Best Web-Based Credit Card Processing Software of 2026

Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.

Square POS is a simple, intuitive point-of sale (POS) solution. It provides a rich set of tools for inventory tracking, sales tracking, online payment processing and digital receipts. Square POS is available for Android and iOS devices. It records transactions offline by storing data locally, then automatically syncing information when there is an Internet connection. Square POS allows users to manage details such as names, prices and quantities. It also offers features such as a barcode scanner and discounts, credit card processing and gift cards, refunds and more.

Toast POS is a flexible system that was created exclusively for restaurants and food service businesses. This solution allows restaurant owners to quickly adapt to changing industry trends and customer expectations by offering tools such as online ordering, delivery, takeout and mobile app ordering. Toast POS is a cloud-based platform that offers new features and allows users to access their restaurant data from any location, on any device. Its powerful reporting and analytics suite enables restaurant managers to identify savings opportunities, highlight the best-selling menu items, etc.

Our wide range of options will help you to process payments smoothly. We offer a wide range of payment options, including traditional card reader payments as well as mobile payments, ecommerce and fully integrated POS applications.

1.25% + $0.25 debit card processing No contracts or termination fees for credit card processing. RewardPay powered through Payroc allows your business to add a credit card fee on top of the total price customers pay for a product. RewardPay can help you achieve total compliance with all major credit card brands and promote full price transparency with your customers.

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

Our merchant processing system provides a singular, intuitive portal for easy access. This payment platform is equipped with a variety of integrations and additional features that enhance its capabilities, enabling you to offer even more convenience to your clientele. When seeking a seamless transaction experience, this comprehensive credit card processing option stands out as the best choice. Within this all-encompassing portal, you can obtain a real-time overview of your business's payment activities or delve into each transaction for tasks like processing refunds, voiding transactions, or resending and reprinting receipts. Additionally, you have the capability to analyze customer behavior by distinguishing between new and returning clients, as well as their payment preferences, whether they opt for magstripe cards, EMV chip cards, or contactless payments via mobile devices. All these advanced transaction management insights are available in real-time, seamlessly integrated with your POS reporting system, ensuring your business remains agile and responsive to customer needs. Furthermore, this robust system not only streamlines your operations but also empowers you with valuable data to enhance your overall service delivery.

QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.

Computop provides its customers with local and innovative omnichannel payment processing and fraud protection solutions for ecommerce and POS. Computop Paygate allows retailers, service providers, and industrial enterprises to choose from more than 350 payment methods. Computop is a global player, with locations in Germany and the USA. It has been serving large international companies, such as C&A and Fossil for over 25 years. Computop processes transactions worth USD 33 billion, in 127 currencies.

Winston POS is a modern and adaptable point-of-sale solution tailored for restaurants, bars, and hospitality businesses worldwide. It operates on any preferred operating system—whether Apple, Android, or Microsoft—allowing businesses to keep their existing hardware or upgrade at their discretion. This POS system integrates effortlessly with popular restaurant tools, consolidating data from accounting, reservations, staff scheduling, and more into one centralized platform. Features like kitchen display screens enhance service efficiency by streamlining communication between the kitchen, bar, and service teams. Winston POS offers a wide range of modules including mobile payment terminals, loyalty rewards, gift vouchers, and self-ordering options to customize the guest experience. Whether managing a small bar or a large restaurant, users benefit from flexible pricing starting at €89 per month. The dedicated support team assists with smooth transitions and continuous operational help. Trusted by restaurants globally, Winston POS is praised for its ease of use, reliability, and comprehensive functionality.

Utilize a payment provider that seamlessly accepts credit cards and various popular payment options, ready to assist you whenever you're prepared to start. Eliminate time-consuming third-party setups and transition from configuration to selling with a single click. With Shopify Payments included in your account, all it requires is activation on your end. Enhance your conversion rates by simplifying the shopping experience; activating popular payment methods and local currencies ensures a smooth checkout process for customers. Gain a comprehensive insight into your financials, as only Shopify Payments allows you to manage your orders and payments from a unified platform. Explore informational articles that guide you through the process of accepting credit card payments using Shopify, ensuring you have all the resources needed to succeed. Additionally, this knowledge can empower you to maximize your online business's potential effectively.

Credit Card, ACH and IVR Payment SaaS available for your IBM i, iSeries and AS/400. Use native RPG APIs to ensure a stress-free and simple implementation for the IBM i, iSeries and AS/400. Automate manual data entry, get real-time authorizations and perform background or recurring charges with cards on file. Your entire infrastructure is now exempted from PCI. This will allow you to spend less time on compliance reporting, audits, and other administrative tasks. Remote payment tokenization can help you reduce risk and protect your data. Flat-fee pricing allows you to control your costs. We will show you how to improve transaction quality, reduce downgrade fees, and get the best credit card processing rates.

MONEI makes it easy to do everything MONEI allows you to accept online and offline payments. MONEI can be integrated directly to your website or online shop with just one line of code (or none at all). MONEI protects against fraud, issues refunds, and helps you succeed in your business. This is the simplest and most cost-effective way to make money from your website. Move money with ease Transparently and securely transfer your money online -- there is no paperwork or compliance required when accepting payments to open a business. MONEI integration will increase your conversion rates. Our capabilities and features are unbeatable. It's insanely simple MONEI was designed so that anyone can use it. Tomorrow you will be your six-year-old child, on their journey to conquering the business world. It takes a few clicks to get it done.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

Certain industries are low-risk when it comes to processing credit cards, while others are high-risk. Low-risk industries have a lower incidence of fraud or chargebacks. As a result, these industries pay lower processing fees, and have fewer account restrictions. While these industries are considered low-risk in general, each business is unique and will be subject to different restrictions and processing fees based on various factors. Even low-risk industries can experience fraud or chargebacks on occasion, so businesses should take steps to protect themselves and minimize risk. Merchants can manage transactions, process payments and generate reports for all payment processing activities from a single account. Give your merchants valuable insight into customer behavior by providing a single view across all channels.

eMerchantGateway, founded on one of the globe's most extensive payment gateway infrastructures, stands out as a reliable choice for processing payments through various channels, including online, telephone, and postal methods. It is designed to be secure, swift, and dependable, featuring an array of tools for handling card-not-present transactions efficiently. The platform ensures full compliance with PCI-DSS for optimal payment security. Users can conveniently access a comprehensive management console via a web browser or dedicated app. The service includes a virtual terminal for processing telephone or mail orders, as well as options for generating invoices and web forms for online payments. Customers can also customize recurring billing options to fit their preferences. With 18 customizable fraud prevention modules, the platform can adapt to meet specific business requirements. Additionally, eMerchantGateway provides detailed reporting to help businesses monitor transactions minute by minute, alongside batch and real-time payment processing capabilities that include mobile integration. Catering to a variety of industries, eMerchantGateway's software solutions are tailored for sectors such as furniture, restaurants, and non-profits, ensuring that every client finds the right tools for their unique needs. This adaptability makes it a versatile choice for businesses aiming to streamline their payment processes.

Payment software for eCommerce merchants and virtual credit card transactions. Process debit and credit cards as well as ACH transactions.

Your payment transactions are securely managed with top-notch data protection measures in place. We adhere to the PCI DSS LEVEL-1 standards and employ SSL encryption that meets the highest requirements set by international credit card organizations. Our system facilitates the issuance of digitally signed invoices via email, enabling smooth credit card transactions, PayPal, or bank direct debits. Additionally, users can manually create invoices for cash or cheque payments. This invoicing system is recognized and approved by the income tax authority, ensuring compliance and reliability. Customers can enjoy a free application compatible with both Android and iPhone devices, offering functionalities for debit and credit operations, transaction viewing, and more. There is also an option to connect an EMV credit card reader through Bluetooth technology, enhancing transaction flexibility. This payment solution is designed to evolve alongside your business requirements, accommodating payments via mobile phones, independent clearing terminals, any computer or tablet, as well as integration with management software and e-commerce virtual stores. Furthermore, it offers complete integration with PayPal, including the automatic generation of invoices, streamlining your payment processes even further. With these comprehensive features, managing your finances has never been easier or more efficient.

Experience hassle-free card payments with SumUp, the most cost-effective solution for your business transactions. You’ll incur just a 2.75% fee on each transaction, with no contracts or monthly minimums required. This pricing model is designed for transparency, ensuring you always know what you're being charged. With top-tier payment solutions, funds are deposited directly into your bank account within a swift 1-2 business days. You can begin in under five minutes by simply connecting the card reader to any mobile device or tablet and start processing payments. At SumUp, we prioritize clarity in pricing; there are no hidden charges or recurring fees, so you only pay for what you actually use. Each day, over a million businesses trust SumUp for their payment needs. Discover how partnering with SumUp can facilitate your business’s expansion and success. With easy onboarding and reliable support, it’s time to elevate your payment experience.

Our credit card processing solution integrates with a wide range of terminal and software options, including mobile and EMV solutions. No matter what your current system is, we can accommodate it. Our eCommerce team will work with you to find the right online platform for your business that allows payments to be processed seamlessly and keeps you up to date with technology. It's easy to create an online store and add credit card processing. Our number one goal is to provide you with all the tools and support that you need to run a successful eCommerce business. We offer unmatched service and free consultation at all times of the day. BLUE POS All In-One provides everything you need to manage your payments, increase sales, and optimize your operations straight out of the box. It can be connected wirelessly to an EMV/NFC payment device, and has optional peripherals. This makes it a great choice.

PayXpress mPOS is a versatile payment solution that includes a multicurrency and multi-brand QR reader, supporting popular platforms like WeChat Pay and Alipay, along with NFC and camera card scanning capabilities. It allows for SMS or email confirmations of payments and supports offline transactions through telecom IVR, offering the flexibility of multiple bank and merchant accounts. This system is designed to enhance customer experience by providing a range of personalization options that cater to international shoppers, ensuring they feel welcomed and comfortable. By offering trusted payment methods in various languages and currencies, it accommodates all customers, including those who are blind or have disabilities. Utilizing the latest technologies, PayXpress mPOS improves in-store interactions and ensures customers can pay in their preferred ways now and in the future. The platform also streamlines business operations with features tailored to specific industries, delivering a unified omnichannel commerce experience. Users benefit from a comprehensive dashboard that provides a singular view of payment data, facilitating a seamless experience across all sales channels and devices. This holistic approach significantly enhances the overall customer journey, regardless of how shoppers choose to make their payments.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

Regardless of the size of your organization, Cheddar Up provides a seamless platform for collecting money and forms online. The process of gathering funds has become incredibly simple; just set up a page, include the necessary items or form fields, and distribute the link to start receiving payments. We handle all the tracking for you, and withdrawing funds to your bank account is completely free. Daily, various groups discover innovative and effective ways to utilize Cheddar Up for their community fundraising needs. From membership fees and HOA dues to tuition payments, spirit wear, troop contributions, group gifts, after-school programs, events, fundraisers, and much more, Cheddar Up is versatile. Impress your community with a beautiful and effortless payment experience that doesn't require any apps or accounts. You can choose to have professional-looking payments right out of the box or easily customize the appearance to match your group’s identity. Additionally, accepting payments in person is straightforward with our mobile apps and Bluetooth card readers, ensuring that all transactions are consolidated within Cheddar Up. With this user-friendly service, managing payments has never been more efficient and adaptable to your specific needs.

At last, there's an accessible and professional payment solution tailored specifically for the accounting sector, equipped with comprehensive reporting tools that facilitate swift and uncomplicated reconciliation. Reassure your clients by partnering with a PCI level 1 compliant, top-tier solution that prioritizes the security of their data. Furthermore, our services also assist your firm in maintaining regulatory compliance. Given that your clients have high expectations, depend on an intuitive platform to provide personalized and client-focused service. Enhance your workflows and automate tedious tasks so you can devote more time to what truly matters: excelling for your clients and cultivating a prosperous practice. 8am CPACharge offers essential features and capabilities that are crucial for accounting professionals like yourself. From various convenient payment methods to advanced reporting and reconciliation options, along with superior data protection, we ensure you have everything you need. In addition, our invoicing feature allows you to effortlessly generate detailed invoices using an easy-to-navigate time entry system, eliminating the need for any additional software tools. This streamlined approach not only enhances efficiency but also elevates the overall client experience.

Valmar Merchant Services delivers comprehensive payment processing solutions that encompass ACH, debit and credit card transactions, push-to-card instant funding, as well as eCheck and Check 21 capabilities. Their operational framework is underpinned by direct banking affiliations, which facilitate reduced overhead costs, API connectivity to leading gateways, and the ability to cater to “high-risk” sectors such as CBD, hemp, debt collection, and online lending. The company prides itself on its commitment to transparent pricing—there are no concealed fees, no initial setup costs, no lengthy contracts, and no penalties for cancellation. Additionally, they offer features like real-time reporting, tools for fraud detection and mitigation, chargeback management, and a redundancy system across banking partners to ensure minimal downtime. Each merchant is paired with a dedicated client success manager to assist with both onboarding and continuous operations, ensuring a seamless integration process that minimizes disruption. This focus on support and transparency helps build lasting relationships with clients, reinforcing the company's reputation in the payment processing arena.