Best Buy Now Pay Later Apps in South America

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

Apple Pay Later allows users to pay for purchases in four installments rather than one lump sum. Apple Pay Later, a buy-now, pay-later solution, works with Apple Pay and can be used wherever Apple Pay is accepted. Apple Pay Later can be applied for by users who use Apple Wallet or Apple Pay to check out.

GoCardless is the UK's most trusted online direct debit provider. It makes it easy to process recurring and one-off payments. GoCardless is cost-effective and secure. It offers an easy migration process and transparent fees. The platform has pre-built integrations to leading accounting, membership, and subscription software such as Quickbooks, Sage Sage, Zuora and Online Scout Manager.

Shop Pay stores your personal information so you can fill out forms and not carts. Everything is encrypted to ensure a smooth checkout. Split your purchase into four equal installments at participating merchants or pay in full at checkout. You can now offset the carbon emissions from your deliveries for free. You just need to check out with Shop Pay to be carbon-neutral. Shop Pay protects you and your money. Once you have shared your shipping and billing information, you can use your email address for future purchases. Our servers are compliant with industry standards (PCI Compliance), and can vault credit and debit card information. Shop protects all personal information you share with them. Shop Pay allows you to choose whether to pay in full or in four equal installments* at participating merchants. You can make debit or credit card payments every 2 weeks or set up automatic payments.

Paythen makes it simple and painless for you to offer installment or flexible payment plans for your product/service to customers in 120+ countries and currencies. Built-in automations also reduce admin, support, and busy-work. No technical knowledge or code required. Connect your Stripe account to get started in just minutes Paythen gives you complete control over how you offer payment plans. You can choose the billing intervals and amounts, as well as fees. Once you have created a plan, you will receive a payment link that works everywhere - social media, email, or wherever your customers are. You can offer subscriptions, collect one-off payments, or use our unique "Pay Your Way" plan to allow your customers to choose whether they want to pay upfront or through a payment plan. Paythen is a better option than buy-now-pay later companies. It has lower fees, more control over your brand, and more flexibility. Stripe works with Paythen

Balance is the first self service checkout to accept 100% of the B2B payment complexities. This includes wires, checks, wires, wires, SaaS subscriptions, automatic vendor payouts, milestone payments, net terms, wires, checks, wires, checks, wires, wires, and wires. API-first! Access them docs Accept wires, ACH, cards, and checks. Instant, risk-free net terms: Your customers pay net 30/60. You get paid immediately. Easy recurring payments: Recurring invoice payments made as simple as recurring CC payments Built to meet all B2B payment requirements. It is ideal for marketplaces, wholesalers, merchants, SaaS providers, and service providers. Self-serve Invoicing: Customers can easily pull and pay their invoices using a click Automatic reconciliation & collection: Isn’t it funny that you’re still doing this manually.

Offer customers interest-free installments. Get the proven solution to grow your business. - Increase conversion and increase average order value - Lower cart abandonment - Compatible with existing credit or debit cards Accepted in more than 200 countries around the globe - Approval Rates in excess of 80% Shoppers can make up to 36 monthly interest-free payments with their existing Visa or MasterCard. Shoppers can try the item for up to 90-days before deciding if they want to keep it. Shoppers can decide if they want to pay in full or set up an installment-payment plan. Shoppers with insufficient credit card balances can split their installment payments between two credit cards. This allows the customer to get exactly what they want without having to apply for another credit card.

Installment Management software allows you to manage cash/Installment sales as well as down payments, stock, recovery, and other details. Installment Management System, a web-based user-friendly software, is designed to manage multiple branches and all branch operations.

You don't need credit and you have easy, flexible payment options so that you don’t have to worry about making those important purchases. Get great deals from over 100 retailers today and apply for a Katapult leasing agreement today. Katapult lease to own allows you to take home up $3,000 worth of essential items like furniture, electronics, home appliances and mattresses. The lease-to-own option is a new way to get the items you want. Choose Katapult for the payment option at checkout. Start your lease-purchase request and once approved, you have the option to pay over time or purchase your items early. You can even return your items. Katapult... A better way to pay. Katapult can't be used for all transactions, only certain items are eligible. Katapult's browser extension cannot be used for in-store transactions.

You can pay at thousands of retailers around the world with one login. Online and in-store. Laybuy makes it easy to pay in-store with your personalized barcode. You can place your order quickly and easily by replacing SMS with notifications. It's now easier to manage your budget and payments. You can keep up to date with any upcoming payments, pay your orders early, or check in to see how much credit is available, all while you're standing in the fitting room. Laybuy's shop directory includes thousands of retailers, including some of the most recognizable names in the world. Get the latest trends and the best deals so you never miss a must-have again.

Credova Financial, a consumer finance platform, integrates directly with the online checkout process to provide customers with multiple financing options through a single application. We want to help you succeed in your business, financing or shopping, whether you are a store owner or a customer.

It has been proven that giving your customers a small credit at the check-out can increase sales, increase basket sizes and reduce cart abandonment. SplitPay allows customers to pay in four equal monthly installments. We pay you fully before the goods are shipped and assume all credit risk. Merchants that use SplitPay see a 20-30% increase in sales volume. No upfront payment and no minimum transaction volume. We take on all the risk of non-payment by the customer. We do not charge any monthly or setup fees, and we settle all transactions daily. SplitPay allows you to sign up quickly and easily without any complicated application forms. Our instant approval process allows you to shop faster. SplitPay customers who pay on time will not be charged any fees or interest.

PayU is a payment processing platform that offers hundreds of payment methods to choose from and multiple checkout experiences, meant to drive approval and conversion rates higher. Leading to increased sales levels, customer trust, brand attachment and loyalty, without having to worry about payment operational and technical complexities, you’ve come to the right listing.

Welcome To Future Logics Web Applications, Mobile apps & Custom software development. Business Concept. The United Kingdom calls it Hire Purchase. This is an arrangement to buy goods or services. The buyer makes a down payment and agrees that he will pay the balance in periodic installments. It's also known as an Installment Plan, lease plan/lease management in the United States. IMS allows you to manage cash/Installment sales as well as down payments, stock, recovery, and other details. IMS is designed specifically for you if your business sells anything on monthly installments. What is IMS Customer Accounts and how do they work? It allows customers to manage their accounts. Purchase and Payable. All cash and credit sales, as well as receivable details, will be managed. Sales & Receivables. All cash and credit sales, as well as receivable details, can be managed. Inventory. Stock management and powerful reporting to improve

Clearpay is an international payment platform that aims to empower financial wellness for the next generation. Customers receive products instantly, pay in four instalments without interest and are rewarded for timely payment. Clearpay empowers customers to make financial decisions. We don't charge any interest, have no credit checks and there is no catch. Clearpay is a movement that benefits everyone - shoppers and retailers alike. Clearpay is also known as Afterpay in Australia, New Zealand and the United States. We are offered by more than 55,000 of the best retailers worldwide and have more 10 million customers. Clearpay/Afterpay has a mission to create an economy where everyone wins. Today's shopper expects a better way of paying. We make it easy for people who love brands to get what they want. Clearpay is committed to responsible spending. Customers who pay on time will receive a free Clearpay card.

Don't let fundraising be a problem. Get non-dilutive capital on-demand. You can get up to a year's upfront capital, which will give you the flexibility and funding you need to grow your company and scale. Choose from unpaid invoices and recently paid expenses and choose repayment terms of 3, 6, 9 or 12 months. You can get as much or as little funding as you need. We can accept monthly, quarterly, or even annual contracts. We adapt to your needs. We provide the funding you require at the moment. Your money is not sitting idle, it works for you. We will quickly assess the funds needed and deposit them to your account within 24 hours. Our intuitive interface makes it easy to manage all transactions and accounts. As you grow, you can access more capital. We are your partner throughout the process. Our rates drop as we work together more often. We can quickly provide the capital you need based on your data.

Finturf is a software platform for service providers and stores that want to offer POS financing options. How Does Finturf Work? 1. Enter a little bit of information from the customer, like their name and income source. 2. Send the loan request to Finturf's network of lenders 3. Find out in minutes if a lender accepts the request Why Finturf? - Simple Setup - Reliability - White label services - Support available 24 hours a day - High approval rates - Soft inquiries - Waterfall algorithm - Fast money transfer - Full performance reporting - Geo-targeting Finturf is the best option for service providers and stores looking to increase their sales by offering POS loan options.

B2B: A Buy Now, Pay Later solution Your B2B customers will be able to buy now and pay later at checkout, allowing you to sell more and grow your business. Hokodo allows you to offer trade credit to customers. Instant credit terms can help keep customers in the funnel and increase sales. Our real-time underwriting eliminates lengthy credit checks and customers can get payment terms immediately, even after making their first purchase. No need to worry about cash flow. We pay you after delivery of the goods. We can also collect late payments and chase them. Your business is protected from credit and fraud risks, including non-payments, ID theft, chargebacks, and outright bankruptcy of customers. 73% of B2B buyers prefer to shop online. We believe they should have the same seamless checkout experience as consumers.

Koverly makes sure that your bill is paid on time. At checkout, you can choose the best payment method for your business. With the best exchange rates in the industry, you can make online global payments securely, quickly and easily in 100+ currencies. Transparency on money crossing borders. Send money in more than 100 currencies to almost any country on the planet. Online spot rates for popular currency pairs are available. Your vendor gets paid now, you pay 30 days later. You can use a portion your credit line to get 30 days extra to make FX payments without any interest or fees when you activate a KoverlyPay. Koverly pays the vendor immediately and locks in your rate. KoverlyPay allows you to split payments into smaller 4, 8 or 12-week installments. Koverly adheres strictly to security and compliance standards, ensuring that all of your business payments and data is encrypted and secure. Staff security, privacy, and compliance training and certifications.

Creditea, a unique BNPL that boosts e-commerce by increasing approval rates for merchants and margins, while offering customers a seamless checkout and flexible repayment options, is a new BNPL. Customers can benefit from a quick onboarding, a user-friendly Credit Line and benefits such as 0% interest for 30 days or long-term repayment plans. Creditea is powered by International Personal Finance plc and integrates seamlessly with the major ecommerce platforms. Interested parties can partner with us. Discover how Creditea Pay Later will enhance your online business today!

Our modular, "building-block technology" makes it easy to quickly create, test, and deploy payment solutions. You can choose from more than 100K pre-coded functions through our easy-to-use, point-and-click interface. Our 300+ APIs allow you to speed up time to market and support almost any use case. Instantly load card credentials into cardholders’ mobile wallets. Leverage tools to deliver top-quality digital experiences. Flexibility and control. You can quickly create and test programs with different features based on market feedback. The platform is inherently reliable, secure, context-aware and allows you to scale new offerings to the market. With our highly configurable Agile Processing platform, you can create and deploy programs with an unmatched range of features. You can launch programs in just 30 days with minimal investment in IT infrastructure.

Zip (formerly Quadpay) instantly boosts sales. In 10 minutes, Zip's "pay Later" platform can be integrated without APIs. Enjoy the rewards Customers love the flexibility to split their payments into four installments over six weeks. Zip's partner merchants benefit from a higher AOV and conversion, more repeat sales, and immediate payment. Zip exclusive merchants. These are just a handful of the over 3,000 amazing merchant partners. Join the Zip brand community. {Our buy now, pay later platform is designed to give savvy shoppers more freedom and flexibility.|Our buy now, and pay later platform gives savvy shoppers more freedom.} Integration is easy from the front end. You can use a few lines javascript code, or one of our eCommerce platform plug-ins. Zip In-Store. Zip In-Store is a seamless in-store POS system that requires no IT support. Customers can pay in-store with Zip. Zip can be accepted if you accept Visa. To make payment, simply scan the QR code. No code changes or integrations required with POS systems

Afterpay is a pioneer in fair pay. We offer the best customers and retailers the happy ever after they deserve. This is a world where everyone wins. Afterpay is transparent and offers a clear solution for shoppers. There are no credit checks, no interest and no hidden fees. Afterpay gives shoppers the peace of mind that their money is being spent where they want it to, rather than worrying about where it went. Let's work together to make them happier. Afterpay users who are new can receive an instant approval decision within minutes. Once your customer has placed their order, you will be paid the entire amount upfront. It's a win/win situation. Afterpay customers pay four installments every 2 weeks. Shoppers pay on time, with zero interest. We believe that people are fundamentally good and we trust our customers to pay back.

Sell more. Grow faster. Bread's full-funnel approach allows you to reach more customers by giving them the opportunity to apply for financing and check out from any page on your site. Your shoppers have the option to pre-qualify for financing, and they can check out from any page of your site. Your shoppers can search, pre-qualify, check out, and pay from any page on your site, including your homepage, category page or product page, cart, checkout, and checkout. To increase sales and increase the average order value, transform pricing by using the shopper’s personalized per-month cost. Your shoppers can pre-qualify in seconds, without ever leaving your website. This will make it easy and frictionless for them. The only thing that shoppers need to do to get their rate is to enter a few details. This does not affect their credit score. Your shoppers will instantly find out if they have been pre-qualified and can understand their purchasing power. Bread doesn't take shoppers off the page or redirect them to another site. This ensures a seamless user experience.

Smart payments that increase business. Customers can spread the cost to increase sales. Customers will spread the cost and you'll be paid immediately (without any fees). Customers can spread the cost to take the fear out big purchases No interest. Our vast marketing database offers cross-sell opportunities for customers who prefer Openpay. Customers pay their first payment upfront to reduce post-purchase regret. Customers have a variety of payment options that they can choose from. We will refund almost all merchant fees if a customer returns an item.