Compare ChargeOn vs. Nickel

ChargeOn is a 100% Salesforce-native payment processing and orchestration platform built by Cyntexa. It offers versatile features that help you collect, manage, or track your transactions, without leaving Salesforce. By connecting 16+ payment gateways across the globe, you can receive payments in multiple currencies without worrying about the daily rate changes, while also tapping into new markets. Charge your customers instantly, on a specific date or at regular intervals through their preferred payment method, be it cash, bank/ACH, debit or credit cards, and payment links. ChargeOn prioritizes security, ensuing customer’s payment details are encrypted and tokenized, keeping you PCI-DSS compliant without any additional setup. Even if your customer misses a payment or a failure occurs, ChargeOn’s point-and-click recovery process, including automated collections, payment gateway fallback mechanism, and real-time notifications, helps you realize missed revenue. With this, your finance and operations teams gain complete transaction history, detailed error logs, and ready-to-use reports and dashboards, ensuring clean reconciliation, straightforward audits, and no missed details. Not only through online mediums but with Add Cash and Add Check features, your team can record offline payments directly inside Salesforce, giving you a unified view of all revenue across every channel. Whether your team is small or your operations span multiple regions, ChargeOn scales with your Salesforce environment and grows as your business does.

Nickel is a cutting-edge payment and credit solution designed specifically for small to medium-sized B2B enterprises. By providing a comprehensive platform, Nickel assists business owners and finance departments in enhancing cash flow while simplifying operations related to accounts receivable, accounts payable, and trade credit. Among its notable offerings are: Payment Processing: Unlimited ACH transfers at no cost and a competitive card processing fee of 2.9%. The ability to deposit checks directly into Nickel while managing significant transactions up to $1 million. Accounts Receivables: Customizable Payment Links and Payment Portals that facilitate effortless payment collection. The capability to accept payments through cards, ACH, or checks from a wide network of over 14,000 banks. One-click payments are enabled by securely storing buyer payment details for convenience. Accounts Payables: Efficient vendor onboarding through a personalized Vendor Portal. The automation of bill approvals and the option to pay vendors using cards, ACH, or traditional checks. Trade Credit: A Digital Credit Application that accelerates the customer onboarding process and enhances vetting efficiency. In addition, the trade credit program provides buyers with generous 60-day payment terms to improve their cash flow management.