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Average Ratings 0 Ratings

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ease
features
design
support

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Description

Dave is a fintech company that streamlines financial management via its cutting-edge mobile banking application. In collaboration with Evolve Bank & Trust, a member of the FDIC, Dave provides features such as ExtraCash™, allowing qualified users to withdraw up to $500 instantly without incurring interest or late fees. Users can also take advantage of the Dave Checking account, which provides early access to their salaries through direct deposit, as well as a high-yield Goals account that offers a competitive 4.00% APY to help grow their savings. Furthermore, the app includes a Side Hustle feature that links users to various income-enhancing opportunities. With accounts insured by the FDIC up to $250,000, Dave prioritizes both security and clarity in financial management. This combination of innovative features and robust security measures makes Dave a compelling choice for those looking to enhance their financial well-being.

Description

Wagepay is a top-tier service for wage advances aimed at Australians who prefer not to adhere to employer-imposed pay schedules. Users can set up an account on the website or mobile app, where they can securely link their bank account for wage verification and advance limit assessment. Once approved, the funds are quickly transferred through the New Payments Platform (NPP), usually within a minute. Customers can access advances of up to 25% of their usual wage, capped at $2,500 for repeat users. The service stands out by not requiring credit checks, thus leaving users' credit scores intact. Payments are collected via real-time direct debits through PayTo, which streamlines the repayment process. Additionally, Wagepay features a tiered pricing model that rewards loyal customers with lower fees and includes a points rewards program that can be exchanged for gift cards, travel experiences, and other benefits. This innovative approach to wage access helps improve financial flexibility for its users.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

Free
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Dave

Founded

2016

Country

United States

Website

dave.com

Vendor Details

Company Name

Wagepay

Country

Australia

Website

www.wagepay.com.au

Product Features

Mobile Banking

Bill Payment
Biometric
Cash Management
Chat / Messaging
Cross Selling Functionality
Digital Wallet
P2P Payments
Remote Deposit
SMS Banking
Transaction Monitoring
Voice Banking

Product Features

Alternatives

Alternatives

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