Alternatives to Modirum

Auth0 by Okta takes a modern approach to Identity and enables organizations to provide secure access to any application, for any user. Auth0 is highly customizable, and simple yet flexible. Safeguarding billions of login transactions each month, Auth0 delivers convenience, privacy, and security so customers can focus on innovation. Auth0 is a part of Okta, The World’s Identity Company™. With Auth0, you can rapidly integrate authentication and authorization for web, mobile, and legacy applications, with new Fine Grained Authorization (FGA) that goes beyond role-based access control. Authenticate users across all applications with your own custom, secure, and standards-based unified login. With Universal Login, users are redirected to a central authorization server. Because authentication takes place on the same domain as the login, credentials are not sent across sources, increasing security and protecting against attacks like phishing and credential stuffing. OAuth 2.0 recommends that only external user agents (like the browser) should be used by native applications for authentication flows. Universal Login provides this in a secure manner while also enabling SSO.

Cardinal is the global leader in authenticating transactions. Since over 20 years, we have brought merchants, card issuers and shoppers together to create an experience that benefits everyone. Cardinal's fast and secure payment authentication creates an enjoyable shopping experience for everyone, starting with more approvals and sales. Our seamless, safe approach brings together merchant, issuer and shopper information to reduce fraud and false rejections. When merchants sell, shoppers buy more. Issuers collect more. Cardinal supports Visa/Mastercard, American Express/Discover/Diners/JCB, UPI and other regional payment systems such as Cartes Bancaires, ELO and more. Cardinal uses a parallel process instead of processing authentication in a sequential manner. Cardinal collects and analyzes data during authentication before the consumer submits their order.

Chargeback deflection at the highest efficiency. Say goodbye to chargebacks through our seamless collaboration between merchants and issuers. Merchanto is a simple, all-in one solution that eliminates chargebacks. Merchanto, as an official partner of Visa & MasterCard, connects you with a global network that covers over 99% of Visa & MasterCard issuers. We facilitate the sharing of dispute data, transaction details and other information between financial institutions and retailers in near-real time. Our platform is supported by thousands of issuers around the world and offers pre-dispute solution, stopping chargebacks even before they occur. Join Us Today to Protect Your Merchant Account Forever.

Concourse – Disputes is a powerful dispute workflow management system that manages both the chargeback lifecycle from initial claim entry through to final resolution for both card acquirers and card issuers. Concourse – Disputes manages all aspects related to the dispute management process for electronic payments such as credit card and debit cards, ATMs, POS, mobile transactions, and more. This includes the creation and administration of retrieval requests, chargebacks and representments, arbitration and other dispute-related activities. The entire transaction life cycle is used to manage dispute activity. Based on the characteristics of each transaction, control the initiation and management of dispute activities. Generate adjustments, chargebacks and representments as well as other dispute-related activities. Automate the administration network-specific dispute regulations like Visa, MasterCard and Discover. Integrate internal processing steps into dispute plans.

GPayment offers a complete line of integrated authentication products based upon the 3D Secure protocol. Verified by Visa, Mastercard SecureCode and JCB J/Secure. American Express SafeKey, Diners Club International ProtectBuy. Liability shift is a way to reduce credit card fraud and eliminate chargebacks. Online fraud is reduced and transactions authenticated by authorized parties can be refunded. For more accurate risk-based authentication, collect a rich data set. The ActiveServer hosted service is scalable and available 24/7 to help clients save time and resources. The client does not need to be certified with each card scheme if they are to deploy in-house.

Our dynamic dashboard allows you to quickly identify unauthorized users and gain a better understanding about your organization's greatest risks. Integrate with your SIEM for all alerts. TWOSENSE invisible authentication authenticates users during a session and automatically responds 95% of MFA questions for your users, reducing MFA friction. Find out how security fatigue is affecting your organization. Our software is SAML, RADIUS, and SSO-enabled. This means you can use your existing login processes and deploy the software within minutes. Validating customers or employees using behavior is more secure than usernames/passwords. The Defense Department has been working for years to find ways to make employees and customers more secure. This includes enhancing and possibly replacing its 2000-dated identification cards.

AuthControl Sentry®, which has been deployed in more than 54 countries and is used by enterprises across finance, government, education, manufacturing, and healthcare, provides true multi-factor authentication (MFA) for organisations. It provides an intelligent solution to prevent unauthorised data and applications access. AuthControl Sentry®, which supports a variety of architectural requirements, has the flexibility to be used in a variety of ways and can ensure maximum adoption due to its many authentication factors. Patented PINsafe®, technology for maximum security. Supports both cloud and on-premise for a flexible architecture. Optimized customization is possible with a single tenancy and a single-tiered cloud service. Single sign-on and risk-based authentication are standard. Integrates seamlessly with hundreds if not thousands of applications. With a wide range of authenticators, you can ensure maximum adoption.

Online Security and Fraud Protection with Real-time Identity Intelligence and Authentication. Access Control. Online security from login to logout: Protect online accounts, information and transactions, as well as your online interactions. Digital Resolve is an affordable and simple-to-implement solution that effectively mitigates risk from the moment it is deployed. The platform was developed by a team that includes seasoned experts to provide a complete view of all transactions and interactions. This is unlike other solutions that only detect certain events. You can also maintain trust and confidence among your users by providing real-time protection from potential risks and offering real-time intervention options.

TruValidate™, which links proprietary data, personal data and online behavior, provides a complete and accurate view of each consumer. Our global network of fraud reporting and advanced insights help businesses identify anomalies, assess risk, and confidently identify good customers. This allows you to protect your company and instead focus on providing frictionless, personalized and effective experiences. To expose fraud risks, verify user identities against robust, global data sets. With customized solutions that are appropriate for each transaction's risk level, you can secure every step of the consumer journey. Reduce operational costs by identifying fraudulent transactions and risky transactions in real-time.

Privakey's transaction intention verification allows for secure and efficient high-risk exchanges between services. Available as a cloud-based service. Your competition is also vulnerable to fraud. Enterprises strive to delight customers while maintaining security and experience. This is a difficult problem that gets more difficult every year. How can you securely engage with customers and gain their trust during sensitive exchanges? Privakey is the answer. Transaction intent verification (TIV), which combines strong identity assurance with contextual response, is an intuitive user experience. TIV is used to confirm payment confirmations, wire transfer approvals, and account update acknowledgments. Our solution uses asymmetric cryptography and mobile biometrics to ensure the integrity of every exchange.

The next generation in behavioral authentication is here. The BehavioSec platform is used by global 2000 companies to verify user identities. It uses deep authentication with over 99% accuracy and zero friction across millions of users and billions in transactions. Account takeovers continue to be a threat, despite the fact that organizations have invested significant resources in protecting themselves from attacks. These failed investments made to protect are causing costly business problems, such as manual fraud analysis and customer friction. BehavioSec prevents account takeovers with deep authentication. This new method of verification is powered by behavioral biometrics. Deep authentication automatically verifies that the digital identity is authentic. This allows you to reduce costs and keep fraudsters away. BehavioSec combats new account fraud using population profiling powered with Behavioral Biometrics.

PerfectGift offers companies the most popular recognition and incentive solutions from Visa, MasterCard and American Express. We also offer a selection over 300 top retail merchant gift cards. We offer competitive pricing and the best in industry personal service. Only Visa and Mastercard Prepaid gift cards are available for purchase and use within the USA. They can be used almost anywhere that accepts Mastercard or Visa debit cards. These cards can be used just like regular debit cards. Virtual eGifts can only be used online, but can be exchanged for plastic cards to be used in-store. Plastic cards can be used online and in-store. Virtual eGifts can only be used online, but can be exchanged for plastic cards to use in-store! Plastic cards can be used online and in-store.

SolidPass is a leader for next-generation strong authentication. It protects customers and enterprises from fraud, digital attacks and information theft with advanced security software. Solidpass converts desktop applications, mobile phones, and internet browsers into secure security tokens. SolidPass eliminates the need for hardware tokens and provides the highest level of security without the hassle and cost of traditional two-factor authentication tokens. SolidPass bridges the traditional trade-off between security and usability. It incorporates advances such as barcode scanning to make Challenge-Response and Transaction Data Signing (TDS), simple to use. Barcode scanning-based authentication is possible for both Challenge-Response and Transaction Data Signing. Barcode scanning is convenient and easy.

Real-time fraud scrubbing tool that helps distinguish between legitimate and fraudulent transactions. This tool helps to ensure uninterrupted payments for customers with recurring payments by updating card-on file account information. It requires the customer vault, and is supported by First Data North, First Data South, and Payment Tech Salem. Merchants can use Verified by Visa or Mastercard SecureCode for authenticating payers through the gateway. PCI compliant storage of customer credit card data and ACH account information. Tokenization allows merchants process transactions without transferring credit card or account data. Merchants can invoice customers via email. Customers can pay by clicking on an embedded link. Invoices with line-by-line information are automatically converted to PDF files and sent to customers.

It is a self-service rules engine that detects and prevents payment fraud and suspicious transactions. It is used by merchants, acquirers and PSP's all over the world. It is available as either software as a cloud-based service or on-premise software. aiRiskNet®, a modular solution, is designed to protect all payment chains. There are three main configurations that can be used separately or as part of an enterprise-wide solution. aiRiskNet® Acquirer can be used to detect fraud at POS, ATMs and other payment types. aiRiskNet® Issuer is designed to detect fraud for card issuers and financial institution, and covers all card payment types. Credit, debit, prepaid, private label and e-wallet are all available.

SnapPay is North America's leading payment gateway. Not only do we accept Visa, Mastercard and other traditional payment methods, but also Alipay, WeChat Pay and China UnionPay for North American merchants. This allows for safe and secure mobile, online, instore and in-app transactions. SnapPay's marketing solutions help merchants reach new customers, and generate more revenue in-store and on the internet. It is the largest card-payment organization in the world (debit and Credit cards combined), offering mobile and online payment based on the total value of the payment transactions. This is ahead of Visa and Mastercard.

Your cardholders will love the convenience of being able to instantly issue debit, credit, or ATM cards at your branches. It's never been easier to instantly issue payment cards. Matica's instant issuance software Cards on the Spot™ allows you to instantly issue Visa and MasterCard credit, debit, or ATM cards. The Cards on The Spot™ software is a fully integrated browser-based platform that instantly issues multiple high-quality printed cards. Matica's Cards On The Spot™ is superior to all other products. It's faster, easier, more accurate than any other solution. You can easily deploy, update, and maintain browser-based software for any card issuance requirement. The software can be integrated directly with cores or transaction processing networks. A perpetual-use branch license allows unlimited users per branch at no cost per card and does not require an annual license fee.

ChargebackHelp offers merchants full-spectrum coverage against fraud, friendly Fraud, and chargebacks. CBH+ integrates transaction data with the most efficient tools to deflect disputes and resolve chargebacks. ChargebackHelp helps prevent disputes, reduce chargebacks, and recover merchant revenue lost due to fraud. Our platform simplifies the dispute resolution process by providing a single point of contact where you can monitor all disputes and gain an accurate understanding of the process in dollars and terms. Chargebacks can be reduced by up to 40%, and disputes can be won through representation. ChargebackHelp will help you keep your revenue. CBH+DEFLECT allows merchants to access disputes at the point where cardholder inquiry is made. The cardholder and their bank can access transaction data in real-time. Your company information is used to prevent cardholders from bringing up disputes by calling their bank.

ProPay's credit card processing application allows you to securely accept credit card payments from your smartphone or tablet. Accept payments from all major credit cards brands (Visa MasterCard, Discover, American Express, and MasterCard) at rates as low 1.99% per transaction with no hidden fees. With a mobile card reader, you can quickly process credit card payments at low rates. Accept swipe cards and chip cards (EMV). If you are not near your card reader, manually enter card numbers. Securely store customer's payment information so that future purchases can be charged. Accept credit card payments even if you don't have coverage. Once you do, process it. Your ProPay account online offers you even more processing options. With a ProPay Prepaid debit MasterCard, you can access your funds. The mobile app allows you to quickly transfer funds to your bank account. Customers can add sales tax to their order and also allow them to tip.

Strong digital security is possible with the world's most trusted on-prem identity and access management (IAM). Identity Enterprise is an integrated IAM platform which supports a wide range of consumer, worker, and citizen use cases. Identity Enterprise is ideal for high-assurance applications that require zero trust for thousands or millions users. It can be deployed on-premises as well as virtual appliances. Never trust, always verify. Your organization and user communities are protected both within and outside the perimeter. High assurance use case coverage includes credential-based access, smart cards issuance and best-in class MFA. This will protect your workforce, consumers, and citizens. User friction can be reduced with adaptive risk-based authentication and passwordless login. You can use digital certificates (PKI), which provide a higher level security, whether you have a physical smartcard or a virtual one.

Arcot, a Broadcom division, offers advanced payment security products to protect digital transactions. These solutions are designed for issuers and merchants as well as payment processors. Payment authentication is at the core of their offering, allowing shoppers to verify their identities during online transactions. This network allows users to reduce fraud and increase approval rates while maintaining compliance with government and scheme regulations. Arcot offers tools for merchants to prevent ecommerce and improve digital payments approval rates. This is done through a configurable rule engine and real-time sharing of data with issuers. The Arcot Network Fraud Score, Case Manager and other capabilities help issuers detect and prevent e-commerce fraud. Arcot also offers solutions for digital bank, balancing robust authenticity challenges with user convenience.

Smartpay Zero Cost is a revolutionary EFTPOS solution that eliminates transaction fees. Process all major credit and debit cards, Visa, MasterCard and EFTPOS. Accept contactless payments from smartphones, wearable devices, or cards. Our Android machines accept Visa payWave and Mastercard Tap & Go. Smartpay terminals can accept payments via smartphones and watches, including Apple Pay. Google Pay. Samsung Pay. Android Pay. Our card reader accepts major credit and debit cards including Visa or Mastercard, with the option to add American Express for free. Our payment specialists help businesses like yours every month find the right payment solution. Let's talk about your business. We are a payment facilitator in Australia that provides credit and debit card acceptance through EFTPOS terminals. We challenge the traditional payments market and provide payment products to business owners.

Modular and integrated software to make credit and debit card management easier for the cardholder, the business, and the issuer. Customize and automate management of Prepaid, Debt, and Credit Cards quickly and easily according to your institution's requirements. It implements a transactional system that manages authorizations for credit cards around the globe. A technological solution that includes loss prevention software is available to secure your institution. This solution can be used for both open and closed credit card transactions. Manage payments with international security and transactional certificates. Create new products and payment service to analyze your income and business.

Our platform is flexible and scalable, allowing card programs of any size and any level of customization to be created and delivered to market in days, not weeks. It is the first fully digital printing production model that has been approved by Visa Mastercard, American Express and Discover, as well as Union Pay. Because card campaigns are printed as soon as they are ordered, Arroweye's method completely eliminates forecasting and preprinted inventory. Card issuers are now able to respond faster to market changes and achieve a higher rate and better performance. Our web-to print process combines the best web tools for custom card design and an integrated digital On Demand production and fulfillment operation. Our approach allows you to differentiate your product offerings without having to invest in inventory.

Industry-leading protection throughout the customer journey, from account creation and login through to payments and disputes. To increase revenue and approval rates, reduce chargebacks, manual reviews, false positives, and reduce chargebacks. Identity Trust is the ability of establishing trust for each identity behind every payment and account creation. Kount's Identity Trust Global NetworkTM is linked by AI. It combines trust signals and fraud signals from 32 million annual interactions to prevent fraud and enable personalized customer experiences. Fast and accurate identity trust decisions ensure safe payments, account creation, login events, and reduce digital fraud, false positives, chargebacks, and manual reviews.

The Cognitive Security Platform®, (CSP), is a threat- and omnichannel fraud prevention solution that protects digital businesses. It minimizes the risks associated with digital financial services (home banking, digital payments) and reduces user experience. We offer a fully packaged, ready-to-use solution that can be deployed in lightning-fast time and is digital-ready. Cognitive Security Platform®, with its modularity, allows you to activate the functions that you need to make your digital company safer. Combining AI proprietary algorithms with behavioral biometrics, behavioral analysis, and behavioral biometrics, the platform provides a frictionless user experience while ensuring the highest level security. You can also use our anti-fraud tools to protect different channels. The omnichannel view allows you to manage all fraud from one console. This avoids vertical management.

Offer customers interest-free installments. Get the proven solution to grow your business. - Increase conversion and increase average order value - Lower cart abandonment - Compatible with existing credit or debit cards Accepted in more than 200 countries around the globe - Approval Rates in excess of 80% Shoppers can make up to 36 monthly interest-free payments with their existing Visa or MasterCard. Shoppers can try the item for up to 90-days before deciding if they want to keep it. Shoppers can decide if they want to pay in full or set up an installment-payment plan. Shoppers with insufficient credit card balances can split their installment payments between two credit cards. This allows the customer to get exactly what they want without having to apply for another credit card.

Sift's Digital Trust & Safety suite will make any fraudster's life miserable. We help you secure your business at scale to support explosive growth. Stop account takeovers, fraud and other scam content from destroying the integrity of your brand. What's your goal?

We make it easier to protect your company from financial fraud and digital identity risks. We are former in-house risk managers and fraud specialists and we know the complex threats your company faces every day. We have the best platform to address your digital risks. Do you take a proactive approach to fraud prevention? Do you feel like you are always behind? You can identify online fraud threats and take control of your fraud management options with our comprehensive portfolio. Our award-winning technology analyzes the risk of every transaction and returns a real-time assessment. It uses criteria such as location data, device intelligence, behavior analysis and customer attributes. We also use payment information and information about purchase and related transactions. We then use state-of the-art machine learning models and established guidelines to identify good customers, reduce manual reviews, and highlight potentially risky transactions.

Secure access with integrated threat protection and zero trust. Secure access to critical apps, services. Integrated threat and data protection will protect your information. Agentless technology simplifies the user experience for administrators and end-users. A modern zero trust platform can improve your security. It is built on the backbone Google's global network and infrastructure to provide seamless and secure experiences with integrated DDoS protection and low-latency connections. Layered security that protects users, access, data and applications from malware, data loss and fraud. For extra protection, integrates signals and posture information from top security vendors. You can easily create policies based on user identification, device health, or other contextual factors to control access to applications, VMs, Google APIs, and other services.

The same payment options must be available to cannabis merchants as for any other legal business. Acceptance of credit cards builds trust and validates the medical marijuana and retail cannabis industries. These are the most common forms of payment that will help the cannabis industry move towards mainstream acceptance and acceptance. Our primary goal is to be able to offer merchant accounts to cannabis dispensaries and other businesses in the cannabis industry. We saw the need and put our collective experience and knowledge to work to create a valid and workable cannabis credit card processing solution. Our system is proprietary and was developed through strategic partnerships and alliances in the credit card processing industry. Our solution will allow any marijuana-related business to accept Visa, MasterCard and Discover cards, as well as debit and check cards.

Dynamic threat intelligence, which is connected across the digital journey, can help you increase customer conversion rates and reduce fraud. Your business's revenue can be lost if you are not responsive in the digital marketplace. It is essential to increase conversion rates and navigate the cybercrime-threat environment that grows more complex. LexisNexis®, ThreatMetrix®, is an enterprise solution that provides digital identity intelligence and digital authentication. It is trusted by more than 5,000 global brands to help them make daily transaction decisions. Our fraud prevention solutions combine digital identity insights from billions of transactions with embedded machine learning and leading analytic technology to provide comprehensive decision analytics across the customer journey.

CENTAGATE CLOUD provides a central login option that protects all applications against security breaches using FIDO2 passwordless authentication. You can control, secure and protect your application access. All applications require one login credential. Strong digital security that eliminates fraud, phishing, and password theft. Because authentication is centralized, only one login credential will be required for all applications. Cost-effective, with minimal OPEX and zero CAPEX. CENTAGATE CLOUUD has many important features that make authentications more secure and protected. An authentication that requires two or three factors, such as what you have (device), who you are (biometrics), and what you know (password). An authentication that is based on previous logins' risk and behavior. These risk can be used to stop security breaches. Pre-integrated Securemetric FIDO2 server certified for authentication and registration.

A customer submits a new application for a bank account via branch, online, mobile, or contact center channels. Our industry-leading bank data can help you determine if a customer is who they claim to be. Real-time identification verification. It is easier to detect fake and manipulated identities. Early Warning predicts that customers will default due to fraud within nine months of account opening. Use predictive intelligence to better understand customer behavior. Early Warning predicts that customers will default on accounts due to mismanagement within the first nine months after account opening. Your risk threshold will be met by tailor applicants. Real-time, predictive analytics allows for better-informed decisions. Increase revenue by incorporating more customers into the mainstream financial system and reducing risk tolerance.

Cidaas is the best solution for fast and secure identification management. Using cidaas, you can create one identity per user across all channels. cidaas, which is based on OAuth2.0 standards and OpenID Connect standards provides strong API security. It also integrates Bot Net Detection with Fraud Detection to ensure a secure journey through all your business channels. This is how modern identity and access management works. Comprehensive feature set allows for easy integration and implementation of all systems and use cases. We handle it so that you can concentrate on your core business. You don't have to worry about maintenance and operation. Users don't have to worry about pins and passwords. They are an unattractive barrier to digital access and make it difficult for them. Passwordless authentication secures your digital applications and offers your customers a unique customer experience. The login is the first thing that your users see.

SecureAuth makes it easy and seamless to create digital experiences that support Zero Trust initiatives. SecureAuth provides a frictionless user experience that protects employees, contractors, and partners. This helps to reduce business risk and increase productivity. Secure, secure, and unified customer experiences will enable you to support your digital business initiatives. SecureAuth uses adaptive risk analytics to analyze hundreds of variables such as human patterns, device fingerprinting and geolocation to create each user’s digital DNA. This allows for continuous authentication in real-time, ensuring the highest level security possible throughout the digital journey.

Your customers expect a seamless experience. Our network intelligence and predictive fraud score scoring can help you create seamless user experiences. Emailage by LexisNexis®, is a powerful fraud risk scoring tool that uses email intelligence. Customers expect flexibility in how they can interact with you via multiple channels. They expect you to be able to identify them and give them quick, easy access to your system, regardless of whether they are using a smartphone or tablet, laptop, or another device. They also want to be sure that their personal information and account passwords are secure so that fraudsters can't take over their accounts. This is a difficult task. Your ability to assess the risk of digital elements is crucial with the increase in digital channels for consumers. This is especially true if you, or your organization, collects minimal personal information to speed up customer onboarding and reduce data exposure risk.

SpecTrust is an all-in-one identity fraud and identity abuse solution that allows your company's employees to focus on their core business. SpecTrust's cloud-native technology allows you to detect and verify suspicious users before they reach your servers. Security is the first priority. SpecTrust protects data with customer-dedicated 256 bit encryption keys. TLS encryption is enforced whenever data enters and leaves the platform. Our proprietary secure stream processor converts wild internet traffic into normalized data, valuable insights, and in less than 10ms with almost perfect horizontal scaling. This is more than ten times faster that you can blink. SpecTrust's global architecture uses automatic replication, infinite horizontal scalability and automated recovery to make sure we're always up and running on time. To ensure your data is exactly where you want it, customer-dedicated data shards may be region locked.

IBM Trusteer allows you to identify customers and protect them from malicious users across all channels. IBM®, Trusteer®, helps organizations detect fraud and authenticate users, while establishing identity trust throughout the omnichannel journey. Trusteer's cloud-based intelligence is backed by AI, patented machine learning and cloud-based intelligence to identify new and existing users, while improving user experience. Trusteer is trusted by more than 500 leading companies to secure their customers' digital journeys and support business growth. Transparently identify unauthorized activities and access. Establish cross-organizational, actionable insights through real-time assessments. Assess risk, reduce costs and improve security and efficiencies. To build digital identity trust, use behavioral biometrics and AI to outwit account takeover attempts.

BioCatch provides advanced behavioral insights that provide actionable intelligence to global organizations so they can create a secure customer experience. BioCatch analyzes the user's cognitive and physical digital behaviors to identify legitimate applicants from cybercriminals. BioCatch detects behavioral anomalies that could indicate human and non-human cyberthreats like bots, remote access tools attacks, malware, and manual account takeover. BioCatch can detect subtle behavioral indicators that indicate that a victim is being unwittingly manipulated through fraudulent money transfers. BioCatch's Al driven behavioral biometrics technology reduces online fraud and allows online identity verification without compromising the user interface. BioCatch's unique solution is designed to protect identities online and provide a frictionless user experience for mobile and web users.

Protect your users and devices, including BYOD laptops, smartphones, and tablets, with a solution that focuses on building trust across all endpoints and validating that trust at each transaction. Are you able to empower your employees no matter where they are working? It's important that employees have secure access to data and apps even if they are unable to report to work. The BlackBerry®, Cyber Suite provides total security, effectively protecting against breaches and protecting against sophisticated threats with advanced AI. It offers a complete Zero Trust solution that covers all devices, ownership models and networks. It authenticates users continuously and dynamically adjusts security policies to provide a Zero Touch experience that improves security without user interruption.

UnifyID's authentication platform can be used to remove passwords or one-time passcodes from your user experience, improving security and convenience. UnifyID offers MultiFactor Authentication services which combine deterministic and behavioral biometric attributes with machine learning to uniquely identify users. Advanced machine learning is applied to environmental factors and behavioral biometrics to create a digital fingerprint of the user. Passive authentication reduces the user experience, which can lead to poor adoption of Multi-Factor authentication programs. Passcodes, security questions, and passwords are gone forever. Our patent-pending technology uses dynamic user attributes such as motion or environment that are not known by the user and cannot be viewed remotely by an attacker. This eliminates phishing and bot threats. Our solution was designed with developers in mind.

Secure and reliable merchant services can help you increase your business's cash flow. Capital One has partnered up with Worldpay®, a top debit and credit card processor to offer flexible payment acceptance solutions. We make it easier to get paid so you can concentrate on running your business. Accept payments via virtual and smart terminals, hosted websites, and mobile readers. A suite of data security tools gives you peace of mind. Transparent reporting helps you stay organized. Multiple payment options are available. You can use multiple payment methods, including swipe, EMV and contactless, keyed in, phone order, email billing, PayPal®, and more. Accept all major credit cards including Visa®, MasterCard®, Discover®, American Express(1), and more. Let us help you manage your cash flow strategically by utilizing our innovative payment-processing options. Capital One Merchant Services powered by Worldpay give you access to emerging payment technologies.

You can use the NetIQ Risk Service engine to access both static and behavioral risk metrics to adjust your users' authentication experience. This allows you to make access as easy as possible for your users, while protecting your personal information. The NetIQ Advanced Authentication framework allows you to choose from a variety of authentication types beyond the standard Azure AD multi-factor authentication options. It allows you to protect access to all your cloud and on-premise services, regardless of whether they are located in your Azure environment. It is essential to ensure authentication across all users. Organizations often have multiple policies and authentication infrastructures. NetIQ Advanced Authentication provides a single framework that can handle all your authentication requirements. It offers consistent security and simplified administration.

Our solution combines the power and flexibility of our four layers of security to verify users based upon their inherent behavior. This solution is used by global brands to protect online environments from login to exit. You won't lose anything during a session. NuDetect is installed at various points in the environment to monitor users, from the moment they visit your website until the time they leave. You can detect suspicious activity before it leads to fraud. Our real-time solution blocks threats from accessing your environment. Protect your customers passively. Protect your customers passively by looking at device- and behavioral-based information. This will allow you to seamlessly let your users enjoy your environment. There is no friction. You can evolve without having to lift a finger. NuDetect for Continuous Validation, which collects billions of data points every day, learns to recognize trusted customers even when their online habits change. Machine learning capabilities adapt to user behavior for greater recognition accuracy.

Appsian enables large organizations to maximize their ERP investments by natively integrating security solutions that are required to protect against today's threats. Appsian enables organizations to increase their ERP control and visibility by leveraging solutions such as Single Sign-On, Multi Factor Authentication, Location Based Security, Data Masking and Transaction Logging.

Global SMS/RCS and voice-cloud communications allow you to deliver timely, personalized information. Get a deeper understanding of customers using actionable global phone numbers and subscriber data intelligence. TeleSign's Messaging API allows you to code once and send messages to your customers at scale. It also supports waterfall delivery between channels. TeleSign Messaging API supports SMS, RCS and WhatsApp, allowing you to create secure digital communications that can connect you with customers around the globe. Integrate a single MessagingAPI to send secure, reliable SMS, RCS, and WhatsApp messages directly to your customers. You can choose one or all of these channels to expand your programmable messaging strategy. Reach more customers through 120+ optimized points of presence and 700+ direct to-carrier routes

We offer hardware, merchant accounts, as well as gateways to help customers engage and achieve their financial goals. All of this is possible through one user-friendly platform. Businesses around the globe can use our extensive resources to conduct business with streamlined data management, ultramodern payment devices, and unattended and attended environments online and in-person. All products comply with international security standards. Customers have the freedom to make fast and secure purchases. Our cashless devices can accept mobile pay and all major credit cards via swipe, tap, and dip. They are self-contained and logo-branded. PCI SSC P2PE certification by Mastercard Visa American Express and Discover ensures that transactions are completely secure. Modernize vending machines. Expedite long lines. All processes can be managed easily from one platform. Our cutting-edge technology makes it easy to boost business in any industry.

Beauty Now is the first App to bring Beauty and Aesthetic services anywhere and anytime. You can order services now, or schedule them for later. They will be delivered to your home, office, or hotel. Beauty Now allows you to quickly and easily find the best professionals in your area. The Beauty Now App will search for professionals in your area. The closest one to you, the one with a high rating, or the one you are most familiar with. All payments can be made through your Beauty Now App. You can use Visa, Mastercard and American Express as a method of payment as well as MB Way. The issuer of credit cards must verify and authorize.

Learn how the world's largest ecommerce authentication network uses our product, along with industry-leading data science and patented analytics, to reduce CNP Fraud and improve fraud prevention and user experiences. Globally, fraud involving cards that are not present costs billions of dollar each year. Issuers and processors as well as merchants require innovative and proven solutions to combat sophisticated fraud organizations. These attacks can be stopped without compromising user experience. You retain full control over your authentication strategies, fraud systems, policies, etc. Our solutions will help you reduce your costs and accelerate the success of your business. CNP fraud is so sophisticated that even legitimate transactions can appear deceptive. Illegal transactions can also appear authentic. We have built the largest global consortium of real-time ecommerce transaction authentication data because we have been devoted to helping secure the payments eco-system for the past two decades.