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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

Discover the ultimate online business checking account designed just for you. With a simple online application process that takes only minutes, you can focus on your entrepreneurial pursuits while earning up to 1.5% cash back and enjoying unlimited free transactions. When using your Radius debit card for online or signature-based "credit" transactions, you will benefit from the same cash back rate. The application can be completed in less than 10 minutes, allowing you to skip the branch visit and concentrate on what really matters—growing your business! There are no penalties or hidden fees, ensuring you can operate without unnecessary costs. With a competitive 0.10% APY for balances of $5,000 and above, maintaining your account is straightforward, as there is no monthly maintenance fee for qualifying balances. Additionally, we don't impose fees on your account, and we provide worldwide ATM fee rebates, potentially saving you over $300 this year. You can seamlessly manage your finances anytime, anywhere, taking advantage of features like digital invoicing, wires, ACH transfers, bill pay, and mobile deposits—all right at your fingertips. This account is tailored to support your business needs while maximizing your financial benefits.

Description

Discover cutting-edge digital solutions designed to enhance your business efficiency and management. Enjoy premium benefits that acknowledge and reward your partnership with us. An earnings allowance is available to help mitigate eligible service fees, while a monthly maintenance charge of $75 applies. This earnings allowance effectively lowers the costs associated with qualifying banking services. To get started, a minimum opening deposit of $25 is required, and it's important to submit the necessary business documentation upon applying. This account is ideal for experienced business owners with intricate banking requirements and a high volume of transactions, offering relationship-based advantages. Streamline your multifaceted business operations with resources that prioritize efficiency. The first 250 transactions within a billing relationship are free each statement period; transactions beyond this limit incur a fee of $0.50 per item. You can link up to five Optimize Business Checking accounts for additional convenience. Additionally, treasury management services are accessible via our Commercial Electronic Office® (CEO®). The earnings allowance further assists in reducing eligible service charges, and there are no fees for services like stop payments, cashier's checks, and money orders, providing even more savings for your business. This comprehensive approach ensures that your banking experience is both efficient and cost-effective.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Agicap
AllianceHCM
Canton
Chargeback Gurus
Claritus
Coast
Fazeshift
Ledge
Lightspeed DMS
Nilus
Obol
Quanta
Taiki
The Muse
Tofu
TransferMate
Treasury Prime
Uplinq
Utluna
isolved

Integrations

Agicap
AllianceHCM
Canton
Chargeback Gurus
Claritus
Coast
Fazeshift
Ledge
Lightspeed DMS
Nilus
Obol
Quanta
Taiki
The Muse
Tofu
TransferMate
Treasury Prime
Uplinq
Utluna
isolved

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

$75 per month
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

LendingClub

Founded

2006

Country

United States

Website

bank.lendingclub.com

Vendor Details

Company Name

Wells Fargo

Founded

1999

Country

United States

Website

www.wellsfargo.com/biz/checking/optimize/

Product Features

Business Bank Accounts

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Product Features

Business Bank Accounts

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

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