Payoneer Reviews

Summary: This platform is one more of the catalog of payment processors that my company has for clients who use Payoneer, I currently have different payment processors that make it easier for my clients to acquire the services we offer since different clients have asked us this platform and we had not counted on it, now that we have it within our catalog of payment processors, the payment method is provided to them since they do not need to withdraw that money from their Payoneer accounts but rather pay the invoices that they receive. We send with just a few clicks without so many worries about typing in the amount section, they just have to check that everything is correct to pay and thus make transactions much easier for all our customers who use this platform. It has also helped me in the work environment when some employees want their payments through Payoneer since from there they cover their expenses or pay for a service that only accepts Payoneer, so I make their lives easier by offering them that payment option. In the personal environment I can say that I have even paid for a coffee with this platform since it is easier for me than taking out my card to pay, I just put the name of the business or the email that I am going to pay, the amount and that's it. what i want to buy.

Positive: º I can send payments without the person to whom I will make the shipment requiring Payoneer, it is enough to just have their personal email and make the shipment since this platform will be in charge of notifying them that someone sent them money through Payoneer but that it will require that an account be created in order to make use of the money itself. This is very beneficial when I have money in my account, but I need to send money to the other person immediately without going through the withdrawal process which takes a while and then making the transfer, so I only have to tell the person who is going to receive the payment. that if he accepts Payoneer and to what I confirm, I send him the money whether he has the account opened within this platform or not.

º I like the refund system when I have problems with the service or product that I have purchased, since Payoneer is on the client's side, thus avoiding scams. In addition, not only does it return the money, but it gives a waiting time for the counterparty to respond to the right to dispute and make everything clear to know if it really requires a return in case there are terms ahead or if it was my mistake by me ordering the wrong product. It is very flexible in this aspect in order to avoid fraud in case something happens and I do not know the person from whom I am purchasing a product or service, thus avoiding the electronic scams that abound on the internet.

º Its registration is simple with respect to other platforms and does not require the use of bank accounts or debit or credit cards to use Payoneer. When I started using this platform I thought it was going to be like the others which would require me to have a bank account or card to be able to join it and be able to use the service. However, this was not the case and I was able to enjoy the services offered by Payoneer without any problem. It should be noted that this has a limitation with the amount that I can send or receive money through this platform, in addition to how much I can have stored. Another limitation is that if you want to receive a significant amount of money, you must create a business account to move large amounts of money, since for personal use it is only used to cover personal expenses or expenses in the services that you have. Of everything else that I mentioned, if you only require Payoneer for very small movements, you can use it without problems and without any verification, it will only be enough to verify your email account.

º I can create an invoice for clients and thus facilitate the transaction that you have with it and thus avoid errors when paying since I only have to enter the amount and Payoneer will only calculate the commissions. This is very beneficial since previously we let customers send the money, but sometimes it was missing and required a second shipment, so part of that money was lost in the fixed commissions that this platform has, making this an inconvenience and misunderstood when I was carrying out the transaction for the acquisition of a service offered by my company.

Negative: º I have a problem with some transactions that I carry out, I always have to justify the origin of the payments, even after having registered the account as a company in order to receive high amounts. This is a great inconvenience when wanting to carry out transactions with clients immediately since I have to wait for Payoneer to process my payments in order to close the agreements of the contracts that I make, causing a huge setback since my client pays safely when contracting our service, but we have to pause what we have pending with the client until the transaction is resolved.

º There are banks that cannot be easily added even if they handle currencies in dollars and are also within the USA. Think very carefully if your bank can be added without problems within this platform, since if not, you will have to deal with calls to be able to solve your problems and add your bank manually with the Payoneer wizards in order to add your bank account and receive your payments. customer payments in case you just want to use this platform to receive payments safely, quickly and efficiently.

º Not all settings are within the mobile platform. If you want to make changes to your profile or settings, or simply create an account within the application, I recommend using the desktop version since it is more complete and all the functionalities and more features such as payment details are more complete when you access through a desktop browser.

Summary: Payoneer offers some benefits for businesses and freelancers who need to send and receive money globally. It has a wide network of partners, a convenient debit card, multiple currency options, and a simple interface. However, it also has some drawbacks that may outweigh its benefits for some users. It has a complex verification process, high fees, poor customer service, and low payment limits. Therefore, I would recommend Payoneer only if you have no other alternatives or are willing to accept its failures.

Positive: It is widely used in the field of freelance translation, e-commerce, and online marketing. It has partnerships with many platforms like Fiverr, Amazon, Upwork, and Airbnb. This makes it easy to receive payments from these sources and withdraw them to your local bank account or mobile wallet.

It offers a Visa debit card that you can use to access your funds at ATMs or online. You can also use it to pay for goods and services at millions of merchants around the world. The card is secure and can work in any country that accepts Visa.

It supports multiple currencies and offers competitive exchange rates. You can receive payments in USD, EUR, GBP, JPY, AUD, CAD and more. You can also convert your balance to your local currency and withdraw it to your bank account with low fees. Payoneer also provides currency risk management tools to help you avoid losses due to fluctuations.

It has a user-friendly interface that is easy to navigate and understand. You can view your transactions, balances, invoices, and reports in one place. You can also access your account from any device using the mobile app or web browser. The app also allows you to scan documents for verification purposes.

It has a community forum where you can interact with other users and get tips and advice. You can also join discussions, ask questions, and share comments. The forum is moderated by Payoneer staff who are responsive and helpful.

Negative: The verification process is long and complicated that requires you to submit various documents and information. You may also be required to provide additional proof of identity or address if requested. This may delay the activation of your account and limit its functionality until verification is complete.

Really bad customer service experience as hard to reach and unhelpful. The negatives about this are long wait times, rude agents, inconsistent responses, and unresolved issues. On some occasions my funds were frozen or confiscated, having to send proof for them to be released because they are very strict with the movements.

You have a restrictive limit of $10,000 in payments you can receive from other users or Payoneer companies. This can be inconvenient if you have large or frequent transactions. You also can't send money to other Payoneer users unless you have a high volume of transfers or a verified business account.

Summary: Payoneer meets the requirements to be able to receive international payments safely from my clients who have no other means of payment other than a debit or credit card, or also the same Payoneer platform. So it has been useful for me to be able to manage with this platform as another means of payment to receive my payments and in turn take advantage of paying for certain online services which I use as tools within my company so that I do not have to wait to spend the money. to my bank account which takes a couple of days for the action to be completed. For me, having multiple payment processors makes it possible for my company to continue operating since many people choose to use different means of payment before directly using their card or bank account, this in order to keep their funds safe and it is understandable because it is what I currently do within my business to maintain integrity and security when receiving and making payments.

Positive: + It has been very useful for me to have the availability of both the physical card and the virtual card, which has more benefits than having a physical card since there are practically no additional charges when using it. Unlike the physical card, it does have additional charges that vary depending on its use in different means of payment and ATMs. In addition, with the virtual card there are no costs to obtain it, unlike the other one that has a shipping cost and this varies depending on the country, so it has been useful for me to have the virtual card which has fewer limits, it is more secure now that you can change your security code and I can also have multiple virtual cards for different payments for services without having to get frustrated when managing payments from different platforms.

+ It is easy to have an account within Payoneer, you only need a bank account, verification of identity and residence of the selected country, once this you can access to receive and send payments without any problem. Its platform is easy to use since it is very basic at first glance that allows anyone to have access and ease when managing payments in different currencies available on this platform. In addition, managing the cards is not difficult either, it is also very easy and safe to define how much money goes to the different cards that you have in different currencies, so you do not have problems with additional charges or fraudulent transactions when losing or being the victim of a theft of the card

+ Transactions between users of this same platform are free and it is what I liked the most about Payoneer, which was more flexible with this issue than PayPal. Since with the platform that I have just mentioned, it is very annoying to have deductions in each transfer and also that some transfers are withheld and may even be returned without being able to have a clear resolution. So, for the convenience of transactions between Payoneer accounts, it is much better to have zero charges in the transfer between users so that you do not have to add an amount of difference to the transfer between users, but rather the dollar that is sent, the dollar that arrives without any discount. .

+ It is available in a large number of strong currencies such as the euro, dollar, yen, pound and many more. I would hope that they could expand to exotic currencies, as they do with the Mexican and Argentine currencies, which has been very helpful for me to be able to receive payments in this currency without going through exchange houses, but simply receive payments from abroad and Payoneer automatically does the conversion. It must be taken into account that in the currencies of Latin countries, it is necessary to be very well informed of the exchange rate of that day of any country, which is similar to the exchange rate that Payoneer offers since many times it is much lower and may the payment is more expensive than normal.

Negative: - The maintenance cost is high compared to other platforms similar to this one, since if the account is not moved for a long period, a maintenance balance will begin to be charged even if Payoneer has the money, so do not think about using this platform to save money, but should only be used to receive payments and use or withdraw the money earned so that there are no problems over time.

- Customer service is too scarce and ineffective, I had several problems when receiving certain transfers and I needed to go to support, but it took too long to respond to my requests, if I had a solution, but most of the time I did not get immediate answers or solutions to the problems that I had while using this platform, so I would expect an improvement, as well as when they made an improvement to their platform from a while ago.

- Receiving a bank transfer from a client is only possible through company accounts and that is a bit disappointing since I have to use the ACH transfer which takes more time to process, having to wait to finalize contracts until I receive the transfer within from my Payoneer account without any problem. It is also a problem because if the client pays after a job and there is a problem with the payment, you have to do a problem resolution which takes longer and the client may no longer want to have anything to do with the problem after having paid, having a possible capital loss.

- They tend to withhold several of my payments and take time to respond once the receipts are sent, this is annoying because despite being a frequent customer who has an old account I have to go through extensive reviews which sometimes hurts my business by having to wait for payments to be processed. I would recommend a monthly subscription system to speed up this process if required because it takes too long to have to wait for the reviewers of this platform at some point to remember that they have to approve payments or not and it bothers me a lot.

Summary: Payoneer has been with Our Company for about 2 years, and when we started using it, it was only used by our corporate sector, with the main objective of being able to send money to our colleagues within our corporate sector, however, we don't have to be on the platform. It was highly effective when it came to completing payments online, so we decided little by little to implement it in the other sectors of Our Company. I must highlight that with the help of this platform we have been able to have a great payment system immediately, when we needed to send money to our employees or an important colleague of Our Company, we only have to use this platform, where we have the account Our related Company, and we can make all kinds of payments without any limit. This platform was very effective because it helped me to become very familiar with its general design, I was able to fully understand how to access the transaction history system, it was also very easy for me to verify my account and start making transactions, I really loved being able to carry out various transactions without daily limits, that platform has a large limit to carry out operations daily. In addition, this platform has also been effective and beneficial for us when receiving a large amount of money from a client or employee, the transfer is processed immediately and the commissions charged by this platform for remembering the money for a period of time of time, there are quite a few, which is why I recommend this platform to save money as well as to make immediate transfers and to receive payments online.

Positive: The general interface of this platform helps a lot to be able to function within it and to be able to consult all kinds of operations in real time, the general interface of Payoneer was what I liked the most about it, since it helped me a lot when adapting to familiarize myself with the general environment of this payment platform, in addition, the general interface that it has in its web version is impressive as well as in the version for mobile devices, although I must highlight that the version for mobile devices is much more efficient since it has a much more compact interface that allows you to make transfers and check the history of movements much more easily. I really liked the debit card provided to me by this platform When I started using the comma this debit card allowed me to pay any kind of physical bill, in addition you can also use this debit card for online purchases with this card is available for any country you can make use of your money in any currency And you can also use it anywhere online or anywhere as always you will be able to pay your bills with this card this is very impressive as you will be able to use the funds you have deposited in any immediate. In addition, I really liked the way in which this platform allowed me to link my bank account or link a debit or credit card, this linking of payment methods helped me a lot when depositing money within this platform, also how I I really liked the fact that the deposits took very little time to be processed correctly, after making a deposit via bank account, I only had to wait 10 minutes or an hour for this deposit to be processed, the deposit system on this platform really worked wonderfully and it helped me to be able to deposit money to the platform in a very easy way. The extensive limits that this platform had for the process of transferring and depositing money was also very satisfactory. After fully verifying an account within this platform, you will be able to move a large amount of money daily, in addition, the deposit limits are greatly extended.

Negative: I tried to contact the support service within this platform and I had no success, this platform does not have any type of chat where you can communicate directly with an agent in charge to help you with a transaction or with a problem within your account As I have been using this online payment platform for approximately 2 years, and at no time have I been able to contact any type of agent in real time to help me with any type of inconvenience, the only support that currently exists is email support, and it takes a long time to reply. I did not like the Currency conversion process either, I loved the fact that I could use any currency within my debit card in any online site or in any physical place, however, I do not recommend that platform to carry out the conversion of Currency, Since the exchange rates are relatively low compared to other online exchange platforms, I only recommend that this platform be used to make online payments and make deposits in your local currency, I do not recommend it for currency conversion , the rates are relatively low and you will be able to find better exchange rates within other similar platforms.

Summary: Payoneer has meant a lot to me, this company, mainly because this platform has helped us to complete all kinds of payments in a simple way, with the help of this platform we will not have to use any type of bank transfer, since with the help of this platform we can transfer money to any account and we can also receive any type of money motorcycle, this platform has been key to receiving money from our clients, as well as from some of our employees. In addition, this platform has also helped us to send money to our clients when they are out of the country, since we can make use of the currency conversion system and send any type of currency from other employees. I believe that the main point that must be used in this platform is the high commissions for currency conversion, since this has directly affected us, since we constantly have to send money to our employees who are out of the country. We have been using the platform for more than two years, we do not regret having started using it, the commissions for transferring money to other accounts are quite minimal, in addition, the payment service is quite easy to use, and the receipt of money It is quite complete, since it gives us immediate availability of any type of motorcycle that we receive in our Payoneer account.

Positive: Payoneer is an incredible online payment platform that works perfectly to be able to make payments from anywhere and from any device, the main feature that I like about this note is the great compatibility it has with a large number of devices, this platform is available for almost any type of phone and for any type of mobile phone operating system, in addition, it is also available to download on any computer and you can also use the web version, that helps a lot since the user can use the version that best suits your needs. I also liked that this platform allows me to send payment without any type of limit, the only way that there are limits in the user account is that you have not correctly verified your identity, however, when carrying out this identity verification process , the limits are very extensive, which helps to carry out all kinds of operations, Send or receive money immediately, in addition, the platform gives the user immediate availability of all the money received in their account. Another thing that I liked about this platform is that it allows you to obtain a physical debit card, that debit card can be requested and has an additional cost, however, I love the fact that you can use that debit card in any type physical place, as well as I can make purchases on the Internet with the card, all purchases are automatically debited from the balance that is available within my Payoneer account. In addition, despite the fact that this card has an additional cost, none of the transactions charges additional fees.

Negative: The main negative thing about this online payment platform with respect to the support team, I really don't like your support team since I'm dying to have a response to a user's request for dinner, also, this platform does not have any type of Live Chat, to be able to hire people who are in charge of managing your account, the only way to contact them is by mail by call, if I don't like it, it takes a long time to answer the call and it also takes a long time to answer some email. Another of the negative characteristics of this platform that charges a commission is very high for currency conversion, despite the fact that the currency conversion is carried out immediately when you execute, the commissions are really high compared to other online payment platform Therefore, I do not recommend this platform at all if you are planning to use it for currency conversion services. The last negative feature of this platform is that it does not have any type of function to be able to pay for any type of services such as electricity or water, nor does it have any type of function to be able to make phone recharges for my mobile phone line, for which, this proforma is only used to store money, and send and receive any type of motorcycle, but it is not used to pay for any type of physical service or make phone recharges, these two functions are very necessary within this platform.

Summary: Payoneer has proven to be a really useful platform both for my personal use and for my work use, in my personal use I use it to send money to my friends without any type of restriction, since if you made a normal transfer through my bank account, there are various limits on the amount of money you can send, however, when using this platform, I do not have to worry about any type of limit, since the limits are very extensive when it comes to transferring money to your friends. I am very happy and satisfied with the results obtained so far, it is one of the main payment platforms that our company currently uses, we have used it for more than two years, we recommend it for any type of company, since commissions are extremely low for each transfer, in addition, despite the fact that the commissions to convert currencies are a bit high, I consider that this platform will bring general benefits to any company, providing a payment system with very high limits. I really feel how to use this platform, despite the fact that it is complex when adapting to the platform for the first time, I consider that it is currently a very beneficial platform and that it provides me with an efficient payment system.

Positive: Payoneer is a service with many expectations for any company, the way in which the payment issue works, in addition, this payment platform is quite solid with all transfers, since it is capable of releasing all the money of the reference without any restriction type. I really love this platform to make international payments, it also allows me to exchange currency and many other things within the same user panel. Next, I will mention the positive things that this platform has.

1.- One of the main things that I liked about this platform is the verification service, every time a user enters the platform they must access the corresponding verification process, in order to use their entire account. It is important to note that the verification process can be completed in just five minutes, since they only ask for proof of residence and they also ask for a photo of your identity, with just two steps you will have an account with extensive limits. In addition, it is also important to note that the verification process takes up to 10 or 20 minutes to be approved correctly, so in just 10 minutes you can access your entire account and use it for all types of payments.

2.- The second thing that I love about this platform is that it is capable of reflecting all the movements in real time, for example, if someone has sent me a specific amount of money in the last five minutes, it is not necessary to recharge the page or reload the application, since the platform has an automated and real-time system which will show all operations in real time, so you do not have to access it again to verify a specific payment. It is important to highlight that this real-time system helps a lot to check the transfers immediately, in addition, it also allows you to organize the transfer history quickly.

3.- The third feature that I liked about this platform is regarding the exchange system, this system allows me to exchange currencies immediately, this function can be used from the computer version, the web version and it is also from the version for mobile devices, it is important to note that the currency conversion is done immediately, every time you convert from one currency to another, because that currency is not instantly in your deposited account. This fast process helps me a lot to transfer money in other currencies when needed by another Payoneer user, as there is no need to wait extra time for a currency conversion to be processed.

4.- The fourth thing that I have loved about this platform is that it contains an appeal or claims service, that service is quite optimal, and it is not like PayPal's claims service. Currently, on this platform there is a claims service, which allows me to recover money when necessary, for example, if I have made a mistake when sending money to a specific person, I must clarify the reasons for making the claim, all claims are processed quickly in a period of two days, not like on the PayPal platform that can even take more than a week to conclude a case. The claims system is quite professional and optimized, therefore, it protects me greatly in relation to scams, and since if I have offered any physical service, by attaching the evidence it protects me against any claim that a client wants to make.

5.- The fifth thing that I have loved about this platform is the speed and ease of making all kinds of payments. The system for sending money in transfers by email is quite optimal, just enter the corresponding email and the amount of money to send to that person, the reference will be ready, in addition, that person will be able to access all that money from immediately, the platform is not able to place any type of restriction during the reception of the corresponding money.

Negative: Payoneer is a system that has shown great potential within my company, mainly to make international payments to my employees. I was very pleased with all the benefits obtained from this platform, since it is a very efficient payment platform. However, I will also mention the negative things that this platform has.

1.- One of the main negative things about this platform is regarding the mechanisms it offers when depositing money, currently you can deposit money in your account receiving money from another account within the payment platform, you can also deposit money go credit or debit card, however, there is no other option to deposit money through CryptoCurrencies or a gift card, therefore, I consider that this platform has limited ways to deposit money to users. It is important to note that the average debit and credit card money deposit system is quite optimal, the deposit is completed in approximately five minutes, but I consider that it is very necessary that simply new mechanisms to deposit money in my Payoneer account.

2.- The second negative thing within this platform is when it is beginning to be used, despite the fact that it is an easy platform to make transfers, there are currently no instructions for users, so when someone is registered for the first time within it, it will present various confusions when verifying or when accessing specific places in your account. I think it is very necessary to simply have various instructions for the users, this would help them to adapt to the general platform. It is really necessary that within this platform there is some kind of manual to adapt to it, it is a quite complicated payment platform to use for the first time.

3.- This payment platform offers a physical debit card, with which you can make all kinds of online purchases and physical purchases anywhere, however, despite the fact that the process to request that debit card and that it is sent to your home is quite easy, the time you have to wait for the card to arrive is quite long. My employees within our company have requested this debit card on several occasions, however, they have had to wait up to more than a month to receive the card correctly at home or at the office, I consider that the delivery time of this card debit should be much shorter.

Summary: Payoneer is a fairly reliable service, I started using this form more than three years ago, mainly I started using it for personal use, since it was very necessary that I could send money to any country without any limits, however, with the As time went by, I agreed to implement this platform, we currently use it to send money to other employees regardless of the country they are in, our employees are constantly making various trips outside the company, for which it is very important for us that you have money has been out of the country, so this platform has given us the benefit of processing payments quickly, this payment processor is very easy to use, the general interface is quite comfortable and familiar to any type of user. All transfers are processed immediately, so you will not have any type of money withholding for any reason. I am very happy with the results provided by this platform, since it has helped me send and receive money personally and at work, I hope that this platform continues to behave in an excellent way.

Positive: Payoneer is a platform that has left me shocked due to its high effectiveness when making all kinds of payments, this online payment platform is quite reliable, it is capable of saving money and charging relatively low commissions compared to other services of online payments. One of the main things that I liked about this service is how quickly all types of transfers are processed, there is no type of retention of money when transferring a specific amount to someone, no matter the amount of the transfer , in the same way the transfer is processed and the money will be received immediately. I also liked that this platform allows me to use the money that I have inside it with a debit card, this debit card can be requested by any user, this debit card reaches the door of your house and in this way you can do use it in any type of place, you can also use it to pay online, it is a very beneficial card that will help you use your money anywhere in the world, no matter what type of currency the transaction is made in, In the same way, the platform will perform the immediate conversion of money and will approve the debit of it.

Negative: The main negative points that this platform has is that to access the vast majority of features you have to move a large amount of money, when you are a new user within this platform, the platform asks you to move a certain amount of money to expand the limits within it, you have to receive a lot of money and move it to different accounts so that you can have full access to the payment platform, I consider it to be a negative point mainly because voice providers should not have limits when it comes to mobilizing their money to various accounts. Another of the negative things of these platforms are the high commissions when converting a currency for a specific transfer, I have noticed that when making a debit in a foreign currency, the commission is extremely low, however, when making conversion of money from the online platform, the commission is relatively high, compared to other online payment services that offer lower commissions for currency conversion.

Summary: This payment processor is one of the best today, because it has been used within our company with the main purpose of sending payroll, bonus and compensation payments to all our employees, as well as having served to receive payments from customers. For us, this platform is very important and optimizes the reception and sending of money within our company, we are grateful for the results it has provided during all this time, the experience we have had with this platform has been innovative, we really feel comfortable using it, in addition, we feel that we are completely familiar with it, we currently have it installed on all our devices within the company, with the main objective of making payments from any type of device without any restrictions. I'm going to lie to you that this platform has really low commissions for each transaction, for example, when making a transfer to a relative or friend you will not be charged any type of commission, however, the commission is charged when you try to convert a local currency to another currency, and you will also be charged They charge a commission when depositing money into your account from their bank account, however they do not Don't worry, these commissions are really cheap and will not affect your budget at all. I hope to continue having these magnificent results for much longer, since I am proud of all these results that are really noticeable.

Positive: Payoneer is a very advanced service, its ability to generate online payments helps all users to share money and send money to their family, friends or colleagues in a matter of seconds, the availability of money is one of the most important features within of this payment platform, since you can get the money sent from your friends in a matter of seconds, without any type of restriction or limit on your account. In addition, with this platform you will tell God all kinds of limits on the number of transactions, you can perform all kinds of transactions at any time, also there is no limit whatsoever regarding the number of three actions you can perform within a month, as is the case with bank accounts. The things I liked the most about this payment processor are:

1.- One of the most important things about this platform is that you can transfer the amount you transfer to any friend or family member without exposing yourself to any additional commission, for example, if you want to send $1,000 to a family member through this payment method, you will not have to pay any additional commission within the platform, you should know that the commissions only stop if you want to make a currency conversion or if you need to send money to your bank account or withdraw money from your bank account to your Payoneer account .

2.- The application for mobile devices works wonderfully, it is available for iOS and Android devices, you can download it in a matter of minutes and after paying from your mobile phone, it is completely simple and saves a lot of time, you will not have to use your computer to make all kinds of payments. The application for mobile devices allows you to carry out all the functions that this platform has, you can convert currencies, send money to family or friends, deposit money in your account from your bank account and much more, this application is quite complete.

3.- Another of the positive things about this platform is that you have a credit card available for your personal or business use, this card does not have any additional cost, you must request it from the platform and it will arrive at your home or company between two to five business days, this card works with any type of ATM, you can also use it in any country and every time you spend money in a different currency, the platform checks the currency conversion in a matter of seconds , which will help your transaction to process immediately. That card is without a doubt one of the best things about this payment processor, you can store money inside this account and use it with the card.

4.- Another of the positive things about this platform is that when you receive all kinds of payments, you can do it in a matter of minutes, all the money that your relatives send you will be available to you in a matter of minutes, it does not It is not necessary to wait for any type of additional approval, in addition, it does not matter the amount of money sent, in the same way you will have access to that corresponding amount without any type of restriction, this platform is not like PayPal, which places many restrictions on your money.

Negative: One of the main disadvantages of this platform is that at the moment of depositing money you have to know correctly with which card or with what type of bank account you are going to deposit, it is important to mention that no type of prepared cards or electronic cards can be used for deposit money within this payment processor, which causes certain limitations when depositing money, the only way currently is to deposit money from your bank account or a physical credit card. Another of the disadvantages is that the account verification process is really lousy, in order to use your entire account, you have to send your personal data, that is really good, since it helps you to verify the account in its entirety, however to finish completing the verification, you must have deposits up to more than $5000 in your account, this is negative because every time a new employee in this company wants to use this payment processor, we have to send them that amount of money so that can activate your account correctly and enjoy all the services and functionalities, in my opinion, this platform should reduce the number of things that they ask for to have a verified account.

Summary: As I mentioned previously, Payoneer It has become a very important payment platform both for me and for our entire company, our employees use this platform because they need to have a card on hand in which they can spend money without any type of payment. of limit, in addition, they also make use of the Payoneer payment service Because they can receive their payroll with a currency conversion thanks to the currency conversion service that they have offered us. We are very proud and happy to be using this platform from MIT company, we have been able to make some payroll payments when necessary, we have also been able to send bonuses to our employees at some specific time, using this platform has been a very good solution for us . Within our sales sector, this platform is essential for us, because it helps us to receive payments from negotiations that we do with our clients, but it also helps us to send money to our clients in case some type of reimbursement is necessary. The commission for sending money to any user within the platform is zero, this is incredible since you can send large amounts of money without having to pay additional commissions. We will continue to use that platform within our company and specifically within our sales sector.

Positive: Payoneer It is an excellent platform to make payments from anywhere in the world, its main function in this company is to make payments to our employees to cancel the total debt of bonuses, salaries and much more. This platform works wonderfully because this peace of transporting money from one account to another without any limits, it is also capable of immediate transactions, this helps users to transfer money and receive it in another account in a matter of seconds. seconds, compared to other payment gateways that take much longer to process transactions. One of the main things that I liked about this online payment platform were the following:

- Payoneer has a physical card available to all users, this is one of the most important features within this online payment platform, because this physical card helps all our employees to carry out transactions at any point of sale or anywhere they go. Era physical card is similar to other cards provided by a bank, they are capable of making physical purchases and also online purchases. In addition, the amount of money you can use with this debit card is unlimited, you can use all the money you want daily without any type of limit compared to the limit that banks place on you.

- Making payments online is quite simple, just put the email of the person to whom you want to send the money and the transaction will be carried out immediately, another important and beneficial thing about this platform is that the payments and they arrive instantly, when you send money to another account, the receiver of the money will see the amount of money reflected in his account immediately, within this platform there is no type of withheld payment, all the money is available immediately.

- Within this payment platform you can perform currency conversion, this function has been quite beneficial for us since sometimes one of our employees is outside the country, so it is only enough to make a currency conversion from the platform and send them the money using email. The currency conversion commission is quite low, therefore, we can carry out several conversations in an instant without the need to pay high amounts of commission.

Negative: This payment gateway is quite beneficial for both small and medium or large companies, its effectiveness when making payments and the speed with which it does so is fantastic. However, it is important to highlight that not everything is perfect within this platform, I have noticed some negative things and I hope that they will be improved and optimized within this payment platform, these negative things were:

- Payoneer takes a long time to send the requested card. As I mentioned previously, the physical card of this platform is quite beneficial for any user, since they can make physical purchases and online purchases, however, after correctly requesting the physical card and entering the delivery address, it can take up to more than two weeks to arrive at its destination, this is a problem that several employees within the sales sector of our company have had, and we hope that it will be solved as soon as possible and a shorter waiting time for the delivery of the cards will be added.

- The account verification process also takes a long time. New users who register within this platform must wait up to two or three business days for their identity documents to be verified. When a person registers as a new user of this platform, they are forced to send their documents to the entity to validate it. I would love for this validation process to take much less time, since, as I previously mentioned, it takes up to three days to verify these documents.
The Payoneer mobile app is quite heavy compared to other online payment platforms.

Summary: If we talk about our general experience with this payment processor, we must admit that all our experience was really good, all our employees have been able to receive all kinds of payments and they have also been able to send money to their family or friends without any limit, Great Part of our employees use Payoneer, as a secondary measure to be able to transfer funds while inside or outside the country. I love using this online payment processor, I am satisfied with all the results we have obtained so far, this payment processor has performed wonderfully, they have never held our money, also the customer service is totally efficient, they have a live customer service which is capable of answering all kinds of questions and dealing with all kinds of requests or tickets.

Positive: In our company almost daily we make bank transfers or transfers through a payment processor for all our employees or to transfer money to other clients, Payoneer It has meant a very successful solution for our entire company, since we have been able to send money to our employees online without using our bank account. One of the main things that I liked about this platform is that there is no type of limit for transfers, you can make a transfer of any amount, and you can make a transfer in one day and you will not run into any type of limit, another of the things that I liked is that all payments are processed immediately, there is no type of payment withheld as it happens in some other platform that detects suspicious activity in the account or when a transfer to a new account is detected, in Payoneer it does not happen this, all transfers are free at the time they are made. Finally, it should be noted that I have also loved the way in which I can send payment from my cell phone, this platform has an excellent application for mobile devices, which allows me to make transfers in a similar way to the version for computers, all this platform works great, I have been totally delighted with the general operation and successful transfers every time.

Negative: The main things that I did not like about Payoneer is that they do not deduct a certain amount of money annually, for the maintenance of the account, this does not happen in other services or payment processors that work online, I would like them to pay me the They debited no type of commission for maintenance of my account. Another of the negative things that Payoneer has is that when requesting the physical card that they offer, it takes a long time to arrive, the card is not received immediately as it happens in other platforms or online payment processors. When I ordered several of the cards for all of our employees, the vast majority of cards took a long time to get to us. Talking about the overall performance, it's important to mention that we didn't have any issues with Payoneer's features, everything works great and payments will be successful every time.

Summary: Despite the negative things I've mentioned about Payoneer, I still find it to be a pretty functional payment system and help keep our payroll system up to date. Currently, all my employees receive their payroll through their Payoneer account, and we are pleased with the results obtained, we trust that Payoneer will improve the sending of credit cards and that they will improve the dispute system for transactions, since it is completely necessary. In conclusion, my experience has been very good, the payments that I have made have been quite fast compared to other online payment services that I have used previously, I am happy with that, Payoneer has been helping to pay our employees for more of a year.

Positive: Payment control in our company is something that interests us a lot, therefore, using Payoneer has become our key system to comply with the payroll payments of our employees. Payoneer is only used by the Corporate sector of our company, to be able to make payroll payments to our employees and to be able to keep track of the payments that are made weekly or monthly. The things that I liked the most about Payoneer are:

1. Sending payments is pretty easy, both the Payoneer mobile app and the web version work great to send payments in just a few seconds. Payments in Payoneer are received immediately, there is no type of obstacle when receiving the money, there is no system to release the money after having transferred, so sending and receiving money is as easy as a bank transfer.

2. I can perform currency conversion in Payoneer and it does not take any commission from me. When my employees are traveling or in another country for business, sending them their payroll in another currency is completely easy at Payoneer, the currency conversion is done instantly and the money reaches its recipient in just a few minutes. few seconds.

3. I love the way I can make purchases with my Payoneer card anywhere and I can even make purchases online with no problem. We use Payoneer to make payroll payments but I also have a credit card that helps me make purchases on the go.

Negative: Despite the great positive things that Payoneer offers and the great ease it offers when sending money, there were some negative aspects that need to be mentioned, these negative aspects of Payoneer were:

1. Payoneer card receipt took longer than expected. When I first applied for my Payoneer card, it took over a week for it to arrive at my office. The card should normally arrive in the period of 1 to 5 days, however, it took more than 10 days to receive my credit card, the same happened with all my employees, they also had delays in sending their credit card I really don't know why this delay happened but we didn't like it at all.

2. Making disputes on Payoneer is completely non-existent. Currently I can't send a dispute for a previously made transaction, this is chaotic because on some occasions I have sent money to a person by mistake, and making a dispute would help get my money back to my account in a couple of hours. In order to return the money to my account I must contact the Payoneer support team directly and wait for a solution, it would be different if they had a dispute system.

Summary: I think that our experience with Payoneer has been considerably good, we have gained the ability to make free use of our money. In Payoneer there is no need to pay any type of commission as it happens in bank accounts, which must be paid a commission fee for the maintenance of the account. Payoneer has allowed us to use our money without any restrictions, we can make any debit online or at any physical point of sale. We have made it possible for our employees to receive payroll payments and work bonuses thanks to Payoneer, we have been able to send them payments in just minutes and their money arrives in the account instantly without having to wait additional time. We are very happy with the use of Payoneer, it has allowed us to send and receive money in various ways.

Positive: Payoneer is our main manager to carry out operations, transfers and send/receive money within our company. It is a good payment manager, it complies with characteristics that allow transfers to be received without delays, one of the things that I liked the most was:

- One of the great things about Payoneer is that I can use a physical card and debit the money from my Payoneer account. It is not necessary to have a bank account and this helps the payments we receive from our company to be debited from any point of sale with our physical Payoneer card. The physical card is capable of working in any currency, if we have deposited a certain amount of $, the bank makes an immediate conversion to any currency that is about to be used on the card.

- Payments are received instantly. In our Sales sector, Payoneer has been very functional, since it has helped us to receive payments from our clients and thus be able to close deals much faster. Payments are never held as in some other payment processors like PayPal, the money is released immediately, without any complications.

- I have been able to withdraw money with my Payoneer card at any ATM that has Mastercard registration. This is fantastic! It is not necessary to have to open a bank account and do all the paperwork to open it, with a Payoneer account you save all that process.

Negative: During my experience with Payoneer I have had the following problems:

- Payoneer's service is not always unlimited. When a person is new to Payoneer, they must move approx 1000 USD in transactions so that they can receive payments of a larger amount. In order to remove this limit, we had to deposit a lot of money into our employees' account in the sales area in order to leave them an unlimited account with which they can spend their money and receive payroll. This limit is not pleasant at all, I believe that for Payoneer services there should be no limits since it is a platform that has very good features and payment methods.

- The physical Payoneer card takes a couple of weeks to reach our destination. When we first started using Payoneer, it took a long time for the cards to reach us. We had to wait about 2 weeks to receive it and start using it at ATMs.

Summary: The overall experience I've had with Payoneer has been really good. When I started using Payoneer, I had several limits (previously mentioned) which did not allow me to use my account freely, however, after they disabled those limits in my account, I was able to have a completely complete experience, which has helped me to move large amounts of money and it has also allowed me to complete all kinds of payments with any work colleague, family member or friend. Payoneer helps me receive my monthly salary payments, and also allows me to move this money in seconds to any recipient. Who would not like to have money digitally and be able to use it anywhere in the world? Payoneer makes this possible! Since the money obtained digitally, can be used physically anywhere, be it a hotel, restaurant, etc.

Positive: The fluidity and speed of electronic payments is something that was quite difficult for us in the past due to the payment platforms we used. Payoneer has been a very comfortable work structure with which we have been able to complete all types of payments regardless of the country of the recipient, since Payoneer allows us to carry out transactions internationally. What I like the most about this platform is that it offers me the ability to obtain a debit card, with which I can make all kinds of purchases with the Payoneer balance I have, and this debit card can be used anywhere in the world that have debit in US dollars. In addition, the reason why I like having a debit card so much is because the company I currently work for, the payment method is handled with Payoneer, and this allows me to use the money I earn in my position of work. Payoneer is awesome and the way it lets me use my money is awesome too.

Negative: Currently, I do not have any kind of limit to the amount of money that I can handle in Payoneer, and I can receive and send payments to or from any recipient, however, one of the things I do not like is that when the user is New to Payoneer, this platform places many limits, since it first requires that a specific amount of money be received, to be able to request the debit card, in addition, it does not allow to receive payments from company accounts if the limit of 5k has not been exceeded USD in movements in the Payoneer account. I would like these limits to not exist for new users as this would allow for more transactions and the user to have more freedom in managing and using the account consistently.

Summary: Despite the days it takes for my money to reach my bank account after being transferred from my Payoneer wallet, I consider that I have had a fairly complete and effective experience because I have been able to mobilize my money and be able to use it anywhere in where I am. With Payoneer I have been able to send payments to my friends, family and work colleagues, instantly, since this platform sends and receives money instantly between Payoneer users. In addition, this payment processor does not place any type of daily limit on transactions or receipt of money, daily I can receive the money that I want, without any type of limit, and I can move it to another place without limits. I love Payoneer, I have adapted quickly, it is a very easy to use payment processor and no previous experience is required to use it.

Positive: Payoneer is a totally feasible option to process payments and send money without any type of limit. We currently use Payoneer as our default payment processor for the payment of salaries, the company where I work uses this means of payment due to its efficiency and the speed of receipt of money. What I like the most about Payoneer is that it is a system in which I can make payments from my mobile device, from my computer or from a tablet, since this payment system is available for all types of devices, this has allowed me to carry out any transaction wherever I am. In addition, with Payoneer I have been able to pay anywhere, thanks to its debit card, which allows me to use my received money, instantly, without any type of commission for each transaction.

Negative: One of the things I don't like about Payoneer is that it takes about two business days to transfer my money to a bank account. At present, I can use my Payoneer money only by using the debit card they provide, however, when transferring this money to my bank account linked to my Payoneer account, the money takes a long time to reach the bank account. This payment processor is very well optimized, the platform and its interface are fantastic, but I would like you to optimize the process of sending money to my bank account, as it would be a more complete experience.

Summary: Bypass them and don't have anything to do with them, there are many other platforms where commissions are 1-2%, with Payoneer it's almost 50%, DISASTER!!

Positive: N/A.

Negative: The biggest scammers. I was paid 132 euros into my account, I tried to transfer funds to my bank account, they allowed me to transfer 101 e from which I received 73 euros, the remaining 31 euros I can not transfer, so out of a total of 132 euros I will use 73 euros, a very modest commission, i just do not know who is doing business with them at all.