Compare IntelliPay vs. Peakflo

**IntelliPay — Smarter Payment Processing That Protects Your Bottom Line** What if every payment your business accepted actually cost you less? For over two decades, U.S. organizations have used IntelliPay's cloud platform to modernize revenue collection, eliminate processing overhead, and give customers more ways to pay. **The Fee Problem, Solved:** Traditional processors leave businesses absorbing 2–4% per card transaction. IntelliPay's compliant dual pricing, surcharging, and convenience fee structures redistribute those costs without violating card brand rules — while traditional processing remains available for those who prefer it. **One Platform, Every Channel:** Credit card, ACH/eCheck, text-to-pay, IVR, kiosk, virtual terminal, EMV, and recurring autopay — all managed from one Google Cloud-hosted dashboard. No patchwork vendors, no duplicate reporting. **Built-In Automation:** Recurring billing, installment plans, autopay enrollment, bulk CSV processing, and payment reminders run without manual intervention — freeing staff for higher-value work. **Security & Compliance Included:** PCI DSS Level 1 certified, HIPAA and NACHA compliant, with end-to-end encryption, tokenization, and fraud detection built in. **Integrations:** REST API, QuickBooks Online sync, white-label portals, and compatibility with healthcare, legal, government, and e-commerce platforms. **Why IntelliPay:** - 20+ years in U.S. payment processing - Billions processed annually - Transparent interchange-plus pricing - U.S.-based support: phone, chat & portal

Simplify the process of bill payments and invoice collections by automating your accounts payable and receivable functions. This allows you to focus on expanding your business rather than spending excessive time on payment management. Generate Purchase Quotes and enhance the approval workflow before forwarding them to vendors. Ensure efficient PO Matching with vendor invoices while keeping track of open and closed POs against budgets. Automatically or manually capture vendor invoice information and make secure payments without any foreign exchange markup. Draft professional invoices and give your customers the opportunity to confirm amounts prior to billing. Implement intelligent workflows that include automated reminders via WhatsApp and email to enhance communication. Move away from outdated spreadsheets and utilize a comprehensive dashboard, along with pre-built reports and customer timelines, to maintain oversight. Enjoy integrated task management within a centralized workspace that organizes promise-to-pay tasks and allows effortless customer follow-ups. Furthermore, benefit from a seamless two-way integration with your preferred accounting software to enhance efficiency. Embrace these tools to transform your financial management processes significantly.