Alternatives to Modirum

Auth0 takes a modern approach to Identity and enables organizations to provide secure access to any application, for any user. Auth0 is highly customizable, and simple yet flexible. Safeguarding billions of login transactions each month, Auth0 delivers convenience, privacy, and security so customers can focus on innovation. With Auth0, you can rapidly integrate authentication and authorization for web, mobile, and legacy applications, with new Fine Grained Authorization (FGA) that goes beyond role-based access control.

Cardinal stands out as a premier authority in the realm of digital transaction authentication on a global scale. For more than twenty years, we have been uniting merchants, issuers, and consumers in a mutually beneficial experience. The swift and secure method of payment authentication that Cardinal offers enhances the shopping experience for everyone involved, resulting in greater approval rates and increased sales. Our secure and efficient approach leverages comprehensive data from merchants, issuers, and consumers to effectively minimize fraud and reduce instances of false declines. As merchants enhance their sales, consumers are encouraged to make more purchases, and issuers benefit from higher collections. Cardinal provides support for a wide range of payment networks, including Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and various regional networks like Cartes Bancaires and ELO, with plans to expand further in the future. Unlike traditional methods that process authentication steps one after the other, Cardinal employs a parallel processing technique, enabling the collection and analysis of data to commence even before the consumer finalizes their order. This innovative approach not only streamlines the authentication process but also contributes to a more enjoyable shopping experience for everyone involved.

Chargeback deflection at the highest efficiency. Say goodbye to chargebacks through our seamless collaboration between merchants and issuers. Merchanto is a simple, all-in one solution that eliminates chargebacks. Merchanto, as an official partner of Visa & MasterCard, connects you with a global network that covers over 99% of Visa & MasterCard issuers. We facilitate the sharing of dispute data, transaction details and other information between financial institutions and retailers in near-real time. Our platform is supported by thousands of issuers around the world and offers pre-dispute solution, stopping chargebacks even before they occur. Join Us Today to Protect Your Merchant Account Forever.

GPayment offers a complete line of integrated authentication products based upon the 3D Secure protocol. Verified by Visa, Mastercard SecureCode and JCB J/Secure. American Express SafeKey, Diners Club International ProtectBuy. Liability shift is a way to reduce credit card fraud and eliminate chargebacks. Online fraud is reduced and transactions authenticated by authorized parties can be refunded. For more accurate risk-based authentication, collect a rich data set. The ActiveServer hosted service is scalable and available 24/7 to help clients save time and resources. The client does not need to be certified with each card scheme if they are to deploy in-house.

Concourse – Disputes is a robust system designed for managing the entire workflow associated with disputes, overseeing the chargeback life cycle from the moment a claim is filed to its ultimate resolution for both card issuers and acquirers. This system effectively handles every element of the disputes management process concerning electronic payment transactions, including credit cards, debit cards, ATMs, POS, and mobile payments. It encompasses the formulation and oversight of retrieval requests, chargebacks, representments, arbitration, and various other dispute-related tasks. Users can manage dispute actions throughout the full transaction life cycle, tailoring the initiation of disputes according to the specific attributes of each transaction. The platform offers the capability to generate adjustments, chargebacks, representments, and a range of other dispute-related processes. Moreover, it streamlines the handling of network-specific dispute regulations from major players like Visa, MasterCard, Discover, and American Express. By integrating internal processing protocols as distinct workflow steps within dispute management plans, it enhances efficiency and compliance in handling disputes. Overall, this comprehensive system is essential for organizations aiming to optimize their dispute resolution processes.

Swiftly identify unauthorized users and gain deeper insights into the top risks facing your organization, such as password reuse, credential sharing, and the use of unmanaged devices, with our interactive dashboard. By integrating with your SIEM, all alerts are conveniently centralized. TWOSENSE provides seamless user authentication throughout their session while automatically addressing 95% of MFA challenges, significantly alleviating MFA-related frustrations. Analyze the impact of security fatigue on your organization’s efficiency. Our software supports SSO and is compatible with SAML and RADIUS, allowing you to leverage your current login systems and implement it on the same day. Utilizing behavioral validation for employees or customers enhances security beyond traditional usernames and passwords; for years, the Defense Department has been exploring more secure methods of employee identification to improve upon the outdated ID cards in use since 2000, highlighting the importance of evolving security practices. This innovation reflects a growing trend toward adopting more advanced identification solutions across various sectors.

Available in more than 54 countries and utilized by various sectors such as finance, government, healthcare, education, and manufacturing, AuthControl Sentry® offers organizations a robust multi-factor authentication (MFA) solution. This innovative tool effectively safeguards applications and data from unauthorized access. AuthControl Sentry® is designed to accommodate diverse architectural needs while promoting widespread user adoption through its wide array of authentication methods. Featuring patented PINsafe® technology, it guarantees top-tier security. The solution is adaptable to both on-premise and cloud environments, allowing for flexible architecture options. Its single tenancy and single-tiered cloud design facilitate enhanced customization opportunities. With built-in risk-based authentication and single sign-on capabilities, it meets the demands of modern security. Furthermore, AuthControl Sentry® integrates effortlessly with hundreds of applications, ensuring maximum adoption and user-friendliness. Ultimately, this comprehensive approach to security positions organizations to effectively manage their authentication needs.

Enhancing online security and fraud prevention through immediate identity insights, authentication, and access management is essential. It is crucial to safeguard online accounts, sensitive data, financial transactions, and communications throughout the entire process, from initial login to final logout. The Digital Resolve platform stands out as a budget-friendly and straightforward solution that effectively reduces risk from the moment it is implemented. Crafted by a team of experienced professionals, this platform offers an all-encompassing perspective on every transaction and interaction, setting it apart from other platforms that identify incidents in a fragmented manner. Additionally, it includes options for real-time intervention coupled with a seamless user experience, ensuring that user confidence and trust are upheld while delivering timely protection against emerging threats. By prioritizing these elements, organizations can significantly enhance their overall security posture in an increasingly digital world.

TruValidate™ provides a precise and holistic understanding of every consumer by integrating exclusive data, personal information, device identifiers, and online activities. With our sophisticated insights and extensive network for fraud reporting, companies can identify irregularities, evaluate risks, and reliably recognize trustworthy consumers. This capability enables businesses to safeguard their operations while prioritizing the delivery of tailored and seamless experiences. Verify user identities using extensive, worldwide datasets to uncover potential fraud threats. Ensure security throughout the entire consumer journey by implementing tailored solutions that correspond to the risk involved in each transaction. Additionally, we help organizations proactively detect suspicious transactions and fraudulent devices in real-time, all while minimizing operational costs and enhancing overall efficiency.

SolidPass stands out as a frontrunner in the realm of cutting-edge strong authentication, offering protection to businesses and their clientele against fraud, cyber threats, and data breaches through sophisticated security solutions. By transforming mobile devices, web browsers, and desktop applications into powerful security tokens, SolidPass eliminates the reliance on cumbersome hardware tokens. This innovation not only delivers top-tier security at a significantly reduced cost but also alleviates the complications associated with traditional physical two-factor authentication methods. Furthermore, SolidPass effectively reconciles the classic dilemma between user-friendliness and enhanced security, making Challenge-Response (CR) and Transaction Data Signing (TDS) more accessible through innovative features like barcode scanning. The incorporation of barcode scanning into the authentication process enhances both usability and convenience while streamlining security measures. This advancement represents a significant leap forward in simplifying complex authentication processes for users.

Introducing the future of behavioral authentication, the BehavioSec platform is utilized by Fortune 2000 companies worldwide, employing deep authentication techniques to continuously confirm user identities with minimal hassle and an impressive accuracy rate exceeding 99%, even amid millions of users and billions of transactions. Despite organizations pouring substantial resources into defense mechanisms, account takeovers continue to pose a serious threat. Compounding the issue, numerous costly business obstacles, such as manual fraud detection and the loss of customers due to friction, arise from these unsuccessful protective measures. BehavioSec effectively combats account takeovers through its innovative deep authentication method, which leverages behavioral biometrics for verification. This approach seamlessly verifies the individual behind a digital identity without introducing any friction, enabling businesses to fend off fraudsters while significantly lowering expenses. Furthermore, BehavioSec tackles new account fraud through advanced population profiling, harnessing the power of Behavioral Biometrics for enhanced security measures. With these cutting-edge solutions, organizations can not only safeguard their assets but also improve overall operational efficiency.

PerfectGift offers businesses highly sought-after incentive and recognition solutions featuring gift cards from top brands like Visa, MasterCard, and American Express, alongside an extensive selection of over 300 popular retail gift cards. We pride ourselves on providing competitive pricing and delivering exceptional service that is both prompt and personal. Our Visa and MasterCard Prepaid Gift Cards can only be used for purchases within the USA and are widely accepted at locations that take Visa or MasterCard debit cards, functioning just like standard debit cards. Additionally, our virtual eGifts are designed for online use, but can be exchanged for a physical card that allows for in-store purchases. In contrast, the plastic cards are versatile, usable for both in-store and online transactions, ensuring that customers have various options for their shopping needs. Moreover, this flexibility enhances the overall user experience, making it easier for individuals to choose how they wish to utilize their gift cards.

Privakey’s transaction intent verification offers a secure solution designed to enhance high-risk transactions between services and their users, now accessible as a cloud-based service. With fraud pervasive in today's marketplace, companies face stiff competition while striving to impress their customers and maintain a delicate balance between user experience and security. This ongoing challenge is becoming increasingly complex each year. So, how can businesses securely interact with their customers and foster trust during sensitive transactions without introducing additional hassle? The solution lies in Privakey. Transaction intent verification (TIV) effectively merges robust identity assurance with contextual responses to create a seamless user experience. Typical applications of TIV encompass payment confirmations, wire transfer approvals, and account update notifications. Our innovative approach employs asymmetric cryptography, mobile biometrics, and secure notifications to safeguard the integrity of every interaction, ensuring that both businesses and customers can engage confidently. As the digital landscape continues to evolve, embracing such advanced solutions is essential for maintaining a competitive edge.

Provide your cardholders with the ability to quickly issue debit, credit, and ATM cards directly at your branches, making the process smoother than ever. With Matica's innovative instant issuance software, Cards on the Spot™, the creation and activation of payment cards, including Visa and MasterCard options, can be completed in just three clicks. This powerful browser-based platform allows for the immediate issuance of various high-quality card types, both contact and contactless, setting itself apart from competing solutions. Matica's Cards on the Spot™ is designed to be faster, simpler, and more precise than any alternative on the market. The software can be effortlessly deployed, updated, and maintained for all your card issuance requirements. Additionally, it seamlessly connects with core systems and transaction processing networks. Thanks to the perpetual-use branch licensing, each branch can support unlimited users without incurring costs per card or annual fees, making it a cost-effective choice for financial institutions. This solution truly enhances customer service by providing instant access to payment options.

The aiRiskNet® platform serves as a real-time and near real-time self-service rules engine aimed at identifying and preventing various forms of payment fraud and suspicious transactions, utilized by card issuers, acquirers, payment service providers (PSPs), and merchants globally. This versatile solution can be deployed either as licensed software on-premises or as a cloud-based service through Azure. Designed to safeguard the entire payment ecosystem, aiRiskNet® offers a modular structure with three primary configurations that can function independently or be integrated into a comprehensive enterprise solution. Specifically, aiRiskNet® Acquirer focuses on managing merchant risks and detecting fraud across different payment channels, including POS and ATM transactions. Meanwhile, aiRiskNet® Issuer targets fraud detection for financial institutions and card issuers, addressing all types of card payments such as credit, debit, pre-paid, private label, and e-wallets, in addition to handling other payment methods like cheques, ACH, and wire transfers. This adaptability ensures that users can effectively combat fraud in a manner tailored to their specific operational needs.

Hoox serves as a dynamic customer activation platform tailored for financial service providers, enabling banks and card issuers to effectively connect with their clients to secure their place as the preferred payment option. By providing real-time, personalized incentives through partnering merchants, card issuers can successfully reduce cart abandonment rates and enhance conversion rates. The platform operates as a SaaS solution, empowering issuers to reach their customers beyond their immediate networks with dynamic and measurable incentives that truly deliver results. Additionally, Hoox supplies merchants with an embedded finance solution designed to engage consumers with externally funded personalized incentives, offering them a complimentary avenue for revenue enhancement, minimizing cart abandonment, lowering card processing fees, and facilitating seamless integration with various issuer partners and e-commerce platforms. Ultimately, Hoox enhances card usage by providing cardholders with tailored incentives in real-time during their shopping experiences, ensuring that both merchants and issuers benefit from increased customer engagement. This collaborative approach not only bolsters loyalty but also creates a win-win scenario for all parties involved.

SnapPay stands out as the premier payment gateway in North America, facilitating not only traditional payment methods such as Visa and Mastercard but also incorporating popular Chinese payment solutions like Alipay, WeChat Pay, and China UnionPay for merchants in the region, thereby ensuring secure transactions across online, in-store, in-app, and mobile platforms. Additionally, SnapPay’s marketing solutions empower merchants to broaden their customer base and boost revenue both online and offline. As the largest organization in the world for card payments, encompassing both debit and credit cards, it surpasses competitors like Visa and Mastercard in mobile and online transaction volume, showcasing its influential presence in the payment landscape. This comprehensive service offering positions SnapPay as a vital partner for businesses looking to thrive in an increasingly digital economy.

Strong digital security is possible with the world's most trusted on-prem identity and access management (IAM). Identity Enterprise is an integrated IAM platform which supports a wide range of consumer, worker, and citizen use cases. Identity Enterprise is ideal for high-assurance applications that require zero trust for thousands or millions users. It can be deployed on-premises as well as virtual appliances. Never trust, always verify. Your organization and user communities are protected both within and outside the perimeter. High assurance use case coverage includes credential-based access, smart cards issuance and best-in class MFA. This will protect your workforce, consumers, and citizens. User friction can be reduced with adaptive risk-based authentication and passwordless login. You can use digital certificates (PKI), which provide a higher level security, whether you have a physical smartcard or a virtual one.

Easily and securely process credit card payments on your smartphone or tablet by utilizing ProPay's credit card processing application. Handle transactions from all major credit card providers, such as Visa, MasterCard, Discover, and American Express, with transaction rates starting at just 1.99% and no undisclosed fees. Use a mobile card reader to swiftly manage credit card transactions at competitive prices, and support both chip (EMV) and swipe cards. If you're away from your card reader, you can manually input card details as needed. You can also safely keep a customer's payment information for future transactions. In situations where you lack data coverage, you can still accept credit card payments and process them once you regain connection. Additionally, your ProPay account offers further processing capabilities online. Access your funds effortlessly through a ProPay Prepaid debit MasterCard, and quickly transfer money to your bank account using the mobile app. You can conveniently include sales tax and give customers the option to add a tip to their purchase. This flexibility ensures a seamless payment experience for both businesses and their customers alike.

The Cognitive Security Platform® (CSP) offers a comprehensive solution for threat detection and omnichannel fraud prevention, aimed at safeguarding digital enterprises and reducing risks linked to online financial services like home banking and digital transactions, all while ensuring a seamless user experience. Our solution is packaged fully and ready for immediate deployment, enabling rapid implementation that meets the demands of the digital landscape. With the modular design of the Cognitive Security Platform®, you can selectively activate the features essential for enhancing your digital business's security. Utilizing proprietary AI algorithms alongside behavioral biometrics and analysis, we ensure a smooth experience for end-users without compromising security. Additionally, our platform facilitates the establishment of anti-fraud measures across various channels. The omnichannel perspective allows for centralized management of fraud risks, streamlining oversight and eliminating the need for siloed approaches to channel management. This integration not only enhances efficiency but also fortifies your defenses against emerging threats in the digital realm.

Leading the industry in safeguarding the complete customer experience, from setting up accounts and logging in to processing payments and handling disputes, this solution effectively minimizes chargebacks, manual assessments, and erroneous declines, resulting in enhanced approval rates and increased revenue. The concept of Identity Trust revolves around determining the reliability of each identity involved in every payment, account creation, and login action. Utilizing AI technology, Kount's Identity Trust Global Network TM integrates trust and fraud indicators from 32 billion interactions each year to combat fraud in real-time while facilitating customized customer experiences. By delivering rapid and precise identity trust evaluations, the system ensures secure payments, account setups, and login processes while mitigating risks associated with digital fraud, chargebacks, and unnecessary manual reviews. Furthermore, this innovative approach significantly decreases the occurrence of false positives, alleviating friction for legitimate customers and allowing businesses to confidently accept more valid orders, which in turn boosts overall revenue and optimizes operational efficiency. Ultimately, the solution empowers organizations to enhance their decision-making process, eliminating uncertainty and streamlining customer interactions.

ChargebackHelp offers merchants comprehensive protection against various types of disputes, including fraud and friendly fraud. The CBH+ service enhances your transaction data by integrating it with powerful tools designed to prevent disputes, effectively manage chargebacks, and reclaim lost revenue from friendly fraud. With ChargebackHelp, merchants can reduce the number of disputes and recover funds that may have otherwise been lost to fraudulent activities. Our platform streamlines the entire dispute process through a user-friendly interface that allows you to track all disputes and gain clear insights into the financial impact. By utilizing our services, you can decrease chargebacks by as much as 40% and increase your success rate in dispute representment. Protect your hard-earned revenue with ChargebackHelp's solutions. Additionally, the CBH+DEFLECT feature expands a merchant's ability to intervene at the moment a cardholder inquires about a dispute, facilitating real-time access to transaction data for both the cardholder and their bank. This proactive approach ensures that your company information is readily available to deter potential disputes before they occur.

We address the challenges of digital identity and financial fraud risks, making it easier for your organization to safeguard itself. With our background as former in-house fraud and risk managers, we possess a deep understanding of the intricate and evolving threats that organizations encounter on a daily basis. Our platform is the most extensive solution available, designed to tackle your digital risks effectively. Are you employing a reactive strategy for fraud prevention and often feel one step behind? Our extensive suite of fraud management solutions empowers you to take charge and enables you to proactively detect online fraud threats. We deliver a real-time assessment of risk for each transaction through our award-winning technology, which evaluates risk based on factors such as device intelligence, behavioral patterns, geographic data, customer characteristics, payment details, and information pertaining to the purchase and associated transactions. By leveraging advanced machine learning models alongside established rules, we can distinguish between legitimate customers, minimize manual reviews, and flag potentially risky transactions, ensuring that your organization remains a step ahead in the fight against fraud. This proactive stance not only enhances security but also boosts overall operational efficiency.

Arcot, a subsidiary of Broadcom, specializes in cutting-edge payment security solutions aimed at safeguarding digital transactions for issuers, retailers, and payment processors alike. A key component of their services is an authentication system that aids in verifying the identities of shoppers during online purchases. This network empowers users to minimize fraud, enhance approval rates, and adhere to regulatory standards set by the government and card schemes. Merchants benefit from Arcot's resources designed to combat e-commerce fraud and boost digital payment acceptance, utilizing a customizable rules engine and instantaneous data exchange with issuers. For issuers, tools such as the Arcot Network Fraud Score and Case Manager are invaluable in identifying and mitigating e-commerce fraud. Furthermore, Arcot provides solutions for digital banking that strike a balance between rigorous authentication measures and user friendliness, ensuring a smooth experience for both businesses and consumers. This holistic approach not only fortifies transaction security but also fosters trust in the digital payment ecosystem.

Sift's Digital Trust & Safety suite serves as a formidable barrier against fraudsters. It not only safeguards your business while facilitating substantial growth but also actively prevents account takeovers, payment fraud, and harmful scam content that could tarnish your brand's reputation. With that in mind, what objectives are you aiming to achieve?

CENTAGATE CLOUD provides a unified login solution that safeguards all applications from potential security threats through FIDO2 passwordless authentication. By centralizing access, it ensures that users can control, protect, and secure their application entry with just one set of login credentials. This robust system effectively mitigates risks such as phishing, fraud, and password theft, as only a single login credential is required across all applications. Moreover, it is highly economical, featuring zero capital expenditures and minimal operational costs. Key attributes that enhance the security of authentications with CENTAGATE CLOUD include a multi-factor authentication process that verifies identity through a combination of what users possess (their devices), their inherent characteristics (biometrics), and what they remember (passwords). Additionally, it leverages previous login behaviors to assess risks, which can prevent potential security breaches. The solution comes equipped with a pre-integrated, certified Securemetric FIDO2 server that streamlines both registration and authentication processes, ensuring a seamless and secure user experience. Ultimately, CENTAGATE CLOUD not only simplifies user access but also fortifies digital security against evolving threats.

A zero trust framework that facilitates secure access while incorporating comprehensive threat and data protection measures is essential. It ensures that critical applications and services are always accessible securely. By leveraging integrated threat and data protection, your information is well-guarded against potential risks. The experience for both administrators and end-users is streamlined through an agentless methodology. This modern zero trust solution enhances your security posture significantly. It is constructed on the robust foundation of Google’s extensive network and infrastructure, delivering a smooth and secure experience augmented by integrated DDoS defense, low-latency connections, and the ability to scale elastically. Employing a multi-layered security strategy across users, access, data, and applications helps to defend against malware, data breaches, and fraudulent activities with every interaction. Furthermore, it incorporates posture information and insights from top security vendors to bolster protection. You can effortlessly set up policies that are based on user identity, device health, and various contextual elements to apply precise access controls to applications, virtual machines, and Google APIs. This comprehensive approach ensures that every aspect of security is considered, making it easier to adapt to the evolving landscape of threats.

cidaas presents an ideal solution for efficient and secure identity management, allowing the creation of a single identity for each user across various channels seamlessly. Utilizing the OAuth2.0 and OpenID Connect standards, cidaas ensures robust API security, while its integrated Bot Net Detection and Fraud Detection features provide a safeguarded experience throughout all business interactions. This modern approach to Identity and Access Management is characterized by a comprehensive suite of features that facilitate rapid integration and implementation for diverse use cases and systems. We manage the complexities so you can concentrate on your core business operations without the burden of maintenance or operational concerns. The prevalence of numerous passwords and PINs creates unnecessary challenges for users, acting as a significant barrier to accessing digital platforms. By adopting passwordless authentication, you can enhance the security of your digital applications while delivering an exceptional customer experience—because the login process is the first encounter your users have with your service. Ultimately, embracing this innovative identity management solution transforms user interactions and simplifies access in an increasingly digital world.

Enhance your customer conversion rates and bolster your defenses against fraud by leveraging dynamic threat intelligence that is seamlessly integrated throughout the digital journey. In today's online marketplace, even a few seconds of delay can translate into significant revenue loss for your business. It is essential to not only boost conversion rates but also to effectively manage an increasingly complex landscape of cybercrime threats. LexisNexis® ThreatMetrix® offers a robust enterprise solution for digital identity intelligence and authentication, relied upon by over 5,000 prominent global brands to guide their daily transaction decisions. Our fraud prevention solutions merge insights from billions of transactions with advanced analytic technologies and integrated machine learning, creating a cohesive approach to decision analytics that spans the entire customer journey and empowers businesses to combat fraud more effectively. By utilizing these comprehensive tools, organizations can not only optimize their operations but also build lasting trust with their customers.

A customer initiates a new account application through various channels, such as in-person at the branch, online, via mobile apps, or through the contact center. Early Warning assesses the probability that the customer is genuine by utilizing our top-notch banking data. This allows for real-time evaluation of identity validity, enhancing the detection of synthetic and altered identities. Additionally, Early Warning forecasts the likelihood that a customer may experience default due to first-party fraud within the initial nine months after opening an account. By applying predictive intelligence, we gain deeper insights into customer behavior. The system also estimates the risk of default stemming from account mismanagement during the same timeframe. Based on these assessments, applicant privileges can be customized to match your institution's risk tolerance. Harnessing real-time predictive analytics facilitates more informed decision-making. This approach not only broadens access for more customers to the conventional financial system but also helps manage risk levels, which could lead to an increase in potential revenue. Ultimately, balancing risk management with customer inclusion is key to fostering a healthier financial ecosystem.

A comprehensive software solution designed to streamline the management of credit and debit card operations is beneficial for issuers, cardholders, and businesses alike. With ease and speed, users can tailor and automate the oversight of credit, debt, and prepaid cards to fit their institutional needs. The system incorporates a robust transactional engine that facilitates credit card authorizations on a global scale. Enhance your institution's security with advanced technological offerings, including loss prevention measures for both open and closed credit card transactions. Additionally, businesses can manage payments with the assurance of international security standards and transactional certifications. The platform allows for the rapid development of new products and payment services, enabling thorough analysis of business operations and revenue opportunities. This integrated approach not only simplifies processes but also empowers institutions to adapt quickly to market changes and customer demands.

SecureAuth ensures that every digital experience is straightforward, efficient, and secure, aligning perfectly with your Zero Trust goals. It safeguards employees, partners, and contractors by offering a seamless user experience that minimizes business risks while enhancing productivity. By facilitating a straightforward and secure unified customer journey, SecureAuth supports the ongoing evolution of your digital business strategies. Utilizing adaptive risk analytics, it assesses numerous factors, including human behaviors, device and browser fingerprints, as well as geolocation, to establish a distinct digital identity for each user. This capability allows for continuous real-time authentication, delivering top-tier security throughout the entire digital journey. Furthermore, it empowers employees, contractors, and partners with a robust identity security framework that eases the integration of new applications, boosts operational efficiency, strengthens security measures, and propels your digital ambitions forward. Additionally, leveraging insights and analytics not only accelerates your digital initiatives but also enhances the speed and quality of decision-making processes. In today’s fast-paced digital landscape, having such a comprehensive security strategy is crucial for sustained success.

Your customers expect a seamless experience. Our network intelligence and predictive fraud score scoring can help you create seamless user experiences. Emailage by LexisNexis®, is a powerful fraud risk scoring tool that uses email intelligence. Customers expect flexibility in how they can interact with you via multiple channels. They expect you to be able to identify them and give them quick, easy access to your system, regardless of whether they are using a smartphone or tablet, laptop, or another device. They also want to be sure that their personal information and account passwords are secure so that fraudsters can't take over their accounts. This is a difficult task. Your ability to assess the risk of digital elements is crucial with the increase in digital channels for consumers. This is especially true if you, or your organization, collects minimal personal information to speed up customer onboarding and reduce data exposure risk.

SpecTrust offers a comprehensive defense system against identity theft and fraud, allowing your team to concentrate on essential business functions. Its cloud-native platform effectively identifies and authenticates suspicious users before they can access your servers, prioritizing security above all. The solution employs customer-specific 256-bit encryption keys to safeguard data and mandates rigorous TLS encryption for any data that enters or exits the system. With an advanced secure stream processor, SpecTrust swiftly converts chaotic internet traffic into standardized data and actionable insights in less than 10 milliseconds, achieving remarkable horizontal scalability. This performance is more than ten times faster than the average blink of an eye. Additionally, SpecTrust's architecture is designed for global scalability, featuring automatic replication, limitless horizontal growth, and self-recovery mechanisms, ensuring that we are consistently operational, efficient, and precise. To further enhance security, customer-exclusive data shards can be locked to specific regions, allowing you to maintain control over your data's location. This robust approach not only protects your information but also optimizes your business processes effectively.

IBM Trusteer offers solutions to recognize customers and guard against harmful users across various platforms. This service aids organizations in identifying fraudulent activities, verifying user identities, and building trust throughout the omnichannel customer experience. Utilizing advanced cloud intelligence powered by artificial intelligence and proprietary machine learning techniques, Trusteer takes a comprehensive approach to distinguish both new and existing customers, enhancing their overall experience. Over 500 prominent organizations depend on Trusteer to protect their customers' digital experiences and drive business expansion. It enables the transparent detection of unauthorized access and activities, fostering actionable insights across different departments through real-time evaluations. Additionally, Trusteer helps in assessing risks, minimizing operational expenses, and boosting both efficiency and security. By employing behavioral biometrics alongside AI and machine learning, organizations can effectively thwart account takeover attempts and cultivate a strong sense of digital identity trust. In a rapidly evolving digital landscape, Trusteer remains a pivotal ally for businesses aiming to stay ahead of cybersecurity threats.

An effective cyber security strategy must focus on both internal and external threats to ensure comprehensive protection. Both types of threats share a critical factor: the commitment of end users to follow established security protocols, policies, and best practices. External threats often take advantage of internal users' compliance with these security measures to infiltrate systems. While various tools like firewalls can mitigate external risks, the root cause often lies in inherent weaknesses within the organization. To effectively manage internal risks, it is essential to implement “automatic & enforceable” security policies and encourage users to follow secure access guidelines with reliable credentials. Fortunately, LogMeOnce's patented technology provides numerous solutions to safeguard your team members, credentials, and organization through advanced automated authentication. Furthermore, the LogMeOnce dashboard streamlines access management, unifying a user’s diverse array of applications into a powerful, cohesive platform for improved security and efficiency. This integration not only enhances protection but also simplifies the user experience, making it easier to maintain security standards across the board.

Implement a robust security framework to safeguard your users and devices, including BYOD laptops and smartphones, emphasizing the importance of building trust across all endpoints while consistently validating that trust during every interaction or transaction. Is your organization equipped to support your workforce, regardless of their location? In scenarios where employees cannot physically access the office, it becomes crucial for them to securely connect to necessary data and applications, whether they are using company-issued or personal devices. The BlackBerry® Cyber Suite offers comprehensive security that effectively mitigates breaches and protects against advanced threats through sophisticated AI technology. It delivers a full Zero Trust solution, encompassing a wide range of devices, ownership types, networks, applications, and personnel. By continuously authenticating users and dynamically adjusting security protocols, it ensures a seamless Zero Touch experience that enhances security without disrupting user activities, ultimately promoting a more resilient and responsive operational environment. In today’s digital landscape, adopting such a proactive security approach is not just beneficial but essential for maintaining organizational integrity.

With Smartpay Zero Cost EFTPOS, you can eliminate transaction fees associated with EFTPOS payments entirely. Our service supports all prominent credit and debit cards, including Visa, MasterCard, EFTPOS, and American Express, ensuring you can cater to a wide range of customers. We also facilitate contactless payments through various methods such as cards, smartphones, and wearable devices, making transactions quick and convenient. Our user-friendly Android machines are designed to accept contactless payments via Mastercard Tap & Go and Visa payWave effortlessly. Additionally, Smartpay terminals are compatible with mobile payment platforms like Apple Pay, Google Pay, Samsung Pay, and Android Pay, making it easier than ever to conduct transactions. Our card reader accommodates all major credit and debit cards, including the option to add American Express at no extra charge. Each month, our dedicated payment specialists assist countless businesses similar to yours in finding the most suitable payment solutions. We invite you to discuss how we can support your business needs today. In Australia, we proudly serve as a payment facilitator, offering credit and debit card acquisition through our innovative EFTPOS terminals, revolutionizing the payments industry while providing business owners with tailored payment products to enhance their operations. As a result, we are not just offering a service; we are building partnerships that empower businesses to thrive in a competitive market.

BioCatch offers sophisticated behavioral insights that empower organizations worldwide to implement actionable intelligence, thereby enhancing the security of the customer journey. By examining both the physical and cognitive digital behaviors of users, BioCatch generates vital insights that help differentiate between genuine applicants and potential cybercriminals. It identifies behavioral anomalies that signal threats from both human and automated sources, including Remote Access Tools, bots, malware, and manual account takeovers. Furthermore, BioCatch can recognize subtle behavioral cues indicating that a victim might be unknowingly led into a fraudulent money transfer. Utilizing AI-driven behavioral biometrics technology, BioCatch effectively minimizes online fraud while facilitating identity verification without sacrificing user experience. The patented solution is crafted to safeguard online identities, all while ensuring that web and mobile users enjoy a seamless interaction with digital platforms. This innovative approach not only enhances security measures but also fosters trust between organizations and their customers.

Utilize UnifyID's authentication platform to enhance security and streamline the user experience by eliminating passwords and one-time passcodes (OTP). UnifyID provides Multi-Factor Authentication services that seamlessly integrate deterministic, behavioral biometric, and environmental characteristics through machine learning techniques to accurately identify users. By harnessing advanced machine learning, our system develops a secure digital fingerprint based on behavioral biometrics and environmental factors. With passive authentication, users can avoid frustrating experiences that often lead to low adoption rates for Multi-Factor Authentication systems. Bid farewell to the hassle of security questions, passcodes, or even passwords entirely. Our innovative, patent-pending technology utilizes dynamic user attributes, like motion and environmental context, which are not accessible to either the user or potential attackers, effectively mitigating risks from phishing and bot attacks. Additionally, we have meticulously crafted our solution with the needs of developers at the forefront, ensuring smooth integration and deployment. Ultimately, this approach not only enhances security but also significantly improves user convenience and satisfaction.

Our innovative and adaptable platform supports card programs of all sizes with varying levels of customization, allowing for swift market delivery in days rather than weeks. It is the first fully digital print production model that has received approval from major payment networks such as Visa, Mastercard, American Express, Discover, and Union Pay. This efficiency stems from the fact that card campaigns are printed on demand, which means Arroweye’s methodology removes the need for forecasting and eliminates the burdens of pre-printed inventory. Consequently, card issuers are able to quickly adjust to evolving market demands, leading to improved return rates and overall performance. Additionally, our web-to-print solution merges advanced web design tools for personalized card creation with a comprehensive digital on-demand production and fulfillment system. By utilizing this approach, you can enhance your product differentiation without the necessity of maintaining inventory. This flexibility not only streamlines operations but also empowers issuers to meet customer expectations more effectively.

Splitit is revolutionizing the Buy Now, Pay Later (BNPL) landscape with its merchant-branded Installments-as-a-Service platform. Our solution addresses the hurdles businesses encounter with traditional BNPL systems while facilitating seamless BNPL options at the point of sale for card networks, issuers, and acquirers, all via a unified network API. Customers can divide their purchases into as many as 36 interest-free monthly payments using their current Visa or MasterCard. They also have the opportunity to test products for up to 90 days before making a final decision on whether to keep them. Once they have made their choice, customers can either pay the total amount upfront or initiate an installment payment plan. Furthermore, if customers find they don’t have enough available credit on one card, they can easily distribute their installment payments across two separate credit cards. This flexibility empowers shoppers to acquire what they desire without needing to apply for additional credit or incur debt, making the shopping experience smoother and more accessible. Such innovative features help enhance customer satisfaction while driving sales for merchants.

Our solution harnesses the strength of four interconnected security layers to authenticate users based on their natural behavior patterns. Employed by leading global brands, this solution safeguards online experiences from the initial login to the final logout. Ensure you capture every moment of a session. NuDetect is strategically positioned at various points throughout the environment to oversee users from the instant they access your website until they depart. Detect unusual activities before they escalate into fraudulent actions. Utilizing our real-time solution, potential threats are thwarted as they attempt to breach your environment. Provide passive protection for your customers. By analyzing both behavioral and device-related data, you can safeguard your users while they effortlessly navigate your platform, without any added friction. Advance your capabilities effortlessly. As we process billions of data points, NuDetect for Continuous Validation becomes adept at identifying your trusted customers, even as their online behaviors evolve. The machine learning features are fine-tuned to adapt to user changes, enhancing the accuracy of recognition over time. This continuous adaptation ensures that your security measures remain robust and effective in an ever-changing digital landscape.

Appsian empowers some of the world’s largest enterprises to fully leverage their ERP investments by seamlessly integrating advanced security solutions essential for combating contemporary threats. By utilizing tools such as Single Sign-On, Multi-Factor Authentication, Location-Based Security, Data Masking, Transaction Logging, and Real-Time Analytics, organizations can significantly enhance their control and visibility over ERP systems. Additionally, Appsian aids in establishing robust cross-application business process controls, minimizing material weaknesses, and automating intricate user management tasks like Segregation of Duties (SoD), access requests, and periodic access certification reviews. This streamlining of access management not only strengthens security but also fosters the implementation of comprehensive controls. Furthermore, it dismantles the barriers between various systems, which often complicate compliance and audit reporting. By instituting effective Governance, Risk, and Compliance (GRC) policies across all business applications, organizations can achieve greater efficiency. Consequently, this results in a reduction of both time and costs tied to internal and external audit processes, ultimately leading to a more secure and compliant operational environment.

With the NetIQ Risk Service engine, you can leverage both static and behavioral risk metrics to customize the authentication experience for your users while enhancing the security of access to sensitive information. This approach allows you to streamline access for users without compromising the protection of private data. In addition to the basic multi-factor authentication options provided by Azure AD, the NetIQ Advanced Authentication framework empowers you to incorporate a wide range of additional authentication methods. Furthermore, it facilitates the safeguarding of access across your entire array of on-premises and cloud services, irrespective of their location within your Azure environment. A crucial aspect of securing your infrastructure is ensuring that authentication mechanisms are in place for every entry point utilized by your users. Many organizations often utilize various authentication systems and policies, leading to complexity. NetIQ Advanced Authentication consolidates all these needs into a single framework, delivering uniform security, streamlined management, and improved efficiency across your organization’s authentication processes. By embracing this unified solution, you can enhance both security and user satisfaction simultaneously.