Alternatives to CapitalOS

Wallester Business offers free VISA cards for business expenses. It is a B2B product for companies from the US and Europe 💚 We offer the biggest free package – 300 virtual cards with no fees 💚 Special features for media buying, dropshipping, reselling, or handling lots of travel expenses or paying freelancers 💚 Fast onboarding, easy use, and integration with other software

To ensure the highest level of security, we use the best security tools, technology, banking industry practices, and other security measures. All of our services are compliant and licensed to comply with national and international regulations. It works better than cash and can be used with both virtual and physical cards. Your customers can access cash balances via a secure and safe platform. Allow real-time digital cash transfers worldwide through digital wallets or prepaid cards. Automated credit processes allow small businesses to offer loans directly to consumers and small businesses. To disburse immediate funds, create a customer-centric platform. One-click registration allows you to quickly and safely transfer money overseas. You issue a virtual account to the customer instantly after they make a purchase from your app, website or store. The customer then uses these rewards, rebates and refunds for future purchases.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

Striga is a platform for digital assets, financial services and regulatory compliance. It is a set of APIs that handles the heavy lifting in terms of security and compliance. Striga's clients include early-stage FinTechs, Web3 innovators and Crypto Exchanges. Services range from Crypto Custody and Trading to Card Issuing and Crypto/Fiat Onramp/Offramp. With Striga APIs, companies are able to: Offer crypto accounts to retailers or corporations - Issue virtual IBANs for retail or corporates - Issue both physical and virtual cards

Embedded financial offerings for the B2B eco-system orchestrated on a unified platform allow enterprises, distributors and retailers, as well as financial institutions, to grow their business rapidly. Actyv.ai combines cutting-edge technology with embedded financial offerings to cater to all B2B ecosystem stakeholders. Actyv Go allows you to quickly onboard business partners in a fully digitized manner. Actyv Score allows you to make data-driven decisions and eliminate subjectivity when onboarding new business partners. Actyv PayLater offers you a range of payment options that allow you to pay now and later for your working capital requirements. You can also secure your BNPL credit with bite-sized Actyv Insure. The actyv.ai platform offers quantifiable value to all stakeholders within the B2B eco-system. A single platform that provides a seamless onboarding, scoring and access to embedded finance solutions.

We help companies launch and build best-in-class financial products. White-labeled Cards can be issued and used to service individual and business accounts. Our virtual and physical Cards can be customized with spending limits that can be adjusted and no incremental fees. High-yield Savings accounts allow users to earn interest on their funds. You can choose between Savings Deposit Accounts and Savings Sub-Accounts. Interest is charged daily and paid monthly. Our APIs make it easy to issue One-Time Loans to your customers. One-Time loans are highly customizable and come with a capped APR accrued interest rate and no late fees. To enable ACH payments, or to connect to and verify a user’s ACH account, create a custom payment flow. We offer both Regular ACH and Same Day ACH. Both types allow for credit and debit transactions. Our automated back office allows you to support domestic and international wires.

Build your own fintech with Bond. Build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified API-driven platform. Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Bond allows you to offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live.

Highline, a new platform for payments, automates bill payments from payroll. Lenders can reduce missed payments by upto 2/3rds, reduce credit loss, expand credit options for customers, and provide better financial support. Highline supports all types of recurring bill payments, including personal loans, credit cards, rent, and utilities. You can simply integrate the Highline API to your customer experience to give qualified customers instant access to a better payment method. Highline reduces risk behind-the scenes. Highline splits customer's paychecks as needed when their employer sends them. The customer's virtual Highline account flows the loan payment directly to the lender. The rest flows into their checking account as normal.

Transform how your business and customers see, understand, and act on debt with our industry-leading debt APIs or low code drop-in modules.

NovoPayment's API-based platform allows for digital banking, card solutions, and payment in record time. We can help you start from scratch, enhance, or expand in multiple markets. You can deploy your corporate, SMB, and consumer programs with our Visa or Mastercard prepaid, debit, or credit solutions. Our APIs and issuing infrastructure allow you to launch physical and digital card programs. Users can manage their digital multicurrency accounts online by accessing multiple wholesale rates and service providers through our application network. Instant virtual and physical card issuing, open- and closed-loop programs. Strong businesses are powered by payments. We offer a complete range of payment tools to the digital economy, from secure remote commerce to real-time.

Our financial software solutions provide a fully integrated wholesale banking approach while focusing on the institution side of banks. While wholesale banking accounts account for more than half of a bank’s income, most processes are manual and customer service is poor. Decisions can also take a while to make. Our AI-enabled solution covers all aspects of commercial lending and turns your bank into a Fintech. Digitize your entire SME lending process to make smarter and faster credit decisions. Our AI-powered credit management platform digitizes your entire SME lending process, from initial onboarding, scoring, credit bureau integration, disbursements, and ongoing servicing. This allows you to save time, enhance your customers' banking experience, and make smarter financial decisions through AI-driven prioritisation.

Stripe Connect is the fastest way to integrate payments into your marketplace or platform. Our APIs allow you to create and scale end-to–end payments experiences. This includes instant onboarding, global payouts, and new revenue streams. Stripe handles payments KYC. Stripe-hosted Onboarding allows you to get to market faster and without the development time or upfront costs required for payment facilitation. Our revenue share program makes payments a powerful source for revenue. You can also mark up payments to make every transaction a profit. Global payments platform allows you to reach more customers around the world and supports 135+ currencies as well as local payment methods with one integration. Monetize Stripe's entire range of financial services products. You can offer financing, expense cards or money management accounts to your customers. Connect's pre-built, optimized user interfaces make it easy to get your users started quickly.

All of this is possible with a single API. Developers can engage with users' debts using our debt-agnostic solution. Engaging directly with your users' creditors will lower lending risk and increase revenue. Method connects to all credit card, student loan, auto loan, mortgage, utility bill merchants. Method APIs are stable and users don't have to re-authenticate. Method handles compliance requirements, identity verification and bank partnerships, so you can concentrate on building. You can initiate payments to any user's liabilities. Settlement can be initiated in a matter of minutes. All their liabilities instantly retrieved - no credentials required Method will instantly return all liabilities to the user. Method helps you attract top talent and keep employees happy by addressing their top concern: financial wellness.

Our API is used by financial institutions, including fintechs and cryptocurrency platforms, banks, credit unions, and banks to offer customers a fully regulated banking infrastructure as well as real-time clearing access. This allows you to grow your business on your terms and keep up with the times. Our banking license allows you to offer your customers FSCS-protected accounts. We handle the banking products so that you can concentrate on building the business your customers desire. Connect to our API to process payments faster and more securely. Choose the fully regulated accounts that are most beneficial to your business and your customers. Our cloud-based API allows financial institutions to focus on their customers and remain relevant in a rapidly changing market. We know the pain of dealing legacy systems, the cost and the risk involved with innovating within the financial services sector.

Rho's automated cash management platform combines the tools and support you require to manage your business finances. Flex your credit terms to get the maximum credit limit. You can also assign unlimited virtual and physical cards to your cost centers and team members. The Rho Treasury Management account allows you to securely manage deposits and payments. It also offers up to $75M FDIC insurance. Live AP allows you to reconcile quickly with smart approvals, automated invoice flows, and real-time expense reports. Stop paying down your card daily. Rho's unique underwriting allows you to get a higher, more scalable credit limit that will support your spending and grow with your business. You can tailor credit terms to suit your needs. You can choose a one-day credit card to earn up to 1.75% cashback, or you can flex up until 60 days to pay. Rho integrates seamlessly with your accounting software to automate everyday tasks, such as data entry and invoice approvals.

TrueLayer is the world's leading technology company that provides secure, global access for financial infrastructure. Our APIs are used by developers to create best-in-class products that secure access data and initiate payments in real time. TrueLayer was founded in 2016 and is connected to major banks around the globe. It is backed by top venture capital and trusted by some the most prominent fintech names such as Zopa, Revolut and Monzo. TrueLayer makes open banking available through its platform. This allows developers from all industries, startups and large enterprises, to reinvent financial services. TrueLayer is available in Australia, Europe, and the UK. Integrate next-generation financial data and payments into any app. Customers will love your products. You can send and receive money using the fastest rails at the lowest prices with a first-class experience. No cards. No fraud. No chargebacks.

Lunch offers net-terms financing through a push-button for businesses on your platform. Expand your platform by offering flexible terms of payment on every transaction. Lunch provides capital, compliance and technology via API to integrate your platform directly with our financing infrastructure. You can earn a revenue sharing whenever your suppliers use Lunch to access instant capital. Digital payments, instant capital access, and a dashboard for payments create a value-add experience which deepens your platform's connection. Government agencies can take up to months or even weeks to pay due outdated payment methods, manual processes, and approval schedules. Government agencies that use your platform will receive digital payments free of charge. Allow buyers to securely link their bank accounts, and receive digital payments from your customers.

Adding financial features to your product will help you increase revenues and delight customers. Unit handles compliance and bank relationships, so you can build, launch and grow faster. Our APIs, developer tools and guides allow you to create unique features in just five weeks. Your users will appreciate the unique terms and features you offer. Unit's flexible API allows you to customize the user experience. Unit handles compliance and bank relationships, so you can launch, build, and grow faster. Trusted by start-ups, major brands, and publicly traded businesses, Unit is a reliable, secure, and fast platform. Provide seamless banking solutions for freelancers, gig economy workers, including cash advance, tax calculations, and integrations with Abound and Plaid.

Use our insights to make informed decisions about lending, while ensuring better risk management and a better customer experience. Identify indicators of delinquency or fraud relating to unreported debts and stop fraud from happening. Stay on top of the latest market trends and adapt strategies quickly to capitalize on new opportunities. Create laser-focused campaigns using customer segmentation insights to drive engagement and conversion rates. Machine learning models, financial insights and transactional data can be used to create incredible products and add value to your business.

Industry leading, customizable Financial and Spend Management solutions to fit every budget from our No Cost turnkey marketplace with Amazon like shopping experience, to our robust procurement-to-payment solutions, SpendManagerPro™ can grow with you as your needs grow while saving you money each step of the way. SpendManagerPro™, a solution designed specifically for the Educational Sector, has been developed over a decade by working with stakeholders to create the most innovative and best solutions to save time, money, improve compliance, and simplify the user interface. Our teams have over 35 years experience and developed a wide range of solutions that are centered on efficiency, transparency, accountability, compliance, and flexibility. CapitalSMP™, a software that helps manage budgets, contracts and projects, can help mitigate the risk of budgetary issues or cost overruns.

Stripe Financial Connections allows your users to securely share their financial information with you. Integrate once to retrieve financial information and use it for streamlined payments, reducing fraud and underwriting risk, as well as to build new products. Your users can connect their financial accounts within seconds to improve payment and product experience. You can embed our authentication flow in your mobile app or website or add it to our payment interfaces in the dashboard. With a simplified user experience, authenticate accounts and increase conversion. Instantly verify bank accounts, retrieve permissioned information from a wide range of financial institutions, and instantly verify them. You can always return to our hosted micro deposit flow for any US financial institution. A single Stripe integration can connect to users' accounts to reduce development time and power common processes such as onboarding or payments. With just a few lines, you can access the data that your users have shared.

Small and medium-sized businesses deserve more financial support and attention. We are committed to helping small businesses and their communities achieve greater financial success. We value our relationships. So does making your life easier. Our finance solutions are designed for all types of businesses, regardless of size and across all industries. You can apply digitally for loans in minutes and receive approval within one day. Our next-generation finance tools, which include cards, expense management, money transfers, and accounting, allow you to make significant time and money savings. You can get instant working capital loans to help you grow your business and manage your operational expenses. All company expenses can be tracked and managed in real-time on the move. Unlimited virtual corporate cards can be created for free. To use in-store, add to your Google Pay wallet. Get cashback for all card purchases Receive payment alerts via your mobile

Instantly open bank accounts, issue cards, send payments, or offer crypto wallets. Solid offers a complete, compliant suite FinTech services. In minutes, you can integrate to create new experiences. Solid's Banking as a Service allows companies to launch deposit products such as business and consumer checking account. It includes the ledger, statements, as well as everything you need to create delightful banking experiences. Solid's Card Issuance and Management platform was the first of its type. Issue cards are the modern way to meet the needs of your customers with one API. Solid fully manages credit, debit, prepaid cards in both physical and virtual form factors. Solid's API for creating accounts and opening banks instantly allows you to engage your customers in a light and powerful way. Solid's API allows you to instantly issue branded physical and virtual cards. You can also give them the spending control they need.

Our clients can access financial solutions that empower consumers anywhere, anytime. Technology is at the heart of everything we do. It is changing the way fintech partners do business. Streamlined payments solutions, including ACH, wire and card disbursement, all through APIs. While ensuring compliance, there is a strong focus on compliance. Provide loan origination services to market-leading marketplace lending platforms. This will allow for greater credit access in the market. Cross River operating platform, an API-driven banking platform that allows fintechs to plug into and access multiple banking services that are customizable and secure. To help our partners grow, we offer sophisticated financing options such as off-balance sheet and asset-backed credit facilities. We are committed to serving the banking needs of our communities by providing a personal, full-service banking experience. A trusted internal compliance management system that includes risk assessments, diligence, monitoring, testing, monitoring, oversight, and oversight is in place.

Many companies promise fast and easy payments acceptance. Off-the-shelf payment solutions can come with compromises. You might lose revenue, ownership of your data and control over your payments product. Your customers can create a custom payment product that allows them to control fees, funding schedules and onboarding decisions. You can create payment solutions however you like, with the flexibility to modify as and when needed. You can generate additional revenue from payments that you previously gave to third parties. This cashflow can exponentially increase your valuation. Continuous compliance and risk monitoring developed by the people who wrote the book about compliance and risk. Industry-leading KYC processes, customized merchant application, triggered Underwriting, and integrated Boarding Services.

Atomic. The trusted way to connect your payroll accounts to an application. Direct deposit receipt is a key driver of account profitability. However, updating the bank account file is often fraught with friction, fraud and manual processes. Direct deposit receipt is a major driver of account profitability. However, updating the bank account file is traditionally fraught with friction, fraud and manual processes. It is difficult to verify and gather accurate identity information during user onboarding. This is important for fraud reduction and customer engagement. Users are prevented from switching their loan and credit card balances between financial institutions due to friction, inconvenience, or human error, even though substantial savings may be at stake. Users can connect their payroll account directly to your application to get detailed user data. This data is accurate, verified, and delivered immediately.

We help businesses develop digital finance products that are more user-friendly, innovative, and inclusive. Our services are low-cost and free from fraud. Stitch assists fintech and embedded companies in Africa to quickly onboard users and facilitate seamless bank-tobank payments. Your customers will find it easy to pay using one-click checkout. This will help you save money on card fees. You can make it easier for suppliers and customers to onboard and also enable seamless payments across your platform or marketplace. Stitch allows PSPs and payment aggregators to enable merchants to offer instant, zero-fraud, pay-by-bank checkouts at a fraction the cost of card payments. By linking the same account, you can make it as simple as paying in to pay out to customers or suppliers.

Airbase is the top-ranked modern spend management platform for businesses with 100-5,000 employees. It’s the best way to control spending, close the books faster, and manage financial risk. Airbase’s powerful and user-friendly software combines accounts payable automation, expense management, and corporate cards into a package that employees, accounting teams, and vendors love to use. It seamlessly integrates into the most popular general ledgers including NetSuite, Sage Intacct, and more. Our approach to guided procurement ensures that all purchases — from initial requests to payment and reconciliation — make it easy for all employees to buy what they need while giving all necessary stakeholders in the loop. Airbase’s modern approach to spend management brings efficiency to complex business processes and accounting needs like support for multi-subsidiaries, multi-currency, and purchase orders. Flexible intake forms and approval workflows ensure full stakeholder oversight across multiple buying scenarios. Build a culture of spend compliance and control your destiny by using Airbase.

HUBUC - the embedded financial services powerhouse for non-fintech companies, mainly B2B, to build better products, retain clients and generate more revenue. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.

Pluto can help your business save money and time, whether you choose to start with just one module or the entire platform. Get smart, virtual and physical cards for all your team members with automated budget control, receipt policy enforcement and compliance management. Maintaining a central location for all your invoices, approvals and payments will improve your vendor relationships and reduce duplication of payments. Pluto corporate cards or one-click wire transfers to 140+ currencies are both options for making local or international payments. Digitize and eliminate the petty cash vouchers. Pluto allows you to manage your employees' cash on hand and receipts. Do not let cash leakages affect your bottom line. Allow your employees to submit reimbursements requests easily. Custom approval workflows will help you get the right approvals. Instantly reimburse employees and exceed your finance team’s KPIs. Send automated financial reports weekly to your CFO and other executive.

Tropic is used by companies of all sizes, from startups to Fortune 500s, to manage their purchasing processes, guarantee savings and turn their software spending into a strategic advantage. Tropic is a trusted partner for finance leaders because we can guarantee savings and deliver ROI. IT leaders love Tropic because we guarantee compliance and minimize risk. We prioritize process and work as an extension to procurement leaders. Get benchmark data on strategic vendors to streamline your processes. Software renewals and purchasing handled for you will save you time and money. You can improve compliance with the procurement process and manage SaaS more efficiently. Software renewals and software purchases are too frequent and take away from the work you should be doing. Pricing models are not transparent, contracts are difficult for benchmarking and renewals involve too many people who have competing priorities.

Softloans' technology allows other platforms, such as payment service provider, marketplaces and marketing agencies to offer financing to business customers. Give your customers access to working capital and help them grow. Earn a commission on each loan you provide to your customers. This will create a new revenue stream for your company. The solution can be easily customized and is ready to launch anywhere across Europe and beyond. Softloans helps lenders grow and become more profitable by reducing false rejections of loan applications. The solution is tailored to both individual and corporate customers, offering unique benefits. Individual borrowers can easily identify risky behaviors such as gambling/understand the financial dynamics of users, etc. Analyze operating and financing cash flow and gain insights into the structure and composition of your customer and supplier base.

We connect the dots to make it easy for you to connect your customers with the capital they need. Our open platform ecosystem allows you to create whatever you need across all industries, including term loans and lines of credit. Our open API makes it easy for developers to integrate components into their UI/UX. Additionally, our embeddable components make it easier to get your product to market faster. Our pre-built widgets make it easy to integrate in less than five minutes. Integrate our pre-built application widgets to create a seamless user experience. Users can receive real-time notifications about offers and terms. See what embedded capital programs can do to help you attract new business, increase engagement and generate incremental revenue. Customers are more likely to accept offers from the lenders that compete for their business than they are to accept offers from other lenders. Customers will stay on your platform to get the capital they need because of our seamless integration.

Alchemy's Lending Platform was designed to meet the needs of today’s consumers. Alchemy offers a complete range of lending services. Our white-labeled lending platform is the perfect starting point. It's designed to help you launch your lending product quickly. Innovation is a part of Alchemy's DNA. Our founders are industry experts who solved some of the most complex technology and analytical issues in large banks, online lenders, speciality financing firms, and other institutions. Alchemy has created a customized onboarding experience that is tailored to each financing vertical. Our embedded financing software integrates specific underwriting, product description, risk-based pricing, and lending management functions into a complete solution.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Small businesses can create complete packages in record time with the Applicant Portal. Empower your financial institution with a cutting edge loan origination enhancement tool, under your brand. This will provide a seamless experience to your users. Our platform can be customized to match your brand and ensure a familiar, engaging user experience. Connect our solution seamlessly with your systems to create a unified, efficient loan processing experience. With an intuitive platform, you can drive user engagement and loyalty by keeping your customers connected. Optimize loan approval rates with personalized recommendations and readiness scoring. Data-driven analytics can be used to monitor applicant readiness and maximize the efficiency of underwriting.

Jaris makes it easy to provide private-label embedded financial service your small business customers require, all within one platform. Customers will be more satisfied with high-value, private-label financial solutions that businesses trust. With jaris' purpose-built API, you can implement in-demand solutions such as Credit as a Service in a matter of months (not years). jaris provides a complete, integrated, full-stack solution for financial services, including underwriting, financing, and servicing. Your customers will be grateful that you offer them easy-to-use financial services. Customers can get modern, fast financial services whenever and wherever they need them. To gain more market share and outperform the competition, offer embedded financial solutions. You can provide quick, competitive financing solutions for your customers, ensuring a seamless user experience.

SlipStream Financial: Corporate Payment Solutions Made Simple. Slipstream Financial is a fintech company that was founded on years of experience in the payment business. We develop treasury-class payment solutions for corporate clients, banks, credit unions and correspondent banks. Our payment gateway has already processed millions of transactions each month in a short period of time. Slipstream Financial has a long way to go before it becomes one of the best payment gateways in the industry.

It's easy to embed finance into apps and customer journeys by simply dragging and dropping. All you need to access global financial capabilities is one platform. Developers can embed global financial services right into their app or customer journey using a super easy API. Global operations and license platform that processes billions annually to manage your embedded financial services. You can also plug in your own licenses and financial operation capabilities to use ours to scale out to new countries. Easy APIs to integrate any financial use case into your customer experience. We do the rest, so you can focus on product design, marketing, customer engagement, and product design. Instantly create single-use virtual debit cards to manage SaaS subscriptions such as Netflix. Integrate wage advancement seamlessly into your payroll processes.

The Ninth Wave Platform, a single, comprehensive, open banking solution, allows financial institutions to securely share permissioned data with a wide range of third-party apps, including aggregators and fintechs, accounting, ERP solutions, personal finance management and wellness tools and tax prep software. Ninth Wave allows retail and commercial banks, credit unions and wealth and investment managers, as well as other financial service firms, to provide their customers with fast, convenient access at their convenience to their data via any app or solution. This results in a better digital experience that increases satisfaction and loyalty, attracts new clients, opens up new revenue streams and reduces risk for our clients.

Embedded finance made easy Use ONE connected platform to quickly embed financial services into your business. Fintech is hard. We make it easy and embeddable. There are many contracts, approvals and integrations that are required to build fintech. Hydrogen has done the hard work for your benefit, saving you up to 80% on costs and time. Check out our embedable products: Card Physical & Virtual Card Issuance. Cards. Our fully configurable and configurable embeddable apps allow you to issue physical and virtual debit cards. There are no minimums, lockups or program setup. Plus, you can earn revenue with every swipe Payments ACH and Bank Auth, P2P and Roundups Payments With our fully-integrated and configurable embedded apps, you can add ACH, bank auth and P2P to your business. Money, Personal & Business Finance. With our fully-integrated and configurable embedded apps, you can add aggregation and accounting to your business.

Nium is a catalyst for fast deployment of new financial services for all sizes of businesses. Instant access to a global network that offers card-issuing, payout, and pay-in capabilities. Your customers will be able to access new services, you can monetize your cash flow and build your own global payment network. Transfer money to your customers, vendors, and employees worldwide via the world's largest global network. Discover our purpose-built, turn-key API suite. Nium integration is easy and quick. Our modular, cloud-based API suite allows you to build your global solution. As you scale, integrate new features and geographies. Our API suite includes RESTful methodology, HTTPS authentication and verbs. JSON is also available. This ensures a reliable platform and easy integration. Explore our documentation and start prototyping & building your solution in our sandbox environment.

Stripe Treasury allows you to embed financial services on your platform or marketplace. Your customers can manage their cash flow, manage their funds, pay bills and earn yield with a single integration. Stripe Treasury offers the modular components that you need to create a fully-featured, scalable financial product. We have partnered with banks to allow wire transfers and ACH, FDIC insurance-eligible account accounts, and faster access funds. All this from your platform. With one API request, create an account object. In minutes, onboard users can verify their identity and create an account with one our bank partners. Create a fund store and configure the properties for your financial product. Different ways to transfer funds into and out of your account can be enabled. To give users more options for spending their money, you can issue custom payment cards. Stripe Treasury was developed in partnership with a number of banks.

Customers can accept payments through your platform and monetize from their revenue stream. You can control your margins, set your merchants' rates and interchange, and keep the majority of your profits. Stop being the middleman! Eliminate MOR liability, dispute resolution, PCI/data security and compliance. Easy, flexible integration options available with APIs, drop in widgets, and a customizable UI. Our proprietary gateway solution eliminates the hassle and cost of moving payments in-house. This allows you to add payments directly to your platform without sacrificing any margin. Your customers can choose to be card-present or eCommerce-based. Do not be tied to one payment processor. You can choose the best option for you customers. To keep your customers competitive, you can define interchange-plus, flat, or bundled rates. You have portability rights to your customers' payment accounts with us.

Our Banking-as a Service platform includes everything you need to create your own banking products. Solarisbank is a technology firm with a German banking licence. Our APIs make it easy to integrate our digital banking services into your product. We are experts in the regulatory and technical complexities of banking so you can concentrate on what is really important: your customers. Our APIs make it easy to create your own banking products. Our APIs for Digital Banking and Cards allow you to create your own neobank. We use a B2B2X model, which means you are the sole owner of all customer relationships. The API documentation is easy to understand and will get you up and running in no time. Our Banking-as a Service platform is built on modern RESTful APIs, which can be mixed and matched to meet your needs. We take care of the regulatory burdens associated with running a licensed bank so that you can concentrate on your customers' needs.

The smartest platform for managing and paying corporate spend. A complete DIY platform that supports a wide range of corporate cards. Easy digital onboarding to create cards instantly. For each business spend, create purpose-based cards. Your branches, departments, and teams can assign spend limits and cards. As per your business needs, you can restrict or allow usage within pre-defined limits. Unique purchase card program, quick credit evaluation & go live. Revolving credit lines that are collateral-free Maximize your balance sheet's potential. Minimum documentation, no foreclosure charges. Flexible credit and billing cycles that are suited to your individual needs. Upgrade to a digital, more secure way of managing your spending. You can pay for marketing, cloud, subscriptions, and more. Global payments can be secured with single-use cards. Create & manage cards via interactive dashboards. You can use your cards to make business payments such as rents, utilities, and taxes.

BBVA wants your small business to succeed. Check out our market-leading checking account designed to support small businesses. You can earn interest on money your small business makes. Plus, you have the added security of being in a position to "sweep” funds to your business checking account whenever you need them. You can find business loans tailored to your business needs for any project, no matter how large or small. You can manage your business' cash flow and spending, as well as earn rewards for Qualifying Purchases made with our Visa®. credit card options. Everything you need to run your business smoothly, including POS systems as well as the ability to accept other payment types. Find out about special programs that BBVA customers can only access. A small business is possible only if you have a positive attitude. The pandemic destroyed that self-reliance. It was an honor to help these dreams continue.

Split your money using as many wallets you want, enjoy instant settlement and make the payment process part of your product. Our event-based payment system will automate your entire payment process. Utilize a fully traceable techniqe to get the most accurate information from your payment flows. Manage your vendor accounts and automate your payments using distributed ledger technology. We empower online marketplaces and platforms to hold, manage and distribute funds in real-time, with full automation. Split your payments into your vendor wallets, and your Treasury wallet. Payments can be triggered by any data source. Hold your users' funds securely, set conditions, and automate every aspect of the payment experience. Add any currency and expand your payment experience to any European country. Onboarding is fully embedded for your vendors. Be compliant without wasting any time.

Automate your trading, build your own services or connect investing with existing interfaces. Get started trading more than 8,000 global stocks or ETFs in our free paper environment. Your dedicated securities trading account will allow you to live demo your use case. This account is provided by our licensed partner. Your API for stock trading, market data. An API that allows you to create any type of brokerage use case. These documents will give you a headstart. Stream historical and current market data. These data can be integrated into your brokerage use cases. It's easy as pie. Our REST-API allows you to place orders. It's simple, easy, and flawless. The API lemon.markets allows you to create your own brokerage experience. The state-of the-art REST API allows you to create a brokerage project that suits your needs. Create your own automated trading system that places orders on the stock exchange. You can monitor price changes and set your own buy/sell rules.

Across businesses effectively managed accounts payable processes are essential for optimising cash flows and achieving sustainable business growth. Accounts Payable (AP) processes are traditionally hampered by manually intensive, complex and poorly controlled processes making it hard to manage business payments. Zoyer a SaaS-based, data-driven business spend management platform with embedded finance capabilities, provides businesses complete control over business payments. The full-stack platform automates the complete payment cycle from supplier onboarding, automated invoice receipt, routing, approval, three-way reconciliation and payment execution. Embedded multi-rail payment options allow supplier payments to be securely processed from the Zoyer platform, provide greater control over the flow of funds and ease of reconciliation by ensuring invoice and payments data are in sync. Zoyer uniquely embeds Zaggle branded card products such as founderscard and corporate credit cards directly into accounts payable workflows. - Embedded credit cards to finance payables - Invoice processing that is completely automated - Multiple payment modes - Supplier portal and mobile application - Rich dashboards