Best High-Risk Payment Processors in the USA

Stax provides integrated payment and recurring bill solutions that are simple and industry-leading. Stax Connect is a unique payment ecosystem that allows portfolio growth through technology and monetization. Stax's developer friendly API simplifies the ability for ISVs and their payment processing with a single integration. This provides access to the best-in-class tools required to provide payment acceptance capabilities. Stax Pay offers secure online and in-person credit card processing. A business management platform that helps you manage and grow your company.

Streamline Payments effortlessly with Easy Pay Direct, your reliable partner in secure transaction processing. We specialize in comprehensive merchant solutions, enabling you to minimize concerns about account suspensions, freezes, or unexpected fees, allowing you to dedicate more attention to expanding your enterprise. Conceived with the goal of simplifying your operations, Easy Pay Direct prioritizes convenience through our dedicated team and advanced technology. We understand the demands of entrepreneurs and provide tools that are not only effective but straightforward and user-friendly. Handling credit card transactions shouldn't add to your workload. That's why we ensure our system integrates smoothly with over 250 online marketplaces, supports recurring payments, offers solutions for declined transactions, oversees chargeback disputes, creates bespoke payment URLs, and delivers exceptional, personalized support. Our support team is always ready to assist via phone, message, or email, ensuring you're never alone in managing your payments. Discover why leading entrepreneurs, including Grant Cardone, Frank Kern, Wes Watson, and Fortune Builders, choose Easy Pay Direct for their payment processing needs.

Payop is a powerful terminal- and payments operational system that includes traditional functions such as device firmware updates and advanced features like asset tracking, transaction analysis and providing operational insight. Payop gives you the ability to be independent from terminal manufacturers. These are 10 compelling business reasons why Payop is so important. Merchants' businesses are dependent on payments. Any disruption to payment service will have an immediate impact on their business as well as their customers. Merchants and service providers are responsible for maintaining the payments solution's up-to-date status after it goes live. They need an operational toolkit that is easy to use and can manage payment terminals and applications, thereby preventing downtime. This includes routine maintenance operations such as updates and unforeseen circumstances.

We can help you expand your clientele, increase your business, and more. We are payment experts who develop payment platforms that have top-notch security, and dedicated support in order to increase your sales. WebPays is compatible with all leading CMS platforms, integrated with coded plug-ins. These tools can also send all billing information (payment details, invoices, credit) to your online accounting solution in a format suitable for it. The merchant does not need any coding knowledge to integrate plugins. WebPays also provides plugins for your preferred platforms. WebPays will provide you with a dedicated merchant account manager who is available 24/7 to assist you as well as your customers. You can help your customers with any payment-related issues by contacting us at the same moment. WebPays will never leave you in any situation.

Shift4Shop makes it easy for you to create the perfect website and sell your products or services online. Our eCommerce solution includes a website builder, order management, customer marketing tools, and more. You can choose from dozens professional-designed templates that are industry-specific and mobile-friendly. They are all highly customizable, SEO-optimized, and mobile-friendly. You can customize your site with our intuitive web design tool. You can also edit the HTML or CSS directly. Or, you can access our network to get help building your online shop. You have access to hundreds of powerful features such as product and order management, SEO tools and email and social media marketing. Our integrated payment processing solution allows you to accept credit cards and digital wallets quickly and securely. Shift4Shop gives you all the tools to start, grow, and manage an online business.

Our Paywire platform is designed to handle complex and simple payment needs. It integrates easily with both web and software applications. Our partners can process more payments by expanding their acceptance channels or adding multiple payment options. Our platform can integrate with complex peripherals such as EMV readers or check scanners. It supports mobile, web, desktop, Thin Client, and mobile payment options. Paywire is a flexible, turn-key solution that can handle a variety of payment processing, monitoring, reporting, and reporting requirements. We are an active member of ACA International and have over 20 years of experience in the collection industry. We understand the operational and compliance requirements of your agency. Our proprietary Paywire platform, which can be customized to your requirements, is a global leader in secure, flexible, and highly customizable ecommerce solutions.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Certain industries are low-risk when it comes to processing credit cards, while others are high-risk. Low-risk industries have a lower incidence of fraud or chargebacks. As a result, these industries pay lower processing fees, and have fewer account restrictions. While these industries are considered low-risk in general, each business is unique and will be subject to different restrictions and processing fees based on various factors. Even low-risk industries can experience fraud or chargebacks on occasion, so businesses should take steps to protect themselves and minimize risk. Merchants can manage transactions, process payments and generate reports for all payment processing activities from a single account. Give your merchants valuable insight into customer behavior by providing a single view across all channels.

Payment software for eCommerce merchants and virtual credit card transactions. Process debit and credit cards as well as ACH transactions.

Intergiro's APIs are a financial toolkit that allows you to automate your business finances and provide banking services to customers. Intergiro is business-oriented banking: Intergiro offers multi-currency accounts and cards, as well as payment processing APIs and embedded financial services via an API.

CutPay offers a variety of card machines to businesses who want to accept payments in person. CutPay offers ecommerce packages that allow you to grow your business in a virtual environment. CutPay's virtual terminal allows you to securely process credit and debit card transactions over the phone, or from orders received via fax. CutPay EPOS will save you time and money while improving your customer service. CutPay can meet all your needs, whether you run a small local shop with one till or a multi-site international chain. Lower fees and an increase in revenue can make a huge difference in your income, whether you own a retail shop, restaurant, or ecommerce website. It can make all the difference in a business. We offer excellent customer service, care and support by having a team on hand to help you set up and use the system.

One platform. One partner. There are endless global possibilities. All this and more through one payment technology platform. Nuvei offers everything you need without having to change your provider. That's right. We believe in flexibility, choice, and redundancy. You can add us to your gateway stack to increase geographic coverage and speed up growth, or you can take advantage of our entire platform for maximum benefits. Our connections with over 200 global acquirers allow you to take advantage of every payment opportunity, increase acceptance rates and lower operating costs. With our flexibility and customization, you can reach a new level in payment processing. You can start processing quickly. Our payment platform integrates easily with multiple gateways, platform partners, and eCommerce plugins.

SecurionPay, an online payment platform that is technologically advanced, focuses on customer service and provides first-rate solutions. The professionals are familiar with merchants' needs and problems. They can provide a superior user experience, top security, smooth payments, mobile conversion, chargebacks and fraud protection. Our clients have the ultimate freedom, flexibility, and control over the entire development process, regardless of merchant's technology stack, as well as every payment activity.

You can take payment in many ways with this dashboard. You can view reports, access transactions, store customer profiles, send invoices and more from one place. You can integrate our services directly into an online shopping cart, or use our hosted payment page. Our software can be connected to your website to accept payment. Invoices allow you to electronically collect payment from customers. Send an invoice to collect one-time and recurring payments. Our user-friendly platform makes it easy to make payment. Enter your client's credit card details to receive funds the next day. Our secure software can store and tokenize customer payment information. Search for customers by name to instantly populate their stored data. Track custom fields, assign user permissions, and customize receipts all from one place.

Our state-of the-art hardware and software runs on an operating system that provides reliable and fast performance in a secure application. Our TouchSuite Restaurant POS is built on an innovative unified platform. It packs exceptional performance into a robust, yet easy-to-use POS system. It's hard enough to run a restaurant. We have worked with restaurant owners like you to develop critical features that you will actually use. TouchSuite POS was created with you in mind. TouchSuite POS is industry's only solution. It includes everything you need in order to start, manage and grow your business. You have all the features you need, with lots of room for growth. TouchSuite POS can easily be integrated into your system. All skins can be customized to any background or logo. You can customize buttons to suit your needs. TouchSuite has a variety of pricing options that will suit your business needs.

The 2Checkout Monetization platform is flexible and comprehensive, so you can quickly explore new markets and provide exceptional user experiences. The all-in one monetization platform that maximizes revenues and makes global digital sales simpler. 2Sell: Our platform allows merchants to accept online and mobile payments from buyers around the world. No matter where you are located on the globe, our payment processing is seamless and reliable. 2Monetize is the all-in one monetization package that enables global businesses to grow their digital commerce revenue streams.

PaymentCloud Merchant Services offers credit card processing services for all types of businesses. We can support every type of business, from Fortune 100 companies to small local stores, ecommerce, retail, and at all levels of risk. We offer a wide range of integrations with almost any platform, shopping cart and CRM. These tools allow you to reduce risk and increase your reward. To receive personalized attention and a personable service, talk to one of our dedicated account mangers. PaymentCloud provides the foundation businesses need in order to succeed. We have over 50 years of combined experience in the payments industry and we are eager to help you succeed. No cost comparison. Simple setup. Fraud prevention and chargeback. There are hundreds of integrations. Accepted in industries with low risk and difficult to place.

Corefy is a universal, feature-rich payment orchestration platform that can be used by online businesses and institutions. To provide a unified communication, control and management interface, we integrate payment providers and acquirers from all over the globe. Corefy processed 34,000,000 transactions annually in 2019. Our platform saw a threefold increase in transactions last year. We ended 2020 with more than 106 million successfully processed transactions. Corefy's growing customer list includes major international financial institutions and companies. We offer a complete range of cloud payment processing services to: Payment & Money Institutions. Crypto exchanges and wallets. Fintechs. Freelance platforms. Marketplaces. Gambling & Betting companies. Get in touch with our team to find out more about the benefits that we can offer your company and to receive the best deal.

AxxonPay, a leading payment solutions provider, is a direct bank card acquirer of high risk merchants. We offer a variety of payment services to clients around the world, including Visa, Mastercard and JCB. Our data-driven technologies are tailored to meet the needs of our clients in e-commerce. Online payments are easy, secure, and hassle-free. Our payment gateway facilitates an integrated omnichannel payment process. It combines acquiring capabilities, over 100 payment options, mass payouts and technological innovation into a single seamless integration. AxxonPay ensures quick money movement with a single click. Our clients enjoy lower operational costs, reduced time to market for business expansion, and the perfect blend of security and conversion. AxxonPay employs over 700 people and has four offices around the world. The FCP of the UK has licensed us.

Your institution will receive 100% of the amount billed when consumers pay by credit card or debit. CardX pays the transaction costs and collects all service fees, so that you receive every dollar due. Is your payment system older than the iPhone's original version? Most payment providers in government and education haven't kept pace with the times. Intelligent Rate is powered our patent-pending tech that determines the card type and acceptance cost in less than a sec. The result is an innovative payment solution that delivers the transparency consumers demand today. The Intelligent Rate allows consumers to only pay for the costs they incur, just as with utility bills or other consumer services. A flat-rate fee, on the other hand, forces a customer with a low cost card (such as a debit) to subsidise a customer who prefers to use a more expensive card.

If you are a business owner in the EEA you can access a full range of online payment processing solutions. Accept the most popular payment methods. Manage all your merchant information in one place. Online application and validation through electronic signature. Our API allows you to preview the entire product and gain access to a fully-featured playground. Our experience has taught us that in order to achieve success, you must develop it. We always strive to meet and accommodate the needs of every developer through a dedicated platform. Our powerful API is easily integrated with most popular ecommerce platform or, if PCI DSS 1 compliance is met, you can process payment directly on your own website. You can accept online payment without a website or a shopping cart. Share it via SMS, Messenger, or email and collect payments instantly.

We have the largest high-risk bank network in the industry and it is growing! Our team has been working in the high-risk industry for more than 20 years, formulating and strengthening a network of domestic and foreign banking partners. This allows us to offer diversified solutions that are suitable for almost every type of high risk merchant account. Our online application, which integrates with dozens banks, ensures a fast application and approval process, so you can begin accepting credit cards immediately. Our online portal provides daily status updates and reminds you what you need to do to get approved. We have tested over 40 different banking solutions and can ensure that we only submit your application to banks who work with businesses just like yours. Our fraud-prevention service can help you reduce fraudulent charges.

Clover POS, a cloud-based all-in-one solution for processing and receiving payments, is Clover POS. Clover POS gives retailers and business owners secure access to a full suite of products and features. It replaces the standard cash register, stand alone terminal, receipt/label printing, barcode scanner, and stand-alone terminal. The platform offers features such as inventory management, time clocks, purchase orders and vendor maintenance. Cloud reporting and management, QuickBooks integration, lifetime warranty option, and many more. Clover creates smart, customized point-of-sale systems that make it easier to run your business. Join the mass migration towards online orders. From click to pick up, we have you covered. Shopping and dining should be fun, and worry-free. You can shop and eat in peace with contact-free payments and orders. Clover can be used at any location, including curbside, home office, or counterside.

Many business owners find merchant services confusing. They also have difficulty understanding pricing. Low-risk to high-risk Business To Consumer, B2B, or Business to Government. We can solve your merchant services problems with simple countertop terminals, software, point-of-sale, integrations, and Omni Channel Solutions. We create a payment toolkit that meets your needs to scale your business, and take it to the next step. Nationwide Payment Systems allows you to accept all types payments including major credit cards, debit and ACH, Apple Pay and Google Pay, Tap and Go Cards, EMV, NFC and Wallets. You can also accept alternative payments such as buy now, pay later, Cryptocurrency, and many more.

We use state-of the-art technology and place compliance as our top priority. We are here to stay. We are not brokers. You will deal directly with the source. We know what it takes to make merchants online successful. The Merchant One payment gateway provides data security, fraud detection, as well as many options for ease-of-use and ultimately your success. Virtual Terminal: Enter or swipe your transactions through our secure payment portal. Credit and ACH payments. You can also interface with our unified payment platform via our API if you prefer to make your own EMV Level 3-processor certification. You will receive integration examples for your applications, as well as our integration guide. Our APIs require additional processor certifications to be used with your chosen payment device, unlike our SDKs.