Best B2B Payment Platforms for Mid Size Business

Zil Money offers: Pay By Credit Card: Use credit cards even when your vendors don't accept them. ACH Payment: Make one-time or recurring ACH/RTP payments in one click. Wire Transfers: Send money electronically from one financial institution to another. Bill Pay: Pay & schedule bills online, managing supplier payments & reducing risk. Digital Checks: Digitize your paper checks and make your payments via email or text. Software Integrations: Integrate Zil Money with your accounting and payroll software. Cloud Bank: Open an online bank account with ZilBank.com. Streamline your payment management & save Check Printing: Drag and drop to instantly create checks & print using any printer. Payment Link Create and send a secure URL for customers to make online payments easily. The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH. Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

EBizCharge stands out as a frontrunner in the realm of integrated B2B payment solutions, serving over 400,000 clients throughout the United States and Canada. This payment platform enables businesses to process transactions securely, anytime and anywhere, seamlessly integrating with more than 50 ERP, CRM, accounting, and eCommerce systems. The design of EBizCharge aims to enhance the efficiency of payment processing while eliminating the need for double data entry, minimizing errors, bolstering security, and streamlining the customer experience. Key features include online and mobile credit card processing, limitless transaction records, tailored reporting options, electronic invoicing, robust encryption and tokenization, email payment links, a dedicated customer payment portal, and additional functionalities. With PCI compliance at its core, EBizCharge employs two advanced methods—data encryption and tokenization—to ensure that all sensitive information remains secure. EBizCharge offers integration capabilities with a wide array of platforms, including QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, Macola, Magento, WooCommerce, and numerous others.

QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.

Nickel is a cutting-edge payment and credit solution designed specifically for small to medium-sized B2B enterprises. By providing a comprehensive platform, Nickel assists business owners and finance departments in enhancing cash flow while simplifying operations related to accounts receivable, accounts payable, and trade credit. Among its notable offerings are: Payment Processing: Unlimited ACH transfers at no cost and a competitive card processing fee of 2.9%. The ability to deposit checks directly into Nickel while managing significant transactions up to $1 million. Accounts Receivables: Customizable Payment Links and Payment Portals that facilitate effortless payment collection. The capability to accept payments through cards, ACH, or checks from a wide network of over 14,000 banks. One-click payments are enabled by securely storing buyer payment details for convenience. Accounts Payables: Efficient vendor onboarding through a personalized Vendor Portal. The automation of bill approvals and the option to pay vendors using cards, ACH, or traditional checks. Trade Credit: A Digital Credit Application that accelerates the customer onboarding process and enhances vetting efficiency. In addition, the trade credit program provides buyers with generous 60-day payment terms to improve their cash flow management.

AvidXchange modernizes the way companies pay and get paid, so they can focus on what matters most. Our accounts payable (AP) solutions allow customers to increase efficiency, visibility, and control in their AP process. Increase Efficiency: Streamline invoice approvals and reduce administrative tasks, freeing up employees to focus on more strategic work. Improve Visibility & Control: Gain real-time visibility into invoice and payment status and create customed workflows to match your approval process. Gain Anywhere, Anytime Access: Boost productivity and prevent delays by having the flexibility to tackle AP tasks 24/7. Additionally, AvidXchange, Inc. is a licensed money transmitter for US B2B payments, licensed as a Money Transmitter by the New York State Department of Financial Services, as well as all other states that require a license.

Stop settling with slow payments and say hello to the future of streamlined AR/AP. With Forwardly, small businesses in the USA can receive and send payments instantly, 24/7/365, manage cash flow, and simplify accounting with automatic reconciliation. Say goodbye to payment delays and impress your clients with ridiculously low fees, no monthly subscription, and an award-winning cash flow management platform. To get started for free, visit Forwardly.com.

Meet BILL. Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Avnovo is your comprehensive payment solution designed to adapt to the rapid pace of contemporary business. Our mission is to create a financial ecosystem that is more accessible, transparent, and user-friendly, particularly in the realm of B2B transactions. Leveraging cutting-edge cloud technology, we have pioneered the digital transformation of cash payments. Our innovative software simplifies the payment process, eliminates transaction fees, and accelerates cash flow, setting the stage for future enhancements. Additionally, we facilitate a flexible payment model that allows you to collect funds at preferred intervals. Users benefit from a clear visual representation of their transaction data, empowering them to make informed business decisions. We support a wide range of secure and convenient payment methods, accommodating all major debit and credit cards from customers globally, as card transactions represent over 40% of online payment activity worldwide. All our solutions are fortified with advanced security measures, ensuring the utmost protection of sensitive information while we continue to evolve and expand our offerings.

Our partnership and platform accelerates and enhances every aspect of the subscription lifecycle—from plans, pricing, and promotions and subscriber management, to payments optimization, recurring billing, churn management, and revenue recognition. Recurly delivers: - Scalability: Our platform is built for growth, adapting effortlessly to your evolving needs. Enter new markets and manage expansion without skipping a beat. - Subscription Insights: Gain data-driven expertise on subscriber behaviors and preferences, empowering you to make strategic decisions that bolster your bottom line. - Subscriber Retention: We perfect the art of retention through personalization for heightening customer engagement and robust churn management solutions. - Profitable Growth: Our technology isn't just sustaining; it's growth-accelerating, driving operational efficiency and fostering innovation.

Computop provides its customers with local and innovative omnichannel payment processing and fraud protection solutions for ecommerce and POS. Computop Paygate allows retailers, service providers, and industrial enterprises to choose from more than 350 payment methods. Computop is a global player, with locations in Germany and the USA. It has been serving large international companies, such as C&A and Fossil for over 25 years. Computop processes transactions worth USD 33 billion, in 127 currencies.

Checkrun is a leading bill pay solution for small businesses. Streamline your back office, reduce errors, and maximize your cash flow. With Checkrun, you can manage your accounts payable all in one place — create and send ACH or check payments, track due dates and manage payment workflows. Pay securely directly from your bank account — via check — or set up automatic ACH payments to your vendors. Either way, you can manage your business expenses and send payments to vendors on-the-spot. Easy-to-use dashboard, automatic payment reminders, and payment approvals all boost efficiency and profit.

Facilitate payments, establish complimentary online stores, manage shipping, secure loans, and various other functionalities to enhance your business operations. With Instamojo’s offerings, you can effortlessly accept payments online, set up your free storefront, purchase domains, and utilize mailbox services among other tools designed to kickstart your enterprise. Oversee online transactions, orders, inventory, and customer information from one centralized interface. You can monitor payments, shipments, and leads conveniently on both mobile devices and desktops. Additionally, you can obtain cash flow loans, tap into growth and marketing resources, and utilize multiple free online business solutions to increase your income and expand your clientele. The Instamojo Android app provides exclusive add-ons to further empower your business! Quickly access your Instamojo links for expedited sharing. The app also allows you to manage and schedule your shipments and payments with ease. Accelerate your payout processes and verify your eligibility for small loans. Keep a comprehensive ledger tool available for tracking both payables and receivables. With PCI-DSS certified payment methods, SSL certified websites, and other security measures, your business remains completely secure at all times. This comprehensive suite of features ensures you have everything needed to thrive in the competitive online marketplace.

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing and fraud prevention tools. Here's how Mollie can help your business: – Accept online and in-person payments and manage everything on one platform. – Increase conversion with 35+ payment methods, including global leaders and local favourites. – Boost revenue and build trust with an optimised checkout flow built to convert. – Use an all-in-one dashboard to manage payments, get insights, access funding, and streamline accounting. – Get paid faster by sending payment requests and branded invoices in just a few clicks. – Access fast, flexible business funding up to 350k with transparent pricing and flexible repayments. Get started today with transparent pricing, no hidden fees, and no lock-in contract.

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system where businesses can manage payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, companies connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of Corefy is a powerful routing and cascading engine powered by 100+ attributes, including custom metadata. This allows businesses to define granular traffic distribution rules based on geography, BIN, currency, transaction parameters, risk signals, historical performance, or other custom conditions. Routing strategies can be adjusted without rebuilding infrastructure, enabling optimisation of approval rates, load balancing across providers, and more controlled risk management. Corefy also provides white-label capabilities for organisations launching or scaling their own payment products. The platform supports merchant account hierarchies, role-based access control, reporting, and operational tools needed to run payment businesses efficiently. For organisations that want to expand connectivity without complex migrations, Corefy offers Payment bridge — a lightweight extension layer that enables rapid rollout of new payment integrations on top of existing systems. The platform has processed over 1 billion transactions and powers dozens of active payment providers and platforms worldwide.

Smart Business Banking for Startups, SME's and Freelancers Take control. You can save time. All of it for you. Invoicing, banking, payment gateway, billing and payment link. We also offer tax return filing tools to help you save time and money. You should be focusing on your business and not on finance and banking. Enalo allows you to link your current accounts to Enalo for seamless payment collection and payouts. Industry-leading encryption and security. Smart business insights and real-time transaction notifications keep you in control. Support is available 24/7 to assist you.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

SprintPay is an innovative digital payment solution specifically designed for the cargo and freight-forwarding sector, allowing freight forwarders, cargo facilities, and trucking companies to efficiently and securely process payments and settle charges in real time. Users can easily choose a cargo facility, input invoice or AWB information, upload necessary documents, and complete a payment request through various methods such as credit card, ACH/eCheck, or billing account, all within a seamless workflow. The platform includes features such as guest payment options that require no subscription, approval workflows that facilitate requestor and approver interactions for businesses, and the ability to upload bulk payments, which streamlines multiple transactions into a single operation. Additionally, it provides users with real-time insights into payment statuses, offers dashboards and downloadable invoices or statements, and supports credit lines (Maximum Balance Limits) for approved users. Furthermore, it integrates with the facility's system, ensuring that once payments are confirmed, the release of cargo is expedited, enhancing the overall efficiency of the shipping process. This comprehensive approach to payment solutions not only simplifies transactions but also helps businesses operate more effectively in the competitive landscape of cargo and freight forwarding.

CardUp is an innovative no-code payment solution that allows both businesses and individuals to handle substantial expenses like rent, supplier invoices, payroll, taxes, and school fees using credit cards, even in scenarios where such payments are typically not accepted. By utilizing this platform, businesses can enhance their cash flow management by extending payment terms for up to two months without interest, shifting payables onto credit cards, and expediting receivables by providing customers the option to pay via card or through an online link, all while benefiting from automated tracking and a centralized dashboard. Additionally, CardUp facilitates the collection of payments through card transactions or QR-based bank transfers without the need for any technical integrations, allowing for a quick setup process that can be completed in just one business day. Its main features encompass converting cash or check payments to card transactions, digitizing both payables and receivables, taking advantage of card rewards and cashback, managing multiple cards effectively, automating recurring payments, and offering efficient payment reconciliation using the dashboard. This comprehensive approach not only simplifies payment processes but also empowers users to better manage their financial operations.

AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more.

Spenmo recognizes that various businesses exhibit unique spending behaviors. You can effortlessly send your bill payments to Spenmo, whether it's just one or thousands. Our advanced system analyzes the invoices and executes the payments seamlessly. Additionally, Spenmo facilitates the use of credit cards for making payments that do not involve cards. With Spenmo, managing, verifying, and processing employee expense claims becomes a breeze. The platform empowers your entire workforce by providing both virtual and physical corporate cards. Once you forward your bills, our system takes over, ensuring efficient payment processing. When the feature is activated, submitted invoices will be routed to an admin for thorough evaluation, allowing for the approval, rejection, or reassignment of transactions to another admin as needed. This streamlined approach enhances financial oversight and accountability within your organization.

CHERRY is a B2B payment processing solution that seamlessly integrates with existing accounting software like QuickBooks and connects with banking payment platforms, enhancing automation and removing manual tasks for the payer, bank, and payee. By automating payments, CHERRY ensures that transaction-related data is instantly synchronized from the accounting software to the intended recipient, effectively removing the need for redundant data entry and optimizing transaction approval workflows within the current accounting system. When a payment is recorded in the accounting software, the CHERRY platform generates a vCheck™ (virtual check) which can be digitally reviewed and approved before being sent for processing by the user's bank. The traditional approach to digital payments starts outside of accounting applications, leading to accounting issues due to a manual process that is often cumbersome and susceptible to errors from duplicate entries. With CHERRY, users can complete payments directly within their accounting application, significantly enhancing efficiency and reducing the risk of mistakes. This innovative solution not only simplifies the payment process but also ensures a smoother financial management experience overall.

Trusek’s technology platform enables FinTechs, FIs, and Banks to launch new products 10 times faster than traditional development empowering FinTechs & FIs to innovate faster, scale seamlessly, & reduce costs with our secure, flexible & scalable Multi-Currency Platform Trusek’s Payment & Settlement module supports real-time and batch processing Key features include: - Real-time Payment Processing through 3rd Parties connected to Payment Networks/ Schemes - 3rd Party Integrations with third-party banking & payment providers via APIs - Real-time Account Updates on account balances & transaction status - Dual entry accounting throughout - Efficient Bulk Payment processing of bulk payments & payouts - Streamlined Reconciliation: Simplifies settlement and reconciliation processes with real time Bank Reconciliation reports - Comprehensive Reporting: Generates customer statements and other insightful reports Trusek also provides robust Foreign Exchange capabilities, offering seamless integration with a wide range of third-party Forex Providers ensuring access to the global currency markets you require Key features include: - Extensive Currency Support: Access over 65 currencies - Single account holding multiple currency balances - Control Over Conversions: Maintain full control over when and what currency conversions to execute. No forced conversions - Comprehensive Trading Support: Supports Spot, Limit, & Future trades - Real-time Operations: real-time currency conversions & transaction recording - Streamlined Account Management: Currency accounts set up in real-time - Efficient Reconciliation: accurate & timely reporting - Comprehensive Reporting: on foreign exchange operations DIY takes more than 60 weeks. We deliver in less than 6 weeks!

Hellgate® provides a flexible, modular payment orchestration platform built for enterprises managing complex and high-volume payment environments. It uses an infrastructure-first, cloud-native design that allows businesses to build and operate custom payment stacks on their preferred cloud providers, connected securely via VPC peering. The platform features provider-agnostic routing, version control for payment flows, network tokenization, and delegated authentication, alongside sophisticated failover mechanisms to ensure transaction reliability. Hellgate® supports PCI DSS-compliant card data vaulting, network token provisioning, issuer enrichment, and advanced risk data services. Real-time monitoring and flexible APIs give organizations full visibility and control over their payment processes. By removing transaction fees and vendor lock-in, Hellgate® empowers enterprises to innovate without constraints. Its enterprise-grade SLAs guarantee performance and scalability. Overall, it is an ideal solution for businesses requiring secure, compliant, and customizable payment infrastructure.

Make offering trade credit as easy as accepting a credit card. Apruve is technology at the intersection of B2B trade credit and A/R automation. Apruve enables global enterprises to transform their trade credit, accounts receivable, and collections processes with automation and guaranteed payments. Apruve works with a global credit network to guarantee next-day financing on all open invoices while automating the procure-to-pay process and decreasing risk. Our solutions are customized for your markets, customers, and goals, enabling you to simplify and accelerate the procure-to-pay process.