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Description
Nexto provides comprehensive cloud accounting and operational software tailored specifically for currency exchange businesses, including money changers and remittance offices. It efficiently tracks currency transactions, transfers, fees, and expenses, as well as cash flow and banking activities using double-entry bookkeeping, offering detailed balance sheets and transaction reports across various currencies. Employees can monitor exchange-rate trends and trading profitability, handle cash reconciliations, and oversee remittance obligations and scheduled payments. The system includes features such as role-based permissions, an audit trail for accountability, automated data backups, and regular reporting to enhance daily operational controls. Additionally, an integrated WhatsApp inbox utilizes artificial intelligence to interpret uploaded receipts and trade communications, generating draft vouchers for staff to review and approve. Accessible via a web browser, the platform can either be hosted online or installed on a client’s server, while also providing mobile capabilities through a downloadable web application. Furthermore, Nexto facilitates the transfer of existing data and generates reconciliation reports to streamline financial management for its users.
Description
Zemam is a comprehensive, cloud-centric ERP solution designed specifically for small and medium enterprises in Egypt and the MENA region, focusing on Arabic users. Its infrastructure is built on a robust IFRS-compliant, double-entry accounting system that seamlessly integrates Egyptian VAT and direct e-invoicing through the Egyptian ETA, while maintaining a full audit trail. The retail and restaurant point-of-sale (POS) system operates entirely offline and synchronizes automatically, ensuring that sales operations remain uninterrupted. Inventory management is flexible, allowing for costing methods like WAC or FIFO, and includes tracking for batches and expiry dates across various warehouses and branches. Real-time posting to a unified general ledger covers various functions, including sales, purchases, treasury operations, cheque management, installments, and multi-currency handling under IAS 21, alongside features for manufacturing, fixed assets management, human resources, payroll, and customer relationship management. A nearly complete mobile application and a desktop POS system enhance Zemam's usability both in the field and at checkout counters. With an RTL Arabic-first interface, which also supports English, Zemam incorporates multi-tenant data isolation, role-based access permissions, and structured approval workflows. Users can easily import their data via Excel, supported by onboarding assistance, and can begin using the platform for free without the need for a credit card, making it an accessible option for businesses in the region. Additionally, Zemam’s commitment to user-friendly design means that even those new to ERP systems can navigate its functionalities with ease.
API Access
Has API
Yes
API Access
Has API
Yes
Pricing Details
39 USDT/month
Basic is 39 USDT/month or 390 USDT/year and includes 2 users, up to 200 customers, and 1 connected WhatsApp line. Standard is 69 USDT/month or 690 USDT/year; Professional is 99 USDT/month or 990 USDT/year. Annual billing is discounted. The lifetime server-installation license is quote-priced. An optional Nexto Box costs 1,200 USDT one-time in addition to the license. Migration of previous-software records is included. A 7-day demo with sample data is available without a credit card.
Free Trial
Yes
Free Version
No
Pricing Details
$25/month
Zemam uses modular subscription pricing — you pay only for what you use.
The Core plan (Accounting, Sales, Purchases, and Inventory) starts at
1,500 EGP/month (~$30) and includes 3 users, 1 branch, and 1 warehouse.
Optional add-on modules can be added as needed: Point of Sale, HR &
Payroll, Multi-currency, Installments & Cheques, and Fixed Assets.
Extra users, branches, warehouses, and POS terminals are billed per unit.
Annual billing includes 2 months free. A free trial is available.
The Core plan (Accounting, Sales, Purchases, and Inventory) starts at
1,500 EGP/month (~$30) and includes 3 users, 1 branch, and 1 warehouse.
Optional add-on modules can be added as needed: Point of Sale, HR &
Payroll, Multi-currency, Installments & Cheques, and Fixed Assets.
Extra users, branches, warehouses, and POS terminals are billed per unit.
Annual billing includes 2 months free. A free trial is available.
Free Trial
Yes
Free Version
No
Deployment
Web-Based
Yes
On-Premises
Yes
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
Yes
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
Yes
Mac
Yes
Linux
Yes
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
Avesta Trading Teknoloji Dış Ticaret Ltd. Şti.
Country
Turkey
Website
nextofx.com/en
Vendor Details
Company Name
Zemam
Founded
2026
Country
Egypt
Website
getzemam.com
Product Features
Currency Exchange
Analytical Reporting
No
Client Management
No
Custom Account Statements
No
Data Backup Scheduling
No
For Money Exchanges
No
Margin Management
No
Market Data Access
No
Position Management
No
Real Time Currency Quotes
No
Real Time Tracking
No
Transaction Management
No
Product Features
ERP
Accounting Integration
Yes
Accounting Management
Yes
CRM
Yes
Dashboard
Yes
Distribution Management
No
Enterprise Asset Management
No
Financial Management
Yes
HR Management
Yes
Inventory Management
Yes
Order Management
Yes
Project Management
No
Purchase Order Management
Yes
Purchasing
Yes
Reporting/Analytics
Yes
Sales Management
Yes
Supply Chain Management
No
Warehouse Management
Yes
