CapitalOS Description
Streamline operations and reduce expenses for your users through a single API integration. Unlock a new source of revenue without any financial risks, as CapitalOS supplies the capital while managing compliance and risk. Experience top-tier card management along with spending controls that effortlessly fit into your application and enhance over time. CapitalOS handles all aspects of compliance, auditing, and licensing, allowing you to concentrate on what you do best. Most businesses can complete the onboarding process in just 2-4 minutes with immediate decisions, and no credit score checks are required. Enjoy aesthetically pleasing mobile and physical cards, while CapitalOS assumes the underwriting risk. Moreover, your platform will not bear any financial liability for the transactions conducted by your business. This ensures that you can innovate and grow without the burden of financial responsibility.
CapitalOS Alternatives
Modernize your procurement process with Order.co – an easy-to-use procurement software that simplifies every aspect of purchasing for your business.
With Order.co you can automate sourcing, purchase requisitions, and PO management while improving spend analytics - all in one customizable platform. Leverage Order.co’s AI powered sourcing technology and exclusive supplier discounts to save an average of 5% on products, and avoid supply chain disruptions with Order.co’s 17K+ vendor network. Customize budget and approval workflows for your business, purchase from your custom product catalog, and pay on flexible terms with your preferred method. Access real-time spend data and insights by user, location, cost center, or vendor for enhanced budgeting, forecasting, and reporting.
Order.co works seamlessly alongside any ERP and accounting system, including direct integrations with Quickbooks Online, Sage Intacct, Netsuite, and more to simplify your entire purchase-to-pay process.
Learn more about Order.co
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
Learn more about Wallester
Fora Financial
Fora Financial is a business financing company that provides multiple funding options for small and midsize businesses. Its products include revenue advances, lines of credit, SBA loans, business term loans, equipment financing, and small business loans. Revenue advances are repaid using a fixed percentage of daily or weekly gross receipts, allowing payments to adjust during lower-cash-flow periods. Lines of credit provide ongoing access to funds that businesses can draw as needed, with advertised limits ranging from $5,000 to $100,000. Term loans provide lump-sum financing with predictable payments, while equipment financing is intended for purchases, repairs, or leases of business equipment. Small business loans can provide working capital for expansion, cash flow management, and other operating expenses, with terms of up to 18 months and funding amounts of up to $1.5 million. Fora Financial states that completed applications can receive approval decisions in as little as four hours and funding as soon as 24 hours after an offer is accepted. Applications are reviewed using underwriting factors that may include business and personal credit, revenue consistency, cash flow, time in business, and industry-specific requirements. Fora Financial is intended for business owners that need flexible access to capital for growth, equipment, payroll, inventory, acquisitions, bridge financing, or general working capital.
Learn more about Fora Financial
Parafin
Parafin delivers the essential connective framework that strengthens and sustains financial services. We manage various aspects such as sourcing, underwriting, origination, servicing, compliance, and risk management, among others. Our journey begins with exceptional underwriting practices. Utilizing advanced machine learning models, we analyze data from millions of businesses spanning diverse industries to assess eligibility for offers and optimize the experience for merchants. Additionally, we have developed a sleek, white-labeled user interface that integrates effortlessly into your current platform. We assume the risk and guarantee that our offerings adhere to a multitude of government regulations. By expertly navigating the intricacies of capital markets for you, we ensure a smooth operational flow. Collaborating with top-tier financial institutions, including Jefferies and Silicon Valley Bank, allows us to maintain a consistent influx of funds to support your merchants. Beyond merely providing a framework, our all-inclusive solution delivers a comprehensive financial services program tailored to meet your needs. In essence, we empower businesses through seamless access to capital and compliance, enhancing their overall functionality and market presence.
Learn more about Parafin
Integrations
API:
Yes, CapitalOS has an API
No Integrations at this time
Company Details
Company:
CapitalOS
Website:
capitalos.com
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Product Details
Platforms
Web-Based
Types of Training
Training Docs
Live Training (Online)
Customer Support
Online Support
CapitalOS Features and Options
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