Alternatives to Klarna

QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency. You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products.

Affirm is a payment-over-time solution that removes price barriers for shoppers. It allows merchants to see a 85% increase in average order values and a 20% repeat purchase rate. Affirm's mobile-friendly, multichannel solution is optimized to be used for e-commerce, in store transactions, and telesales. Affirm gives merchants the tools they need to integrate pay-over time options for shoppers. Here's how it works. 1. For a real-time decision, your customer needs to know a few key pieces of information. 2. Flexible payments. Customers can choose their payment plan with options that range from 3-36 Months. 3. We settle within one day and take on all risk, from fraud to costly chargebacks. There is no risk for you.

Balance is the first self service checkout to accept 100% of the B2B payment complexities. This includes wires, checks, wires, wires, SaaS subscriptions, automatic vendor payouts, milestone payments, net terms, wires, checks, wires, checks, wires, wires, and wires. API-first! Access them docs Accept wires, ACH, cards, and checks. Instant, risk-free net terms: Your customers pay net 30/60. You get paid immediately. Easy recurring payments: Recurring invoice payments made as simple as recurring CC payments Built to meet all B2B payment requirements. It is ideal for marketplaces, wholesalers, merchants, SaaS providers, and service providers. Self-serve Invoicing: Customers can easily pull and pay their invoices using a click Automatic reconciliation & collection: Isn’t it funny that you’re still doing this manually.

Sell more. Grow faster. Bread's full-funnel approach allows you to reach more customers by giving them the opportunity to apply for financing and check out from any page on your site. Your shoppers have the option to pre-qualify for financing, and they can check out from any page of your site. Your shoppers can search, pre-qualify, check out, and pay from any page on your site, including your homepage, category page or product page, cart, checkout, and checkout. To increase sales and increase the average order value, transform pricing by using the shopper’s personalized per-month cost. Your shoppers can pre-qualify in seconds, without ever leaving your website. This will make it easy and frictionless for them. The only thing that shoppers need to do to get their rate is to enter a few details. This does not affect their credit score. Your shoppers will instantly find out if they have been pre-qualified and can understand their purchasing power. Bread doesn't take shoppers off the page or redirect them to another site. This ensures a seamless user experience.

Afterpay is a pioneer in fair pay. We offer the best customers and retailers the happy ever after they deserve. This is a world where everyone wins. Afterpay is transparent and offers a clear solution for shoppers. There are no credit checks, no interest and no hidden fees. Afterpay gives shoppers the peace of mind that their money is being spent where they want it to, rather than worrying about where it went. Let's work together to make them happier. Afterpay users who are new can receive an instant approval decision within minutes. Once your customer has placed their order, you will be paid the entire amount upfront. It's a win/win situation. Afterpay customers pay four installments every 2 weeks. Shoppers pay on time, with zero interest. We believe that people are fundamentally good and we trust our customers to pay back.

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

Clearpay is an international payment platform that aims to empower financial wellness for the next generation. Customers receive products instantly, pay in four instalments without interest and are rewarded for timely payment. Clearpay empowers customers to make financial decisions. We don't charge any interest, have no credit checks and there is no catch. Clearpay is a movement that benefits everyone - shoppers and retailers alike. Clearpay is also known as Afterpay in Australia, New Zealand and the United States. We are offered by more than 55,000 of the best retailers worldwide and have more 10 million customers. Clearpay/Afterpay has a mission to create an economy where everyone wins. Today's shopper expects a better way of paying. We make it easy for people who love brands to get what they want. Clearpay is committed to responsible spending. Customers who pay on time will receive a free Clearpay card.

Sezzle, a public-benefit company based in Minneapolis, Minnesota, is on a mission financial empowerment the next generation. The #1-rated Buy Now, Buy Later product by Sezzle allows millions of shoppers in the United States and Canada access to financial freedom, greater control over their spending and more responsibility. Sezzle offers 4 payments over the next 6 weeks to shoppers who purchase from more than 17500 online merchants. Customers can also reschedule their payment once free of charge. Late payment fees are $10. Sezzle is the financial responsible solution to buy now and pay later. What's in it to merchants? Increased conversions, AOV and shopper frequency. The best part? The best part? Sezzle assumes all the risk of fraud and chargebacks as well as repayment. It's a win-win-win situation.

Your trusted payment partner streamlines and monetizes your entire payment journey. Enhance operations, increase conversions, and improve retention. No matter if your goal is to increase conversions, improve customer loyalty, or increase efficiency, our products will help you optimize each step of the payment journey. Fair and sustainable debt collection services will protect and enhance your liquidity, as well as the ongoing, healthy relationships you have with your customers. Our subscription model solution offers benefits such as predictable liquidity, improved retention of customers, and easy integration with your own, third-party, or inhouse subscription management platform. Full payment upfront, complete payment cycle coverage, streamlined operation, and reduced transaction costs are all benefits of our solution for subscription models. Digitalize your entire payment journey using one API, one contact and one contract. This can be done on an international scale.

Zinia, the Santander Group's new 'Buy Now and Pay Later' platform, has over two million customers in Europe. Zinia simplifies shopping by allowing you to split payments into interest-free installments. This is fast and transparent. The platform is available for online and in-store purchases at participating businesses. Offline functionality will soon be added. Our interest-free payment options make your products more affordable. Customers will be more flexible when they pay, which can increase sales. Flexible payment options can increase average spend at your checkout. Keep customers coming back. Shopping is made easier with our simple, fast, and transparent payment solutions. All Santander Consumer Finance units can access our services from one platform.

Keep up-to-date with the Scalapay shops. You can choose from fashion, beauty, technology or home. Scalapay is available in the following shops. You can find them on the map and pay in three installments from your smartphone. The app allows you to view your orders and make payments. You can update and add your payment information, as well as make purchases without having all of the information re-entered each time. It's fast and secure! You won't have to worry about forgetting or losing track of an expired installment. We'll notify you to activate notifications so that you don't miss your next payment. Scalapay secures your payment information using advanced security. We adhere to the highest security protocols and standards.

Offer customers interest-free installments. Get the proven solution to grow your business. - Increase conversion and increase average order value - Lower cart abandonment - Compatible with existing credit or debit cards Accepted in more than 200 countries around the globe - Approval Rates in excess of 80% Shoppers can make up to 36 monthly interest-free payments with their existing Visa or MasterCard. Shoppers can try the item for up to 90-days before deciding if they want to keep it. Shoppers can decide if they want to pay in full or set up an installment-payment plan. Shoppers with insufficient credit card balances can split their installment payments between two credit cards. This allows the customer to get exactly what they want without having to apply for another credit card.

Zip (formerly Quadpay) instantly boosts sales. In 10 minutes, Zip's "pay Later" platform can be integrated without APIs. Enjoy the rewards Customers love the flexibility to split their payments into four installments over six weeks. Zip's partner merchants benefit from a higher AOV and conversion, more repeat sales, and immediate payment. Zip exclusive merchants. These are just a handful of the over 3,000 amazing merchant partners. Join the Zip brand community. {Our buy now, pay later platform is designed to give savvy shoppers more freedom and flexibility.|Our buy now, and pay later platform gives savvy shoppers more freedom.} Integration is easy from the front end. You can use a few lines javascript code, or one of our eCommerce platform plug-ins. Zip In-Store. Zip In-Store is a seamless in-store POS system that requires no IT support. Customers can pay in-store with Zip. Zip can be accepted if you accept Visa. To make payment, simply scan the QR code. No code changes or integrations required with POS systems

You can pay in installments. It's simple. You can increase your customer satisfaction and sell more. Watch your sales rise when you install alma. You get paid immediately after your customer pays. The sums are guaranteed, so you don't have to worry about anything. Plug & play: you decide, you start. Sell better. You will sell more. Allow your customers to pay in 3-4 times as easily. You will make them happy and increase your sales. Tell your client yes, he's dying to. Your crush with Alma is fluid, instantaneous. It is so fluid that you don't have to pause to decide whether to go back or do something else. Ease embodied. All you need to do is select Alma when you pay. There is nothing more. Beautiful shops deserve a nice payment. You can buy a new way. We are the solution to changing brands. Those who dare to challenge the norm. Promoting know-how is key to selecting amazing suppliers.

In collaboration with Rabobank, in3 Business allows you to pay in 3 installments for your business purchases without any interest or additional costs. You pay the third part immediately. You pay the second installment within 30 days, and the third within 60. You can maintain control of your cash flow and have less risk, while also enjoying maximum convenience and flexibility. Get insights into your spending limits and keep track of your payments. Push notifications will ensure that you never miss a payment again. Our full catalog of stores is also at your fingertips. Select in3 Business when you are checking out of an online store or a digital invoice. Then, go through the verification procedure. This process takes only 2 minutes. Pay a third immediately. The seller will send this to you. You must make the second payment in 30 days, and the third within 60 days.

Tabby makes shopping more enjoyable. Split your purchase into 4 interest-free installments or earn cashback at your favorite stores (or both). You can shop now and pay later by selecting tabby at checkout. This will split your purchase into four interest-free monthly payments. The tabby app allows you to shop now and pay later, earning cash without interest, fees, or hidden costs. tabby's shopping experience eliminates the barrier of price. You can convert browsers into buyers, increase average order value, or expand your customer base. Shop for partner brands on tabby's app or website and earn cash that you can withdraw. You can pay with tabby, or not. tabby makes shopping more enjoyable by giving people the freedom and flexibility to purchase what they want. tabby allows you to shop now and pay later, while earning cash without interest, fees, or debt traps. Tabby is used to accelerate growth by more than 2,000 global brands and small business, including Adidas and Marks & Spencer.

It has been proven that giving your customers a small credit at the check-out can increase sales, increase basket sizes and reduce cart abandonment. SplitPay allows customers to pay in four equal monthly installments. We pay you fully before the goods are shipped and assume all credit risk. Merchants that use SplitPay see a 20-30% increase in sales volume. No upfront payment and no minimum transaction volume. We take on all the risk of non-payment by the customer. We do not charge any monthly or setup fees, and we settle all transactions daily. SplitPay allows you to sign up quickly and easily without any complicated application forms. Our instant approval process allows you to shop faster. SplitPay customers who pay on time will not be charged any fees or interest.

PayU is a payment processing platform that offers hundreds of payment methods to choose from and multiple checkout experiences, meant to drive approval and conversion rates higher. Leading to increased sales levels, customer trust, brand attachment and loyalty, without having to worry about payment operational and technical complexities, you’ve come to the right listing.

Shop Pay stores your personal information so you can fill out forms and not carts. Everything is encrypted to ensure a smooth checkout. Split your purchase into four equal installments at participating merchants or pay in full at checkout. You can now offset the carbon emissions from your deliveries for free. You just need to check out with Shop Pay to be carbon-neutral. Shop Pay protects you and your money. Once you have shared your shipping and billing information, you can use your email address for future purchases. Our servers are compliant with industry standards (PCI Compliance), and can vault credit and debit card information. Shop protects all personal information you share with them. Shop Pay allows you to choose whether to pay in full or in four equal installments* at participating merchants. You can make debit or credit card payments every 2 weeks or set up automatic payments.

Flexible payment terms can help you achieve your core business objectives. Your buyers can choose their preferred terms of payment while you get paid upfront. Allow your buyers to split the payment for larger purchases into three installments. Offer buyers trade credit lines and consolidated payments. Unify your payment experience across all sales channels. Offer flexible payment terms on your webshop. Unlock the potential for cross-border trade, and serve customers across Europe. Based on proprietary, machine-learning-enabled risk models, fully digitized processes, and a highly scalable tech platform, Billie offers freedom to big and small businesses alike through fast liquidity, automated workflows, and access to modern payment solutions. Your business buyers will be delighted with the no. Increase B2B sales by offering your customers the option to pay in their preferred way at checkout. Your customer selects the goods, proceeds to checkout, then goes to the payment page.

We handle customer onboarding, compliance checks, regulatory requirements, and opening user/bank accounts. We ensure industry-standard compliance and a seamless user experience. Our core banking system enables you to offer future-ready and customer-relevant banking services. We help businesses offer seamless payment experiences to their customers. No matter what payment need, our solutions can meet it. We assist banks and organizations in issuing branded virtual and physical cards. We can help you create card programs that meet your requirements. With our capabilities such as collection tech, payouts and plug-ins to merchants, payment gateway, etc., we connect finance, technology, commerce. Our solutions are complete, which means we do all of the heavy lifting so you can launch cards, programs, or any other fintech product in no matter how short a time.

Convert more annual packages by allowing customers to pay up to 8 months in advance. Convert monthly packages into annual packages to increase the AOV. SaaSPay offers flexible financing to generate leads. No more chasing payments. Get paid the first day. Get paid upfront. With one-click financing, you can convert monthly subscribers into annual customers. Upload your customer information and list your products, including their subscription levels. You will be paid in full on the first day. As soon as you sell, you'll receive a full year of payment on your bank account! SaaSPay accounts are activated by completing a simple KYB procedure. Add unlimited team members to maximize the potential of your team. Our powerful analytics feature allows you to analyze the performance of different packages. Our customer usage analysis can help you identify upselling opportunities. BNPL with one click to boost annual subscription sales Flexible repayment options empower your customers.

Koverly makes sure that your bill is paid on time. At checkout, you can choose the best payment method for your business. With the best exchange rates in the industry, you can make online global payments securely, quickly and easily in 100+ currencies. Transparency on money crossing borders. Send money in more than 100 currencies to almost any country on the planet. Online spot rates for popular currency pairs are available. Your vendor gets paid now, you pay 30 days later. You can use a portion your credit line to get 30 days extra to make FX payments without any interest or fees when you activate a KoverlyPay. Koverly pays the vendor immediately and locks in your rate. KoverlyPay allows you to split payments into smaller 4, 8 or 12-week installments. Koverly adheres strictly to security and compliance standards, ensuring that all of your business payments and data is encrypted and secure. Staff security, privacy, and compliance training and certifications.

Credit Key approves business customers in seconds at e-commerce checkout for better monthly terms. Credit Key's flexibility in payment results in higher orders, more transactions, and happier customers. Credit Key's unique B2B underwriting process enables us to instantly score businesses and extend deeper credit to customers at the point of purchase.

PayHQ was designed to make it easy for you to run and grow your business. PayHQ by KoRT Payments is one of the most innovative platforms for payments on the market. It simplifies the acceptance of all types of payment under a single view to make smarter decisions. Thousands of businesses in North America rely on us to process payments. PayHQ is an end-to-end payment solution that handles authorization, settlement and funding. Accept payments online or in person with features such as invoicing, recurring bills, and seamless integrations using a single merchant number. Our online gateway gives your customers an easy, secure way to purchase from you. Accept payments online with a solution designed for all businesses. PayHQ's omnichannel solution integrates seamlessly with your card terminals to accept credit, debit and other payment methods.

Transform payment failure into revenue Ship first, get paid later. FUGU guarantees payment collection within fourteen days. Eligible customers will be notified about a deferred payment option immediately after a cart has been abandoned. Once approved for deferred payments, FUGU will manage and take responsibility for payment collection within 14-days. No additional payment methods, no additional registration. All collection operations are handled by FUGU under your name. We only charge for the recovery guarantee - there are no subscription fees or extra commitments. You can click through installation, right-out-of-the box configuration - it takes less than 45 minutes of you time.

Our modular, "building-block technology" makes it easy to quickly create, test, and deploy payment solutions. You can choose from more than 100K pre-coded functions through our easy-to-use, point-and-click interface. Our 300+ APIs allow you to speed up time to market and support almost any use case. Instantly load card credentials into cardholders’ mobile wallets. Leverage tools to deliver top-quality digital experiences. Flexibility and control. You can quickly create and test programs with different features based on market feedback. The platform is inherently reliable, secure, context-aware and allows you to scale new offerings to the market. With our highly configurable Agile Processing platform, you can create and deploy programs with an unmatched range of features. You can launch programs in just 30 days with minimal investment in IT infrastructure.

Vartana's payment platform allows you to book 30% more customers while preserving cash flow. Simple payment plans make it easy to win 3x more opportunities. Multi-year, paid upfront contracts can increase cash collection and contract value. With pre-approved payment plans, empower your sales team and manage the entire deal process from a central dashboard. To convert more customers, you can subsist on the full or partial payment plan. Vartana's capital fund or your balance sheet can be used to finance. Our platform allows companies to offer flexible billing options, such as monthly or quarterly terms, without compromising cash flow. This results in a higher average order value, close rates, and increased sales efficiency.

Paythen makes it simple and painless for you to offer installment or flexible payment plans for your product/service to customers in 120+ countries and currencies. Built-in automations also reduce admin, support, and busy-work. No technical knowledge or code required. Connect your Stripe account to get started in just minutes Paythen gives you complete control over how you offer payment plans. You can choose the billing intervals and amounts, as well as fees. Once you have created a plan, you will receive a payment link that works everywhere - social media, email, or wherever your customers are. You can offer subscriptions, collect one-off payments, or use our unique "Pay Your Way" plan to allow your customers to choose whether they want to pay upfront or through a payment plan. Paythen is a better option than buy-now-pay later companies. It has lower fees, more control over your brand, and more flexibility. Stripe works with Paythen

B2B: A Buy Now, Pay Later solution Your B2B customers will be able to buy now and pay later at checkout, allowing you to sell more and grow your business. Hokodo allows you to offer trade credit to customers. Instant credit terms can help keep customers in the funnel and increase sales. Our real-time underwriting eliminates lengthy credit checks and customers can get payment terms immediately, even after making their first purchase. No need to worry about cash flow. We pay you after delivery of the goods. We can also collect late payments and chase them. Your business is protected from credit and fraud risks, including non-payments, ID theft, chargebacks, and outright bankruptcy of customers. 73% of B2B buyers prefer to shop online. We believe they should have the same seamless checkout experience as consumers.

Our product portfolio of credit cards, buy now, pay later, and business financing products was designed to meet the core needs of shoppers, small and medium-sized businesses, as well as retailers. We have platforms that allow you to buy or lease everything. Increase your customer base. Become a hummbusiness partnership. You can earn up to 30% more in sales volume and a maximum of 80% repurchase rates. Payment upfront Guaranteed settlement next business day. No refund fees. We will return your fee for items returned to our store. Fully integrated No matter how big or small your business is, whether it's online, walk-in, or online, humm can integrate. We offer instant online integration with major e-commerce providers. For bespoke builds, you can also use the Direct REST API to access pricing and marketing widgets. Integration is available for the following POS platforms. Customers and staff can integrate quickly and easily.

@Pay is a DEFI protocol (Decentralized Finance Initiative) that is the first BNPL platform (Buy Now, Pay Later) to integrate blockchain technology with its own cryptocurrency. @Pay will bring significant cost savings to all members of the ecosystem through smart contract technology and blockchains. @Pay is a key player in DEFI eCommerce and in-store solutions for shoppers and merchants. @Pay users will be able to pay for their shopping using any approved cryptocurrency they have in their @Pay wallet. Shoppers will be rewarded by a program that allows all ecosystem contributors to share in the rewards. @Pay is powered through the @Pay token, which will be used to govern the protocol. All participants will be rewarded for their participation in the ecosystem, which includes merchants, users, and marketplaces.

You can stop the basket from dropping with "Paidy", which doesn't require a credit card. It also allows you to increase sales by making payments that are relevant to your customers' needs. Many users support pre-screening credit cards, prepayment at convenience stores and waiting at home for cash delivery. This simple usage eliminates the "messy", and the number has exceeded 4,000,000. It will not only prevent withdrawals, but it will also increase sales by expanding the customer base to include non-credit card users and young people. Paidy does not require a creditcard. This makes it possible to acquire non-creca groups, especially young people. 100% deposit guarantee for sales. Paidy will pay the merchant the unpaid amount.

ZoodPay allows you to shop online and in-store and pay in four installments over a period that is 90 days with zero interest and no fees. Register your credit card or debit card details and enter your personal information. You will be approved immediately and able to pay your order in four equal installments. ZoodPay makes it easy! You can buy products via the ZoodMall app, or at hundreds online stores that offer the ZoodPay Buy Now,Pay Later' payment option. It is quick and easy to get approval. You can pay in your local currency. You have the option of receiving the goods first, and then paying in four to six installments. There is no interest or fees.

Kart™, the future-friendly shopping and saving way for all your favorite brands. We're revolutionizing the shopping experience with over 100,000 daily offers on the latest fashions, gadgets and kitchen appliances, toys, travel, beauty and more. Kart™, includes discounts at local coffee shops, restaurants and retail stores. These instant daily offers are geo-located in your neighborhood and personalized for you. You can share these Kart™, local deals with your entire family to save money every day. We do the shopping so you can save. Save money and shop smarter with Kart™. Every day, thousands of deals include free delivery to your home or workplace.

TWINT is Switzerland's payment application that allows you to make secure and convenient payments with your smartphone. Our app allows you to pay digitally at the cashier, in the supermarket, online, or in the farm shop. The TWINT App can do much more. You can send money to friends, purchase tickets from SBB and clubs can collect donations using it. TWINT is a one-stop app for all your daily needs. With TWINT, you can make digital payments almost anywhere. Discover the many functions of the TWINT App for your bank on your smartphone by downloading it. We take data security and privacy very seriously. All Swiss banks who work with TWINT ensure comprehensive protection. App that makes life easier. You no longer have to worry about payments or anything related to them.

Experts in B2B payment solutions. Offer approved trade customers flexible options for payment and spending limits of up to PS30,000. We've partnered up with the leading names in ecommerce software and accounting to help you accept payments from your business customers and unlock growth. You can pay for all your transactions with iwocaPay at no cost or you can stand out by offering your trade customers extended interest-free terms - to all or a select few.

Welcome To Future Logics Web Applications, Mobile apps & Custom software development. Business Concept. The United Kingdom calls it Hire Purchase. This is an arrangement to buy goods or services. The buyer makes a down payment and agrees that he will pay the balance in periodic installments. It's also known as an Installment Plan, lease plan/lease management in the United States. IMS allows you to manage cash/Installment sales as well as down payments, stock, recovery, and other details. IMS is designed specifically for you if your business sells anything on monthly installments. What is IMS Customer Accounts and how do they work? It allows customers to manage their accounts. Purchase and Payable. All cash and credit sales, as well as receivable details, will be managed. Sales & Receivables. All cash and credit sales, as well as receivable details, can be managed. Inventory. Stock management and powerful reporting to improve

You can pay at thousands of retailers around the world with one login. Online and in-store. Laybuy makes it easy to pay in-store with your personalized barcode. You can place your order quickly and easily by replacing SMS with notifications. It's now easier to manage your budget and payments. You can keep up to date with any upcoming payments, pay your orders early, or check in to see how much credit is available, all while you're standing in the fitting room. Laybuy's shop directory includes thousands of retailers, including some of the most recognizable names in the world. Get the latest trends and the best deals so you never miss a must-have again.

Reimagining the technology funding and procurement process by combining payments with predictive pricing and financing. Flexible payment options embedded in sales to close faster. Leverage your existing recurring revenue to get funded now. You can get paid even if your customers pay later. Align your payments to the ratio with customer payments. You can unlock capital for growth by using your own assets, without dilution and debt. Ratio does not require monthly payments, unlike venture debt or revenue-based funding. Choose which contracts to sell according to your cash flow requirements. The Ratio team consists of experienced SaaS executives and finance executives as well as serial entrepreneurs, builders and dreamers. Equity is an important part of building your company and rewarding your team. Ratio does not dilute your equity by selling warrants or selling equity.

Creditea, a unique BNPL that boosts e-commerce by increasing approval rates for merchants and margins, while offering customers a seamless checkout and flexible repayment options, is a new BNPL. Customers can benefit from a quick onboarding, a user-friendly Credit Line and benefits such as 0% interest for 30 days or long-term repayment plans. Creditea is powered by International Personal Finance plc and integrates seamlessly with the major ecommerce platforms. Interested parties can partner with us. Discover how Creditea Pay Later will enhance your online business today!

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

You don't need credit and you have easy, flexible payment options so that you don’t have to worry about making those important purchases. Get great deals from over 100 retailers today and apply for a Katapult leasing agreement today. Katapult lease to own allows you to take home up $3,000 worth of essential items like furniture, electronics, home appliances and mattresses. The lease-to-own option is a new way to get the items you want. Choose Katapult for the payment option at checkout. Start your lease-purchase request and once approved, you have the option to pay over time or purchase your items early. You can even return your items. Katapult... A better way to pay. Katapult can't be used for all transactions, only certain items are eligible. Katapult's browser extension cannot be used for in-store transactions.

Walnut can help your practice approve more patients, even those who have credit problems. Plans starting at 0% interest allow you to get paid upfront. Traditional patient financing companies reject half of patients. Our proprietary underwriting algorithm allows you to approve more patients. Get paid upfront with no risk and no fees. We currently serve the elective care market. We believe in transparent, fair and transparent payment options for patients. Our dedicated support team is available to answer provider and patient questions 24 hours a day. You can get financing plans starting at 0%. Walnut is completely free to implement by providers. Walnut is a better option to manage your healthcare expenses. Walnut helps you to reduce your medical bills into smaller monthly payments that are tailored to your needs. We will assign you a Walnut Agent who will help you stay on track.

It is difficult to grow your business, regardless of whether you are a marketplace seller or a B2B seller. This can lead to credit risk and cash flow disruptions. Why not have the best of both? We provide credit on your behalf and take all the risk. You get the cash upfront for your immediate business use. Our sophisticated verification algorithms will then digitally conduct all relevant KYC/KYB or AML checks. The result? The result? Customers can be onboarded online in minutes. Transigo is authorized to access the bank account information of buyers via Plaid. The buyer will then be automatically assessed for credit. After that, they will receive a full credit limit. Generous credit terms mean a better shopping experience for B2B customers, which in turn means more repeat business.

The next generation of consumers will be empowered by banks and credit unions. equipifi's white-label solution integrates with banks to offer consumers the ability to view, accept and manage offers through their existing banking apps. Financial institutions allow their debit cardholders to make purchases in a way that suits their financial goals by offering BNPL. Consumers will have greater clarity in managing their BNPL loans. Pre-approved BNPL loans are tailored to the needs of consumers and their financial goals. Expanded use cases and qualifying purchases for BNPL. Everything on one platform, fast and simple. Flexible financing for everyday purchases through their primary financial institution. Flexible payment options that younger generations appreciate. Keep in touch with cardholders who make everyday purchases. Your banking app offers a refreshingly simple user experience. Explore new markets to increase interchange and interest.

GoCardless is the UK's most trusted online direct debit provider. It makes it easy to process recurring and one-off payments. GoCardless is cost-effective and secure. It offers an easy migration process and transparent fees. The platform has pre-built integrations to leading accounting, membership, and subscription software such as Quickbooks, Sage Sage, Zuora and Online Scout Manager.

Your customers can pay online with ease and safety. Trusted by over 85 million users, and available in 15 different countries. If you are wondering why you are here when you expected something more orange, there is something exciting. Klarna's payment method "Sofort", or as Elvis would say, Elvis, has joined the Beatles. Customers can pay online with their Sofort GmbH bank details. Customers don't have to open an account or register. Customers' online bank accounts are used to transfer funds directly to their bank accounts. You can send the goods to your customers instantly thanks to the real-time transaction verification you receive. Your customers can shop online using their familiar online banking details. However, confidential login details and confirmation codes are not stored. They are not visible to you or any third party.

Don't let fundraising be a problem. Get non-dilutive capital on-demand. You can get up to a year's upfront capital, which will give you the flexibility and funding you need to grow your company and scale. Choose from unpaid invoices and recently paid expenses and choose repayment terms of 3, 6, 9 or 12 months. You can get as much or as little funding as you need. We can accept monthly, quarterly, or even annual contracts. We adapt to your needs. We provide the funding you require at the moment. Your money is not sitting idle, it works for you. We will quickly assess the funds needed and deposit them to your account within 24 hours. Our intuitive interface makes it easy to manage all transactions and accounts. As you grow, you can access more capital. We are your partner throughout the process. Our rates drop as we work together more often. We can quickly provide the capital you need based on your data.