Alternatives to JustiFi

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

Payrix has a mission: to be the world's leader in embedded payments for vertical business software. Our goal is to give our clients more freedom, peace of mind, and a proven solution that eliminates friction, opens up new revenue opportunities, and makes life easier for their customers. Payrix clients such as Real Green Systems and Storable have harnessed our unique platform, combined with a white glove approach, that allows them to take advantage of embedded payments for growth and innovation. Payrix offers endless possibilities.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

BlueSnap's All in-One Accounts Receivable Automation solution is the best rated software solution for payment processing, billing/invoicing, recurring billing, and subscription management. Billing and Invoicing: Create stunning invoices using our powerful invoice editor, which is integrated into your accounting system. You can create a customer portal and allow automatic charging, payment collection, late fees, and payment collection. BlueSnap offers subscription management and recurring billing for fast-growing companies worldwide. You can enable trial periods, manage subscriptions, and prorate subscriptions. Payment Processing: BlueSnap can integrate with all types of payment solutions, including credit card payments, ACH and SEPA, as well as wires. We can handle partial payments, automatic failed payments retry, or automatic payment recovery.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

CoreWallet is a software framework that allows you to build emoney management, virtual accounts management, and online payment processing solutions. It can be used for various types of businesses such as e-commerce, retail, and other small businesses: - eCommerce and online marketplaces looking for custom-tailored payment orchestration technology - Fintech companies that must comply with AML regulations, PCI DSS, and KYC requirements within their system - Service providers who want to create a white-label payment gateway or eWallet solution to sell to third-party businesses - Banks looking to offer modern add-on services to their customers - and many other use cases CoreWallet provides core infrastructure, such as accounting/subledger, user data management, common wallet financial processes and external payment integration, which can be customized and extended by the products that use it. The online documentation portal provides a detailed description of CoreWallet modules and features.

Gr4vy enables your business to expand and introduce new services and opportunities without incurring additional costs, resources, or development time. Our cloud-based infrastructure streamlines the management of payment methods, services, and transactions in a unified system, while also reducing the risk of single points of failure and shared infrastructure vulnerabilities. By offering everything from local payment options to buy-now-pay-later solutions, Gr4vy enhances customer checkout experiences, allowing for greater flexibility with just a few simple clicks. Our no-code tools facilitate the quick addition, testing, and deployment of new payment providers within minutes, eliminating the need for any development time. With Gr4vy, you only incur costs for the services you actively utilize, promoting a straightforward approach to both our platform and pricing. There are no burdensome flat rates or per-transaction fees; instead, Gr4vy adapts to your business's growth, providing an expanding array of payment options, services, and providers as your needs evolve, ensuring that you are consistently equipped for future challenges. This commitment to flexibility and growth empowers you to focus on what truly matters—driving your business forward.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Unite your preferred payment and commerce platforms to craft stunning customer experiences and swiftly enter new markets with a cohesive infrastructure. Enhance your revenue streams through advanced, comprehensive workflows. Design exceptional customer interactions while ensuring satisfaction with a variety of payment options and commerce services. Implement Primer once to continually enhance your payment effectiveness over time. Customize your payment experience, and effortlessly oversee all aspects across your payment processors. In just minutes, you can add numerous payment methods and decide how, where, and when customers encounter them at checkout. Enjoy a hassle-free experience with our integrated API and toolset that optimize transactions, regardless of the processor in use. With limitless applications and integrations, expand your payment and commerce capabilities. Achieve your objectives with a definitive source of truth throughout your entire system, allowing you to monitor and manage payments, reports, and everything else from one elegant dashboard, ensuring you stay informed and in control. This holistic approach not only simplifies management but also empowers your business to adapt and thrive in a competitive landscape.

A single platform. A dedicated partner. Endless global opportunities await. Unify your operations with our comprehensive end-to-end payment technology solution. Enjoy the full spectrum of services Nuvei provides without the hassle of switching providers. Indeed, we prioritize choice, adaptability, and redundancy in our offerings. Integrate us into your gateway infrastructure for accelerated growth and broader geographic reach, or utilize our complete platform to unlock maximum advantages. Benefit from our partnerships with over 200 global acquirers to seize every payment opportunity, enhance acceptance rates, and lower operational expenses. Elevate your payment processing capabilities through our remarkable flexibility and customization options. Begin processing transactions swiftly; our platform seamlessly connects with various gateways, partner platforms, and eCommerce plugins. Embrace everything Nuvei has to offer without needing to change your provider. Truly, we stand for choice, adaptability, and reliability in the payment landscape. By choosing us, you gain a partner dedicated to your success in a rapidly evolving market.

Empower your customers to accept payments directly through your platform while generating revenue from their income streams. You have the ability to set competitive rates for your merchants over interchange, manage your profit margins, and keep the majority of your earnings. Move away from being a mere intermediary! By eliminating MOR liability, dispute management, PCI/data security issues, compliance challenges, and more, you streamline operations significantly. Enjoy easy and adaptable integration through APIs, drop-in widgets, and a customizable user interface. Our unique gateway solution removes the burdensome costs and complexities associated with handling payments internally, allowing you to introduce payment options to your platform while preserving your margins. Provide tailored card-present and eCommerce payment services to meet your customers' specific demands. Don't limit yourself to a single payment processor; instead, select the best solutions available for your clientele. Establish bundled, flat, and interchange-plus rates to maintain a competitive edge for your customers. Additionally, with our services, you gain portability rights over your customers' payment accounts, ensuring flexibility and control moving forward. This approach not only enhances customer satisfaction but also fosters long-term business relationships.

Rapyd is for fintech what the cloud was for IT. We connect companies to all payment methods around the world, enabling frictionless global commerce. This creates new opportunities for both businesses and individuals. So you can create great customer experiences and unlock new markets, we built the largest global local payments network. Rapyd is the fintech equivalent of the cloud. Our Global Payments Network connects you to all the payment methods available around the world. It also provides the infrastructure necessary to create your own fintech solutions like ewallets and cards. Rapyd allows digital sellers in Latin America to accept cash. Online shoppers in Asia can pay using their preferred ewallet. Businesses can also make payments to individuals and companies anywhere in the world. You can reach new markets, create new opportunities, and open new markets with over 900 payment methods in 100 different countries.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

Meld is your Fintech Stack as a Service. We're empowering developers with the ability to build a Multi Vendor Fintech stack. Developers can access a wide range of financial integrations across multiple domains with just a few lines of code. Lower overall 3rd party vendor costs, increase coverage and conversion rates, and save time by launching integrations across markets faster with Meld. With performance analytics for every provider integrated with - we're putting developers back in control of their fintech stack again.

Corefy is a universal, feature-rich payment orchestration platform that can be used by online businesses and institutions. To provide a unified communication, control and management interface, we integrate payment providers and acquirers from all over the globe. Corefy processed 34,000,000 transactions annually in 2019. Our platform saw a threefold increase in transactions last year. We ended 2020 with more than 106 million successfully processed transactions. Corefy's growing customer list includes major international financial institutions and companies. We offer a complete range of cloud payment processing services to: Payment & Money Institutions. Crypto exchanges and wallets. Fintechs. Freelance platforms. Marketplaces. Gambling & Betting companies. Get in touch with our team to find out more about the benefits that we can offer your company and to receive the best deal.

IR's Transact effectively reduces the challenges associated with overseeing contemporary payment ecosystems by providing immediate visibility and monitoring capabilities for your entire payment landscape, which encompasses Card Payments, High Value Payments, and Real-Time Payments. By leveraging Transact, organizations can gain exceptional insights into their transaction data through advanced analytics, allowing them to identify patterns that enhance the payment experience, transform raw data into actionable intelligence, and secure the transactions that are vital for their operations. Additionally, the platform empowers users to create customizable dashboards that highlight the most relevant information, making it easier to interpret complex data into simple, understandable formats. This functionality not only enables rapid identification and resolution of issues before they affect customers but also ensures successful implementation and peak performance across all payment methods, ultimately leading to more informed business decisions and improved customer satisfaction. The ability to proactively manage and optimize payment processes is crucial in today's fast-paced market.

IXOPAY serves as a versatile payment orchestration platform that enhances the independence and flexibility associated with online transactions. It offers a range of intelligent payment alternatives for consumers while featuring an acquirer-agnostic PCI Vault that enables efficient smart routing and sophisticated risk and fraud management, all backed by centralized reporting, settlement, and reconciliation. This comprehensive solution allows for a detailed representation of the entire transaction lifecycle with customizable technologies tailored to specific needs. Designed for white label clients and large-scale merchants, IXOPAY stands out as a top-tier, highly scalable, and PCI-certified platform. Its modern architecture is not only easily extendable but also incorporates intelligent routing, cascading capabilities, and cutting-edge risk management features, together with streamlined reconciliation and settlements. Furthermore, IXOPAY facilitates plugin-based integration with various acquirers and payment service providers, ensuring maximum adaptability in a rapidly evolving digital landscape. With its fully PCI-compliant card vaulting and robust tools for transaction monitoring, reporting, post-processing, reconciliation, and settlements, IXOPAY positions itself as a leading choice for businesses aiming to optimize their payment processes.

This platform consolidates all aspects of your payment stack and makes them easy to use. ZOOZ Orchestration Platform helps you save time, money, as well as ensures the highest approval rates. Flexible routing engine to optimize your payment performance. You can add or remove providers as you need. A collection of tools that maximize payment performance. Streamline your processes with unified tokenization for all providers. An easy interface to empower payment teams without any knowledge of code. All payment data is consolidated and easily analyzed in one location. This ensures that you are up to date with all market requirements. Our API gives you complete control over your entire payment stack.

An innovative API that facilitates split payments, adheres to PSD2 regulations, supports multiple PSP configurations, automates reconciliation processes, and includes readily available KYC features can significantly enhance your marketplace operations. Payaut empowers online platforms and marketplaces to manage payments seamlessly through any preferred PSP, handling everything from seller onboarding to the division of payments and payouts via a single API. With the ability to accept payments from a selection of over 100 payment methods, you can expand your reach on a global scale. Each transaction can be divided into your platform’s commission and the seller's fee, tailored to your specific requirements. The platform remains removed from the financial flow, ensuring compliance with PSD2 as payment providers settle directly with Payaut. Additionally, all incoming payment streams are streamlined into a consolidated payout for sellers or the marketplace. You can also maneuver funds within the Payaut ecosystem between marketplace and seller account balances, allowing for adjustments related to corrections or monthly charges, thereby optimizing overall financial management in your operations. This comprehensive solution not only simplifies payment processes but also enhances user experience and trust in your platform.

You invest a lot of effort into your business, and the Netspend® Small Business Prepaid Mastercard® provides the necessary tools to effectively manage it. When personal and business expenses are intertwined, maintaining financial control can become challenging. With the Netspend Small Business Account, you can streamline your finances by keeping your business expenses consolidated in one location. This organization ensures that tax filing is straightforward and hassle-free. By maintaining a clear record of your business transactions, you can easily export your account data, enabling you to devote more time to growing your business rather than dealing with paperwork. For small businesses, every transaction counts, and offering various payment options—such as checks, credit and debit cards, or cash—enhances convenience for your customers while adding to your Card Account. Additionally, if you have employees who need to make purchases for business purposes, you can provide them with limited spending capabilities through a subaccount linked to your Card Account. Ultimately, accurate bookkeeping is essential for the successful operation of any business, ensuring that you have a solid grasp of your financial situation at all times. By implementing these strategies, you can enhance both organization and efficiency in your daily operations.

Renowned retail brands, prominent financial institutions, and countless merchants across the globe place their trust in Verifone for innovative, straightforward, and secure payment acceptance solutions that cater to anyone, anytime. Our commitment lies in equipping you with the tools and insights necessary to enhance your customer experience and drive rapid growth. Begin your journey of online payment acceptance today with a versatile and scalable commerce platform. Verifone’s eCommerce API offers a merchant-hosted solution that is built on a robust REST architecture, allowing vendors to safely manage online and mobile transactions. With our Hosted Checkout solutions, you can quickly and securely start processing online payments without the need for extensive web development, as these systems are simple to integrate and provide merchants with a variety of options. Additionally, the Virtual Terminal serves as a ready-to-use payment interface, enabling the processing of mail order and telephone order (MOTO) card transactions through Verifone’s Central Portal, thereby streamlining the payment process for your customers. By utilizing these solutions, businesses can enhance their operational efficiency and improve their overall customer satisfaction.

Enhance your global payment operations by leveraging comprehensive analytics, real-time data surveillance, and the necessary tools and insights to boost payment efficiency. There is always potential for enhancing payment performance across any organization. Pagos empowers you to analyze your transaction volumes in depth, leading to higher approval rates and improved profitability. Streamline your payment processing to eliminate hidden fees and manage excessive costs effectively. With Pagos, you gain in-depth visibility into transaction fees and can easily tap into cost-effective services from card brands, such as network tokenization and account updating. Effortless no-code integrations allow you to import data seamlessly from various vendors, channels, and payment methods, equipping your team with the relevant context to act decisively and confidently based on data-driven insights—all while minimizing the need for engineering involvement. This approach ensures that your payment processes are not only efficient but also strategically optimized for future growth.

Navigating the complex and often disjointed landscape of commerce-related services can be a daunting task for both merchants and software platforms alike. Shuttle stands out as the premier destination for accessing top-notch services while also serving as a bridge to connect them seamlessly. Discover and link up with services designed to cut costs, foster growth, and enhance cash flow for businesses. With the Shuttle Platform, software vendors can safeguard the future of their payment systems by integrating with leading payment providers and tapping into new revenue streams from transactions. It offers all the necessary features for software to implement payment solutions, all while delivering additional value to merchants. The Shuttle Marketplace and Apps are designed to empower businesses to maximize sales while minimizing expenses by ensuring they access the most suitable payment services and technology partners, facilitating connections wherever feasible. Furthermore, our revenue-based financing options are tailored to speed up your business expansion, and our robust fraud protection measures help mitigate risks and prevent financial losses. By leveraging Shuttle’s comprehensive ecosystem, businesses can thrive in an increasingly competitive market.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

Rapidly launch, scale up and monetize payments. We can help you solve complex payment problems so your business can quickly scale, launch and monetize payments. Amaryllis' payment infrastructure platform, which is industry-leading in the field, offers customized solutions that can be tailored to meet your business needs. Enterprises, ISVs, and SaaS businesses have the ability to define their own business processes and to adapt to changing commerce models. White Label Solution. White Label Solution. Our white label solution lets you brand and control the customer experience that you want - without compromise. Your customers are your customers. They will stay on your platform. Fully customizable Our modular payment platform is fully customizable. It allows you to integrate, customize, scale, and scale quickly. Spend more time growing your company and less time writing code. Seamless Integration Integration is seamless with our API-driven solution and white-glove support.

SDK.finance is an API-driven fintech platform that serves as a foundation for building a payment product on top. Using its ledger layer allows SDK.finance customers to save at least 1 year of active development for building a neobank, digital wallet app, payment acceptance business, marketplace payment solution etc. What products can be built on top of SDK.finance platform? Neobank Digital wallet Payment acceptance system Money transfer app Marketplace payment solution Mobile wallet app General ledger

Payoneer enables businesses to expand both globally and locally through a cutting-edge payments and working capital platform tailored for modern entrepreneurs. You can obtain bank account numbers in multiple currencies, including USD, EUR, CAD, AUD, JPY, and MXN, allowing you to receive payments as effortlessly as if you had a local bank account. By connecting with a vast array of marketplaces, you can start receiving payments in just a few clicks. Our Billing Service provides a straightforward payment option for your international clients. You can transfer your earnings to your local bank with minimal fees or access them via ATM. Additionally, you can easily pay VAT authorities in the EU and UK using the GBP and EUR funds from your Payoneer account without incurring any fees. Furthermore, streamline your expenses and simplify your operations by paying contractors directly from your Payoneer balance at no cost. By utilizing our network of integrated service providers, you can enhance your business efficiency, foster global growth, and enjoy a variety of advantages tailored to your needs. With Payoneer, you can focus on what truly matters: growing your business and reaching new markets.

GPS's exceptional blend of payment processing capabilities, advanced technology, and specialized knowledge allows the company to offer top-tier payment solutions and alternative banking services to a wide range of clients, including prominent established companies, well-capitalized fintech innovators, and pioneering startups. The award-winning GPS ApexTM platform plays a pivotal role in executing some of the industry's most challenging programs, backed by a dedicated team of experts committed to maximizing performance for every initiative we support. In addition to this, GPS remains devoted to continuous investment in its technology professionals and the GPS ApexTM platform, ensuring that core processing and service functionalities are consistently enhanced. Moreover, GPS ApexTM stands out as a robust and scalable payment processing solution, having received certification from both Mastercard and Visa, and supports single and dual message formats to enable quick issuer integrations across all geographical regions. This commitment to innovation and excellence positions GPS as a leader in the evolving landscape of payment technology.

Transform your approach to commercial banking with flexible and personalized financial solutions. Elevate the success of your commercial clientele by offering customized banking experiences that cater to businesses of all sizes and industries. Each of your commercial account holders presents distinct and often intricate requirements that demand attention. By delivering digital banking solutions tailored to their specific size, sector, and expectations, you can effectively address their challenges and fulfill their needs, positioning yourself as an essential ally to your most valued clients. Collaborating with the right partner can make this achievable. Traditional technology often treats all businesses uniformly, resulting in outdated, cumbersome interfaces that hinder productivity. The complexities of cash management for larger commercial clients can be daunting, especially when legacy systems introduce additional hurdles with inflexible workflows and impractical features that overlook user experience. Our innovative commercial banking platform revolutionizes this landscape by offering a powerful, sophisticated, yet user-friendly solution designed to accommodate every individual and task, regardless of how unique or complicated they may be. Embrace this change and redefine the banking experience for your clients.

Zūm Rails provides real-world solutions that merge instant payments and open banking. The Zūm Rails software allows users to focus on distribution, while on the back end we mitigate the risk of fraud, aggregate KYC data and offer an unparalleled experience for the end-user. Our software is able to create a faster and more efficient payments process by eliminating unnecessary lag time of financial interactions through the use of the Zūm Wallet, reducing the risk of fraud for instant payments, and creating an overall better user experience by utilizing our real-time data aggregation feature. Zūm Rails software has been designed with scalability in mind. With a built-in Partner Portal, our users are able to manage and oversee their customer's transactions, while collecting insights and reporting. Work directly out of the Zūm Rails portal or utilize our seamless API to integrate directly into pre-existing systems and workflows. Zūm Rails software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. To learn more, visit zumrails.com

In various sectors such as education, healthcare, travel, and technology, Flywire offers specialized insights and advanced technology that help organizations enhance the payment experience for their clients while streamlining operational processes, including invoicing and payment reconciliation. By providing a comprehensive solution for receivables, Flywire facilitates educational institutions in efficiently receiving and reconciling payments from individuals across the globe—regardless of the time or location. Furthermore, Flywire revolutionizes payment processes by offering flexible, patient-centered options that cater to financial needs, promoting quicker payments that are advantageous for both parties involved. Additionally, Flywire ensures that your guests and suppliers have access to a secure and user-friendly payment method, allowing you to concentrate on delivering an exceptional experience. Ultimately, this system not only boosts efficiency but also enhances customer satisfaction.

Our goal is to assist businesses in creating digital finance products that are user-friendly, innovative, and inclusive, all while minimizing costs and eliminating fraud. Stitch empowers fintech and embedded businesses throughout Africa to efficiently onboard users and facilitate smooth bank-to-bank transactions. Simplify the payment process for your customers with a one-click checkout option, reducing the burden of high card fees. Enhance the onboarding experience for both customers and suppliers, allowing for effortless payments within your marketplace or platform. By using Stitch, payment service providers and aggregators can enable their merchants to provide instant, fraud-free pay-by-bank checkout options at a significantly lower cost compared to traditional card payments. Furthermore, streamline the payout process for customers and suppliers by using the same account linking, making it just as effortless to pay out as it is to receive payments. This comprehensive approach ensures that all transactions are not only efficient but also secure and cost-effective.

Simplifying Embedded Finance. Effortlessly integrate financial services into your business through a single, connected no-code platform. While fintech can be complex, we streamline the process to make it user-friendly and easily integrable. Building fintech typically requires navigating numerous contracts, approvals, integrations, and workflows, but with Hydrogen, you can bypass much of the heavy lifting, ultimately reducing both costs and time by 80%! Discover our range of embeddable offerings: Cards, encompassing both physical and virtual card issuance. Issue fully customizable physical and virtual debit cards with our ready-to-use embeddable applications, free from lockups, minimums, or extensive setup processes. Additionally, earn revenue on each transaction! Payments, including ACH, bank authorization, P2P transactions, and roundups, can be seamlessly added to your business through our comprehensive embeddable applications. Enhance your financial management for both personal and business needs by integrating aggregation, accounting, cash flow, and budgeting analytics with our fully customizable embeddable solutions. This powerful combination empowers you to optimize financial operations and enhance customer experiences.

Financial entities, ranging from fintech companies and cryptocurrency exchanges to traditional banks and credit unions, utilize our API to deliver a fully compliant banking framework alongside instantaneous clearing capabilities for their clients. This approach empowers businesses to expand according to their own criteria while maintaining a competitive edge. By leveraging our banking license, you can provide your clients with FSCS-protected accounts. We manage the banking solutions, allowing you to concentrate on building the enterprise your clients envision. Begin processing payments with increased speed and security by linking to our payment schemes through the API. Select from a variety of fully regulated accounts that best suit the needs of your business and its clientele. Our cloud-based API supplies the necessary banking infrastructure, enabling financial institutions to prioritize exceptional service delivery for their customers while remaining relevant in an ever-evolving market landscape. We recognize the challenges posed by outdated systems, including the associated costs and risks that come with innovating within the financial services industry, and we are here to help you navigate these hurdles effectively. Embrace the future of finance with confidence and agility.

HUBUC - the embedded financial services powerhouse for non-fintech companies, mainly B2B, to build better products, retain clients and generate more revenue. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.

Build, enhance, and expand your offerings with straightforward access to a comprehensive financial ecosystem. With features like accounts, foreign exchange, both domestic and international payments, acquiring, and open banking—all provided through a unified, developer-centric API—you can craft innovative customer experiences by seamlessly integrating financial services into your products. This ensures your customers can remain within your ecosystem without needing to navigate elsewhere. Optimize both customer interactions and back-office functions through effortless integration with your current systems. Transition all your services to OpenPayd and take advantage of competitive rates, extensive coverage, cutting-edge technology, and exceptional support. Scale rapidly by tapping into local payment infrastructures, unparalleled foreign exchange management, and an extensive array of global licenses. Facilitating local and international transactions becomes effortless with OpenPayd's extensive global banking network, ensuring you can meet diverse financial needs efficiently. The integration of these services empowers you to deliver outstanding value to your customers while streamlining your operational processes.

An open-source payments switch offers a fast, reliable, and cost-effective solution for connecting to various payment processors through a single API, enhancing payment conversion rates while minimizing costs and operational complexities. This system is crafted to ensure optimal API performance, featuring low resource consumption and minimal latency. Built with an API-first approach and a cloud-native, modern tech stack utilizing microservices architecture, it provides exceptional scalability. Additionally, it includes automatic recovery mechanisms for both application and database failures, ensuring continuous operation. The design is also extensible, allowing for Multi Region Active-Active deployments, which is crucial for global operations. Furthermore, this platform prioritizes data privacy by adhering to foundational principles, reinforcing security across all transactions.

Shape is a customizable web payments-platform-as-a-service application. The product allows payment businesses to create their platforms with full transaction management functionality. The product includes pre-developed features such as merchant onboarding and verification. It also includes billing plans, invoicing and funds tracking. The modular architecture allows users to customize their business with only the features they need - no extras. It takes only a few moments to customize modules and set up the desired features of the payment platform.

Enhance the shopping experience for your clientele with UpStream Pay, a dedicated payment experience platform designed for users. We ensure that the optimal payment method reaches the right customer at the perfect moment. Our secure API allows for a swift connection to your payment partners through a single integration. You can effortlessly tailor user journeys across all devices without needing any development expertise. Our intuitive tools and dashboards empower you to pinpoint and assess the factors that can enhance these journeys. Digital payment acceptance rates are generally average, but payment processing is complex and offers significant opportunities for user experience optimization. We are devoted to boosting your acceptance rates! Our solution seamlessly integrates with your existing tools. We continuously expand our payment options by partnering with both local and global leaders, enabling you to easily activate the preferred payment methods of your customers. This alignment not only meets their needs but also significantly increases your conversion rates. By leveraging our platform, you can create a more efficient and satisfying payment process for all users.

The Modo POP API works just like your current payment provider with all the same familiar calls and responses. The only difference is that, unlike your current provider, certain types of transactions are automatically channeled through a lower-cost direct provider using Intelligent Routing. It happens instantly and seamlessly, and uses machine learning to improve every transaction based on history. And Modo POP assists with onboarding the alternate providers you need. Not only do you save money, you get the piece of mind that every transaction will go through, every time.

Engage with a complete array of payment options tailored to your customers' needs. Accelerate your launch, minimize transaction expenses, and enhance your profitability. Provide a checkout experience that is mobile-friendly and regionally adapted, incorporating all preferred payment methods. Boost your conversion rates through a universal checkout system. Choose the user interface that best aligns with your preferences and those of your clientele. Designed to work seamlessly across all devices, our platform offers various checkout solutions, including hosted payment pages, drop-in widgets, payment links, invoices, mobile applications, and APIs. You can easily personalize your checkout process in just a few straightforward steps. With access to over 300 payment methods—encompassing cards, digital wallets, bank transfers, and cash—we cover all bases. Select your payment methods tailored to individual market needs with our zero-code integration solution. Alleviate compliance challenges for your business while ensuring secure transactions. Our payment gateway integration meets the highest security certification standards to keep your operations safeguarded. Experience robust enterprise-grade security while you create custom workflows based on your specific needs through a simple drag-and-drop interface. Every feature is crafted to enhance the overall payment experience for both you and your customers.

Clear Junction stands as a worldwide provider of payment solutions, facilitating financial firms in seizing and linking to emerging prospects by equipping them with essential tools, networks, and expertise. With a team boasting years of experience in the payments domain and a deep understanding of risk management and compliance, we leverage our proprietary technology to empower businesses to achieve their aspirations in areas that traditional service providers may overlook or refuse to explore. Our diverse offerings encompass correspondent accounts, virtual IBANs, foreign exchange services, and access to prominent payment service networks in GBP, EUR, and USD. By providing a suite of products and services, we enable financial institutions and regulated entities to seamlessly tap into international payment and collection solutions, thereby promoting their global expansion. We prioritize collaboration with our clients, ensuring we deeply comprehend their business needs to deliver tailored payment solutions that align with their specific licenses and permissions. Ultimately, our mission is to transform the payment landscape for our clients, enabling them to navigate complexities with ease and confidence.

Streamline your payment transactions across various borders and channels effortlessly. Utilizing payment orchestration is the optimal strategy to integrate the most effective acquirers, payment service providers, cards, or alternative payment options in diverse markets that cater to distinct customer preferences. Enhance your customers' payment experience by allowing them to choose their preferred payment methods. Roll out a cutting-edge payment solution across all your digital platforms and markets within just a few weeks. Simply choose the cards and alternative payment options that align with your customers' needs. Improve conversion rates through advanced offerings like saved cards, installment plans, or recurring payment options. Tailor the fraud detection process to target fraudsters while protecting legitimate customers. Our payment ecosystem already encompasses a wide range of payment choices necessary for optimizing transactions in every local market and providing access to the most popular payment methods available. By leveraging these tools, businesses can not only enhance operational efficiency but also foster customer loyalty through a seamless payment experience.

Verituity revolutionizes the concept of payouts by transforming them into valuable assets, offering timely and verified payments along with smart payment options, while simultaneously minimizing complexities, risks, and expenses. Our platform, built on a zero trust verification model, allows both banks and businesses to enjoy the benefits of secure digital payouts without needing a hefty investment in resources. This innovative solution enhances the speed, accuracy, and transparency of payouts, providing intelligent payment alternatives that further streamline processes and mitigate risks and costs. With Verituity's approach, payments are processed accurately the first time, ensuring the right recipient and account are targeted, which significantly decreases instances of fraud and errors while bolstering compliance with PII, PCI, and security standards. Additionally, our platform features dynamic policy automation and orchestration, enabling seamless execution of payout instructions and processing, thus ensuring a smooth experience for all stakeholders involved. This comprehensive system not only enhances operational efficiency but also fosters trust and reliability in financial transactions.

Enhance customer experiences by streamlining their journeys, ensuring seamless payment acceptance, preventing fraudulent activities, and fine-tuning your payment strategy for the best possible conversion rates while maintaining low ownership costs through our advanced payments orchestration platform. Every aspect of the payment journey can be optimized, from refining the checkout process to offering suitable payment options and ensuring prompt fund transfers to your bank account. Manage authentication, mitigate fraud and chargebacks, and implement multi-acquirer configurations efficiently. By orchestrating your payment setup, you can lower expenses and elevate customer satisfaction. Our comprehensive fraud prevention features create a solid framework aimed at reducing fraud's impact significantly. With vast industry knowledge, cutting-edge machine learning technology, a worldwide team of fraud specialists, and customized fraud strategies for each merchant, you can achieve lower chargeback rates, decreased operational expenses, and maximized acceptance rates, ultimately leading to a more secure and profitable payment ecosystem. This approach not only safeguards your transactions but also builds trust with your customers.

OpenPay is an all-in-one growth platform for SaaS companies. It offers subscription management, optimization and analytics, all in one solution. OpenPay's automated features, such as smart payment routing, AI retention tools, real-time insights and AI-driven retention, help businesses reduce costs, increase revenue and maximize growth potential. OpenPay reduces fees and eliminates single-vendor risk by intelligently routing payments to multiple processors. OpenPay, built by a team of SaaS experts, eliminates the need for additional platforms and reduces costs. This allows businesses to grow faster while keeping more of their earnings.

Payabli serves as an advanced payments infrastructure tailored for software companies, enabling them to seamlessly embed and monetize payment solutions. By providing a singular, integrated API along with a robust infrastructure stack, it empowers SaaS platforms to effectively manage their payment operations. Our extensive strategic support, combined with API-first functionalities, allows partners to create outstanding payment solutions that integrate smoothly into their product experiences, facilitating an easy process for merchants to receive payments from their customers. This platform supports various payment types, including one-time charges, recurring payments, and scheduled transactions, while also allowing for the saving of payment methods for future transactions. Additionally, it streamlines the invoicing process for customer payments and enables businesses to manage all outgoing payments to vendors and suppliers effortlessly. With managed payables and on-demand payout options, we guarantee that all vendors receive their payments securely and punctually. Payabli stands out as your comprehensive API-first payment technology backbone, offering a diverse array of solutions to cater to your specific requirements and enhance your business operations. Our commitment to innovation ensures that your payment processes remain efficient and effective.

MYFUNDBOX is a payment orchestration platform designed to provide businesses with a smooth experience in managing subscriptions. Its user-friendly interface simplifies the task of overseeing subscriptions, automating payment processes, and maintaining high levels of security. Additionally, the platform offers customizable options and integrates seamlessly with various payment partners, establishing itself as the preferred choice for effective subscription management. With MYFUNDBOX, businesses can enhance their operational efficiency and improve customer satisfaction simultaneously.