a quicker launch and present a comprehensive overview of transactions. You can enhance your customer experience and checkout process using our Web and Mobile SDKs. With our innovative stack, you can provide access to over 170 payment methods for both one-time and recurring transactions. Designed for optimal success rates, our solution features intelligent end-to-end connectivity, ensuring that your payment processes are as efficient as possible. Additionally, our platform is continuously evolving to meet the changing demands of the market.

SparrowOne's Payment Gateway is an easy-to-navigate, secure, and transparent solution for handling payments. Developed with the user in mind, it streamlines transaction processing and ensures top-notch data security. In addition to facilitating online transactions, the SparrowOne Payment Gateway includes a range of versatile, value-added features that enhance its functionality. This makes it an ideal choice for businesses looking to improve their payment processing experience.

Paylinks allows users to swiftly create and distribute straightforward payment requests, transforming any type of product or service, such as fitness classes, concert tickets, or consultation fees, into a secure online checkout experience without the need for a point of sale terminal or invoicing. Users can access this feature through either a mobile or web application, where they can define the payment amount and provide a description, select from PayPal, Stripe, or Square as their payment gateway, and then produce a distinctive URL or QR code for distribution via email, text, social media, or website embedding. When customers click on the provided link, they can choose their preferred payment method, including credit cards, net banking, and various local payment options supported by the selected gateway, allowing for immediate transaction completion. The service also sends real-time notifications to the user and maintains a comprehensive history of all paid links, along with customizable descriptions and optional expiration settings, enabling effective management of promotional campaigns or time-sensitive offers. With an intuitive interface designed for quick setup and support for multiple payment gateways, Paylinks simplifies the process of handling small payment transactions for businesses, making it an efficient tool for modern commerce. Additionally, the ability to easily share payment links enhances the convenience for both sellers and buyers.

Finding a payment processor that aligns perfectly with your business requirements can be quite challenging. Look no further than REPAY, your all-in-one solution for comprehensive payment services! We provide a range of offerings, from omni-channel payment processing—both incoming and outgoing—to effective messaging management solutions and top-tier security, ensuring a complete management of the payment lifecycle that accommodates payments anytime and anywhere, tailored specifically for your needs. With our services, you can facilitate hassle-free omni-channel acceptance, leading to more streamlined transactions and happier customers. Additionally, we enable you to modernize and digitize vendor payments, minimizing reliance on paper checks and cutting down on transaction costs. Our platform also allows for quicker access to funds by disbursing them directly to customer debit and prepaid cards. Moreover, our versatile messaging tools keep you engaged with your customers seamlessly across various channels. By choosing REPAY, you're not just opting for a payment processor; you're embracing a holistic payment ecosystem designed to enhance your business operations.

No matter where or how you conduct transactions, we offer solutions that guarantee prompt and secure payments for your business, all while avoiding any surprise fees. Our proprietary payment technology was developed entirely in-house, enabling us to fulfill our commitments effectively. Established in 2005, Clearent was created to redefine the standards of payment processing. From the outset, our dedication to excellence, openness, and exceptional customer support has been at the core of our operations. We aim to enhance your profitability by providing cutting-edge payment solutions, transparent credit card processing free from hidden charges, rapid funding, and comprehensive access to your transaction data. Our focus on quality, transparency, and customer satisfaction remains unwavering and drives everything we do. As a payment processor, we are dedicated to ethical practices, relentlessly striving to improve and ensure our clients achieve maximum profitability. We believe that by continuously refining our services, we can help our clients thrive in an ever-changing marketplace.

A real-time fraud detection and prevention tool is designed to identify genuine transactions while filtering out fraudulent ones. This utility guarantees that customers, especially those with subscription-based services, experience seamless payments by automatically updating their card-on-file information; it necessitates a customer vault and is compatible with First Data North, First Data South, and Payment Tech Salem. Merchants can utilize Verified by Visa and Mastercard SecureCode to confirm the legitimacy of the payer through the payment gateway. The system ensures PCI compliance by securely storing encrypted and tokenized customer credit card and ACH account data. By employing tokenization, merchants can process payments without having to share sensitive credit card or ACH account information. Additionally, this utility allows merchants to send invoices directly to customers via email. Customers can conveniently make payments by clicking on an embedded link, and invoices are produced with detailed line items, automatically converted into PDFs that are then attached and sent to the customers' email addresses for their records. This streamlined process not only enhances security but also improves the overall customer experience.