Alternatives to Digital River

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days! You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

Balance introduces the pioneering self-serve checkout solution that comprehensively handles all B2B payment intricacies, whether it's milestone payments, net terms, wire transfers, checks, SaaS subscriptions, or automated vendor payouts, among others: 🗒 API-centric approach! Dive into the documentation 💳 Expand your payment options: Accept ACH, wire transfers, credit cards, and checks 💨 Swift, zero-risk Net Terms: Clients pay on Net 30/60 terms while you receive your funds immediately. 🔁 Simplified recurring payments: Facilitate repeated invoice payments with the same ease as recurring credit card transactions 🏢 Designed to meet diverse B2B payment requirements, ideal for marketplaces, wholesalers, merchants, SaaS, and service providers. 🧍🏽‍♀️ Empower self-serve invoicing: Your clients can easily access and settle their invoices in just one click 🏋️ Automated reconciliation and collection: Isn’t it amusing that this process is still done manually? Additionally, Balance streamlines operations, allowing businesses to focus on growth rather than payment hassles.

Shopify is a comprehensive commerce platform designed for entrepreneurs and enterprises to launch and grow their retail businesses with ease. Users can build fully customized online stores or use pre-built themes, manage inventory, track orders, and accept payments both online and offline through Shopify POS. The platform provides powerful marketing tools like social media integrations, email marketing, and customer insights to boost sales and loyalty. Shopify also enables global selling with localized storefronts, flexible payment options, and efficient shipping solutions. Developers benefit from extensive APIs and tools to create custom apps, themes, and storefronts tailored to unique business needs. Shopify’s checkout experience converts shoppers 15% better than other platforms and supports millions of daily transactions with low latency. Regular feature updates through Shopify Editions keep merchants at the forefront of e-commerce innovation. Overall, Shopify empowers merchants to sell anywhere, anytime, with a trusted and scalable platform.

The 2Checkout Monetization platform is flexible and comprehensive, so you can quickly explore new markets and provide exceptional user experiences. The all-in one monetization platform that maximizes revenues and makes global digital sales simpler. 2Sell: Our platform allows merchants to accept online and mobile payments from buyers around the world. No matter where you are located on the globe, our payment processing is seamless and reliable. 2Monetize is the all-in one monetization package that enables global businesses to grow their digital commerce revenue streams.

Chargebee is a subscription management and recurring billing tool that helps SaaS businesses streamline Revenue Operations. Chargebee integrates seamlessly with leading payment gateways such as PayPal, Braintree and Stripe. All over the globe, Chargebee allows you to automate recurring payments collection, invoicing, taxes and email notifications. Chargebee manages all your critical workflows, from lead to ledger, with powerful integrations that include Salesforce and Quickbooks, Avalara and Slack. Chargebee Retention is the best-of-breed solution that helps you avoid cancellations on a scale that suits your needs. It offers personalized experiences that deliver results and provides a way to deflect cancellations. To ensure a relevant and personalized cancel experience, you can run experiments based upon customer and subscription attributes.

ESW makes global ecommerce simple and powerful. We offer the best-loved global brands solutions that reduce the complexity of cross-border business and create moments between them and their customers. We localise the online shopping experience in order to increase conversions and customer loyalty, while also taking on the complexities of doing business on international markets. We achieve this through frictionless checkouts and fast, reliable shipping, and by reducing regulatory and compliance risk. All the while, we are right there with our clients. Market insights and strategies for long-term profitability and growth. ESW has offices in New York City, Dublin, Madrid, and Singapore. ESW helps some of the world's most ambitious brands to achieve growth and profitability on more than 200 global markets. It's global ecommerce made simple, powerful and easy.

A customizable platform equipped with all the essentials for global online sales awaits you. Moreover, our team of growth specialists guarantees that you possess every necessary tool to achieve your revenue objectives while ensuring customer satisfaction anytime and anywhere. Focus on your primary business while we handle the complexities of international taxation and compliance, provide localized checkout experiences, and manage fraud, all while offering a comprehensive suite of top-tier solutions. Tackle the intricacies of pricing, billing, and payment processing effortlessly with flexible, user-friendly options tailored for both B2B and B2C models. B2B customers now demand an experience that matches the standards of their everyday digital interactions. Our solutions draw on 15 years of eCommerce expertise, ensuring they meet the specific needs of B2B clients and their end-users alike. With this support, you can confidently expand your reach and enhance your market presence.

Transaction Cloud is used by SaaS companies around the world for global Payments, Sales Tax / VAT / GST compliance (collection, filing), and Subscription Management, Recurring Billing, Invoicing and Fraud Detection. It simplifies a SaaS companies payment, tax compliance, accounting and risk management process while providing high conversion rate. Transaction Cloud uses its unique Singularity-Integration architecture which combines One-Directional-API, and One-Data-Cloud. This saves valuable resources as there is no cumbersome setup which is typical of webhooks based integration. As a result, the time and resources required for integration are reduced by 50%. Additionally, the points of failure and maintenance cost over the long run are significantly reduced resulting in a reliable, resilient, and efficient system. There is no setup fee and their pay as you go pricing is the most competitive in the industry. Their support for multiple currencies, major credit cards, wallets (Apple Pay, Google Pay, Pay Pal) and fast interface results in high conversion rates. In conclusion, it is a solid, customer centric, transparent, reliable and secure platform made exclusively for selling SaaS and digital products businesses.

Nexway is a French software company and service provider for ecommerce, payment and other services. Nexway allows companies to sell software and services online in over 140 countries. They connect their estore to their ecommerce and payment platform. Nexway's customers include Avast and Eset, Fnac Darty and Kaspersky, as well as Veepee. The company is headquartered in Paris (France) and has offices in Nimes, France, Katowice (Poland), Milanese (Italy), San Francisco(USA) and Tokyo (Japan). It employs 100 people and had a turnover of 95MEUR in 2019. Nexway Monetize is a payment and ecommerce platform that allows you to manage your shopping cart, accept payment in over 140 countries, invoicing, local tax compliance, and manage subscriptions. The SaaS platform is built on microservices APIs and is supplemented by managed services like customer care and campaign management. Nexway Connect: A digital distribution network that connects video game and software publishers.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

We integrate dynamic checkout systems, smart routing, and local acquiring through our Merchant of Record model to provide the most economical solution for reaching international customers. As a leading partner for dynamic retail brands eager to engage with shoppers globally, Reach enhances sales on a worldwide scale. Our innovative Merchant of Record framework allows retailers to handle payment transactions from any location their customers may be situated. Additionally, Reach ensures uniformity in cross-border currency conversions with our Guaranteed FX solution, maintains partnerships with banks across the globe for local credit card processing, offers payment methods that consumers are familiar with, and delivers top-tier fraud detection and prevention services. By choosing Reach, retailers can effortlessly expand their market presence and enhance the shopping experience for their customers.

Computop provides its customers with local and innovative omnichannel payment processing and fraud protection solutions for ecommerce and POS. Computop Paygate allows retailers, service providers, and industrial enterprises to choose from more than 350 payment methods. Computop is a global player, with locations in Germany and the USA. It has been serving large international companies, such as C&A and Fossil for over 25 years. Computop processes transactions worth USD 33 billion, in 127 currencies.

Paddle is a subscription commerce platform and billing platform for Software- and SaaS-based companies. It is more difficult than ever for customers to keep up, to find international growth opportunities, or to effectively manage your internal resources. Paddle allows you to focus on scaling your business, rather than spending time fixing internal roadblocks. Paddle offers a complete suite of tools, including optimized checkout to sell your product, recurring billing, fraud detection and manual invoicing. It also includes sales taxes, global currencies, customer service, analytics, and more.

ExpandNow serves as an all-encompassing global ecommerce platform designed to facilitate international growth by merging various services such as commerce, localized checkout, and merchant-of-record functionalities into one cohesive solution. This innovative platform empowers companies to swiftly set up online shops complete with customizable storefronts, marketing features, analytics, and promotional tools, all without requiring any coding expertise. It provides localized checkout experiences specifically designed for more than 200 markets, incorporating essential elements like country switchers, diverse local payment methods, multilingual assistance, and robust fraud protection guarantees. By acting as the merchant of record, ExpandNow takes charge of intricate components such as local selling entities, global payment solutions, compliance with sales tax, VAT, and GST, as well as trade regulations and fraud mitigation. As a result, businesses can concentrate on their expansion efforts while enjoying enhanced operational efficiency and compliance across international markets. This seamless integration not only streamlines the entire process but also significantly reduces the burden of navigating various regulatory landscapes.

The Billing & Payments Platform for AI-First Companies. From credit-based billing and usage metering to subscriptions and global payments, everything AI and SaaS companies need to monetise, without building billing infrastructure.

Thunes is developing a global payment infrastructure to provide a better experience for customers. Your business and customers can easily connect to Thunes APIs to send payments to and receive payments from any part of the world. No intermediaries. No endless delays. Fast, transparent, and reliable payments. We have a solid and direct network that is reliable, trustworthy, and far-reaching. Our payment flow is optimized to each market and includes deep local insight into the difficult last mile. Access 130 of the most important and fastest-growing economies in the world, from 130 countries. Thunes integration makes it easy to make cross-border payments or collect funds.

Experience comprehensive solutions for payments, data, and financial management all in one platform. Discover the financial technology system designed to help you achieve your goals swiftly. Seamlessly incorporate additional payment options and expand into new regions with local acquiring capabilities. Enhance customer satisfaction by leveraging insights from multiple channels. Obtain in-depth insights into your operations with consolidated global payment data accessible in a single interface. Safeguard your business by identifying and addressing fraudulent activities while ensuring real transactions remain unaffected. Streamline your financial processes and boost automation through our robust banking framework. This solution is particularly advantageous for platforms and marketplaces aiming to expedite user payouts in their chosen currencies, fostering trust and loyalty among users. Furthermore, the platform enables businesses to adapt to changing market demands with agility.

Renowned retail brands, prominent financial institutions, and countless merchants across the globe place their trust in Verifone for innovative, straightforward, and secure payment acceptance solutions that cater to anyone, anytime. Our commitment lies in equipping you with the tools and insights necessary to enhance your customer experience and drive rapid growth. Begin your journey of online payment acceptance today with a versatile and scalable commerce platform. Verifone’s eCommerce API offers a merchant-hosted solution that is built on a robust REST architecture, allowing vendors to safely manage online and mobile transactions. With our Hosted Checkout solutions, you can quickly and securely start processing online payments without the need for extensive web development, as these systems are simple to integrate and provide merchants with a variety of options. Additionally, the Virtual Terminal serves as a ready-to-use payment interface, enabling the processing of mail order and telephone order (MOTO) card transactions through Verifone’s Central Portal, thereby streamlining the payment process for your customers. By utilizing these solutions, businesses can enhance their operational efficiency and improve their overall customer satisfaction.

Utilize Yapstone's comprehensive payments solution or integrate specific features that align with your business needs to foster your expansion. Accept a wide range of both major and alternative payment options globally. Access our deep knowledge of local consumer behaviors and preferred payment methods. Experience rapid approval for 95% of merchants through our efficient and scalable onboarding process tailored for marketplaces, vacation rental hosts, freelancers, and more. Transfer the burdens of compliance and regulatory challenges to Yapstone thanks to our adaptable merchant of record options. Our advanced risk engine helps identify and mitigate fraud before it occurs. The architecture of Yapstone’s platform is designed using numerous layered microservices. With our user-friendly REST APIs, you can customize solutions to suit your company's specific requirements, no matter the sector. Our versatile platform not only future-proofs your payment processes but also helps broaden your customer reach, ensuring that you remain competitive in a fast-evolving marketplace. As your business grows, Yapstone remains committed to supporting your evolving payment needs.

Fondy is streamlining global payment solutions for small and medium enterprises seeking a user-friendly and cost-effective method to accept online transactions through various options such as credit cards, online banking, and digital wallets like Apple Pay and Google Pay. By leveraging social media, brands can enhance their visibility and strengthen their credibility in the market. With the increasing trend of mobile shopping, Fondy's in-app payment solutions allow easy integration without requiring the assistance of developers or designers. It is essential to keep customers engaged on the payment page by simplifying the checkout process, thus ensuring an optimal shopping experience that encourages repeat visits. By providing local payment options that customers prefer, businesses can boost sales and minimize the chances of cart abandonment. Fondy offers over 300 different payment methods, including credit cards, bank transfers, and various digital wallets. Additionally, we have developed an array of plugins that seamlessly integrate with leading content management systems and website builders, enhancing the overall user experience and catering to diverse business needs. This comprehensive approach not only supports merchants in driving sales but also ensures that they can adapt to the ever-evolving landscape of online commerce effectively.

Gigapay is an innovative payment platform designed to empower businesses to compensate creators globally and on-demand while alleviating the complexities associated with onboarding and procurement processes. By providing an efficient payment framework, it helps businesses save valuable time, reduce risks, and enhance operational effectiveness. Notable features include adherence to local regulations across more than 40 markets, the capability to engage with individual creators, and a user-friendly self-onboarding process for these creators. Furthermore, Gigapay enables seamless global transactions by allowing businesses to create batch payments, which streamlines bookkeeping and ensures vendor payments align with local compliance requirements. The platform supports local payout options for vendors, consolidates invoices based on the currency of disbursement, and accommodates multi-currency pay-in alternatives. Additionally, Gigapay offers comprehensive tax management services to help businesses navigate local compliance issues, including KU14 transaction reporting, DAC7 obligations, and guidance on withholding and image rights policies. With its robust features, Gigapay positions itself as a vital tool for businesses looking to manage creator payments efficiently while ensuring compliance with various regulatory frameworks.

Payoneer enables businesses to expand both globally and locally through a cutting-edge payments and working capital platform tailored for modern entrepreneurs. You can obtain bank account numbers in multiple currencies, including USD, EUR, CAD, AUD, JPY, and MXN, allowing you to receive payments as effortlessly as if you had a local bank account. By connecting with a vast array of marketplaces, you can start receiving payments in just a few clicks. Our Billing Service provides a straightforward payment option for your international clients. You can transfer your earnings to your local bank with minimal fees or access them via ATM. Additionally, you can easily pay VAT authorities in the EU and UK using the GBP and EUR funds from your Payoneer account without incurring any fees. Furthermore, streamline your expenses and simplify your operations by paying contractors directly from your Payoneer balance at no cost. By utilizing our network of integrated service providers, you can enhance your business efficiency, foster global growth, and enjoy a variety of advantages tailored to your needs. With Payoneer, you can focus on what truly matters: growing your business and reaching new markets.

Provide your global online shoppers with a smooth and localized experience that caters to their individual preferences while boosting conversion rates. Global-e’s intelligent solutions merge cutting-edge ecommerce technology with extensive market knowledge and expertise. Consequently, our retail partners experience an immediate and exceptional increase in revenues alongside heightened customer satisfaction. The greatest advantage of being clever? The ability to maintain simplicity. Global-e removes the complexities associated with international selling. Our comprehensive solution encompasses everything necessary for effortless global expansion, making cross-border transactions as straightforward as domestic sales. Additionally, our optimized international checkout process features a variety of local and alternative payment options, along with tax and duty calculations that include prepayment choices in multiple languages, ensuring a more convenient shopping experience. This approach not only enhances customer trust but also encourages repeat business from satisfied shoppers.

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system where businesses can manage payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, companies connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of Corefy is a powerful routing and cascading engine powered by 100+ attributes, including custom metadata. This allows businesses to define granular traffic distribution rules based on geography, BIN, currency, transaction parameters, risk signals, historical performance, or other custom conditions. Routing strategies can be adjusted without rebuilding infrastructure, enabling optimisation of approval rates, load balancing across providers, and more controlled risk management. Corefy also provides white-label capabilities for organisations launching or scaling their own payment products. The platform supports merchant account hierarchies, role-based access control, reporting, and operational tools needed to run payment businesses efficiently. For organisations that want to expand connectivity without complex migrations, Corefy offers Payment bridge — a lightweight extension layer that enables rapid rollout of new payment integrations on top of existing systems. The platform has processed over 1 billion transactions and powers dozens of active payment providers and platforms worldwide.

SubscriptionFlow automates billing and payment processes for businesses. It offers a variety of SaaS billing options for recurring payments, as well as a strict tax management process that is region-based. SubscriptionFlow offers valuable insights and real-time AI-powered reporting that can help streamline business revenue. A tailored, automated subscription management system reduces the time-consuming and labor-intensive work involved in managing subscriptions. This ultimately leads to increased business productivity over a shorter time period. It also helps improve efficiency in business operations by automating recurring billing subscriptions. It results in a better brand reputation, customer experience, as well as increased business revenue.

Kelviq serves as a centralized hub for global software monetization, seamlessly integrating payments, usage-based billing, tax management, and Merchant of Record functionalities tailored for both SaaS and AI enterprises. This platform provides teams with a unified solution for handling payments, tax obligations, pricing strategies, and feature access, enabling them to expand their sales efforts worldwide without the hassle of piecing together disparate billing systems. Kelviq accommodates a variety of pricing structures, such as flat fees, per-seat charges, usage-based rates, volume discounts, credits, one-time transactions, overages, and hybrid pricing arrangements. Additionally, it consolidates the checkout process, real-time usage measurement, entitlement management, tax compliance, and international payment processing, empowering teams to manage subscriptions, usage fees, and one-time payments concurrently while ensuring that invoices accurately reflect actual usage. Businesses have the capability to track API calls, tokens, AI agents, storage, computing resources, active users, or any custom metrics in real time, with individual invoice line items connected to detailed event logs. This comprehensive functionality not only simplifies revenue management but also enhances the overall user experience for both businesses and their customers.

PayPro Global's comprehensive Merchant of Record (MoR) solution simplifies global e-commerce, allowing you to scale your business without the complexities of international sales. We handle everything from payment processing and multi-currency transactions to global tax compliance and fraud management. Our platform includes powerful features like subscription management, recurring billing, and revenue recovery tools to help you grow your revenue. With 24/7 customer support and full PCI-DSS compliance, you can focus on your product while we take care of the operational details. Key Features: Merchant of Record (MoR) model: We take on the financial and legal liability of your transactions. Comprehensive payment solutions: Offer customers over 70 payment methods in various currencies. Subscription and billing management: Automate recurring invoices and manage customer subscriptions effortlessly. Global tax and compliance: We handle sales tax, VAT, and other international regulations. Fraud protection: Advanced tools to detect and prevent fraudulent transactions. Revenue recovery: Tools designed to help you reduce churn and recover lost revenue. We make it easy for you to partner with us. We take care of all the details so that you can concentrate on the big picture.

Xsolla serves as a dedicated ecommerce platform for the video game industry, integrating its Transaction Engine and Business Engine to assist developers and publishers in marketing, selling, connecting, and optimizing their games on a global scale. By focusing solely on gaming, Xsolla effectively addresses the challenges of distribution, marketing, and monetization, allowing creators, publishers, and platform partners to broaden their reach, boost sales, and enhance revenue. With a powerful combination of tools available on a single platform, Xsolla empowers you to market, sell, connect, and optimize your game effortlessly. Our comprehensive solutions leverage our products, industry relationships, and expertise to cater to the unique requirements of your business. Exceptional games can arise from anywhere, and at Xsolla, we are committed to ensuring that the most innovative ideas are developed, recognized, and enjoyed. To achieve this, we have created a range of products designed to eliminate obstacles between creators and the essential support they require, fostering a thriving ecosystem for game development. Together, we can transform great concepts into memorable gaming experiences.

Flow offers an all-in-one platform designed for e-commerce businesses to expand their reach globally, tapping into the international market for their products. Merchants can easily set up their cross-border supply chain needs and satisfy overseas demand instantly. This platform caters to e-commerce businesses of all sizes, functioning either as a comprehensive, end-to-end solution or as a customizable, modular option. With Flow, the process of international buying and selling becomes as straightforward as domestic transactions for both sellers and buyers. It serves as a robust and adaptable tool that streamlines the complexities of cross-border e-commerce, driving global expansion. Businesses can thrive, boost revenue, and enhance profitability anywhere across the globe without encountering operational challenges, risks, or unexpected hurdles. By personalizing experiences for shoppers worldwide, companies can establish stronger connections, regardless of geographical boundaries. Additionally, they can perform A/B testing to fine-tune their offerings based on local customer preferences, ensuring a tailored approach to international commerce. This commitment to localization empowers businesses to stay ahead in a rapidly evolving global market.

Revolutionizing online business-to-business payments, Payer caters to purchases of any scale, providing endless possibilities for businesses aiming to go digital on a global scale. Whether your goals are local, regional, or worldwide, Payer stands out as the essential partner for online B2B transactions, ensuring your payment processes are equipped for the future. We are built for the contemporary landscape of B2B e-commerce, offering automated payment solutions that enhance customer experiences. Our platform is crafted to integrate smoothly into your customers' journeys, granting you full freedom over the user interface. The automation of B2B payments minimizes manual input, benefiting both you and your clients. Additionally, our expertise in online B2B payments allows us to navigate the complexities associated with multiple system providers in your network. By easily integrating with your ERP and accounting systems, Payer helps you lower administrative expenses while streamlining your payment processes effectively. Embrace the future of payments with Payer, where efficiency meets simplicity and innovation.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

AxxonPay stands out as a leading provider of payment solutions and acts as a direct bank card acquirer tailored for high-risk merchants. We deliver a comprehensive selection of payment services encompassing Visa, Mastercard, JCB, UnionPay, as well as a variety of alternative payment options for customers around the world. Our technologies, which are driven by data, are specifically designed to meet the requirements of e-commerce businesses, ensuring that online transactions are straightforward, secure, and free from complications. Our payment gateway enables an integrated omnichannel payment experience, which merges acquiring capabilities with over 100 payment options, mass payouts, and innovative technology through one seamless connection. AxxonPay ensures rapid fund transfers at the click of a button, allowing clients to enjoy lower operational expenses and quicker market entry for growth initiatives, while achieving an ideal equilibrium between conversion rates and security measures. With a workforce exceeding 700 individuals, AxxonPay maintains a worldwide footprint with offices located in four different countries, and we operate under the licensing of the FCP in the UK. This extensive global presence enables us to provide exceptional support and services to clients, further enhancing their payment processing experiences.

FastSpring is the trusted partner in ecommerce for software companies around the globe. Software companies can sell more, stay smaller, and compete better with FastSpring's ecommerce solution. Software and SaaS companies can increase their revenue by up to 30% with our ecommerce solution. FastSpring is used by thousands of customers to accept payments in all major currencies, collect VAT and taxes, and many more. Selling software online can be difficult. Software companies all over the globe partner with FastSpring's full service ecommerce platform. With an easy-to use, full-service ecommerce platform, we are changing the way software is sold online.

PXP provides merchants with a seamless connection to a worldwide commerce ecosystem through a single integration, accommodating online, mobile, and point-of-sale transactions; it grants access to over 120 payment methods and global acquirers, features a cloud-native microservices framework, and incorporates AI-driven engineering alongside sophisticated real-time reporting and analytics aimed at enhancing operational efficiency, mitigating fraud, boosting conversions, and fostering business growth. The business-intelligence suite offered by PXP enables users to monitor essential metrics such as sales patterns, approval rates, reasons for declines, instances of charge-backs, and the effectiveness of various payment methods, while self-service dashboards facilitate the filtering, exporting, and customized creation of queries. Additionally, PXP prioritizes a consultative partnership approach, working to uncover the specific needs of each merchant, customizing the payment strategy accordingly, and ensuring ongoing innovation through its dedicated Innovation Labs, ultimately ensuring that merchants are equipped to thrive in an ever-evolving market landscape. This comprehensive focus on both technology and partnership underscores PXP's commitment to empowering businesses in their payment processing journeys.

As your designated merchant of record, we take on the complexities of tax compliance, allowing you to concentrate on increasing your revenue without the associated stress. Acting as your merchant of record means we manage everything from payment processing and merchant fees to fraud prevention and sales tax, all without requiring any effort from you. You can quickly launch a secure ecommerce platform to sell software, subscriptions, and digital downloads across various locations in just a few minutes. With our no-code checkout links, you won't need to worry about aesthetics, mobile compatibility, or payment system integrations. It’s truly a straightforward process. Forget about the intricacies of merchant accounts and billing configurations; you can opt for seat-based or usage-based pricing and customize it to your liking. After each transaction, we automatically generate license keys for your software and applications, offering you the ability to deactivate, re-issue, and manage licenses completely. Build your ecommerce site in mere minutes, no coding or design expertise is necessary. Our offerings come fully customizable, SSL-secured, and optimized for mobile use as standard, ensuring a seamless experience for you and your customers. Start your online selling journey today and experience the ease of our comprehensive solutions.

Commenda is a cutting-edge global business console driven by AI that consolidates various processes like entity formation, incorporation, tax compliance, and financial reporting into a single, user-friendly platform. It streamlines the entire lifecycle of international expansion, handling everything from establishing subsidiaries and creating transfer pricing agreements to submitting VAT, GST, sales tax, and corporate tax returns, all while providing real-time dashboards for ongoing compliance checks, automated notifications for approaching deadlines, and centralized document management. Additionally, the platform incorporates built-in workflows that enforce governance measures such as duty segregation and risk assessments, alongside API integrations with top ERP and accounting software to ensure seamless data flow, maintain audit trails, and facilitate budget-to-actual variance analysis. Users benefit from the ability to produce standardized filings, custom reports, and cross-border financial statements without the need for manual spreadsheets, and they can access an on-demand network of local experts for assistance. This comprehensive approach not only enhances operational efficiency but also strengthens the overall compliance framework for businesses operating in multiple jurisdictions.

Token.io has reimagined account-to-account (A2A) payment infrastructure to empower banks, fintechs, platforms and payment companies to grow revenue, cut processing costs, and streamlining operations by delivering best-in-class payment experiences with turnkey Pay by Bank solutions. Recognised as one of the top two A2A payment infrastructure providers globally by independent analysts, unmatched connectivity and best-in-class partner services make Token.io a market leader in open banking and A2A payments infrastructure. Connections to over 90% of bank accounts in most of its 21 supported markets ensure unrivalled access to initiate instant bank payments, seamless recurring payments and real-time payouts to over 567 million bank accounts in Europe. Token.io is proud to partner with three of Europe's top five financial institutions. Its solutions are also trusted by a blue-chip payments community, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Establish a CommerceGate Merchant Account through our reliable banking partners, where we provide tailored solutions specifically designed for Merchants and Start-ups. By choosing us, you gain the advantage of our commitment to simplicity, security, exceptional service, and swift operations at all times. If you are currently utilizing a merchant account, you can enhance your experience by accessing our processing platform, state-of-the-art anti-fraud tools, and robust back office support. Our technology ensures that integrating with our gateway is a seamless and efficient process, streamlining your operations. Additionally, capitalize on our comprehensive risk management strategies to mitigate losses and combat fraud effectively. We merge cutting-edge data-driven automation with hands-on control, allowing you to harness our insights and technology to protect and monitor your revenue flow, ensuring a secure financial future. With our support, you can navigate the complexities of online commerce with confidence and ease.

Allow your users to pay in multiple currencies. Automate all payments and commissions using one contract. This will allow you to focus on the growth of the platform. Get access to our technology free of charge with our dedicated technical support team and a sandbox account. Our seamless payment solution allows you to create your own payment flow that matches your business model. Our white-label product allows for the creation of e-wallets that allow you to manage the escrowing or splitting of funds among users. Multiple anti-fraud, money laundering prevention tools will ensure that your transactions and payments are secure. While we verify your users according to the latest European or local regulations, you can concentrate on your business.

PayPal is a comprehensive financial technology platform designed to simplify digital payments, money transfers, and online shopping experiences for both consumers and businesses. The service enables users to make purchases online or in physical stores through secure payment methods such as the PayPal Debit Card, PayPal checkout, and branded credit products. Customers can earn cashback rewards, access rotating promotional offers, and maximize savings through various spending categories and loyalty programs. The platform includes installment payment options like Pay in 4 and Pay Monthly, giving users greater flexibility when managing larger purchases over time. PayPal also supports peer-to-peer money transfers, bill splitting, payment requests, and shared payment pools that make handling group expenses faster and more convenient. Through the PayPal app, users can monitor spending, transfer money internationally, explore cryptocurrency trading, and manage savings accounts that offer competitive annual percentage yields. Advanced encryption and fraud protection technologies help safeguard user information and provide confidence during transactions across multiple devices and merchants. The platform integrates financial services, shopping rewards, and digital wallet capabilities into one streamlined ecosystem that is accessible from nearly anywhere. Consumers can also take advantage of financing solutions with no sign-up fees on select services, helping them better manage their budgets and purchasing decisions. PayPal supports a wide range of merchants and retailers, making it a highly versatile payment option for everyday spending and eCommerce purchases.

Bolt is an intelligent checkout and commerce platform built to optimize the entire buying experience. It connects merchants to a network of over 80 million shoppers, enabling instant recognition and frictionless checkout. Bolt’s adaptive checkout learns from every interaction to personalize transactions in real time. The platform supports passwordless login, one-click purchases, and flexible payment options. Bolt helps recover lost revenue by reducing checkout friction and cart abandonment. Businesses can deploy Bolt within their existing tech stack or use it end to end. The solution scales effortlessly for companies of all sizes. Bolt also provides advanced fraud protection to keep transactions secure. With Checkout Everywhere, merchants can sell directly at any digital touchpoint. Bolt transforms first-time buyers into loyal customers through seamless experiences.

Nium serves as an accelerator for businesses of all sizes looking to swiftly implement new financial services. With immediate entry to a worldwide network that offers payout, payment acceptance, and card issuance options, you can enhance your offerings for customers, optimize your cash flow, and create your own international payment system. Effortlessly transfer funds globally to vendors, clients, and employees utilizing one of the foremost global networks available. Discover our comprehensive, purpose-designed API suite, engineered for both ease of use and growth potential, allowing for integration within a mere four weeks. Design your international solution with our modular, cloud-based API suite, facilitating the addition of new features and regions as you expand. The use of RESTful design principles, HTTPS authentication, and JSON across our API suite guarantees a straightforward integration process and a dependable platform. Take the time to review the documentation, experiment with our APIs in a sandbox setting, and start prototyping and developing your unique solution that meets your business needs. With Nium, you not only enhance your service offerings but also position your business for sustainable growth in the dynamic financial landscape.

Our open API platform allows world's innovators to issue and process cards instantly with greater control, flexibility, and scale. Marqeta is changing the rules of what payment cards can do. Marqeta's open platform API platform has the most advanced infrastructure and tools to build highly configurable payment card cards. It is for developers who want an easier way to manage payment programs. This platform will allow them to create world-class experiences and innovate, as well as power new modes and modes of commerce. Modern card issuing platform that powers the future, accelerates your business, and helps you build new and innovative products. A sandbox that is open API and instantly issued allows you to get started in just three clicks. It also allows you to instantly issue physical, tokenized, and virtual payments. You can control excess spending, protect your margins and provide exceptional user experiences with refined payment and authorization controls.

Access funds on the same day to effectively tackle cash flow issues while expanding globally with a localized purchasing experience that minimizes conversion conflicts. Facilitate payments in 27 prominent foreign currencies, enabling customers to transact in the currency they are most comfortable with. The CCAvenue multilingual checkout page supports 18 key Indian and international languages, enhancing global outreach and engaging users who prefer navigating in their native tongues, which leads to improved user experience and higher success rates for transactions. You can also personalize the CCAvenue Payments page to reflect your website's aesthetic; simply upload your logo and adjust the color scheme for a cohesive and branded experience. Additionally, when a customer’s transaction is unsuccessful due to factors like incorrect card information, wrong payment options, or bank outages, the process of re-entering payment details can be frustrating and time-consuming, making it essential to streamline this experience for better customer satisfaction. By prioritizing ease of use, businesses can foster loyalty and encourage repeat transactions.

Challenge the norms of commerce. The top brands across the globe refuse to compromise with cumbersome software; instead, they opt for Shopify Plus. Join the ranks of the fastest expanding brands worldwide. So far, Shopify merchants have achieved over $155 billion in sales globally. Provide your customers with the exceptional experiences they demand, at every touchpoint. Embrace retail without limitations, recognizing that your customers do not distinguish between online and offline shopping. Your platform should reflect that seamless integration. Offer tailored customer experiences while managing global storefronts effortlessly. Benefit from endless extensibility, integrations, and personalization possibilities available through Shopify apps and partners. Experience a swift and customizable checkout process, alongside the ability to create custom automations using tools like Shopify Flow, Launchpad, and Scripts, ensuring every transaction is as efficient as possible. With Shopify Plus, you can redefine the way commerce is conducted.