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Description

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.

Description

Semantic Kernel is an open-source development toolkit that facilitates the creation of AI agents and the integration of cutting-edge AI models into applications written in C#, Python, or Java. This efficient middleware accelerates the deployment of robust enterprise solutions. Companies like Microsoft and other Fortune 500 firms are taking advantage of Semantic Kernel's flexibility, modularity, and observability. With built-in security features such as telemetry support, hooks, and filters, developers can confidently provide responsible AI solutions at scale. The support for versions 1.0 and above across C#, Python, and Java ensures reliability and a commitment to maintaining non-breaking changes. Existing chat-based APIs can be effortlessly enhanced to include additional modalities such as voice and video, making the toolkit highly adaptable. Semantic Kernel is crafted to be future-proof, ensuring seamless integration with the latest AI models as technology evolves, thus maintaining its relevance in the rapidly changing landscape of artificial intelligence. This forward-thinking design empowers developers to innovate without fear of obsolescence.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Accenture Billing & Payments Engine Yes 
Adobe Commerce Yes 
Azure App Service No 
BVNK Yes 
Checkout.com Yes 
Coinbase Yes 
DeepSeek R1 No 
EBANX Yes 
Intuit Field Service Management Yes 
Java No 
Lightspark Yes 
Microsoft 365 Copilot No 
Nexi Yes 
Okta Yes 
Prefactor No 
Python No 
Salesforce Yes 
Universal Commerce Protocol (UCP) Yes 
Weaviate No 

Integrations

Accenture Billing & Payments Engine No 
Adobe Commerce No 
Azure App Service Yes 
BVNK No 
Checkout.com No 
Coinbase No 
DeepSeek R1 Yes 
EBANX No 
Intuit Field Service Management No 
Java Yes 
Lightspark No 
Microsoft 365 Copilot Yes 
Nexi No 
Okta No 
Prefactor Yes 
Python Yes 
Salesforce No 
Universal Commerce Protocol (UCP) No 
Weaviate Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Free
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Google

Founded

1998

Country

United States

Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Vendor Details

Company Name

Microsoft

Founded

1975

Country

United States

Website

learn.microsoft.com/en-us/semantic-kernel/overview/

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