Compare Modirum vs. NuDetect

Three-Domain Secure (3DS or 3-D Secure) is a messaging protocol based on XML that allows cardholders to verify their identity with their card issuer during online purchases where the card is not physically present. This system plays a crucial role in minimizing unauthorized card-not-present transactions, thereby safeguarding merchants, issuers, and cardholders from potential fraud. By facilitating the transfer of cardholder information between the key players involved in a CNP transaction—namely the cardholder, merchant, card issuer, and payment processor—3-D Secure enhances security. Originally created by Visa in the early 2000s, the first version of this technology was known as Verified by Visa (VbV). Additionally, other major card brands have embraced services based on the 3-D Secure 1.0 framework, with MasterCard referring to it as MasterCard SecureCode (MCC), JCB International calling it J/Secure, and American Express branding it as American Express SafeKey. A significant advantage of implementing 3-D Secure is the transfer of liability for fraudulent transactions from merchants to card issuers, which effectively lowers the incidence of chargebacks. This system not only boosts consumer confidence in online shopping but also enhances the overall integrity of electronic payment systems.

Our solution harnesses the strength of four interconnected security layers to authenticate users based on their natural behavior patterns. Employed by leading global brands, this solution safeguards online experiences from the initial login to the final logout. Ensure you capture every moment of a session. NuDetect is strategically positioned at various points throughout the environment to oversee users from the instant they access your website until they depart. Detect unusual activities before they escalate into fraudulent actions. Utilizing our real-time solution, potential threats are thwarted as they attempt to breach your environment. Provide passive protection for your customers. By analyzing both behavioral and device-related data, you can safeguard your users while they effortlessly navigate your platform, without any added friction. Advance your capabilities effortlessly. As we process billions of data points, NuDetect for Continuous Validation becomes adept at identifying your trusted customers, even as their online behaviors evolve. The machine learning features are fine-tuned to adapt to user changes, enhancing the accuracy of recognition over time. This continuous adaptation ensures that your security measures remain robust and effective in an ever-changing digital landscape.