Comment Re: What's the big problem? (Score 1) 675
It has everything to do with the bank. If you choose DEBIT, it asks for chip and pin, and also the retailer gets hit with extra fees. If you choose CREDIT, it asks for chip and signature. I can do this on ALL my cards, even ones that are straight credit cards and also just debit cards... (IE ring my debit card through as credit, and ring my credit card through as debit). Debit cards = backed by a checking or savings account, credit cards = backed by an actual credit line, just so everyone knows the difference